HDFC Money Market Fund Direct-Growth
Debt: Money Market - Growth (Open ended)
SEBI Riskometer: ModerateCategory: Debt: Money MarketBenchmark: CRISIL Money Market A-I IndexCheck Portfolio Overlap →
NAV: ₹6,331.38-0.03%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for HDFC Money Market Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 104.52% | 99.42% | 99.46% | 102.51% | 97.39% | 100.56% |
| Others (incl. cash) | -4.52% | 0.58% | 0.54% | -2.51% | 2.61% | -0.56% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
121
Top Holding %
3.53%
Top 5 Holdings %
16.04%
Top 10 Holdings %
28.08%
Modified Duration
0.39 yrs
Avg. Maturity
0.42 yrs
Yield to Maturity
7.06%
AUM
₹27,624 Cr
Expense Ratio
0.22%
Since Inception
7.28%
Max Drawdown
-0.01%
Sharpe Ratio
2.75
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Indian Overseas Bank | Financial | 20,000 | 974.14 | 3.53% | 0.61%↑ |
| Indusind Bank Ltd. | Financial | 20,000 | 975.96 | 3.53% | 0.60%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 20,000 | 938.63 | 3.40% | 0.59%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 17,000 | 831.31 | 3.01% | 0.52%↑ |
| National Bank For Agriculture & Rural Development | Financial | 14,500 | 709.23 | 2.57% | 0.44%↑ |
| Reserve Bank of India | Financial | 7,00,00,000 | 687.2 | 2.49% | 0.43%↑ |
| National Bank For Agriculture & Rural Development | Financial | 14,000 | 686.42 | 2.48% | 0.42%↑ |
| Reserve Bank of India | Financial | 7,00,00,000 | 686.38 | 2.48% | 0.42%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 13,000 | 634.78 | 2.30% | 0.40%↑ |
| Punjab & Sind Bank | Financial | 13,000 | 632.53 | 2.29% | 0.39%↑ |
| Punjab & Sind Bank | Financial | 11,500 | 557.69 | 2.02% | 0.35%↑ |
| Bajaj Finance Ltd. | Financial | 11,000 | 536.73 | 1.94% | 0.04%↑ |
| Reserve Bank of India | Financial | 5,00,00,000 | 493.75 | 1.79% | 0.31%↑ |
| Reserve Bank of India | Financial | 5,00,00,000 | 493.24 | 1.79% | - |
| Bank of Maharashtra | Financial | 10,000 | 490.91 | 1.78% | 0.31%↑ |
| Punjab National Bank | Financial | 10,000 | 488.54 | 1.77% | 0.31%↑ |
| Mindspace Business Parks REIT | Construction | 10,000 | 487.97 | 1.77% | 0.31%↑ |
| Yes Bank Ltd. | Financial | 10,000 | 487.28 | 1.76% | 0.30%↑ |
| LIC Housing Finance Ltd. GDR/GDS | Financial | 10,000 | 486.65 | 1.76% | 0.30%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 9,000 | 442.03 | 1.60% | -0.02%↓ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 89.20% | 77.02% |
| SOV | 14.98% | 12.46% |
| Others | 0.34% | 0.26% |
| AA | - | 0.40% |
| AA+ | - | 0.56% |
| AAA | - | 0.94% |
| Cash | - | 0.00% |
| Term Deposits | - | 0.32% |
| Cash & Call Money | -4.52% | 5.52% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Indusind Bank Ltd. | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL - A1+ | 3.53% |
| Indian Overseas Bank | Certificate of Deposit | 0.00% | 18/02/2027 | CARE - A1+ | 3.53% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 11/08/2027 | CARE - A1+ | 3.40% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 28/01/2027 | CARE - A1+ | 3.01% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 27/01/2027 | ICRA - A1+ | 2.57% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 28/01/2027 | SOV | 2.49% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 14/01/2027 | IND - A1+ | 2.48% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 04/02/2027 | SOV | 2.48% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CARE - A1+ | 2.30% |
| Punjab & Sind Bank | Certificate of Deposit | 0.00% | 24/02/2027 | ICRA - A1+ | 2.29% |
| Punjab & Sind Bank | Certificate of Deposit | 0.00% | 12/03/2027 | ICRA - A1+ | 2.02% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 365-D 03/02/2027 | CRISIL - A1+ | 1.94% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 24/12/2026 | SOV | 1.79% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 31/12/2026 | SOV | 1.79% |
| Bank of Maharashtra | Certificate of Deposit | 0.00% | 08/01/2027 | CRISIL - A1+ | 1.78% |
| Mindspace Business Parks REIT | Commercial Paper | 0.00% | 287-D 05/02/2027 | CRISIL - A1+ | 1.77% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL - A1+ | 1.77% |
| LIC Housing Finance Ltd. GDR/GDS | Commercial Paper | 0.00% | 347-D 23/02/2027 | CRISIL - A1+ | 1.76% |
| Yes Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL - A1+ | 1.76% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 08/01/2027 | CRISIL - A1+ | 1.60% |
| Bank of India | Certificate of Deposit | 0.00% | 16/02/2027 | CARE - A1+ | 1.59% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 04/02/2027 | ICRA - A1+ | 1.41% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 12/03/2027 | CARE - A1+ | 1.41% |
| Embassy Office Parks REIT | Commercial Paper | 0.00% | 342-D 18/03/2027 | CRISIL - A1+ | 1.31% |
| Kotak Mahindra Securities Ltd. | Commercial Paper | 0.00% | 365-D 24/02/2027 | CRISIL - A1+ | 1.23% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 18/02/2027 | SOV | 1.19% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 06/01/2027 | CARE - A1+ | 1.07% |
| AU Small Finance Bank Ltd. | Certificate of Deposit | 0.00% | 15/02/2027 | CRISIL - A1+ | 1.06% |
| UCO Bank | Certificate of Deposit | 0.00% | 15/06/2027 | CRISIL - A1+ | 1.03% |
| Mindspace Business Parks REIT | Commercial Paper | 0.00% | 10/06/2027 | ICRA - A1+ | 1.03% |
| Canara Bank | Certificate of Deposit | 0.00% | 29/06/2027 | CRISIL - A1+ | 1.03% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 20/08/2027 | CRISIL - A1+ | 1.02% |
| Tata Capital Housing Finance Ltd. | Commercial Paper | 0.00% | 365-D 08/01/2027 | CRISIL - A1+ | 0.89% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 17/12/2026 | SOV | 0.89% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 21/01/2027 | SOV | 0.89% |
| Birla Group Holdings Pvt. Ltd. | Commercial Paper | 0.00% | 364-D 05/02/2027 | CRISIL - A1+ | 0.88% |
| Aditya Birla Housing Finance Ltd. | Commercial Paper | 0.00% | 363-D 09/03/2027 | CRISIL - A1+ | 0.88% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 364-D 26/02/2027 | CRISIL - A1+ | 0.88% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 365-D 17/02/2027 | CRISIL - A1+ | 0.88% |
| Bharti Telecom Ltd. | Commercial Paper | 0.00% | 351-D 26/02/2027 | CRISIL - A1+ | 0.88% |
| IDBI Bank Ltd. | Certificate of Deposit | 0.00% | 0 | CRISIL - A1+ | 0.88% |
| AU Small Finance Bank Ltd. | Certificate of Deposit | 0.00% | 25/03/2027 | IND - A1+ | 0.87% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 23/03/2027 | CRISIL - A1+ | 0.87% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 03/09/2027 | CARE - A1+ | 0.85% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 12/03/2027 | CRISIL - A1+ | 0.80% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 10/03/2027 | IND - A1+ | 0.79% |
| Gujarat State | State Development Loan | 6.75% | 05/02/2027 | SOV | 0.73% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL - A1+ | 0.72% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 10/12/2026 | SOV | 0.72% |
| Tata Capital Housing Finance Ltd. | Commercial Paper | 0.00% | 365-D 03/02/2027 | CRISIL - A1+ | 0.71% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 14/01/2027 | CRISIL - A1+ | 0.71% |
| JM Financial Services Pvt. Ltd. | Commercial Paper | 0.00% | 365-D 22/01/2027 | CRISIL - A1+ | 0.71% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 22/01/2027 | ICRA - A1+ | 0.71% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 21/01/2027 | CRISIL - A1+ | 0.71% |
| AU Small Finance Bank Ltd. Pref. Shares | Certificate of Deposit | 0.00% | 01/02/2027 | CARE - A1+ | 0.71% |
| Bajaj Financial Securities Ltd. | Commercial Paper | 0.00% | 22/01/2027 | CRISIL - A1+ | 0.71% |
| Infina Finance Pvt. Ltd. | Commercial Paper | 0.00% | 364-D 03/02/2027 | CRISIL - A1+ | 0.71% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL - A1+ | 0.71% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 365-D 16/02/2027 | CRISIL - A1+ | 0.70% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 270-D 29/03/2027 | CRISIL - A1+ | 0.70% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL - A1+ | 0.70% |
| IGH Holdings Pvt. Ltd. | Commercial Paper | 0.00% | 363-D 18/02/2027 | CRISIL - A1+ | 0.70% |
| Union Bank of India | Certificate of Deposit | 0.00% | 0 | IND - A1+ | 0.67% |
| Indian Bank | Certificate of Deposit | 0.00% | 06/08/2027 | CRISIL - A1+ | 0.66% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 19/11/2026 | SOV | 0.66% |
| Pilani Investment And Industries Corporation Ltd. | Commercial Paper | 0.00% | 364-D 05/02/2027 | CRISIL - A1+ | 0.62% |
| Canara Bank | Certificate of Deposit | 0.00% | 11/03/2027 | CRISIL - A1+ | 0.61% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 350-D 04/11/2026 | CRISIL - A1+ | 0.54% |
| Infina Finance Pvt. Ltd. | Commercial Paper | 0.00% | 364-D 01/03/2027 | CRISIL - A1+ | 0.53% |
| Aditya Birla Capital Ltd. | Commercial Paper | 0.00% | 338-D 29/01/2027 | ICRA - A1+ | 0.53% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 358-D 02/02/2027 | CRISIL - A1+ | 0.53% |
| Bank of Maharashtra | Certificate of Deposit | 0.00% | 07/01/2027 | CRISIL - A1+ | 0.53% |
| Hero FinCorp Ltd. | Commercial Paper | 0.00% | 10/02/2027 | CRISIL - A1+ | 0.53% |
| Union Bank of India | Certificate of Deposit | 0.00% | 10/02/2027 | IND - A1+ | 0.53% |
| L&T Finance Ltd. | Commercial Paper | 0.00% | 343-D 10/06/2027 | CRISIL - A1+ | 0.52% |
| Indian Bank | Certificate of Deposit | 0.00% | 15/06/2027 | CRISIL - A1+ | 0.52% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL - A1+ | 0.49% |
| IIFL Capital Services Ltd | Commercial Paper | 0.00% | 182-D 08/12/2026 | CRISIL - A1+ | 0.45% |
| Canara Bank | Certificate of Deposit | 0.00% | 02/02/2027 | CRISIL - A1+ | 0.44% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 05/03/2027 | ICRA - A1+ | 0.44% |
| National Bank For Financing Infrastructure And Development | Certificate of Deposit | 0.00% | 02/03/2027 | IND - A1+ | 0.44% |
| Maharashtra State | State Development Loan | 7.51% | 24/05/2027 | SOV | 0.36% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 363-D 25/02/2027 | CRISIL - A1+ | 0.35% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL - A1+ | 0.35% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 365-D 28/01/2027 | CRISIL - A1+ | 0.35% |
| Birla Group Holdings Pvt. Ltd. | Commercial Paper | 0.00% | 365-D 27/01/2027 | CRISIL - A1+ | 0.35% |
| LIC Housing Finance Ltd. | Commercial Paper | 0.00% | 328-D 11/02/2027 | CRISIL - A1+ | 0.35% |
| DSP Finance Pvt Ltd. | Commercial Paper | 0.00% | 364-D 12/03/2027 | ICRA - A1+ | 0.35% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 02/03/2027 | IND - A1+ | 0.35% |
| DSP Finance Pvt Ltd. | Commercial Paper | 0.00% | 320-D 08/03/2027 | ICRA - A1+ | 0.35% |
| National Bank For Financing Infrastructure And Development | Certificate of Deposit | 0.00% | 12/03/2027 | IND - A1+ | 0.35% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 05/02/2027 | CRISIL - A1+ | 0.35% |
| Birla Group Holdings Pvt. Ltd. | Commercial Paper | 0.00% | 364-D 22/01/2027 | CRISIL - A1+ | 0.35% |
| Tata Realty and Infrastructure Ltd. | Commercial Paper | 0.00% | 364-D 29/01/2027 | CRISIL - A1+ | 0.35% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 14/01/2027 | CARE - A1+ | 0.35% |
| Sundaram Home Finance Ltd. | Commercial Paper | 0.00% | 182-D 23/02/2027 | CRISIL - A1+ | 0.35% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 361-D 05/02/2027 | CRISIL - A1+ | 0.35% |
| AU Small Finance Bank Ltd. | Certificate of Deposit | 0.00% | 26/08/2027 | CARE - A1+ | 0.34% |
| Indian Bank | Certificate of Deposit | 0.00% | 21/06/2027 | CRISIL - A1+ | 0.34% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 11/01/2027 | CARE - A1+ | 0.27% |
| Gujarat State | State Development Loan | 7.43% | 03/01/2027 | SOV | 0.27% |
| Maharashtra State | State Development Loan | 6.54% | 09/02/2027 | SOV | 0.27% |
| Gujarat State | State Development Loan | 7.52% | 24/05/2027 | SOV | 0.27% |
| IGH Holdings Pvt. Ltd. | Commercial Paper | 0.00% | 365-D 12/03/2027 | CRISIL - A1+ | 0.26% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CARE - A1+ | 0.26% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 03/11/2026 | CRISIL - A1+ | 0.18% |
| Tamilnadu State | State Development Loan | 7.74% | 01/03/2027 | SOV | 0.18% |
| Yes Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL - A1+ | 0.18% |
| HSBC InvestDirect Financial Services India Ltd. | Commercial Paper | 0.00% | 365-D 25/02/2027 | CRISIL - A1+ | 0.18% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 360-D 22/01/2027 | CRISIL - A1+ | 0.18% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 362-D 23/02/2027 | CRISIL - A1+ | 0.18% |
| Birla Group Holdings Pvt. Ltd. | Commercial Paper | 0.00% | 365-D 21/01/2027 | CRISIL - A1+ | 0.18% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 363-D 04/02/2027 | CRISIL - A1+ | 0.18% |
| Axis Finance Ltd. | Commercial Paper | 0.00% | 12/01/2027 | CRISIL - A1+ | 0.18% |
| Export-Import Bank Of India | Certificate of Deposit | 0.00% | 01/03/2027 | CRISIL - A1+ | 0.14% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 26/02/2027 | CARE - A1+ | 0.09% |
| Canara Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL - A1+ | 0.09% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 10/02/2027 | CARE - A1+ | 0.09% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 11/06/2027 | CRISIL - A1+ | 0.09% |
Frequently Asked Questions
What are the top holdings of HDFC Money Market Fund Direct-Growth?
The top holdings of HDFC Money Market Fund Direct-Growth as of 30 Sep 2026 are Indian Overseas Bank (3.53%), Indusind Bank Ltd. (3.53%), Small Industries Devp. Bank of India Ltd. (3.40%), Small Industries Devp. Bank of India Ltd. (3.01%), National Bank For Agriculture & Rural Development (2.57%). These top 5 stocks together account for 16.04% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does HDFC Money Market Fund Direct-Growth hold in its portfolio?
HDFC Money Market Fund Direct-Growth holds 121 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of HDFC Money Market Fund Direct-Growth?
The sector allocation of HDFC Money Market Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of HDFC Money Market Fund Direct-Growth?
As of 30 Sep 2026, HDFC Money Market Fund Direct-Growth has 0.00% allocated to equity, and 104.52% to debt. You can also check the historical trends above.
What is the market cap allocation of HDFC Money Market Fund Direct-Growth?
The market cap allocation of HDFC Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of HDFC Money Market Fund Direct-Growth's portfolio?
The portfolio PE ratio of HDFC Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of HDFC Money Market Fund Direct-Growth?
As of 30 Sep 2026, HDFC Money Market Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 14.98% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for HDFC Money Market Fund Direct-Growth?
The latest portfolio disclosure for HDFC Money Market Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.