JM Ultra Short to Short Term Fund Direct Plan-Growth
Debt: Ultra Short to Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short to Short TermBenchmark: CRISIL Low Duration Debt A-I IndexCheck Portfolio Overlap →
NAV: ₹41.07+0.03%
08 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for JM Ultra Short to Short Term Fund Direct Plan-Growth.
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 97.18% | 96.60% | 98.02% | 100.45% | 103.51% | 97.99% |
| Others (incl. cash) | 2.82% | 3.40% | 1.98% | -0.45% | -3.51% | 2.01% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
36
Top Holding %
7.53%
Top 5 Holdings %
31.30%
Top 10 Holdings %
45.31%
Modified Duration
0.82 yrs
Avg. Maturity
0.92 yrs
Yield to Maturity
7.25%
AUM
₹217 Cr
Expense Ratio
0.40%
Since Inception
6.99%
Max Drawdown
-0.15%
Sharpe Ratio
2.18
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Punjab National Bank | Financial | 17,00,000 | 16.34 | 7.53% | 0.10%↑ |
| Union Bank of India | Financial | 17,00,000 | 16.3 | 7.51% | - |
| Axis Bank Ltd. | Financial | 15,50,000 | 15.13 | 6.98% | - |
| Shriram Finance Ltd | Financial | 10,00,000 | 10.08 | 4.65% | 0.04%↑ |
| Godrej Industries Ltd. | Consumer Staples | 10,00,000 | 10.04 | 4.63% | 0.03%↑ |
| 360 ONE Wealth Ltd. | Financial | 7,43,780 | 7.46 | 3.44% | 0.02%↑ |
| HDFC Bank Ltd. | Financial | 7,00,000 | 6.72 | 3.10% | 0.04%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 5,00,000 | 5.04 | 2.32% | 0.01%↑ |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 5,00,000 | 5.03 | 2.32% | 0.02%↑ |
| LIC Housing Finance Ltd. | Financial | 5,00,000 | 5.02 | 2.32% | 0.02%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 5,00,000 | 5.02 | 2.31% | 0.02%↑ |
| Piramal Finance Pvt. Ltd. | Financial | 5,00,000 | 5.01 | 2.31% | 0.03%↑ |
| LIC Housing Finance Ltd. | Financial | 5,00,000 | 5.01 | 2.31% | 0.02%↑ |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 5,00,000 | 5.01 | 2.31% | 0.02%↑ |
| National Bank For Agriculture & Rural Development | Financial | 5,00,000 | 5.01 | 2.31% | 0.01%↑ |
| REC Ltd. | Financial | 5,00,000 | 5 | 2.31% | 0.02%↑ |
| Sikka Ports and Terminals Ltd. | Energy | 5,00,000 | 5 | 2.31% | 0.02%↑ |
| Muthoot Finance Ltd. | Financial | 5,00,000 | 5 | 2.31% | 0.01%↑ |
| National Bank For Agriculture & Rural Development | Financial | 5,00,000 | 5 | 2.30% | 0.01%↑ |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | 5,00,000 | 4.99 | 2.30% | 0.02%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 40.18% | 31.34% |
| A1+ | 32.82% | 25.05% |
| AA+ | 13.86% | 4.90% |
| Cash & Call Money | 4.88% | 8.67% |
| SOV | 4.48% | 14.48% |
| AA | 3.44% | 5.18% |
| Others | 0.34% | 1.14% |
| A | - | 0.01% |
| A+ | - | 0.45% |
| A- | - | 0.00% |
| AA- | - | 0.53% |
| B+ | - | 1.22% |
| BBB | - | 0.32% |
| Cash | - | -0.41% |
| D | - | 0.15% |
| Term Deposits | - | 0.02% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CARE A1+ | 7.53% |
| Union Bank of India | Commercial Paper | 0.00% | 16/03/2027 | ICRA A1+ | 7.51% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 07/12/2026 | CRISIL A1+ | 6.98% |
| Shriram Finance Ltd | Bonds | 9.10% | 18/03/2027 | CRISIL AAA | 4.65% |
| Godrej Industries Ltd. | Non Convertible Debenture | 8.40% | 27/08/2027 | CRISIL AA+ | 4.63% |
| 360 ONE Wealth Ltd. | Debenture | 9.61% | 18/01/2027 | CARE AA | 3.44% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 3.10% |
| Cholamandalam Investment and Finance Company Ltd. | Bonds | 8.40% | 09/08/2028 | CARE AA+ | 2.32% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.83% | 24/11/2028 | CRISIL AAA | 2.32% |
| LIC Housing Finance Ltd. | Debenture | 7.95% | 29/01/2028 | CRISIL AAA | 2.32% |
| REC Ltd. | Debenture | 7.54% | 30/12/2026 | CARE AAA | 2.31% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | ICRA AAA | 2.31% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 8.60% | 02/03/2028 | CRISIL AA+ | 2.31% |
| Sikka Ports and Terminals Ltd. | Debenture | 7.90% | 18/11/2026 | CRISIL AAA | 2.31% |
| Piramal Finance Pvt. Ltd. | Bonds/NCDs | 8.75% | 29/10/2027 | ICRA AA+ | 2.31% |
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 7.90% | 21/02/2028 | CARE AAA | 2.31% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.79% | 14/05/2027 | CARE AAA | 2.31% |
| LIC Housing Finance Ltd. | Floating Rate Bond | 7.74% | 11/02/2028 | CRISIL AAA | 2.31% |
| LIC Housing Finance Ltd. | Bonds/NCDs | 6.65% | 15/02/2027 | CARE AAA | 2.30% |
| Jamnagar Utilities and Power Pvt. Ltd. | Non Convertible Debenture | 6.40% | 29/09/2026 | CRISIL AAA | 2.30% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 24/02/2028 | CRISIL AAA | 2.30% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 10/09/2026 | CRISIL A1+ | 2.29% |
| Muthoot Finance Ltd. | Debenture | 8.05% | 25/11/2027 | CRISIL AA+ | 2.29% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.04% | 09/02/2029 | CRISIL AAA | 2.29% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 24/12/2026 | SOV | 2.26% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 19/03/2027 | SOV | 2.23% |
| Tata Housing Devp. Co. Ltd | Commercial Paper | 0.00% | 364-D 15/01/2027 | CARE A1+ | 2.23% |
| Others | CBLO | 0.00% | 0 | - | 2.06% |
| Power Finance Corporation Ltd. | Debenture | 7.85% | 03/04/2028 | ICRA AAA | 1.86% |
| National Bank For Agriculture & Rural Development | Debenture | 7.70% | 30/09/2027 | ICRA AAA | 1.85% |
| LIC Housing Finance Ltd. | Debenture | 7.70% | 16/05/2028 | CARE AAA | 1.62% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 21/09/2026 | CRISIL A1+ | 1.60% |
| Canara Bank | Certificate of Deposit | 0.00% | 11/11/2026 | CRISIL A1+ | 1.58% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.33% | 28/08/2027 | CRISIL AAA | 1.39% |
| National Bank For Agriculture & Rural Development | Bonds | 7.01% | 26-D 16/03/2029 | CRISIL AAA | 1.14% |
Frequently Asked Questions
What are the top holdings of JM Ultra Short to Short Term Fund Direct Plan-Growth?
The top holdings of JM Ultra Short to Short Term Fund Direct Plan-Growth as of 31 Jul 2026 are Punjab National Bank (7.53%), Union Bank of India (7.51%), Axis Bank Ltd. (6.98%), Shriram Finance Ltd (4.65%), Godrej Industries Ltd. (4.63%). These top 5 stocks together account for 31.30% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does JM Ultra Short to Short Term Fund Direct Plan-Growth hold in its portfolio?
JM Ultra Short to Short Term Fund Direct Plan-Growth holds 36 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of JM Ultra Short to Short Term Fund Direct Plan-Growth?
The sector allocation of JM Ultra Short to Short Term Fund Direct Plan-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of JM Ultra Short to Short Term Fund Direct Plan-Growth?
As of 31 Jul 2026, JM Ultra Short to Short Term Fund Direct Plan-Growth has 0.00% allocated to equity, and 97.18% to debt. You can also check the historical trends above.
What is the market cap allocation of JM Ultra Short to Short Term Fund Direct Plan-Growth?
The market cap allocation of JM Ultra Short to Short Term Fund Direct Plan-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of JM Ultra Short to Short Term Fund Direct Plan-Growth's portfolio?
The portfolio PE ratio of JM Ultra Short to Short Term Fund Direct Plan-Growth is shown in the Holdings Analysis section above.
What is the credit quality of JM Ultra Short to Short Term Fund Direct Plan-Growth?
As of 31 Jul 2026, JM Ultra Short to Short Term Fund Direct Plan-Growth's debt portfolio has 40.18% in AAA-rated instruments, 3.44% in AA-rated, and 4.48% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for JM Ultra Short to Short Term Fund Direct Plan-Growth?
The latest portfolio disclosure for JM Ultra Short to Short Term Fund Direct Plan-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.