ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth
Debt: Dynamic Term - Growth (Open ended)
SEBI Riskometer: Moderately HighCategory: Debt: Dynamic TermBenchmark: NIFTY Composite Debt IndexCheck Portfolio Overlap →
NAV: ₹17.05-0.07%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 87.97% | 96.52% | 95.92% | 88.35% | 93.69% | 93.80% |
| Others (incl. cash) | 12.03% | 3.48% | 4.08% | 11.65% | 6.31% | 6.20% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
17
Top Holding %
17.33%
Top 5 Holdings %
55.31%
Top 10 Holdings %
82.57%
Modified Duration
4.27 yrs
Avg. Maturity
9.96 yrs
Yield to Maturity
7.51%
AUM
₹79 Cr
Expense Ratio
1.22%
Since Inception
7.22%
Max Drawdown
-0.03%
Sharpe Ratio
0.42
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| GOI | Sovereign | 14,00,000 | 13.77 | 17.33% | 3.65%↑ |
| GOI | Sovereign | 10,00,000 | 9.51 | 11.97% | 0.00%↑ |
| Nirma Ltd. | Consumer Staples | 600 | 6.01 | 7.56% | 0.08%↑ |
| Housing & Urban Development Corporation Ltd. | Financial | 50 | 5.1 | 6.42% | 0.03%↑ |
| LIC Housing Finance Ltd. | Financial | 50 | 5.08 | 6.39% | 0.05%↑ |
| Muthoot Finance Ltd. | Financial | 500 | 5.01 | 6.30% | 0.07%↑ |
| GOI | Sovereign | 5,00,000 | 4.49 | 5.64% | -0.01%↓ |
| REC Ltd. | Financial | 40 | 4.06 | 5.11% | 0.04%↑ |
| Vedanta Ltd. | Metals & Mining | 300 | 3.03 | 3.81% | 0.04%↑ |
| Eris Lifesciences Ltd. | Healthcare | 300 | 3.01 | 3.78% | 0.04%↑ |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 300 | 2.99 | 3.77% | 0.01%↑ |
| Power Finance Corporation Ltd. | Financial | 300 | 2.97 | 3.74% | 0.00%↑ |
| GOI | Sovereign | 1,95,100 | 2.01 | 2.52% | -6.36%↓ |
| HDFC Bank Ltd. | Financial | 11 | 1.09 | 1.37% | 0.00%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 100 | 0.99 | 1.24% | 0.01%↑ |
| Power Finance Corporation Ltd. | Financial | 8 | 0.8 | 1.01% | 0.01%↑ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 37.46% | 35.48% |
| AAA | 25.28% | 16.42% |
| AA+ | 13.88% | 3.61% |
| Cash & Call Money | 12.03% | 23.51% |
| AA | 11.35% | 1.72% |
| A+ | - | 0.13% |
| A1+ | - | 6.03% |
| AA- | - | 0.71% |
| B+ | - | 1.11% |
| B- | - | 2.51% |
| Cash | - | 0.00% |
| Others | - | 1.31% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 17.33% |
| GOI | GOI Securities | 7.34% | 22/04/2064 | SOV | 11.97% |
| Nirma Ltd. | Debenture | 8.50% | 07/04/2027 | CRISIL AA | 7.56% |
| Housing & Urban Development Corporation Ltd. | Debenture | 8.60% | 12/11/2028 | ICRA AAA | 6.42% |
| LIC Housing Finance Ltd. | Debenture | 8.75% | 08/12/2028 | CRISIL AAA | 6.39% |
| Muthoot Finance Ltd. | Debenture | 8.78% | 20/05/2027 | CRISIL AA+ | 6.30% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 5.64% |
| REC Ltd. | Non Convertible Debenture | 8.30% | 25/03/2029 | CRISIL AAA | 5.11% |
| Vedanta Ltd. | Debenture | 9.31% | 03/12/2027 | CRISIL AA+ | 3.81% |
| Eris Lifesciences Ltd. | Debenture | 8.73% | 07/12/2026 | FITCH AA | 3.78% |
| Cholamandalam Investment and Finance Company Ltd. | Non Convertible Debenture | 9.05% | 06/03/2032 | ICRA AA+ | 3.77% |
| Power Finance Corporation Ltd. | Debenture | 7.70% | 15/04/2033 | CRISIL AAA | 3.74% |
| GOI | GOI Securities | 4.45% | 30/10/2034 | SOV | 2.52% |
| HDFC Bank Ltd. | Debenture | 7.80% | 06/09/2032 | CRISIL AAA | 1.37% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.34% | 26/02/2029 | CRISIL AAA | 1.24% |
| Power Finance Corporation Ltd. | Bonds | 7.23% | 05/01/2027 | CRISIL AAA | 1.01% |
Frequently Asked Questions
What are the top holdings of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth?
The top holdings of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth as of 30 Sep 2026 are GOI (17.33%), Others (12.03%), GOI (11.97%), Nirma Ltd. (7.56%), Housing & Urban Development Corporation Ltd. (6.42%). These top 5 stocks together account for 55.31% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth hold in its portfolio?
ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth holds 17 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth?
The sector allocation of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth?
As of 30 Sep 2026, ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth has 0.00% allocated to equity, and 87.97% to debt. You can also check the historical trends above.
What is the market cap allocation of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth?
The market cap allocation of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth's portfolio?
The portfolio PE ratio of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth?
As of 30 Sep 2026, ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth's debt portfolio has 25.28% in AAA-rated instruments, 11.35% in AA-rated, and 37.46% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth?
The latest portfolio disclosure for ICICI Prudential Retirement Fund - Pure Debt Plan Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.