ITI Balanced Advantage Fund Direct-Growth
Hybrid: Dynamic Asset Allocation - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: NIFTY 50 Hybrid Composite Debt 50:50 IndexCheck Portfolio Overlap →
NAV: ₹16.5+0.16%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for ITI Balanced Advantage Fund Direct-Growth.
Market Cap Distribution
Large Cap (54.6%)
Mid Cap (16.6%)
Small Cap (28.7%)
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 69.60% | 62.48% | 55.07% | 48.01% | 29.67% | 57.63% |
| Debt | 19.92% | 20.60% | 20.96% | 23.17% | 23.82% | 21.37% |
| Others (incl. cash) | 10.48% | 16.92% | 23.97% | 28.83% | 46.51% | 21.00% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
58
P/E Ratio
26.93
P/B Ratio
3.18
Top Holding %
10.48%
Top 5 Holdings %
26.34%
Top 10 Holdings %
41.64%
Modified Duration
0.25 yrs
Avg. Maturity
0.28 yrs
Yield to Maturity
5.44%
AUM
₹354 Cr
Expense Ratio
1.60%
Since Inception
7.77%
Max Drawdown
-0.34%
Sharpe Ratio
0.60
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 1,00,789 | 14.47 | 4.09% | 0.19%↑ |
| Bajaj Finance Ltd. | Financial | 1,18,041 | 13.47 | 3.81% | 2.36%↑ |
| HDFC Bank Ltd. | Financial | 1,73,118 | 12.95 | 3.66% | -0.23%↓ |
| Shriram Finance Ltd | Financial | 1,17,510 | 12.3 | 3.48% | 0.03%↑ |
| Reliance Industries Ltd. | Energy | 88,313 | 11.55 | 3.26% | -0.95%↓ |
| Wockhardt Ltd. | Healthcare | 52,997 | 10.39 | 2.94% | 0.04%↑ |
| Laurus Labs Ltd. | Healthcare | 53,524 | 9.72 | 2.75% | 0.46%↑ |
| Ujjivan Small Finance Bank Ltd. | Financial | 12,36,190 | 8.87 | 2.51% | 1.45%↑ |
| Garware Hi-Tech Films Ltd. | Materials | 12,015 | 8.59 | 2.43% | 0.17%↑ |
| Mahindra & Mahindra Ltd. | Automobile | 25,178 | 8.56 | 2.42% | 0.24%↑ |
| RBL Bank Ltd. | Financial | 1,56,307 | 5.87 | 1.66% | 0.03%↑ |
| State Bank of India | Financial | 51,077 | 5.25 | 1.48% | -0.98%↓ |
| Gokaldas Exports Ltd. | Textiles | 56,394 | 4.6 | 1.30% | -0.09%↓ |
| Axis Bank Ltd. | Financial | 34,066 | 4.19 | 1.18% | -0.11%↓ |
| IIFL Finance Ltd. | Financial | 67,149 | 4.09 | 1.16% | 0.19%↑ |
| Dr. Lal Pathlabs Ltd. | Healthcare | 21,374 | 4.07 | 1.15% | 0.16%↑ |
| Redington Ltd. | Services | 1,25,536 | 4.04 | 1.14% | - |
| Titan Company Ltd. | Consumer Discretionary | 8,206 | 4 | 1.13% | 0.11%↑ |
| Yes Bank Ltd. | Financial | 17,41,600 | 3.97 | 1.12% | - |
| Gujarat Fluorochemicals Ltd. | Chemicals | 8,959 | 3.91 | 1.11% | - |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Financial | 30.07% | 26.30% | 19.12% | 8.11% | 1.01% | 20.29% |
| Healthcare | 10.77% | 9.01% | 7.78% | 6.73% | 4.39% | 4.52% |
| Services | 5.32% | 4.17% | 2.08% | 3.23% | 1.14% | 6.79% |
| Materials | 4.42% | 6.30% | 4.19% | 4.20% | 2.53% | 3.42% |
| Capital Goods | 3.79% | 4.08% | 2.45% | 3.86% | 1.55% | 0.01% |
| Energy | 3.77% | 6.05% | 7.82% | 9.29% | 5.28% | 6.48% |
| Chemicals | 3.11% | 0.01% | 2.55% | - | 0.00% | 0.00% |
| Technology | 1.92% | 0.85% | 1.00% | 0.28% | 6.43% | 0.10% |
| Textiles | 1.30% | 1.39% | - | - | - | - |
| Consumer Discretionary | 1.13% | 1.02% | 1.45% | 1.58% | 0.02% | 0.03% |
| Automobile | 1.08% | 0.02% | - | 0.21% | - | 2.33% |
| Consumer Staples | 1.04% | - | 0.58% | 3.38% | 1.15% | 2.80% |
| Construction | 0.97% | 0.02% | 0.00% | 0.14% | - | 1.68% |
| Metals & Mining | 0.91% | 2.51% | 3.04% | 2.33% | 2.22% | 2.86% |
| Communication | - | 0.77% | 1.88% | 4.60% | 4.12% | 4.13% |
| Insurance | - | - | 1.13% | 0.06% | 0.03% | 2.20% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 15.61% | 8.59% |
| Cash & Call Money | 6.86% | 7.54% |
| SOV | 4.31% | 7.62% |
| Cash | 3.62% | 5.15% |
| A | - | 0.02% |
| A+ | - | 0.10% |
| A- | - | 0.12% |
| A1+ | - | 1.97% |
| AA | - | 0.92% |
| AA+ | - | 1.62% |
| AA- | - | 0.16% |
| BBB+ | - | 0.08% |
| Others | - | 0.32% |
| Term Deposits | - | 0.02% |
| Unrated | - | 0.01% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
48.0 / 100
Weighted average Value score is 48.0. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
54.6 / 100
Weighted average Price Momentum score is 54.6. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
66.1 / 100
Weighted average Quality score is 66.1. This indicates that portfolio has average quality using composite of quality measures.
QVM score
61.5 / 100
Weighted average QVM score is 61.5. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 7.06% | 10/04/2028 | SOV | 4.31% |
| Power Grid Corporation Of India Ltd. | Debenture | 8.13% | 25/04/2028 | CRISIL AAA | 2.87% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 2.55% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | ICRA AAA | 2.26% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.79% | 19/04/2027 | CRISIL AAA | 2.13% |
| Power Finance Corporation Ltd. | Bonds | 7.23% | 05/01/2027 | CRISIL AAA | 2.12% |
| REC Ltd. | Bonds | 7.71% | 26/02/2027 | CRISIL AAA | 1.98% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.33% | 28/08/2027 | CRISIL AAA | 0.57% |
| Nuclear Power Corpn. Of India Ltd. | Debenture | 8.14% | 25/03/2028 | CRISIL AAA | 0.57% |
| National Housing Bank | Non Convertible Debenture | 7.59% | 08/09/2027 | CRISIL AAA | 0.57% |
Frequently Asked Questions
What are the top holdings of ITI Balanced Advantage Fund Direct-Growth?
The top holdings of ITI Balanced Advantage Fund Direct-Growth as of 31 Jul 2026 are Others (10.48%), GOI (4.31%), ICICI Bank Ltd. (4.09%), Bajaj Finance Ltd. (3.81%), HDFC Bank Ltd. (3.66%). These top 5 stocks together account for 26.34% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does ITI Balanced Advantage Fund Direct-Growth hold in its portfolio?
ITI Balanced Advantage Fund Direct-Growth holds 58 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of ITI Balanced Advantage Fund Direct-Growth?
As of 31 Jul 2026, ITI Balanced Advantage Fund Direct-Growth's top sector allocations are Financial (30.07%), Healthcare (10.77%), Services (5.32%). You can find detailed sector allocation above.
What is the equity and debt allocation of ITI Balanced Advantage Fund Direct-Growth?
As of 31 Jul 2026, ITI Balanced Advantage Fund Direct-Growth has 69.60% allocated to equity, and 19.92% to debt. You can also check the historical trends above.
What is the market cap allocation of ITI Balanced Advantage Fund Direct-Growth?
As of 31 Jul 2026, ITI Balanced Advantage Fund Direct-Growth's market cap allocation is 54.63% in large caps, 16.64% in mid caps, and 28.73% in small caps.
What is the PE ratio of ITI Balanced Advantage Fund Direct-Growth's portfolio?
The portfolio PE ratio of ITI Balanced Advantage Fund Direct-Growth is 26.93 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of ITI Balanced Advantage Fund Direct-Growth?
As of 31 Jul 2026, ITI Balanced Advantage Fund Direct-Growth's debt portfolio has 15.61% in AAA-rated instruments, - in AA-rated, and 4.31% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for ITI Balanced Advantage Fund Direct-Growth?
The latest portfolio disclosure for ITI Balanced Advantage Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.