Kotak Banking & Financial Services Fund Direct-Growth
Equity: Sectoral-Banking & Financial Services - Growth (Open ended)
SEBI Riskometer: Very HighCategory: Equity: Sectoral-Banking & Financial ServicesBenchmark: NIFTY Financial Services Total Return IndexCheck Portfolio Overlap →
NAV: ₹15.65-2.16%
23 Oct 2026
Rolling Returns Analysis
Rolling annualized returns of Kotak Banking & Financial Services Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.
| Metric | 1 Yr Rolling Returns | 3 Yr Rolling Returns | 5 Yr Rolling Returns | 7 Yr Rolling Returns |
|---|---|---|---|---|
| Analysis period | 15 Mar, 2024 - 23 Oct, 2026 | 25 Mar, 2026 - 23 Oct, 2026 | - | - |
| Average returns | 15.65% | 14.56% | - | - |
| Standard deviation | 8.64% | 1.90% | - | - |
| Best returns | 33.78% 1 year ending on 05 Apr, 2024 | 19.17% 3 years ending on 21 Apr, 2026 | - | - |
| Worst returns | -4.44% 1 year ending on 23 Oct, 2026 | 10.02% 3 years ending on 23 Oct, 2026 | - | - |
| Period with positive return | 99.22% | 100.00% | - | - |
| Period with return > 5% | 90.98% | 100.00% | - | - |
| Period with return > 10% | 67.65% | 100.00% | - | - |
| Period with return > 15% | 47.59% | 37.50% | - | - |
| Beat % Category | 63.45% | 64.58% | - | - |
| Beat % Benchmark | 83.36% | 100.00% | - | - |
Trailing Returns
Point-to-point returns of Kotak Banking & Financial Services Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.
-5%
0%
5%
10%
-7.4%
-8.1%
-8.3%
YTD
-7.1%
-6.6%
-4.0%
1 M
-5.7%
-4.8%
-3.0%
6 M
-6.2%
-6.2%
-5.9%
1 Y
11.1%
11.3%
8.8%
3 Y
9.4%
7.0%
5 Y
12.0%
11.3%
10 Y
Fund
Equity: Sectoral-Banking & Financial Services
NIFTY Financial Services Total Return Index
| Name | YTD | 1 M | 6 M | 1 Y | 3 Y | 5 Y | 10 Y | Since Inception |
|---|---|---|---|---|---|---|---|---|
| Fund | -7.39% | -7.06% | -5.67% | -6.16% | 11.05% | - | - | 13.04% |
| Equity: Sectoral-Banking & Financial Services | -8.10% | -6.56% | -4.83% | -6.18% | 11.25% | 9.39% | 12.04% | - |
| NIFTY Financial Services Total Return Index | -8.29% | -4.00% | -2.95% | -5.91% | 8.80% | 6.98% | 11.26% | - |
| Rank in category | 13 | 28 | 26 | 16 | 9 | - | - | - |
| Funds in category | 40 | 48 | 45 | 39 | 22 | 14 | 11 | - |
Period Returns
Calendar-year, quarterly and monthly return history of Kotak Banking & Financial Services Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.
Historical Performance
Track NAV movement and cumulative returns of Kotak Banking & Financial Services Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.
Compare performance with respect toAdd benchmark
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Frequently Asked Questions
What are the 1-year returns of Kotak Banking & Financial Services Fund Direct-Growth?
Kotak Banking & Financial Services Fund Direct-Growth has delivered a 1-year return of -6.16% as of 22 Oct 2026. During the same period, its benchmark NIFTY Financial Services Total Return Index returned -5.91%. The fund has underperformed its benchmark over this period.
What are the 3-year returns of Kotak Banking & Financial Services Fund Direct-Growth?
Kotak Banking & Financial Services Fund Direct-Growth has delivered a 3-year CAGR of 11.05% as of 22 Oct 2026. Its benchmark NIFTY Financial Services Total Return Index returned 8.80% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.
What are the 5-year returns of Kotak Banking & Financial Services Fund Direct-Growth?
The 5-year CAGR for Kotak Banking & Financial Services Fund Direct-Growth is shown in the Trailing Returns section above.
What are the returns of Kotak Banking & Financial Services Fund Direct-Growth since inception?
Since its launch on 5 Mar 2023, Kotak Banking & Financial Services Fund Direct-Growth has delivered a CAGR of 13.04%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.
How has Kotak Banking & Financial Services Fund Direct-Growth performed vs its category over the long term?
Over the long term, Kotak Banking & Financial Services Fund Direct-Growth has ranked 9 out of 22 funds in the Equity: Sectoral-Banking & Financial Services category on a 3-year basis, and - on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.
What is the Sharpe ratio of Kotak Banking & Financial Services Fund Direct-Growth?
The Sharpe ratio of Kotak Banking & Financial Services Fund Direct-Growth is 0.38 (as of 22 Oct 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.
What is the alpha of Kotak Banking & Financial Services Fund Direct-Growth?
The 3Y alpha of Kotak Banking & Financial Services Fund Direct-Growth is 2.72% (as of 22 Oct 2026). Alpha measures the excess return generated by the fund over and above its benchmark NIFTY Financial Services Total Return Index, after adjusting for risk. A positive alpha means the fund manager has added value beyond what the market delivered. A negative alpha means the fund has underperformed its benchmark on a risk-adjusted basis.
What is the beta of Kotak Banking & Financial Services Fund Direct-Growth?
The beta of Kotak Banking & Financial Services Fund Direct-Growth is 1.02 (as of 22 Oct 2026). Beta measures how sensitive the fund is to market movements relative to its benchmark NIFTY Financial Services Total Return Index. A beta of 1 means the fund moves in line with the market. A beta above 1 means it is more volatile than the market; below 1 means it is less volatile. Kotak Banking & Financial Services Fund Direct-Growth's beta of 1.02 indicates it is more aggressive than its benchmark.
What are the rolling returns of Kotak Banking & Financial Services Fund Direct-Growth?
The average 1-year and 3-year rolling returns of Kotak Banking & Financial Services Fund Direct-Growth is 15.65% and 14.56% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.