ITI Banking & PSU Debt Fund Direct-Growth
Debt: Banking and PSU Debt - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Banking and PSU DebtBenchmark: CRISIL Banking and PSU Debt A-II IndexCheck Portfolio Overlap →
NAV: ₹14.23+0.06%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for ITI Banking & PSU Debt Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 93.32% | 93.92% | 86.55% | 72.90% | 79.65% | 95.07% |
| Others (incl. cash) | 6.68% | 6.08% | 13.45% | 27.10% | 20.35% | 4.93% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
15
Top Holding %
17.80%
Top 5 Holdings %
53.55%
Top 10 Holdings %
89.68%
Modified Duration
2.04 yrs
Avg. Maturity
3.53 yrs
Yield to Maturity
7.01%
AUM
₹34 Cr
Expense Ratio
0.23%
Since Inception
6.19%
Max Drawdown
-0.01%
Sharpe Ratio
1.10
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| GOI | Sovereign | 6,00,000 | 5.99 | 17.80% | 8.77%↑ |
| Nuclear Power Corpn. Of India Ltd. | Energy | 3,00,000 | 3.04 | 9.01% | -0.10%↓ |
| REC Ltd. | Financial | 3,00,000 | 3.01 | 8.92% | -0.06%↓ |
| National Housing Bank | Financial | 3,00,000 | 3.01 | 8.92% | -0.07%↓ |
| Indian Railway Finance Corporation Ltd. | Financial | 3,00,000 | 3 | 8.90% | -0.08%↓ |
| HDFC Bank Ltd. | Financial | 3,00,000 | 2.92 | 8.67% | -0.01%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,50,000 | 2.5 | 7.44% | -0.05%↓ |
| Power Finance Corporation Ltd. | Financial | 2,50,000 | 2.5 | 7.42% | -0.04%↓ |
| National Bank For Agriculture & Rural Development | Financial | 2,00,000 | 2 | 5.92% | -0.06%↓ |
| National Bank For Agriculture & Rural Development | Financial | 1,00,000 | 1 | 2.96% | -0.03%↓ |
| Bank Of Baroda | Financial | 1,00,000 | 0.97 | 2.87% | 0.00% |
| GOI | Sovereign | 1,00,000 | 0.91 | 2.69% | -1.41%↓ |
| Punjab National Bank | Financial | 50,000 | 0.5 | 1.48% | 0.00% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 59.49% | 61.37% |
| SOV | 20.49% | 11.43% |
| A1+ | 13.02% | 13.53% |
| Cash & Call Money | 6.68% | 10.93% |
| Others | 0.32% | 0.32% |
| AA | - | 0.34% |
| AA+ | - | 1.08% |
| AA- | - | 0.00% |
| Cash | - | -0.26% |
| Term Deposits | - | 0.05% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 17.80% |
| Nuclear Power Corpn. Of India Ltd. | Debenture | 8.14% | 25/03/2028 | CRISIL AAA | 9.01% |
| REC Ltd. | Bonds | 7.71% | 26/02/2027 | CRISIL AAA | 8.92% |
| National Housing Bank | Non Convertible Debenture | 7.59% | 08/09/2027 | CRISIL AAA | 8.92% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.33% | 28/08/2027 | CRISIL AAA | 8.90% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 22/01/2027 | CARE A1+ | 8.67% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.79% | 19/04/2027 | CRISIL AAA | 7.44% |
| Power Finance Corporation Ltd. | Bonds | 7.23% | 05/01/2027 | CRISIL AAA | 7.42% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | ICRA AAA | 5.92% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 2.96% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 05/03/2027 | CARE A1+ | 2.87% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 2.69% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 15/09/2026 | CARE A1+ | 1.48% |
Frequently Asked Questions
What are the top holdings of ITI Banking & PSU Debt Fund Direct-Growth?
The top holdings of ITI Banking & PSU Debt Fund Direct-Growth as of 31 Aug 2026 are GOI (17.80%), Nuclear Power Corpn. Of India Ltd. (9.01%), REC Ltd. (8.92%), National Housing Bank (8.92%), Indian Railway Finance Corporation Ltd. (8.90%). These top 5 stocks together account for 53.55% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does ITI Banking & PSU Debt Fund Direct-Growth hold in its portfolio?
ITI Banking & PSU Debt Fund Direct-Growth holds 15 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of ITI Banking & PSU Debt Fund Direct-Growth?
The sector allocation of ITI Banking & PSU Debt Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of ITI Banking & PSU Debt Fund Direct-Growth?
As of 31 Aug 2026, ITI Banking & PSU Debt Fund Direct-Growth has 0.00% allocated to equity, and 93.32% to debt. You can also check the historical trends above.
What is the market cap allocation of ITI Banking & PSU Debt Fund Direct-Growth?
The market cap allocation of ITI Banking & PSU Debt Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of ITI Banking & PSU Debt Fund Direct-Growth's portfolio?
The portfolio PE ratio of ITI Banking & PSU Debt Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of ITI Banking & PSU Debt Fund Direct-Growth?
As of 31 Aug 2026, ITI Banking & PSU Debt Fund Direct-Growth's debt portfolio has 59.49% in AAA-rated instruments, - in AA-rated, and 20.49% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for ITI Banking & PSU Debt Fund Direct-Growth?
The latest portfolio disclosure for ITI Banking & PSU Debt Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.