Kotak Bond Fund Direct-Growth
Debt: Medium to Long Duration - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Medium to Long DurationBenchmark: CRISIL Medium to Long Duration Debt A-III Index
NAV: ₹90.95+0.04%
07 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Kotak Bond Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 83.99% | 88.44% | 93.81% | 97.32% | 88.06% | 74.32% |
| Others (incl. cash) | 11.09% | 6.84% | 1.57% | -1.58% | 7.79% | 21.55% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 4.92% | 4.72% | 4.63% | 4.26% | 4.15% | 4.13% |
Portfolio Snapshot
No. of Securities
50
Top Holding %
11.09%
Top 5 Holdings %
35.65%
Top 10 Holdings %
58.37%
Modified Duration
4.64 yrs
Avg. Maturity
8.18 yrs
Yield to Maturity
7.59%
AUM
₹1,811 Cr
Expense Ratio
0.74%
Since Inception
7.71%
Max Drawdown
-0.10%
Sharpe Ratio
0.54
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| National Housing Bank | Financial | 14,000 | 133.8 | 7.39% | 0.23%↑ |
| Tamilnadu State | Others | 1,25,00,000 | 122.26 | 6.75% | 0.22%↑ |
| National Bank For Agriculture & Rural Development | Financial | 10,000 | 95.07 | 5.25% | 0.21%↑ |
| GOI | Sovereign | 1,00,00,000 | 93.78 | 5.18% | 0.18%↑ |
| Gujarat State | Construction | 95,21,820 | 92.26 | 5.09% | 0.16%↑ |
| Tamilnadu State | Others | 85,00,000 | 83.62 | 4.62% | 0.17%↑ |
| Bihar State | Others | 80,00,000 | 78.6 | 4.34% | 0.15%↑ |
| GOI | Sovereign | 87,16,000 | 78.6 | 4.34% | -2.50%↓ |
| Bihar State | Others | 80,00,000 | 78.56 | 4.34% | 0.15%↑ |
| Siddhivinayak Securitisation Trust | Others | 75 | 73.11 | 4.04% | 0.12%↑ |
| Shivshakti Securitisation Trust | Others | 75 | 73.05 | 4.03% | 0.12%↑ |
| Andhra Pradesh State | Financial | 75,00,000 | 71.62 | 3.95% | 0.13%↑ |
| Tamilnadu State | Others | 70,00,000 | 68.17 | 3.76% | 0.13%↑ |
| Power Finance Corporation Ltd. | Financial | 5,10,900 | 50.13 | 2.77% | 0.10%↑ |
| GOI | Sovereign | 28,69,600 | 27.37 | 1.51% | -4.61%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,500 | 24.96 | 1.38% | 0.05%↑ |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 2,500 | 24.89 | 1.37% | 0.04%↑ |
| Karnataka State | Others | 25,00,000 | 24.48 | 1.35% | 0.04%↑ |
| National Bank For Agriculture & Rural Development | Financial | 2,500 | 24.42 | 1.35% | 0.05%↑ |
| Bihar State | Others | 25,00,000 | 23.57 | 1.30% | 0.04%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 53.58% | 56.50% |
| AAA | 24.82% | 21.23% |
| Cash & Call Money | 11.09% | 5.22% |
| A1+ | 5.25% | 2.75% |
| Others | 0.34% | 0.32% |
| AA | - | 4.10% |
| AA+ | - | 2.58% |
| AA- | - | 0.62% |
| B- | - | 6.02% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| National Housing Bank | Bonds | 6.80% | 02/04/2032 | CARE AAA | 7.39% |
| Tamilnadu State | State Development Loan | 7.12% | 18/02/2032 | SOV | 6.75% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 5.25% |
| GOI | GOI Securities | 7.09% | 05/08/2054 | SOV | 5.18% |
| Gujarat State | State Development Loan | 6.98% | 26/11/2032 | SOV | 5.09% |
| Tamilnadu State | State Development Loan | 7.39% | 28/01/2034 | SOV | 4.62% |
| Bihar State | State Development Loan | 7.52% | 10/09/2036 | SOV | 4.34% |
| Bihar State | State Development Loan | 7.45% | 10/09/2034 | SOV | 4.34% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 4.34% |
| Siddhivinayak Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 4.04% |
| Shivshakti Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 4.03% |
| Andhra Pradesh State | State Development Loan | 6.87% | 16/07/2033 | SOV | 3.95% |
| Tamilnadu State | State Development Loan | 7.19% | 17/09/2033 | SOV | 3.76% |
| Power Finance Corporation Ltd. | Floating Rate Debenture | 0.00% | 22/01/2031 | CRISIL AAA | 2.77% |
| GOI | GOI Securities | 7.24% | 18/08/2055 | SOV | 1.51% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.79% | 14/05/2027 | CRISIL AAA | 1.38% |
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 7.89% | 28/04/2028 | CRISIL AAA | 1.37% |
| Karnataka State | State Development Loan | 7.14% | 12/01/2032 | SOV | 1.35% |
| National Bank For Agriculture & Rural Development | Bonds | 6.85% | 19/01/2029 | ICRA AAA | 1.35% |
| Bihar State | State Development Loan | 6.88% | 09/07/2035 | SOV | 1.30% |
| Maharashtra State | State Development Loan | 7.63% | 31/01/2035 | SOV | 1.10% |
| Odisha State | State Development Loan | 7.34% | 28/01/2033 | SOV | 1.08% |
| REC Ltd. | Bonds | 7.44% | 29/02/2028 | CRISIL AAA | 0.99% |
| GOI | GOI Securities | 0.00% | 15/10/2036 | SOV | 0.79% |
| GOI | GOI Securities | 0.00% | 15/04/2037 | SOV | 0.76% |
| GOI | GOI Securities | 0.00% | 22/04/2038 | SOV | 0.72% |
| Power Finance Corporation Ltd. | Debenture | 7.64% | 22/02/2033 | ICRA AAA | 0.55% |
| Karnataka State | State Development Loan | 7.19% | 11/08/2032 | SOV | 0.54% |
| GOI | GOI Securities | 0.00% | 15/04/2036 | SOV | 0.42% |
| GOI | GOI Securities | 0.00% | 15/04/2043 | SOV | 0.39% |
| GOI | GOI Securities | 0.00% | 15/10/2043 | SOV | 0.37% |
| REC Ltd. | Debenture | 7.55% | 31/03/2028 | CRISIL AAA | 0.33% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.68% | 24/11/2026 | ICRA AAA | 0.22% |
| National Housing Bank | Non Convertible Debenture | 7.22% | 23/07/2026 | CRISIL AAA | 0.19% |
| GOI | GOI Securities | 0.00% | 25/11/2035 | SOV | 0.16% |
| GOI | GOI Securities | 0.00% | 25/11/2036 | SOV | 0.15% |
| GOI | GOI Securities | 0.00% | 25/11/2037 | SOV | 0.14% |
| GOI | GOI Securities | 0.00% | 25/05/2039 | SOV | 0.12% |
| West Bengal State | State Development Loan | 7.78% | 01/03/2027 | SOV | 0.11% |
| Maharashtra State | State Development Loan | 7.64% | 25/01/2033 | SOV | 0.11% |
| Bajaj Housing Finance Ltd. | Debenture | 7.98% | 09/09/2026 | CRISIL AAA | 0.11% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 7.69% | 11/12/2026 | CRISIL AAA | 0.11% |
| GOI | GOI Securities | 7.02% | 18/06/2031 | SOV | 0.09% |
| Andhra Pradesh State | State Development Loan | 6.40% | 02/12/2028 | SOV | 0.00% |
| GOI | GOI Securities | 6.67% | 17/12/2050 | SOV | 0.00% |
Frequently Asked Questions
What are the top holdings of Kotak Bond Fund Direct-Growth?
The top holdings of Kotak Bond Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Kotak Bond Fund Direct-Growth hold in its portfolio?
Kotak Bond Fund Direct-Growth holds 50 securities in its portfolio. The top 5 holdings account for 35.65% of the portfolio and the top 10 for 58.37%.
What is the sector allocation of Kotak Bond Fund Direct-Growth?
The sector allocation of Kotak Bond Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Kotak Bond Fund Direct-Growth?
As of 31 May 2026, Kotak Bond Fund Direct-Growth has 0.00% in equity, 83.99% in debt and 11.09% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.59%.
What is the market cap allocation of Kotak Bond Fund Direct-Growth?
The market cap distribution of Kotak Bond Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is Kotak Bond Fund Direct-Growth a concentrated or diversified fund?
Kotak Bond Fund Direct-Growth holds 50 securities, with the top 10 accounting for 58.37% of the portfolio and the top 5 for 35.65%. This is a moderately diversified fund balancing conviction positions with risk spread.
What is the credit quality of Kotak Bond Fund Direct-Growth?
The debt holdings of Kotak Bond Fund Direct-Growth are rated as follows — SOV: 53.58%, AAA: 24.82%, Cash & Call Money: 11.09%, A1+: 5.25%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Kotak Bond Fund Direct-Growth change its portfolio?
The portfolio currently holds 50 securities with the top 10 accounting for 58.37% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Kotak Bond Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of Kotak Bond Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for Kotak Bond Fund Direct-Growth?
The latest portfolio disclosure for Kotak Bond Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.