JM Dynamic Term Fund Direct-Growth
Debt: Dynamic Term - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Dynamic TermBenchmark: CRISIL Dynamic Bond A-III IndexCheck Portfolio Overlap →
NAV: ₹46.58+0.06%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for JM Dynamic Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 97.42% | 94.23% | 97.69% | 97.94% | 96.96% | 96.93% |
| Others (incl. cash) | 2.58% | 5.77% | 2.31% | 2.06% | 3.04% | 3.07% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
16
Top Holding %
13.28%
Top 5 Holdings %
48.99%
Top 10 Holdings %
80.30%
Modified Duration
3.02 yrs
Avg. Maturity
3.97 yrs
Yield to Maturity
7.19%
AUM
₹53 Cr
Expense Ratio
0.42%
Since Inception
7.35%
Max Drawdown
-0.03%
Sharpe Ratio
0.42
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| GOI | Sovereign | 7,00,000 | 7.05 | 13.28% | -0.01%↓ |
| GOI | Sovereign | 6,50,000 | 6.48 | 12.19% | 7.53%↑ |
| REC Ltd. | Financial | 4,50,000 | 4.52 | 8.52% | -0.01%↓ |
| National Bank For Agriculture & Rural Development | Financial | 4,00,000 | 4 | 7.53% | 0.01%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 4,00,000 | 3.97 | 7.46% | 0.01%↑ |
| Punjab National Bank | Financial | 4,00,000 | 3.84 | 7.23% | 0.08%↑ |
| HDFC Bank Ltd. | Financial | 4,00,000 | 3.84 | 7.23% | 0.08%↑ |
| Bajaj Finance Ltd. | Financial | 3,00,000 | 3.01 | 5.66% | 0.02%↑ |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 3,00,000 | 3 | 5.66% | 0.02%↑ |
| Bajaj Housing Finance Ltd. | Financial | 3,00,000 | 2.94 | 5.54% | 0.02%↑ |
| GOI | Sovereign | 3,00,000 | 2.91 | 5.48% | - |
| Muthoot Finance Ltd. | Financial | 2,50,000 | 2.5 | 4.71% | 0.00%↑ |
| Canara Bank | Financial | 1,50,000 | 1.47 | 2.77% | 0.03%↑ |
| Others | Others | 0 | 1.03 | 1.93% | - |
| L&T Finance Ltd. | Financial | 1,00,000 | 1.01 | 1.89% | 0.01%↑ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 42.26% | 16.16% |
| SOV | 30.95% | 40.67% |
| A1+ | 17.24% | 5.54% |
| AA+ | 4.71% | 3.54% |
| Cash & Call Money | 4.52% | 19.21% |
| Others | 0.33% | 1.30% |
| A+ | - | 0.26% |
| AA | - | 1.73% |
| AA- | - | 0.56% |
| B+ | - | 1.11% |
| B- | - | 2.51% |
| Cash | - | 0.09% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 13.28% |
| GOI | GOI Securities | 6.36% | 16/02/2031 | SOV | 12.19% |
| REC Ltd. | Debenture | 7.50% | 28/02/2030 | CRISIL AAA | 8.52% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 7.53% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.04% | 09/02/2029 | CRISIL AAA | 7.46% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CARE A1+ | 7.23% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 7.23% |
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 7.90% | 21/02/2028 | CARE AAA | 5.66% |
| Bajaj Finance Ltd. | Bonds/NCDs | 7.90% | 13/04/2028 | CRISIL AAA | 5.66% |
| Bajaj Housing Finance Ltd. | Debenture | 7.08% | 12/06/2030 | CRISIL AAA | 5.54% |
| GOI | GOI Securities | 6.68% | 07/07/2040 | SOV | 5.48% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 8.60% | 02/03/2028 | CRISIL AA+ | 4.71% |
| Canara Bank | Certificate of Deposit | 0.00% | 11/11/2026 | CRISIL A1+ | 2.77% |
| Others | CBLO | 0.00% | 0 | - | 1.93% |
| L&T Finance Ltd. | Debenture | 8.12% | 29/06/2029 | CARE AAA | 1.89% |
Frequently Asked Questions
What are the top holdings of JM Dynamic Term Fund Direct-Growth?
The top holdings of JM Dynamic Term Fund Direct-Growth as of 31 Jul 2026 are GOI (13.28%), GOI (12.19%), REC Ltd. (8.52%), National Bank For Agriculture & Rural Development (7.53%), Small Industries Devp. Bank of India Ltd. (7.46%). These top 5 stocks together account for 48.99% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does JM Dynamic Term Fund Direct-Growth hold in its portfolio?
JM Dynamic Term Fund Direct-Growth holds 16 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of JM Dynamic Term Fund Direct-Growth?
The sector allocation of JM Dynamic Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of JM Dynamic Term Fund Direct-Growth?
As of 31 Jul 2026, JM Dynamic Term Fund Direct-Growth has 0.00% allocated to equity, and 97.42% to debt. You can also check the historical trends above.
What is the market cap allocation of JM Dynamic Term Fund Direct-Growth?
The market cap allocation of JM Dynamic Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of JM Dynamic Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of JM Dynamic Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of JM Dynamic Term Fund Direct-Growth?
As of 31 Jul 2026, JM Dynamic Term Fund Direct-Growth's debt portfolio has 42.26% in AAA-rated instruments, 4.71% in AA-rated, and 30.95% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for JM Dynamic Term Fund Direct-Growth?
The latest portfolio disclosure for JM Dynamic Term Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.