Asset	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	97.32%	97.17%	104.07%	97.16%	95.83%	95.33%
Others (incl. cash)	2.68%	2.84%	-4.07%	2.85%	4.17%	4.67%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

117

Top Holding %

4.06%

Top 5 Holdings %

16.31%

Top 10 Holdings %

28.87%

Modified Duration

2.07 yrs

Avg. Maturity

2.95 yrs

Yield to Maturity

7.94%

AUM

₹15,287 Cr

Expense Ratio

0.39%

Since Inception

7.97%

Max Drawdown

-0.03%

Sharpe Ratio

1.23

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
National Bank For Agriculture & Rural Development	Financial	62,500	621.04	4.06%	0.28%↑
LIC Housing Finance Ltd.	Financial	4,950	493.13	3.23%	0.23%↑
Karnataka State	Others	5,00,00,000	491.18	3.21%	0.21%↑
Power Finance Corporation Ltd.	Financial	4,750	473.62	3.10%	0.21%↑
Karnataka State	Others	4,20,00,000	413.71	2.71%	0.20%↑
Small Industries Devp. Bank of India Ltd.	Financial	40,000	395.8	2.59%	0.18%↑
National Bank For Agriculture & Rural Development	Financial	39,000	387.29	2.53%	0.18%↑
National Bank For Agriculture & Rural Development	Financial	38,000	378.08	2.47%	0.17%↑
Bajaj Finance Ltd.	Financial	35,000	350.27	2.29%	-0.66%↓
Bajaj Finance Ltd.	Financial	31,500	313.79	2.05%	0.14%↑
Small Industries Devp. Bank of India Ltd.	Financial	30,500	303.09	1.98%	0.13%↑
Knowledge Realty Trust	Construction	30,000	295.28	1.93%	0.13%↑
Bharti Telecom Ltd.	Communication	27,500	268.57	1.76%	0.12%↑
Housing & Urban Development Corporation Ltd.	Financial	25,000	244.93	1.60%	0.11%↑
Cube Highways Trust	Services	24,600	243.49	1.59%	0.11%↑
Canara Bank	Financial	25,000	235.09	1.54%	0.12%↑
Small Industries Devp. Bank of India Ltd.	Financial	22,500	224.62	1.47%	0.10%↑
Karnataka State	Others	2,11,00,000	208.59	1.36%	0.09%↑
Toyota Financial Services Ltd.	Financial	20,000	199.77	1.31%	0.09%↑
REC Ltd.	Financial	20,000	197.5	1.29%	0.09%↑

1 / 6

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	73.40%	48.97%
SOV	15.67%	22.66%
A1+	7.74%	10.90%
Cash & Call Money	2.68%	6.07%
Others	0.34%	0.37%
Term Deposits	0.17%	0.01%
AA	-	3.17%
AA+	-	4.18%
AA-	-	0.09%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
National Bank For Agriculture & Rural Development	Bonds	7.44%	24/02/2028	CRISIL AAA	4.06%
LIC Housing Finance Ltd.	Non Convertible Debenture	7.75%	23/11/2027	CRISIL AAA	3.23%
Karnataka State	State Development Loan	7.08%	12/02/2031	SOV	3.21%
Power Finance Corporation Ltd.	Debenture	7.59%	17/01/2028	CRISIL AAA	3.10%
Karnataka State	State Development Loan	7.49%	04/02/2035	SOV	2.71%
Small Industries Devp. Bank of India Ltd.	Bonds/NCDs	7.42%	12/03/2029	CRISIL AAA	2.59%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	2.53%
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	ICRA AAA	2.47%
Bajaj Finance Ltd.	Debenture	8.12%	10/09/2027	CRISIL AAA	2.29%
Bajaj Finance Ltd.	Debenture	7.82%	31/01/2034	CRISIL AAA	2.05%
Small Industries Devp. Bank of India Ltd.	Bonds	7.51%	12/06/2028	CARE AAA	1.98%
Knowledge Realty Trust	Debenture	7.20%	26/09/2028	CRISIL AAA	1.93%
Bharti Telecom Ltd.	Debenture	7.40%	01/02/2029	CRISIL AAA	1.76%
Housing & Urban Development Corporation Ltd.	Non Convertible Debenture	6.64%	17/07/2028	ICRA AAA	1.60%
Cube Highways Trust	Debenture	7.25%	25/04/2028	ICRA AAA	1.59%
Canara Bank	Certificate of Deposit	0.00%	25/03/2027	CRISIL A1+	1.54%
Small Industries Devp. Bank of India Ltd.	Non Convertible Debenture	7.68%	10/09/2027	CRISIL AAA	1.47%
Karnataka State	State Development Loan	7.55%	11/08/2035	SOV	1.36%
Toyota Financial Services Ltd.	Debenture	8.30%	25/01/2027	ICRA AAA	1.31%
Power Finance Corporation Ltd.	Bonds	6.27%	15/07/2027	CRISIL AAA	1.29%
REC Ltd.	Debenture	6.37%	31/03/2027	ICRA AAA	1.29%
Embassy Office Parks REIT	Zero Coupon Bonds	0.00%	24/07/2035	CRISIL AAA	1.28%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	21/09/2026	CARE A1+	1.28%
Gujarat State	State Development Loan	7.17%	04/02/2032	SOV	1.28%
Small Industries Devp. Bank of India Ltd.	Debenture	6.74%	10/01/2029	CRISIL AAA	1.27%
REC Ltd.	Bonds	6.70%	31/12/2029	ICRA AAA	1.27%
National Bank For Financing Infrastructure And Development	Debenture	0.00%	30/05/2030	CRISIL AAA	1.26%
India Universal Trust AL1	Securitised Debt	8.20%	20/09/2030	FITCH AAA(SO)	1.24%
REC Ltd.	Debenture	7.59%	31/05/2027	CRISIL AAA	1.14%
REC Ltd.	Debenture	7.56%	31/08/2027	ICRA AAA	1.14%
Mahindra & Mahindra Financial Services Ltd.	Debenture	0.00%	29/03/2028	CRISIL AAA	1.13%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	1.02%
Shivshakti Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	1.02%
REC Ltd.	Bonds	7.44%	29/02/2028	CRISIL AAA	0.98%
Aditya Birla Finance Ltd.	Bonds	7.97%	13/07/2028	CRISIL AAA	0.98%
LIC Housing Finance Ltd.	Debenture	7.74%	22/10/2027	CRISIL AAA	0.98%
LIC Housing Finance Ltd.	Floating Rate Bond	7.74%	11/02/2028	CRISIL AAA	0.98%
Small Industries Devp. Bank of India Ltd.	Bonds/NCDs	7.47%	05/09/2029	CRISIL AAA	0.97%
L&T Metro Rail (Hyderabad) Ltd.	Non Convertible Debenture	7.55%	28/04/2035	CRISIL AAA(CE)	0.95%
Power Finance Corporation Ltd.	Debenture	6.59%	15/10/2030	CRISIL AAA	0.94%
Bank Of Baroda	Certificate of Deposit	0.00%	04/02/2027	FITCH A1+	0.93%
Tamilnadu State	State Development Loan	6.99%	26/03/2031	SOV	0.91%
Small Industries Devp. Bank of India Ltd.	Debenture	7.68%	10/08/2027	CRISIL AAA	0.82%
GOI	GOI Securities	7.24%	18/08/2055	SOV	0.81%
Karnataka State	State Development Loan	7.56%	11/02/2036	SOV	0.76%
GOI	GOI Securities	6.90%	15/04/2065	SOV	0.71%
Tata Capital Ltd.	Non Convertible Debenture	0.00%	21/02/2029	CRISIL AAA	0.66%
Mahindra & Mahindra Financial Services Ltd.	Debenture	0.00%	18/05/2029	CRISIL AAA	0.66%
Maharashtra State	State Development Loan	7.76%	04/10/2030	SOV	0.66%
National Bank For Agriculture & Rural Development	Bonds	7.64%	06/12/2029	ICRA AAA	0.65%
Tata Capital Financial Services Ltd.	Debenture	7.95%	08/02/2028	CRISIL AAA	0.65%
Tata Capital Housing Finance Ltd.	Debenture	7.27%	25/04/2028	CRISIL AAA	0.65%
Hindustan Zinc Ltd.	Debenture	7.75%	20/03/2028	CRISIL AAA	0.65%
Poonawalla Fincorp Ltd.	Non Convertible Debenture	7.70%	21/04/2028	CRISIL AAA	0.65%
SMFG India Credit Company Ltd.	Non Convertible Debenture	8.30%	30/06/2027	ICRA AAA	0.65%
Power Finance Corporation Ltd.	Debenture	7.64%	22/02/2033	ICRA AAA	0.65%
Aditya Birla Capital Ltd.	Debenture	7.47%	21/11/2029	CRISIL AAA	0.64%
Vertis Infrastructure Trust	Debenture	6.95%	26/06/2028	CRISIL AAA	0.64%
Jio Credit Ltd.	Debenture	7.19%	15/03/2028	CRISIL AAA	0.64%
Bajaj Finance Ltd.	Debenture	7.07%	21/09/2028	CRISIL AAA	0.64%
REC Ltd.	Debenture	6.52%	31/01/2028	ICRA AAA	0.64%
National Bank For Financing Infrastructure And Development	Bonds	6.86%	13/11/2030	CRISIL AAA	0.63%
ONGC Petro Additions Ltd.	Debenture	6.99%	30/10/2030	CRISIL AAA(CE)	0.63%
Axis Bank Ltd.	Certificate of Deposit	0.00%	16/12/2026	CRISIL A1+	0.63%
Union Bank of India	Certificate of Deposit	0.00%	0	ICRA A1+	0.62%
REC Ltd.	Debenture	6.60%	30/06/2027	ICRA AAA	0.58%
Maharashtra State	State Development Loan	7.63%	31/01/2035	SOV	0.58%
Bajaj Housing Finance Ltd.	Debenture	7.98%	18/11/2027	CRISIL AAA	0.52%
Bank of India	Certificate of Deposit	0.00%	17/02/2027	CRISIL A1+	0.50%
Karnataka State	State Development Loan	0.00%	25/03/2031	SOV	0.49%
Karnataka State	State Development Loan	7.47%	25/08/2036	SOV	0.48%
Bharti Telecom Ltd.	Debenture	7.45%	15/12/2028	CRISIL AAA	0.48%
Tamilnadu State	State Development Loan	7.19%	17/09/2033	SOV	0.48%
Mindspace Business Parks REIT	Debenture	6.96%	08/12/2028	ICRA AAA	0.48%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	06/11/2026	CARE A1+	0.47%
Gujarat State	State Development Loan	6.61%	07/05/2032	SOV	0.44%
Tata Capital Ltd.	Debenture	8.28%	10/05/2027	CRISIL AAA	0.43%
India Universal Trust AL1	Securitised Debt	8.09%	21/11/2027	FITCH AAA(SO)	0.38%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	18/02/2027	CARE A1+	0.37%
India Universal Trust AL1	Securitised Debt	0.00%	0	FITCH AAA(SO)	0.37%
HDB Financial Services Ltd.	Debenture	8.33%	10/05/2027	CRISIL AAA	0.33%
Jamnagar Utilities and Power Pvt. Ltd.	Debenture	7.90%	10/08/2028	CARE AAA	0.33%
HDB Financial Services Ltd.	Debenture	8.34%	05/07/2027	CRISIL AAA	0.33%
Aditya Birla Finance Ltd.	Debenture	7.94%	07/08/2028	CRISIL AAA	0.33%
LIC Housing Finance Ltd.	Bonds	7.80%	22/12/2027	CRISIL AAA	0.33%
HDFC Bank Ltd.	Debenture	0.00%	01/11/2028	CRISIL AAA	0.33%
REC Ltd.	Debenture	7.89%	31/03/2030	CRISIL AAA	0.33%
Small Industries Devp. Bank of India Ltd.	Bonds	7.39%	21/03/2030	CRISIL AAA	0.32%
IndiGrid Infrastructure Trust	Bonds	7.07%	20/06/2030	CRISIL AAA	0.32%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	14/12/2026	CARE A1+	0.31%
Bank Of Baroda	Certificate of Deposit	0.00%	27/01/2027	FITCH A1+	0.31%
Punjab National Bank	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	0.31%
Punjab National Bank	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	0.31%
Nomura Capital (India) Pvt Ltd.	Floating Rate Bond	8.45%	01/09/2027	FITCH AAA	0.29%
Gujarat State	State Development Loan	7.42%	07/02/2031	SOV	0.29%
Maharashtra State	State Development Loan	7.18%	10/09/2033	SOV	0.21%
Tamilnadu State	State Development Loan	7.15%	17/09/2032	SOV	0.18%
HDFC Bank Ltd.	Fixed Deposits	9.05%	16/10/2028	CRISIL AAA	0.17%
REC Ltd.	Bonds	6.95%	18/02/2028	CRISIL AAA	0.16%
REC Ltd.	Bonds	7.71%	26/02/2027	CRISIL AAA	0.16%
National Bank For Agriculture & Rural Development	Bonds	7.40%	25-D 29/04/2030	CRISIL AAA	0.16%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	13/11/2026	CARE A1+	0.16%
Sansar Trust	Securitised Debt	0.00%	25/06/2030	CRISIL AAA(SO)	0.07%
GOI	GOI Securities	7.09%	05/08/2054	SOV	0.06%
Sansar Trust	Securitised Debt	0.00%	20/01/2027	CRISIL AAA(SO)	0.03%
Aditya Birla Finance Ltd.	Debenture	6.55%	24/07/2026	ICRA AAA	0.03%
Sansar Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	0.03%
GOI	GOI Securities	7.26%	06/02/2033	SOV	0.03%
National Bank For Agriculture & Rural Development	Debenture	7.70%	30/09/2027	FITCH AAA	0.03%
HDB Financial Services Ltd.	Debenture	7.65%	10/09/2027	CRISIL AAA	0.02%
Tamilnadu State	State Development Loan	6.53%	06/01/2031	SOV	0.01%
GOI	GOI Securities	6.48%	06/10/2035	SOV	0.00%
GOI	GOI Securities Floating Rate Bond	0.00%	22/09/2033	SOV	0.00%
Power Finance Corporation Ltd.	Debenture	7.63%	14/08/2026	CRISIL AAA	0.00%
Uttar Pradesh State	State Development Loan	6.62%	30/12/2030	SOV	0.00%

Frequently Asked Questions

What are the top holdings of Kotak Bond Short Term Fund Direct-Growth?

The top holdings of Kotak Bond Short Term Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does Kotak Bond Short Term Fund Direct-Growth hold in its portfolio?

Kotak Bond Short Term Fund Direct-Growth holds 117 securities in its portfolio. The top 5 holdings account for 16.31% of the portfolio and the top 10 for 28.87% — a well-diversified portfolio that minimises stock-specific risk.

What is the sector allocation of Kotak Bond Short Term Fund Direct-Growth?

The sector allocation of Kotak Bond Short Term Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of Kotak Bond Short Term Fund Direct-Growth?

As of 31 May 2026, Kotak Bond Short Term Fund Direct-Growth has 0.00% in equity, 97.32% in debt and 2.68% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.94%.

What is the market cap allocation of Kotak Bond Short Term Fund Direct-Growth?

The market cap distribution of Kotak Bond Short Term Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.

Is Kotak Bond Short Term Fund Direct-Growth a concentrated or diversified fund?

Kotak Bond Short Term Fund Direct-Growth holds 117 securities, with the top 10 accounting for 28.87% of the portfolio and the top 5 for 16.31%. With 117 holdings, this is a well-diversified fund — stock-specific risk is limited.

What is the credit quality of Kotak Bond Short Term Fund Direct-Growth?

The debt holdings of Kotak Bond Short Term Fund Direct-Growth are rated as follows — AAA: 73.40%, SOV: 15.67%, A1+: 7.74%, Cash & Call Money: 2.68%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does Kotak Bond Short Term Fund Direct-Growth change its portfolio?

The portfolio currently holds 117 securities with the top 10 accounting for 28.87% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of Kotak Bond Short Term Fund Direct-Growth's portfolio?

The portfolio-level PE, PB and debt metrics of Kotak Bond Short Term Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.

When is the latest portfolio disclosure for Kotak Bond Short Term Fund Direct-Growth?

The latest portfolio disclosure for Kotak Bond Short Term Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Equity

0.00%

Debt

97.32%

97.17%

104.07%

97.16%

95.83%

95.33%

Others (incl. cash)

2.68%

2.84%

-4.07%

2.85%

4.17%

4.67%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

National Bank For Agriculture & Rural Development

Financial

62,500

621.04

4.06%

0.28%↑

LIC Housing Finance Ltd.

Financial

4,950

493.13

3.23%

0.23%↑

Karnataka State

Others

5,00,00,000

491.18

3.21%

0.21%↑

Power Finance Corporation Ltd.

Financial

4,750

473.62

3.10%

0.21%↑

Karnataka State

Others

4,20,00,000

413.71

2.71%

0.20%↑

Small Industries Devp. Bank of India Ltd.

Financial

40,000

395.8

2.59%

0.18%↑

National Bank For Agriculture & Rural Development

Financial

39,000

387.29

2.53%

0.18%↑

National Bank For Agriculture & Rural Development

Financial

38,000

378.08

2.47%

0.17%↑

Bajaj Finance Ltd.

Financial

35,000

350.27

2.29%

-0.66%↓

Bajaj Finance Ltd.

Financial

31,500

313.79

2.05%

0.14%↑

Small Industries Devp. Bank of India Ltd.

Financial

30,500

303.09

1.98%

0.13%↑

Knowledge Realty Trust

Construction

30,000

295.28

1.93%

0.13%↑

Bharti Telecom Ltd.

Communication

27,500

268.57

1.76%

0.12%↑

Housing & Urban Development Corporation Ltd.

Financial

25,000

244.93

1.60%

0.11%↑

Cube Highways Trust

Services

24,600

243.49

1.59%

0.11%↑

Canara Bank

Financial

25,000

235.09

1.54%

0.12%↑

Small Industries Devp. Bank of India Ltd.

Financial

22,500

224.62

1.47%

0.10%↑

Karnataka State

Others

2,11,00,000

208.59

1.36%

0.09%↑

Toyota Financial Services Ltd.

Financial

20,000

199.77

1.31%

0.09%↑

REC Ltd.

Financial

20,000

197.5

1.29%

0.09%↑

Rating

Fund