ITI Ultra Short Term Fund Direct-Growth
Debt: Ultra Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short TermBenchmark: CRISIL Ultra Short Duration Debt A-I IndexCheck Portfolio Overlap →
NAV: ₹1,380.01+0.05%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for ITI Ultra Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 94.41% | 93.51% | 98.06% | 77.64% | 91.36% | 96.35% |
| Others (incl. cash) | 5.59% | 6.49% | 1.94% | 22.36% | 8.64% | 3.65% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
24
Top Holding %
8.57%
Top 5 Holdings %
38.17%
Top 10 Holdings %
66.99%
Modified Duration
0.34 yrs
Avg. Maturity
0.35 yrs
Yield to Maturity
6.54%
AUM
₹165 Cr
Expense Ratio
0.21%
Since Inception
6.21%
Max Drawdown
-0.00%
Sharpe Ratio
3.32
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Indian Bank | Financial | 15,00,000 | 14.18 | 8.57% | -0.11%↓ |
| Bank Of Baroda | Financial | 14,00,000 | 13.54 | 8.18% | -0.10%↓ |
| Axis Finance Ltd. | Financial | 12,50,000 | 12.46 | 7.53% | - |
| Reserve Bank of India | Financial | 12,00,000 | 11.97 | 7.24% | -0.09%↓ |
| ICICI Securities Ltd. | Financial | 11,00,000 | 11 | 6.65% | -0.08%↓ |
| REC Ltd. | Financial | 10,00,000 | 10.03 | 6.06% | -0.12%↓ |
| Axis Bank Ltd. | Financial | 10,00,000 | 9.7 | 5.87% | -0.06%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 10,00,000 | 9.69 | 5.86% | -0.06%↓ |
| National Bank For Agriculture & Rural Development | Financial | 9,00,000 | 9 | 5.44% | -0.07%↓ |
| ICICI Bank Ltd. | Financial | 6,00,000 | 5.99 | 3.62% | -0.04%↓ |
| Kotak Mahindra Securities Ltd. | Financial | 6,00,000 | 5.97 | 3.61% | -0.04%↓ |
| Bajaj Housing Finance Ltd. | Financial | 5,00,000 | 5 | 3.02% | - |
| Canara Bank | Financial | 5,00,000 | 4.99 | 3.02% | -0.03%↓ |
| LIC Housing Finance Ltd. | Financial | 5,00,000 | 4.99 | 3.02% | -0.05%↓ |
| HDFC Bank Ltd. | Financial | 5,00,000 | 4.98 | 3.01% | -0.04%↓ |
| National Bank For Agriculture & Rural Development | Financial | 5,00,000 | 4.86 | 2.94% | -0.03%↓ |
| Punjab National Bank | Financial | 5,00,000 | 4.86 | 2.94% | -0.03%↓ |
| ICICI Bank Ltd. | Financial | 5,00,000 | 4.83 | 2.92% | -0.03%↓ |
| Reserve Bank of India | Financial | 3,00,000 | 3 | 1.81% | -0.03%↓ |
| HDFC Bank Ltd. | Financial | 2,00,000 | 1.95 | 1.18% | -0.01%↓ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 71.94% | 43.99% |
| AAA | 12.10% | 13.14% |
| SOV | 9.96% | 11.04% |
| Cash & Call Money | 5.59% | 14.15% |
| Others | 0.41% | 1.03% |
| A | - | 0.01% |
| A+ | - | 0.01% |
| AA | - | 2.77% |
| AA+ | - | 4.35% |
| AA- | - | 0.59% |
| BBB | - | 1.64% |
| Cash | - | -0.09% |
| D | - | 1.10% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Indian Bank | Certificate of Deposit | 0.00% | 24/06/2027 | CRISIL A1+ | 8.57% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 05/03/2027 | CARE A1+ | 8.18% |
| Axis Finance Ltd. | Commercial Paper | 0.00% | 109-D 18/09/2026 | CRISIL A1+ | 7.53% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 17/09/2026 | SOV | 7.24% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 91-D 03/09/2026 | CRISIL A1+ | 6.65% |
| REC Ltd. | Bonds | 7.95% | 12/03/2027 | CRISIL AAA | 6.06% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 5.87% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 5.86% |
| National Bank For Agriculture & Rural Development | Commercial Paper | 0.00% | 91-D 04/09/2026 | CRISIL A1+ | 5.44% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 15/09/2026 | ICRA A1+ | 3.62% |
| Kotak Mahindra Securities Ltd. | Commercial Paper | 0.00% | 24/09/2026 | CRISIL A1+ | 3.61% |
| Bajaj Housing Finance Ltd. | Debenture | 7.98% | 09/09/2026 | CRISIL AAA | 3.02% |
| LIC Housing Finance Ltd. | Debenture | 6.40% | 30/11/2026 | CRISIL AAA | 3.02% |
| Canara Bank | Certificate of Deposit | 0.00% | 14/09/2026 | CRISIL A1+ | 3.02% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 21/09/2026 | CARE A1+ | 3.01% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 2.94% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 2.94% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 08/03/2027 | ICRA A1+ | 2.92% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 03/09/2026 | SOV | 1.81% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 22/01/2027 | CARE A1+ | 1.18% |
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 0.91% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 10/09/2026 | CARE A1+ | 0.60% |
Frequently Asked Questions
What are the top holdings of ITI Ultra Short Term Fund Direct-Growth?
The top holdings of ITI Ultra Short Term Fund Direct-Growth as of 31 Aug 2026 are Indian Bank (8.57%), Bank Of Baroda (8.18%), Axis Finance Ltd. (7.53%), Reserve Bank of India (7.24%), ICICI Securities Ltd. (6.65%). These top 5 stocks together account for 38.17% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does ITI Ultra Short Term Fund Direct-Growth hold in its portfolio?
ITI Ultra Short Term Fund Direct-Growth holds 24 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of ITI Ultra Short Term Fund Direct-Growth?
The sector allocation of ITI Ultra Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of ITI Ultra Short Term Fund Direct-Growth?
As of 31 Aug 2026, ITI Ultra Short Term Fund Direct-Growth has 0.00% allocated to equity, and 94.41% to debt. You can also check the historical trends above.
What is the market cap allocation of ITI Ultra Short Term Fund Direct-Growth?
The market cap allocation of ITI Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of ITI Ultra Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of ITI Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of ITI Ultra Short Term Fund Direct-Growth?
As of 31 Aug 2026, ITI Ultra Short Term Fund Direct-Growth's debt portfolio has 12.10% in AAA-rated instruments, - in AA-rated, and 9.96% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for ITI Ultra Short Term Fund Direct-Growth?
The latest portfolio disclosure for ITI Ultra Short Term Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.