ICICI Prudential Banking & PSU Debt Direct-Growth
Debt: Banking and PSU - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Banking and PSUBenchmark: Nifty Banking & PSU Debt Index A-II
NAV: ₹36.4-0.04%
07 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for ICICI Prudential Banking & PSU Debt Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 98.66% | 99.58% | 97.34% | 95.79% | 92.72% | 89.07% |
| Others (incl. cash) | 1.34% | 0.42% | 2.66% | 4.21% | 7.28% | 10.93% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
104
Top Holding %
4.84%
Top 5 Holdings %
18.52%
Top 10 Holdings %
31.10%
Modified Duration
3.21 yrs
Avg. Maturity
5.83 yrs
Yield to Maturity
7.90%
AUM
₹8,823 Cr
Expense Ratio
0.39%
Since Inception
8.10%
Max Drawdown
-0.03%
Sharpe Ratio
1.20
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Financial | 42,500 | 427.11 | 4.84% | 0.11%↑ |
| LIC Housing Finance Ltd. | Financial | 32,500 | 325.5 | 3.69% | 0.08%↑ |
| GOI | Sovereign | 3,09,67,800 | 305.94 | 3.47% | 0.15%↑ |
| National Bank For Agriculture & Rural Development | Financial | 30,000 | 301.41 | 3.42% | 0.07%↑ |
| Power Finance Corporation Ltd. | Financial | 27,500 | 274.08 | 3.11% | 0.07%↑ |
| REC Ltd. | Financial | 25,000 | 248.6 | 2.82% | 0.06%↑ |
| GOI | Sovereign | 2,54,00,000 | 236.17 | 2.68% | 0.12%↑ |
| Mahanagar Telephone Nigam Ltd. | Communication | 22,500 | 223.62 | 2.53% | 0.09%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 20,000 | 201.02 | 2.28% | 0.05%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 20,000 | 200.51 | 2.27% | -0.49%↓ |
| Others | Others | 0 | 200 | 2.27% | 0.03%↑ |
| Power Finance Corporation Ltd. | Financial | 20,000 | 199.22 | 2.26% | 0.05%↑ |
| Siddhivinayak Securitisation Trust | Others | 200 | 197.65 | 2.24% | 0.03%↑ |
| HDFC Bank Ltd. | Financial | 182 | 184.92 | 2.10% | -0.05%↓ |
| GOI | Sovereign | 1,75,19,200 | 177.73 | 2.01% | 2.01%↑ |
| HDFC Bank Ltd. | Financial | 1,500 | 154.22 | 1.75% | 0.05%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 15,000 | 149.34 | 1.69% | -0.23%↓ |
| Shivshakti Securitisation Trust | Others | 150 | 147.41 | 1.67% | 0.01%↑ |
| HDFC Bank Ltd. | Financial | 1,250 | 128.38 | 1.45% | 0.32%↑ |
| HDFC Bank Ltd. | Financial | 12,500 | 126.08 | 1.43% | 0.05%↑ |
1 / 6
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 75.46% | 64.86% |
| SOV | 14.75% | 11.51% |
| A1+ | 4.93% | 16.61% |
| Cash & Call Money | 1.34% | 6.52% |
| AA+ | 0.92% | 0.51% |
| Others | 0.35% | 0.37% |
| AA | - | 0.16% |
| AA- | - | 0.06% |
| Cash | - | -0.77% |
| Term Deposits | - | 0.04% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | ICRA AAA | 4.84% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 7.58% | 23/03/2035 | CRISIL AAA | 3.69% |
| GOI | GOI Securities | 7.34% | 22/04/2064 | SOV | 3.47% |
| National Bank For Agriculture & Rural Development | Debenture | 7.70% | 30/09/2027 | ICRA AAA | 3.42% |
| Power Finance Corporation Ltd. | Debenture | 6.96% | 02/03/2028 | CRISIL AAA | 3.11% |
| REC Ltd. | Debenture | 6.60% | 30/06/2027 | ICRA AAA | 2.82% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 2.68% |
| Mahanagar Telephone Nigam Ltd. | Non Convertible Debenture | 7.80% | 07/11/2033 | FITCH AAA(CE) | 2.53% |
| Small Industries Devp. Bank of India Ltd. | Non Convertible Debenture | 7.68% | 10/09/2027 | CRISIL AAA | 2.28% |
| Others | Interest Rate Swap | 0.00% | 0 | - | 2.27% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.34% | 26/02/2029 | CRISIL AAA | 2.27% |
| Power Finance Corporation Ltd. | Debenture | 6.92% | 16/02/2028 | CRISIL AAA | 2.26% |
| Siddhivinayak Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 2.24% |
| HDFC Bank Ltd. | Debenture | 7.86% | 02/12/2032 | CRISIL AAA | 2.10% |
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 2.01% |
| HDFC Bank Ltd. | Debenture | 8.55% | 27/03/2029 | CRISIL AAA | 1.75% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.04% | 09/02/2029 | CRISIL AAA | 1.69% |
| Shivshakti Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 1.67% |
| HDFC Bank Ltd. | Debenture | 0.00% | 28/12/2028 | CRISIL AAA | 1.45% |
| HDFC Bank Ltd. | Debenture | 7.69% | 27/01/2033 | CRISIL AAA | 1.43% |
| Export-Import Bank Of India | Debenture | 7.25% | 01/02/2027 | CRISIL AAA | 1.42% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 24/02/2028 | CRISIL AAA | 1.42% |
| REC Ltd. | Bonds | 7.95% | 12/03/2027 | CRISIL AAA | 1.40% |
| HDFC Bank Ltd. | Debenture | 7.80% | 03/05/2033 | CRISIL AAA | 1.38% |
| Madhya Pradesh State | State Development Loan | 7.57% | 28/08/2045 | SOV | 1.38% |
| GOI | GOI Securities | 7.24% | 18/08/2055 | SOV | 1.31% |
| Axis Bank Ltd. | Non Convertible Debenture | 8.60% | 28/12/2028 | CRISIL AAA | 1.23% |
| REC Ltd. | Zero Coupon Bonds | 8.70% | 28/09/2028 | CRISIL AAA | 1.17% |
| Power Finance Corporation Ltd. | Bonds | 7.40% | 15/01/2035 | CRISIL AAA | 1.14% |
| REC Ltd. | Bonds | 7.44% | 29/02/2028 | CRISIL AAA | 1.14% |
| Export-Import Bank Of India | Bonds | 7.14% | 13/12/2029 | CRISIL AAA | 1.14% |
| HDFC Bank Ltd. | Non Convertible Debenture | 7.78% | 27/03/2027 | CRISIL AAA | 1.14% |
| Madhya Pradesh State | State Development Loan | 7.57% | 28/08/2043 | SOV | 1.13% |
| Housing & Urban Development Corporation Ltd. | Non Convertible Debenture | 6.64% | 17/07/2028 | ICRA AAA | 1.12% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 13/01/2027 | CRISIL A1+ | 1.09% |
| Small Industries Devp. Bank of India Ltd. | Bonds/NCDs | 7.44% | 10/04/2028 | CRISIL AAA | 1.02% |
| Export-Import Bank Of India | Debenture | 7.22% | 03/08/2027 | CRISIL AAA | 0.97% |
| Mahanagar Telephone Nigam Ltd. | Debenture | 0.00% | 11/10/2030 | BWR AA+(CE) | 0.92% |
| REC Ltd. | Debenture | 7.56% | 31/08/2027 | ICRA AAA | 0.91% |
| Tata Capital Ltd. | Non Convertible Debenture | 0.00% | 21/02/2029 | CRISIL AAA | 0.91% |
| Power Finance Corporation Ltd. | Bonds/NCDs | 8.85% | 25/05/2029 | CRISIL AAA | 0.89% |
| HDFC Bank Ltd. | Debenture | 7.75% | 13/06/2033 | CRISIL AAA | 0.86% |
| REC Ltd. | Debenture | 7.46% | 30/06/2028 | CRISIL AAA | 0.86% |
| India Universal Trust AL1 | Securitised Debt | 8.20% | 20/09/2030 | FITCH AAA(SO) | 0.83% |
| HDFC Bank Ltd. | Debenture | 0.00% | 29/11/2028 | CRISIL AAA | 0.76% |
| Citi Corp Finance Ltd | Non Convertible Debenture | 0.00% | 12/06/2028 | ICRA AAA | 0.74% |
| REC Ltd. | Debenture | 7.59% | 31/05/2027 | CRISIL AAA | 0.71% |
| Power Finance Corporation Ltd. | Debenture | 7.59% | 17/01/2028 | CRISIL AAA | 0.63% |
| Power Finance Corporation Ltd. | Debenture | 7.85% | 03/04/2028 | CRISIL AAA | 0.61% |
| REC Ltd. | Debenture | 8.80% | 14/05/2029 | CRISIL AAA | 0.59% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.83% | 24/11/2028 | CRISIL AAA | 0.57% |
| Power Finance Corporation Ltd. | Bonds | 7.44% | 11/06/2027 | CRISIL AAA | 0.57% |
| National Bank For Agriculture & Rural Development | Debenture | 7.62% | 31/01/2028 | CRISIL AAA | 0.57% |
| Bharat Sanchar Nigam Ltd | Bonds | 7.51% | 20/03/2034 | CRISIL AAA(CE) | 0.57% |
| Housing & Urban Development Corporation Ltd. | Bonds | 7.48% | 17/05/2029 | ICRA AAA | 0.57% |
| NTPC Ltd. | Commercial Paper | 0.00% | 91-D 17/07/2026 | CRISIL A1+ | 0.57% |
| National Bank For Agriculture & Rural Development | Bonds | 7.64% | 06/12/2029 | ICRA AAA | 0.57% |
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 0.00% | 18/05/2029 | CRISIL AAA | 0.57% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.23% | 15/10/2026 | CRISIL AAA | 0.56% |
| Indian Railway Finance Corporation Ltd. | Non Convertible Debenture | 7.17% | 27/04/2035 | CRISIL AAA | 0.56% |
| Maharashtra State | State Development Loan | 7.12% | 05/02/2038 | SOV | 0.55% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 08/01/2027 | CRISIL A1+ | 0.55% |
| MashreqBank PSC | Certificate of Deposit | 0.00% | 14/12/2026 | CRISIL A1+ | 0.55% |
| Union Bank of India | Certificate of Deposit | 0.00% | 19/01/2027 | ICRA A1+ | 0.55% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 04/02/2027 | FITCH A1+ | 0.54% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 0.54% |
| Union Bank of India | Certificate of Deposit | 0.00% | 30/04/2027 | ICRA A1+ | 0.54% |
| Telangana State | State Development Loan | 7.76% | 11/02/2039 | SOV | 0.51% |
| ICICI Bank Ltd. | Debenture | 6.45% | 15/06/2028 | ICRA AAA | 0.45% |
| Power Finance Corporation Ltd. | Bonds | 7.75% | 22/03/2027 | CRISIL AAA | 0.40% |
| Maharashtra State | State Development Loan | 7.14% | 05/02/2039 | SOV | 0.39% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 0.33% |
| Chhattisgarh State | State Development Loan | 7.32% | 05/03/2037 | SOV | 0.31% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 20/07/2027 | FITCH AAA(SO) | 0.30% |
| Maharashtra State | State Development Loan | 7.12% | 16/07/2047 | SOV | 0.30% |
| REC Ltd. | Non Convertible Debenture | 8.85% | 16/04/2029 | CRISIL AAA | 0.30% |
| HDFC Bank Ltd. | Debenture | 7.70% | 16/05/2028 | CRISIL AAA | 0.29% |
| Housing & Urban Development Corporation Ltd. | Debenture | 8.37% | 25/03/2029 | ICRA AAA | 0.29% |
| HDFC Bank Ltd. | Debenture | 7.97% | 17/02/2033 | CRISIL AAA | 0.29% |
| REC Ltd. | Debenture | 7.58% | 31/05/2029 | ICRA AAA | 0.29% |
| National Bank For Agriculture & Rural Development | Debenture | 7.62% | 10/05/2029 | CRISIL AAA | 0.29% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.48% | 24/05/2029 | CRISIL AAA | 0.29% |
| REC Ltd. | Bonds | 7.71% | 26/02/2027 | CRISIL AAA | 0.28% |
| Power Finance Corporation Ltd. | Bonds | 7.18% | 20/01/2027 | CRISIL AAA | 0.28% |
| Power Finance Corporation Ltd. | Non Convertible Debenture | 7.30% | 07/08/2027 | CRISIL AAA | 0.28% |
| Power Finance Corporation Ltd. | Debenture | 7.20% | 10/08/2035 | CRISIL AAA | 0.28% |
| ICICI Home Finance Company Ltd. | Bonds | 0.00% | 25/02/2028 | ICRA AAA | 0.28% |
| Karnataka State | State Development Loan | 7.13% | 20/08/2034 | SOV | 0.26% |
| India Universal Trust AL1 | Securitised Debt | 8.09% | 21/11/2027 | CRISIL AAA(SO) | 0.24% |
| REC Ltd. | Bonds/Debentures | 8.06% | 27/03/2028 | CRISIL AAA | 0.23% |
| Bihar State | State Development Loan | 7.52% | 10/09/2036 | SOV | 0.19% |
| ICICI Bank Ltd. | Debenture | 6.96% | 17/12/2031 | ICRA AAA | 0.17% |
| REC Ltd. | Debenture | 7.06% | 30/06/2035 | ICRA AAA | 0.17% |
| GOI | GOI Securities | 7.09% | 05/08/2054 | SOV | 0.09% |
| Maharashtra State | State Development Loan | 7.27% | 24/09/2036 | SOV | 0.07% |
| West Bengal State | State Development Loan | 7.29% | 12/03/2038 | SOV | 0.06% |
| Power Finance Corporation Ltd. | Bonds | 7.23% | 05/01/2027 | CRISIL AAA | 0.06% |
| Kotak Mahindra Investments Ltd. | Debenture | 8.22% | 27/11/2026 | CRISIL AAA | 0.03% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 0.03% |
| GOI | GOI Securities | 6.48% | 06/10/2035 | SOV | 0.03% |
| GOI | GOI Securities Floating Rate Bond | 0.00% | 22/09/2033 | SOV | 0.02% |
| GOI | GOI Securities | 4.45% | 30/10/2034 | SOV | 0.00% |
| GOI | GOI Securities | 6.68% | 07/07/2040 | SOV | 0.00% |
Frequently Asked Questions
What are the top holdings of ICICI Prudential Banking & PSU Debt Direct-Growth?
The top holdings of ICICI Prudential Banking & PSU Debt Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does ICICI Prudential Banking & PSU Debt Direct-Growth hold in its portfolio?
ICICI Prudential Banking & PSU Debt Direct-Growth holds 104 securities in its portfolio. The top 5 holdings account for 18.52% of the portfolio and the top 10 for 31.10% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of ICICI Prudential Banking & PSU Debt Direct-Growth?
The sector allocation of ICICI Prudential Banking & PSU Debt Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of ICICI Prudential Banking & PSU Debt Direct-Growth?
As of 30 Jun 2026, ICICI Prudential Banking & PSU Debt Direct-Growth has 0.00% in equity, 98.66% in debt and 1.34% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.90%.
What is the market cap allocation of ICICI Prudential Banking & PSU Debt Direct-Growth?
The market cap distribution of ICICI Prudential Banking & PSU Debt Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is ICICI Prudential Banking & PSU Debt Direct-Growth a concentrated or diversified fund?
ICICI Prudential Banking & PSU Debt Direct-Growth holds 104 securities, with the top 10 accounting for 31.10% of the portfolio and the top 5 for 18.52%. With 104 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of ICICI Prudential Banking & PSU Debt Direct-Growth?
The debt holdings of ICICI Prudential Banking & PSU Debt Direct-Growth are rated as follows — AAA: 75.46%, SOV: 14.75%, A1+: 4.93%, Cash & Call Money: 1.34%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does ICICI Prudential Banking & PSU Debt Direct-Growth change its portfolio?
The portfolio currently holds 104 securities with the top 10 accounting for 31.10% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of ICICI Prudential Banking & PSU Debt Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of ICICI Prudential Banking & PSU Debt Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for ICICI Prudential Banking & PSU Debt Direct-Growth?
The latest portfolio disclosure for ICICI Prudential Banking & PSU Debt Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.