Question 1

Which funds are similar to HSBC Credit Risk Fund Direct-Growth?

Accepted Answer

Funds similar to HSBC Credit Risk Fund Direct-Growth in the Debt: Credit Risk category include HDFC Credit Risk Debt Fund Direct-Growth, ICICI Prudential Credit Risk Fund Direct Plan-Growth, and SBI Credit Risk Fund Direct-Growth. These funds follow a comparable investment mandate and are benchmarked against similar indices. You can compare them in detail — across returns, risk metrics, expense ratio, and portfolio composition — using the fund comparison tool on sharpely.

Question 2

What is the rank of HSBC Credit Risk Fund Direct-Growth in its category?

Accepted Answer

On a 3-year return basis HSBC Credit Risk Fund Direct-Growth is ranked 3 out of 14 funds in the Debt: Credit Risk category as of 16 Jul 2026. On a 5-year return basis it ranks 5 out of 14. Consistently ranking in the top across multiple time periods is a stronger signal of fund quality than a single-period rank.

Question 3

How does HSBC Credit Risk Fund Direct-Growth's expense ratio compare to similar funds?

Accepted Answer

HSBC Credit Risk Fund Direct-Growth has an expense ratio of 0.97%. The peers HDFC Credit Risk Debt Fund Direct-Growth has an expense ratio of 1.01% and ICICI Prudential Credit Risk Fund Direct Plan-Growth has 0.77%. Over the long term, a higher expense ratio can meaningfully drag on returns, so it is worth evaluating whether the fund's performance justifies the additional cost.

Question 4

How does HSBC Credit Risk Fund Direct-Growth's AUM compare to similar funds?

Accepted Answer

HSBC Credit Risk Fund Direct-Growth has an AUM of ₹470.01 crore. The peers HDFC Credit Risk Debt Fund Direct-Growth has an AUM of ₹7,693.35 crore and ICICI Prudential Credit Risk Fund Direct Plan-Growth has ₹6,212.04 crore. A large AUM can sometimes limit a fund's ability to take meaningful positions in mid and small-cap stocks, as larger trades can move prices. This is particularly relevant for funds that invest outside large caps.

Question 5

Which fund has the best 3-year returns in the Debt: Credit Risk?

Accepted Answer

The top performing fund in the Debt: Credit Risk category on a 3-year basis is DSP Credit Risk Fund Direct Plan-Growth with a CAGR of 16.86% as of 16 Jul 2026. HSBC Credit Risk Fund Direct-Growth has delivered 11.80% CAGR over the same period, ranking 3 out of 14 funds. You can view and compare the full category ranking on sharpely.

Question 6

How does HSBC Credit Risk Fund Direct-Growth rank in risk-adjusted returns vs peers?

Accepted Answer

On a risk-adjusted basis, HSBC Credit Risk Fund Direct-Growth has a Sharpe ratio of 0.84 compared to the Debt: Credit Risk average of 1.89 as of 16 Jul 2026. It ranks 14 out of 14 funds in its category on Sharpe ratio.

Period	This Fund	Category Avg	Category Rank
1Y Return	+6.24%	8.74%	13 / 14
3Y Return	+11.80%	9.80%	3 / 14
5Y Return	+9.48%	10.09%	5 / 14
10Y Return	+7.78%	7.23%	8 / 13

HSBC Credit Risk Fund Direct-Growth

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