HSBC Credit Risk Fund Direct-Growth
Debt: Credit Risk - Growth (Open ended) Factsheet
SEBI Riskometer: Moderately HighCategory: Debt: Credit RiskBenchmark: NIFTY Credit Risk Bond Index B-IICheck Portfolio Overlap →
NAV: ₹37.82+0.07%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for HSBC Credit Risk Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 90.95% | 91.11% | 95.07% | 95.42% | 89.28% | 98.37% |
| Others (incl. cash) | 5.23% | 5.15% | 2.43% | 4.58% | 10.72% | 1.63% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 3.82% | 3.74% | 2.50% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
30
Top Holding %
8.12%
Top 5 Holdings %
32.18%
Top 10 Holdings %
58.49%
Modified Duration
1.52 yrs
Avg. Maturity
2.01 yrs
Yield to Maturity
8.05%
AUM
₹457 Cr
Expense Ratio
0.84%
Since Inception
8.19%
Max Drawdown
-0.05%
Sharpe Ratio
0.83
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Nuvoco Vistas Corporation Ltd. | Materials | 35,00,000 | 37.1 | 8.12% | 0.08%↑ |
| GOI | Sovereign | 30,00,000 | 29.72 | 6.51% | 0.06%↑ |
| Aditya Birla Renewables Ltd. | Energy | 25,00,000 | 27.05 | 5.92% | 0.07%↑ |
| JTPM Metal Traders Ltd. | Metals & Mining | 25,00,000 | 26.95 | 5.90% | 0.06%↑ |
| Nirma Ltd. | Consumer Staples | 25,00,000 | 26.17 | 5.73% | 0.08%↑ |
| Power Finance Corporation Ltd. | Financial | 25,00,000 | 25.65 | 5.61% | 0.05%↑ |
| Power Grid Corporation Of India Ltd. | Energy | 25,00,000 | 25.08 | 5.49% | -0.33%↓ |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | 25,00,000 | 24.9 | 5.45% | 0.06%↑ |
| JSW Kalinga Steel Ltd. | Metals & Mining | 20,00,000 | 20.69 | 4.53% | 0.04%↑ |
| GMR Airports Ltd. | Construction | 15,00,000 | 16.18 | 3.54% | 0.05%↑ |
| Delhi International Airport Ltd. | Services | 15,00,000 | 15.49 | 3.39% | 0.02%↑ |
| Vedanta Ltd. | Metals & Mining | 15,00,000 | 15.49 | 3.39% | 0.05%↑ |
| MAS Financial Services Ltd. | Financial | 15,00,000 | 15.22 | 3.33% | 0.05%↑ |
| Aditya Birla Digital Fashion Ventures Ltd. | Services | 15,00,000 | 14.98 | 3.28% | -0.24%↓ |
| GOI | Sovereign | 10,00,000 | 10.73 | 2.35% | 0.04%↑ |
| National Bank For Agriculture & Rural Development | Financial | 10,00,000 | 10.4 | 2.28% | 0.02%↑ |
| INDOSTAR-12.25%-23-5-16-A-PVT | Financial | 10,00,000 | 10.34 | 2.26% | 0.02%↑ |
| INDOSTAR-12.25%-23-5-16-A-PVT | Financial | 10,00,000 | 10.21 | 2.24% | 0.04%↑ |
| Aditya Birla Real Estate Ltd. | Consumer Staples | 10,00,000 | 10.04 | 2.20% | -0.15%↓ |
| KrazyBee Services Ltd. | Financial | 10,00,000 | 10.01 | 2.19% | 0.01%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AA | 42.91% | 19.70% |
| AAA | 16.35% | 7.91% |
| AA- | 11.11% | 5.67% |
| SOV | 11.04% | 7.21% |
| A+ | 5.73% | 2.15% |
| Cash & Call Money | 5.23% | 25.23% |
| AA+ | 3.39% | 3.81% |
| Others | 0.42% | 2.33% |
| A | - | 0.78% |
| A- | - | 0.40% |
| A1+ | - | 3.00% |
| B+ | - | 1.49% |
| B- | - | 2.35% |
| BBB | - | 0.73% |
| BBB+ | - | 0.04% |
| C | - | 0.01% |
| Cash | - | 0.08% |
| D | - | 0.01% |
| Term Deposits | - | 0.37% |
| Unrated | - | 0.02% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Nuvoco Vistas Corporation Ltd. | Debenture | 7.70% | 18/09/2028 | CRISIL AA | 8.12% |
| GOI | GOI Securities | 6.01% | 21/07/2030 | SOV | 6.51% |
| Aditya Birla Renewables Ltd. | Bonds/NCDs | 8.60% | 24/09/2027 | CRISIL AA | 5.92% |
| JTPM Metal Traders Ltd. | Debenture | 0.00% | 30/04/2030 | CRISIL AA | 5.90% |
| Nirma Ltd. | Debenture | 8.50% | 07/04/2027 | CRISIL AA | 5.73% |
| Power Finance Corporation Ltd. | Debenture | 6.96% | 02/03/2028 | CRISIL AAA | 5.61% |
| Power Grid Corporation Of India Ltd. | Debenture | 7.20% | 09/08/2027 | CRISIL AAA | 5.49% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.68% | 28/04/2028 | CRISIL AA | 5.45% |
| JSW Kalinga Steel Ltd. | Debenture | 0.00% | 0 | CRISIL AA | 4.53% |
| GMR Airports Ltd. | Bonds | 0.00% | 13/02/2027 | CRISIL A+ | 3.54% |
| Vedanta Ltd. | Debenture | 9.31% | 03/12/2027 | CRISIL AA+ | 3.39% |
| Delhi International Airport Ltd. | Non Convertible Debenture | 0.00% | 22/08/2030 | ICRA AA | 3.39% |
| MAS Financial Services Ltd. | Debenture | 9.75% | 15/06/2027 | CARE AA- | 3.33% |
| Aditya Birla Digital Fashion Ventures Ltd. | Debenture | 8.80% | 26/08/2027 | CRISIL AA- | 3.28% |
| GOI | GOI Securities Floating Rate Bond | 0.00% | 22/09/2033 | SOV | 2.35% |
| National Bank For Agriculture & Rural Development | Debenture | 6.66% | 12/10/2028 | ICRA AAA | 2.28% |
| INDOSTAR-12.25%-23-5-16-A-PVT | Debenture | 9.25% | 23/11/2027 | CARE AA- | 2.26% |
| INDOSTAR-12.25%-23-5-16-A-PVT | Debenture | 9.40% | 18/06/2027 | CARE AA- | 2.24% |
| Aditya Birla Real Estate Ltd. | Non Convertible Debenture | 8.35% | 30/08/2027 | CRISIL AA | 2.20% |
| KrazyBee Services Ltd. | Non Convertible Debenture | 0.00% | 24/12/2027 | CARE A+ | 2.19% |
| Dhruva Trust | Securitised Debt | 0.00% | 0 | ICRA AAA(SO) | 2.13% |
| Indigo Paints Ltd. | Securitised Debt | 0.00% | 0 | CARE AA(SO) | 1.67% |
| GOI | GOI Securities | 6.36% | 16/02/2031 | SOV | 1.09% |
| GOI | GOI Securities | 6.48% | 06/10/2035 | SOV | 1.09% |
| Vajra Trust | Securitised Debt | 0.00% | 0 | ICRA AAA(SO) | 0.84% |
Frequently Asked Questions
What are the top holdings of HSBC Credit Risk Fund Direct-Growth?
The top holdings of HSBC Credit Risk Fund Direct-Growth as of 31 Aug 2026 are Nuvoco Vistas Corporation Ltd. (8.12%), GOI (6.51%), Aditya Birla Renewables Ltd. (5.92%), JTPM Metal Traders Ltd. (5.90%), Nirma Ltd. (5.73%). These top 5 stocks together account for 32.18% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does HSBC Credit Risk Fund Direct-Growth hold in its portfolio?
HSBC Credit Risk Fund Direct-Growth holds 30 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of HSBC Credit Risk Fund Direct-Growth?
The sector allocation of HSBC Credit Risk Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of HSBC Credit Risk Fund Direct-Growth?
As of 31 Aug 2026, HSBC Credit Risk Fund Direct-Growth has 0.00% allocated to equity, and 90.95% to debt. You can also check the historical trends above.
What is the market cap allocation of HSBC Credit Risk Fund Direct-Growth?
The market cap allocation of HSBC Credit Risk Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of HSBC Credit Risk Fund Direct-Growth's portfolio?
The portfolio PE ratio of HSBC Credit Risk Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of HSBC Credit Risk Fund Direct-Growth?
As of 31 Aug 2026, HSBC Credit Risk Fund Direct-Growth's debt portfolio has 16.35% in AAA-rated instruments, 42.91% in AA-rated, and 11.04% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for HSBC Credit Risk Fund Direct-Growth?
The latest portfolio disclosure for HSBC Credit Risk Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.