ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth
Equity: Flexi Cap - Growth (Open ended) Factsheet
NAV: ₹39.2-0.43%
07 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth.
Market Cap Distribution
Large Cap (55.1%)
Mid Cap (23.3%)
Small Cap (21.5%)
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 93.90% | 96.73% | 95.81% | 92.47% | 92.92% | 92.95% |
| Debt | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Others (incl. cash) | 6.10% | 3.27% | 4.19% | 7.53% | 7.08% | 7.05% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
97
P/E Ratio
36.04
P/B Ratio
4.53
Top Holding %
6.10%
Top 5 Holdings %
21.79%
Top 10 Holdings %
32.88%
AUM
₹1,924 Cr
Expense Ratio
0.88%
Since Inception
20.39%
Max Drawdown
-0.37%
Alpha
9.30%
Sharpe Ratio
1.02
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 14,82,500 | 110.38 | 5.74% | -0.38%↓ |
| Reliance Industries Ltd. | Energy | 6,03,489 | 79.73 | 4.14% | 0.66%↑ |
| Hindustan Unilever Ltd. | Consumer Staples | 2,98,035 | 64.18 | 3.34% | -0.25%↓ |
| Britannia Industries Ltd. | Consumer Staples | 91,378 | 47.56 | 2.47% | 0.95%↑ |
| ICICI Bank Ltd. | Financial | 3,64,650 | 45.81 | 2.38% | -0.08%↓ |
| Mahindra & Mahindra Ltd. | Automobile | 1,43,077 | 43.58 | 2.27% | -0.11%↓ |
| ABB India Ltd. | Capital Goods | 59,821 | 43.39 | 2.26% | -0.06%↓ |
| Usha Martin Ltd. | Metals & Mining | 8,07,275 | 40.85 | 2.12% | 0.17%↑ |
| Larsen & Toubro Ltd. | Construction | 97,429 | 39.72 | 2.06% | -0.03%↓ |
| Multi Commodity Exchange Of India Ltd. | Services | 1,34,274 | 39.67 | 2.06% | -0.07%↓ |
| Siemens Energy India Ltd. | Energy | 98,010 | 37.95 | 1.97% | 0.25%↑ |
| Ultratech Cement Ltd. | Materials | 31,897 | 36.62 | 1.90% | -0.07%↓ |
| Apar Industries Ltd. | Consumer Staples | 27,348 | 35.88 | 1.86% | 0.06%↑ |
| Bharti Airtel Ltd. | Communication | 1,95,535 | 35.76 | 1.86% | -0.12%↓ |
| United Spirits Ltd. | Consumer Staples | 2,81,271 | 35.72 | 1.86% | 0.17%↑ |
| Avenue Supermarts Ltd. | Services | 80,623 | 32.69 | 1.70% | -0.28%↓ |
| Tech Mahindra Ltd. | Technology | 2,17,759 | 32.31 | 1.68% | -0.04%↓ |
| Hyundai Motor India Ltd. | Automobile | 1,65,737 | 31.89 | 1.66% | 0.05%↑ |
| Supreme Industries Ltd. | Materials | 85,386 | 30.3 | 1.58% | -0.05%↓ |
| UPL Ltd. | Chemicals | 4,54,205 | 29.29 | 1.52% | -0.04%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Consumer Staples | 12.64% | 12.27% | 11.95% | 11.23% | 9.38% | 8.80% |
| Financial | 11.21% | 12.03% | 12.39% | 11.73% | 12.59% | 13.80% |
| Services | 9.86% | 10.24% | 10.31% | 10.14% | 11.96% | 11.13% |
| Energy | 8.27% | 7.52% | 6.45% | 6.25% | 5.99% | 4.16% |
| Construction | 7.94% | 8.48% | 8.09% | 5.57% | 5.48% | 5.50% |
| Capital Goods | 7.39% | 8.47% | 7.66% | 7.52% | 6.67% | 6.01% |
| Materials | 7.15% | 7.30% | 8.03% | 8.50% | 8.61% | 9.36% |
| Automobile | 6.22% | 6.23% | 5.82% | 5.78% | 5.81% | 6.27% |
| Metals & Mining | 6.08% | 6.21% | 6.66% | 6.90% | 7.00% | 7.63% |
| Chemicals | 4.73% | 4.91% | 4.64% | 5.02% | 5.64% | 6.12% |
| Technology | 3.80% | 3.84% | 4.14% | 4.17% | 4.40% | 4.77% |
| Consumer Discretionary | 3.54% | 3.76% | 3.91% | 4.09% | 4.46% | 3.90% |
| Healthcare | 2.15% | 2.40% | 2.60% | 2.19% | 2.19% | 2.39% |
| Communication | 1.86% | 1.97% | 2.17% | 2.12% | 2.33% | 2.66% |
| Insurance | 1.07% | 1.08% | 1.00% | 1.13% | 0.01% | - |
| Textiles | - | - | - | 0.13% | 0.40% | 0.43% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
40.2 / 100
Weighted average Value score is 40.2. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
65.0 / 100
Weighted average Price Momentum score is 65.0. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
70.3 / 100
Weighted average Quality score is 70.3. This indicates that portfolio has average quality using composite of quality measures.
QVM score
64.6 / 100
Weighted average QVM score is 64.6. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Frequently Asked Questions
What are the top holdings of ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth?
The top holdings of ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth hold in its portfolio?
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth holds 97 securities in its portfolio. The top 5 holdings account for 21.79% of the portfolio and the top 10 for 32.88% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth?
The sector allocation of ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth?
As of 31 May 2026, ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth has 93.90% in equity, 0.00% in debt and 6.10% in cash/others. This asset mix determines the fund's overall risk-return profile.
What is the market cap allocation of ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth?
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth's equity portfolio — Large Cap: 55.14%, Mid Cap: 23.34%, Small Cap: 21.51%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.
Is ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth a concentrated or diversified fund?
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth holds 97 securities, with the top 10 accounting for 32.88% of the portfolio and the top 5 for 21.79%. With 97 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth?
The credit quality breakdown of ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth's debt portfolio is in the Credit Rating section. For equity-oriented funds, this section may not be applicable.
How often does ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth change its portfolio?
The portfolio currently holds 97 securities with the top 10 accounting for 32.88% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth's portfolio?
The weighted average PE ratio of ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth's portfolio is 36.04 and the PB ratio is 4.53. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.
When is the latest portfolio disclosure for ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth?
The latest portfolio disclosure for ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.