Kotak Bond Short Term Fund Direct-Growth
Debt: Short Duration - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Short DurationBenchmark: NIFTY Short Duration Debt Index A-II
NAV: ₹61.03-0.03%
07 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Kotak Bond Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 97.32% | 97.17% | 104.07% | 97.16% | 95.83% | 95.33% |
| Others (incl. cash) | 2.68% | 2.84% | -4.07% | 2.85% | 4.17% | 4.67% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
117
Top Holding %
4.06%
Top 5 Holdings %
16.31%
Top 10 Holdings %
28.87%
Modified Duration
2.07 yrs
Avg. Maturity
2.95 yrs
Yield to Maturity
7.94%
AUM
₹15,287 Cr
Expense Ratio
0.39%
Since Inception
7.97%
Max Drawdown
-0.03%
Sharpe Ratio
1.23
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Financial | 62,500 | 621.04 | 4.06% | 0.28%↑ |
| LIC Housing Finance Ltd. | Financial | 4,950 | 493.13 | 3.23% | 0.23%↑ |
| Karnataka State | Others | 5,00,00,000 | 491.18 | 3.21% | 0.21%↑ |
| Power Finance Corporation Ltd. | Financial | 4,750 | 473.62 | 3.10% | 0.21%↑ |
| Karnataka State | Others | 4,20,00,000 | 413.71 | 2.71% | 0.20%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 40,000 | 395.8 | 2.59% | 0.18%↑ |
| National Bank For Agriculture & Rural Development | Financial | 39,000 | 387.29 | 2.53% | 0.18%↑ |
| National Bank For Agriculture & Rural Development | Financial | 38,000 | 378.08 | 2.47% | 0.17%↑ |
| Bajaj Finance Ltd. | Financial | 35,000 | 350.27 | 2.29% | -0.66%↓ |
| Bajaj Finance Ltd. | Financial | 31,500 | 313.79 | 2.05% | 0.14%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 30,500 | 303.09 | 1.98% | 0.13%↑ |
| Knowledge Realty Trust | Construction | 30,000 | 295.28 | 1.93% | 0.13%↑ |
| Bharti Telecom Ltd. | Communication | 27,500 | 268.57 | 1.76% | 0.12%↑ |
| Housing & Urban Development Corporation Ltd. | Financial | 25,000 | 244.93 | 1.60% | 0.11%↑ |
| Cube Highways Trust | Services | 24,600 | 243.49 | 1.59% | 0.11%↑ |
| Canara Bank | Financial | 25,000 | 235.09 | 1.54% | 0.12%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 22,500 | 224.62 | 1.47% | 0.10%↑ |
| Karnataka State | Others | 2,11,00,000 | 208.59 | 1.36% | 0.09%↑ |
| Toyota Financial Services Ltd. | Financial | 20,000 | 199.77 | 1.31% | 0.09%↑ |
| REC Ltd. | Financial | 20,000 | 197.5 | 1.29% | 0.09%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 73.40% | 48.97% |
| SOV | 15.67% | 22.66% |
| A1+ | 7.74% | 10.90% |
| Cash & Call Money | 2.68% | 6.07% |
| Others | 0.34% | 0.37% |
| Term Deposits | 0.17% | 0.01% |
| AA | - | 3.17% |
| AA+ | - | 4.18% |
| AA- | - | 0.09% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 24/02/2028 | CRISIL AAA | 4.06% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 7.75% | 23/11/2027 | CRISIL AAA | 3.23% |
| Karnataka State | State Development Loan | 7.08% | 12/02/2031 | SOV | 3.21% |
| Power Finance Corporation Ltd. | Debenture | 7.59% | 17/01/2028 | CRISIL AAA | 3.10% |
| Karnataka State | State Development Loan | 7.49% | 04/02/2035 | SOV | 2.71% |
| Small Industries Devp. Bank of India Ltd. | Bonds/NCDs | 7.42% | 12/03/2029 | CRISIL AAA | 2.59% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 2.53% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | ICRA AAA | 2.47% |
| Bajaj Finance Ltd. | Debenture | 8.12% | 10/09/2027 | CRISIL AAA | 2.29% |
| Bajaj Finance Ltd. | Debenture | 7.82% | 31/01/2034 | CRISIL AAA | 2.05% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.51% | 12/06/2028 | CARE AAA | 1.98% |
| Knowledge Realty Trust | Debenture | 7.20% | 26/09/2028 | CRISIL AAA | 1.93% |
| Bharti Telecom Ltd. | Debenture | 7.40% | 01/02/2029 | CRISIL AAA | 1.76% |
| Housing & Urban Development Corporation Ltd. | Non Convertible Debenture | 6.64% | 17/07/2028 | ICRA AAA | 1.60% |
| Cube Highways Trust | Debenture | 7.25% | 25/04/2028 | ICRA AAA | 1.59% |
| Canara Bank | Certificate of Deposit | 0.00% | 25/03/2027 | CRISIL A1+ | 1.54% |
| Small Industries Devp. Bank of India Ltd. | Non Convertible Debenture | 7.68% | 10/09/2027 | CRISIL AAA | 1.47% |
| Karnataka State | State Development Loan | 7.55% | 11/08/2035 | SOV | 1.36% |
| Toyota Financial Services Ltd. | Debenture | 8.30% | 25/01/2027 | ICRA AAA | 1.31% |
| Power Finance Corporation Ltd. | Bonds | 6.27% | 15/07/2027 | CRISIL AAA | 1.29% |
| REC Ltd. | Debenture | 6.37% | 31/03/2027 | ICRA AAA | 1.29% |
| Embassy Office Parks REIT | Zero Coupon Bonds | 0.00% | 24/07/2035 | CRISIL AAA | 1.28% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 21/09/2026 | CARE A1+ | 1.28% |
| Gujarat State | State Development Loan | 7.17% | 04/02/2032 | SOV | 1.28% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 6.74% | 10/01/2029 | CRISIL AAA | 1.27% |
| REC Ltd. | Bonds | 6.70% | 31/12/2029 | ICRA AAA | 1.27% |
| National Bank For Financing Infrastructure And Development | Debenture | 0.00% | 30/05/2030 | CRISIL AAA | 1.26% |
| India Universal Trust AL1 | Securitised Debt | 8.20% | 20/09/2030 | FITCH AAA(SO) | 1.24% |
| REC Ltd. | Debenture | 7.59% | 31/05/2027 | CRISIL AAA | 1.14% |
| REC Ltd. | Debenture | 7.56% | 31/08/2027 | ICRA AAA | 1.14% |
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 0.00% | 29/03/2028 | CRISIL AAA | 1.13% |
| Siddhivinayak Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 1.02% |
| Shivshakti Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 1.02% |
| REC Ltd. | Bonds | 7.44% | 29/02/2028 | CRISIL AAA | 0.98% |
| Aditya Birla Finance Ltd. | Bonds | 7.97% | 13/07/2028 | CRISIL AAA | 0.98% |
| LIC Housing Finance Ltd. | Debenture | 7.74% | 22/10/2027 | CRISIL AAA | 0.98% |
| LIC Housing Finance Ltd. | Floating Rate Bond | 7.74% | 11/02/2028 | CRISIL AAA | 0.98% |
| Small Industries Devp. Bank of India Ltd. | Bonds/NCDs | 7.47% | 05/09/2029 | CRISIL AAA | 0.97% |
| L&T Metro Rail (Hyderabad) Ltd. | Non Convertible Debenture | 7.55% | 28/04/2035 | CRISIL AAA(CE) | 0.95% |
| Power Finance Corporation Ltd. | Debenture | 6.59% | 15/10/2030 | CRISIL AAA | 0.94% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 04/02/2027 | FITCH A1+ | 0.93% |
| Tamilnadu State | State Development Loan | 6.99% | 26/03/2031 | SOV | 0.91% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.68% | 10/08/2027 | CRISIL AAA | 0.82% |
| GOI | GOI Securities | 7.24% | 18/08/2055 | SOV | 0.81% |
| Karnataka State | State Development Loan | 7.56% | 11/02/2036 | SOV | 0.76% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 0.71% |
| Tata Capital Ltd. | Non Convertible Debenture | 0.00% | 21/02/2029 | CRISIL AAA | 0.66% |
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 0.00% | 18/05/2029 | CRISIL AAA | 0.66% |
| Maharashtra State | State Development Loan | 7.76% | 04/10/2030 | SOV | 0.66% |
| National Bank For Agriculture & Rural Development | Bonds | 7.64% | 06/12/2029 | ICRA AAA | 0.65% |
| Tata Capital Financial Services Ltd. | Debenture | 7.95% | 08/02/2028 | CRISIL AAA | 0.65% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.27% | 25/04/2028 | CRISIL AAA | 0.65% |
| Hindustan Zinc Ltd. | Debenture | 7.75% | 20/03/2028 | CRISIL AAA | 0.65% |
| Poonawalla Fincorp Ltd. | Non Convertible Debenture | 7.70% | 21/04/2028 | CRISIL AAA | 0.65% |
| SMFG India Credit Company Ltd. | Non Convertible Debenture | 8.30% | 30/06/2027 | ICRA AAA | 0.65% |
| Power Finance Corporation Ltd. | Debenture | 7.64% | 22/02/2033 | ICRA AAA | 0.65% |
| Aditya Birla Capital Ltd. | Debenture | 7.47% | 21/11/2029 | CRISIL AAA | 0.64% |
| Vertis Infrastructure Trust | Debenture | 6.95% | 26/06/2028 | CRISIL AAA | 0.64% |
| Jio Credit Ltd. | Debenture | 7.19% | 15/03/2028 | CRISIL AAA | 0.64% |
| Bajaj Finance Ltd. | Debenture | 7.07% | 21/09/2028 | CRISIL AAA | 0.64% |
| REC Ltd. | Debenture | 6.52% | 31/01/2028 | ICRA AAA | 0.64% |
| National Bank For Financing Infrastructure And Development | Bonds | 6.86% | 13/11/2030 | CRISIL AAA | 0.63% |
| ONGC Petro Additions Ltd. | Debenture | 6.99% | 30/10/2030 | CRISIL AAA(CE) | 0.63% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 16/12/2026 | CRISIL A1+ | 0.63% |
| Union Bank of India | Certificate of Deposit | 0.00% | 0 | ICRA A1+ | 0.62% |
| REC Ltd. | Debenture | 6.60% | 30/06/2027 | ICRA AAA | 0.58% |
| Maharashtra State | State Development Loan | 7.63% | 31/01/2035 | SOV | 0.58% |
| Bajaj Housing Finance Ltd. | Debenture | 7.98% | 18/11/2027 | CRISIL AAA | 0.52% |
| Bank of India | Certificate of Deposit | 0.00% | 17/02/2027 | CRISIL A1+ | 0.50% |
| Karnataka State | State Development Loan | 0.00% | 25/03/2031 | SOV | 0.49% |
| Karnataka State | State Development Loan | 7.47% | 25/08/2036 | SOV | 0.48% |
| Bharti Telecom Ltd. | Debenture | 7.45% | 15/12/2028 | CRISIL AAA | 0.48% |
| Tamilnadu State | State Development Loan | 7.19% | 17/09/2033 | SOV | 0.48% |
| Mindspace Business Parks REIT | Debenture | 6.96% | 08/12/2028 | ICRA AAA | 0.48% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 06/11/2026 | CARE A1+ | 0.47% |
| Gujarat State | State Development Loan | 6.61% | 07/05/2032 | SOV | 0.44% |
| Tata Capital Ltd. | Debenture | 8.28% | 10/05/2027 | CRISIL AAA | 0.43% |
| India Universal Trust AL1 | Securitised Debt | 8.09% | 21/11/2027 | FITCH AAA(SO) | 0.38% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CARE A1+ | 0.37% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 0 | FITCH AAA(SO) | 0.37% |
| HDB Financial Services Ltd. | Debenture | 8.33% | 10/05/2027 | CRISIL AAA | 0.33% |
| Jamnagar Utilities and Power Pvt. Ltd. | Debenture | 7.90% | 10/08/2028 | CARE AAA | 0.33% |
| HDB Financial Services Ltd. | Debenture | 8.34% | 05/07/2027 | CRISIL AAA | 0.33% |
| Aditya Birla Finance Ltd. | Debenture | 7.94% | 07/08/2028 | CRISIL AAA | 0.33% |
| LIC Housing Finance Ltd. | Bonds | 7.80% | 22/12/2027 | CRISIL AAA | 0.33% |
| HDFC Bank Ltd. | Debenture | 0.00% | 01/11/2028 | CRISIL AAA | 0.33% |
| REC Ltd. | Debenture | 7.89% | 31/03/2030 | CRISIL AAA | 0.33% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.39% | 21/03/2030 | CRISIL AAA | 0.32% |
| IndiGrid Infrastructure Trust | Bonds | 7.07% | 20/06/2030 | CRISIL AAA | 0.32% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CARE A1+ | 0.31% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 27/01/2027 | FITCH A1+ | 0.31% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 0.31% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 0.31% |
| Nomura Capital (India) Pvt Ltd. | Floating Rate Bond | 8.45% | 01/09/2027 | FITCH AAA | 0.29% |
| Gujarat State | State Development Loan | 7.42% | 07/02/2031 | SOV | 0.29% |
| Maharashtra State | State Development Loan | 7.18% | 10/09/2033 | SOV | 0.21% |
| Tamilnadu State | State Development Loan | 7.15% | 17/09/2032 | SOV | 0.18% |
| HDFC Bank Ltd. | Fixed Deposits | 9.05% | 16/10/2028 | CRISIL AAA | 0.17% |
| REC Ltd. | Bonds | 6.95% | 18/02/2028 | CRISIL AAA | 0.16% |
| REC Ltd. | Bonds | 7.71% | 26/02/2027 | CRISIL AAA | 0.16% |
| National Bank For Agriculture & Rural Development | Bonds | 7.40% | 25-D 29/04/2030 | CRISIL AAA | 0.16% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 13/11/2026 | CARE A1+ | 0.16% |
| Sansar Trust | Securitised Debt | 0.00% | 25/06/2030 | CRISIL AAA(SO) | 0.07% |
| GOI | GOI Securities | 7.09% | 05/08/2054 | SOV | 0.06% |
| Sansar Trust | Securitised Debt | 0.00% | 20/01/2027 | CRISIL AAA(SO) | 0.03% |
| Aditya Birla Finance Ltd. | Debenture | 6.55% | 24/07/2026 | ICRA AAA | 0.03% |
| Sansar Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 0.03% |
| GOI | GOI Securities | 7.26% | 06/02/2033 | SOV | 0.03% |
| National Bank For Agriculture & Rural Development | Debenture | 7.70% | 30/09/2027 | FITCH AAA | 0.03% |
| HDB Financial Services Ltd. | Debenture | 7.65% | 10/09/2027 | CRISIL AAA | 0.02% |
| Tamilnadu State | State Development Loan | 6.53% | 06/01/2031 | SOV | 0.01% |
| GOI | GOI Securities | 6.48% | 06/10/2035 | SOV | 0.00% |
| GOI | GOI Securities Floating Rate Bond | 0.00% | 22/09/2033 | SOV | 0.00% |
| Power Finance Corporation Ltd. | Debenture | 7.63% | 14/08/2026 | CRISIL AAA | 0.00% |
| Uttar Pradesh State | State Development Loan | 6.62% | 30/12/2030 | SOV | 0.00% |
Frequently Asked Questions
What are the top holdings of Kotak Bond Short Term Fund Direct-Growth?
The top holdings of Kotak Bond Short Term Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Kotak Bond Short Term Fund Direct-Growth hold in its portfolio?
Kotak Bond Short Term Fund Direct-Growth holds 117 securities in its portfolio. The top 5 holdings account for 16.31% of the portfolio and the top 10 for 28.87% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of Kotak Bond Short Term Fund Direct-Growth?
The sector allocation of Kotak Bond Short Term Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Kotak Bond Short Term Fund Direct-Growth?
As of 31 May 2026, Kotak Bond Short Term Fund Direct-Growth has 0.00% in equity, 97.32% in debt and 2.68% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.94%.
What is the market cap allocation of Kotak Bond Short Term Fund Direct-Growth?
The market cap distribution of Kotak Bond Short Term Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is Kotak Bond Short Term Fund Direct-Growth a concentrated or diversified fund?
Kotak Bond Short Term Fund Direct-Growth holds 117 securities, with the top 10 accounting for 28.87% of the portfolio and the top 5 for 16.31%. With 117 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of Kotak Bond Short Term Fund Direct-Growth?
The debt holdings of Kotak Bond Short Term Fund Direct-Growth are rated as follows — AAA: 73.40%, SOV: 15.67%, A1+: 7.74%, Cash & Call Money: 2.68%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Kotak Bond Short Term Fund Direct-Growth change its portfolio?
The portfolio currently holds 117 securities with the top 10 accounting for 28.87% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Kotak Bond Short Term Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of Kotak Bond Short Term Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for Kotak Bond Short Term Fund Direct-Growth?
The latest portfolio disclosure for Kotak Bond Short Term Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.