ITI Ultra Short Term Fund Direct-Growth
Debt: Ultra Short Term - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short TermBenchmark: CRISIL Ultra Short Duration Debt A-I IndexCheck Portfolio Overlap →
NAV: ₹1,386.27+0.01%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for ITI Ultra Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 98.34% | 94.41% | 93.51% | 98.06% | 77.64% | 91.36% |
| Others (incl. cash) | 1.66% | 5.59% | 6.49% | 1.94% | 22.36% | 8.64% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
25
Top Holding %
9.48%
Top 5 Holdings %
38.79%
Top 10 Holdings %
68.12%
Modified Duration
0.35 yrs
Avg. Maturity
0.36 yrs
Yield to Maturity
6.66%
AUM
₹167 Cr
Expense Ratio
0.21%
Since Inception
6.15%
Max Drawdown
-0.00%
Sharpe Ratio
3.40
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Export-Import Bank Of India | Financial | 16,00,000 | 15.8 | 9.48% | - |
| Indian Bank | Financial | 15,00,000 | 14.25 | 8.55% | -0.02%↓ |
| Bank Of Baroda | Financial | 14,00,000 | 13.6 | 8.17% | -0.01%↓ |
| ICICI Securities Ltd. | Financial | 11,00,000 | 10.95 | 6.57% | - |
| REC Ltd. | Financial | 10,00,000 | 10.02 | 6.02% | -0.04%↓ |
| Reserve Bank of India | Financial | 10,00,000 | 9.88 | 5.93% | - |
| LIC Housing Finance Ltd. | Financial | 10,00,000 | 9.75 | 5.86% | - |
| Axis Bank Ltd. | Financial | 10,00,000 | 9.76 | 5.86% | -0.01%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 10,00,000 | 9.74 | 5.85% | -0.01%↓ |
| Canara Bank | Financial | 10,00,000 | 9.72 | 5.83% | - |
| HDFC Bank Ltd. | Financial | 5,50,000 | 5.43 | 3.26% | - |
| HDFC Securities Ltd. | Financial | 5,50,000 | 5.41 | 3.25% | - |
| LIC Housing Finance Ltd. | Financial | 5,00,000 | 5 | 3.00% | -0.02%↓ |
| REC Ltd. | Financial | 5,00,000 | 4.96 | 2.98% | - |
| Reserve Bank of India | Financial | 5,00,000 | 4.94 | 2.97% | - |
| National Bank For Agriculture & Rural Development | Financial | 5,00,000 | 4.89 | 2.94% | 0.00% |
| Punjab National Bank | Financial | 5,00,000 | 4.89 | 2.93% | -0.01%↓ |
| ICICI Bank Ltd. | Financial | 5,00,000 | 4.86 | 2.92% | 0.00% |
| Union Bank of India | Financial | 5,00,000 | 4.85 | 2.91% | - |
| HDFC Bank Ltd. | Financial | 2,00,000 | 1.96 | 1.18% | 0.00% |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 76.45% | 45.84% |
| AAA | 12.00% | 13.54% |
| SOV | 9.49% | 10.65% |
| Cash & Call Money | 1.66% | 11.51% |
| Others | 0.40% | 1.02% |
| A | - | 0.01% |
| A+ | - | 0.01% |
| AA | - | 3.10% |
| AA+ | - | 4.69% |
| AA- | - | 0.65% |
| BBB | - | 1.63% |
| Cash | - | 0.04% |
| D | - | 1.09% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Export-Import Bank Of India | Commercial Paper | 0.00% | 14/12/2026 | CRISIL A1+ | 9.48% |
| Indian Bank | Certificate of Deposit | 0.00% | 24/06/2027 | CRISIL A1+ | 8.55% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 05/03/2027 | CARE A1+ | 8.17% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 111-D 26/10/2026 | CRISIL A1+ | 6.57% |
| REC Ltd. | Bonds | 7.95% | 12/03/2027 | CRISIL AAA | 6.02% |
| Reserve Bank of India | Treasury Bills | 0.00% | 24/12/2026 | SOV | 5.93% |
| LIC Housing Finance Ltd. | Commercial Paper | 0.00% | 328-D 11/02/2027 | CRISIL A1+ | 5.86% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 5.86% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 5.85% |
| Canara Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 5.83% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CARE A1+ | 3.26% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 24/12/2026 | CRISIL A1+ | 3.25% |
| LIC Housing Finance Ltd. | Debenture | 6.40% | 30/11/2026 | CRISIL AAA | 3.00% |
| REC Ltd. | Debenture | 6.60% | 30/06/2027 | ICRA AAA | 2.98% |
| Reserve Bank of India | Treasury Bills | 0.00% | 17/12/2026 | SOV | 2.97% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 2.94% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 2.93% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 08/03/2027 | ICRA A1+ | 2.92% |
| Union Bank of India | Certificate of Deposit | 0.00% | 0 | ICRA A1+ | 2.91% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 22/01/2027 | CARE A1+ | 1.18% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 11/12/2026 | FITCH A1+ | 0.59% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 25/12/2026 | SOV | 0.59% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 15/12/2026 | CRISIL A1+ | 0.30% |
Frequently Asked Questions
What are the top holdings of ITI Ultra Short Term Fund Direct-Growth?
The top holdings of ITI Ultra Short Term Fund Direct-Growth as of 30 Sep 2026 are Export-Import Bank Of India (9.48%), Indian Bank (8.55%), Bank Of Baroda (8.17%), ICICI Securities Ltd. (6.57%), REC Ltd. (6.02%). These top 5 stocks together account for 38.79% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does ITI Ultra Short Term Fund Direct-Growth hold in its portfolio?
ITI Ultra Short Term Fund Direct-Growth holds 25 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of ITI Ultra Short Term Fund Direct-Growth?
The sector allocation of ITI Ultra Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of ITI Ultra Short Term Fund Direct-Growth?
As of 30 Sep 2026, ITI Ultra Short Term Fund Direct-Growth has 0.00% allocated to equity, and 98.34% to debt. You can also check the historical trends above.
What is the market cap allocation of ITI Ultra Short Term Fund Direct-Growth?
The market cap allocation of ITI Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of ITI Ultra Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of ITI Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of ITI Ultra Short Term Fund Direct-Growth?
As of 30 Sep 2026, ITI Ultra Short Term Fund Direct-Growth's debt portfolio has 12.00% in AAA-rated instruments, - in AA-rated, and 9.49% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for ITI Ultra Short Term Fund Direct-Growth?
The latest portfolio disclosure for ITI Ultra Short Term Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.