Kotak Credit Risk Fund Direct-Growth
Debt: Credit Risk - Growth (Open ended) Factsheet
SEBI Riskometer: Moderately HighCategory: Debt: Credit RiskBenchmark: CRISIL Credit Risk Debt B-II IndexCheck Portfolio Overlap →
NAV: ₹36.35+0.02%
07 Sept 2026
Similar Funds
Side-by-side comparison of Kotak Credit Risk Fund Direct-Growth with similar funds — trailing returns, risk metrics, AUM and expense ratio.
| Period | This Fund | Category Avg | Category Rank |
|---|---|---|---|
| 1Y Return | +7.97% | 9.07% | 9 / 13 |
| 3Y Return | +8.67% | 9.79% | 10 / 13 |
| 5Y Return | +6.79% | 10.54% | 12 / 13 |
| 10Y Return | +7.45% | 7.74% | 8 / 12 |
Trailing annualised returns (%). Category rank: lower is better. Green = top third of category.
Funds in Debt: Credit Risk
Top funds by AUM in the Debt: Credit Risk category — see how Kotak Credit Risk Fund Direct-Growth compares on size and returns.
Funds Tracking CRISIL Credit Risk Debt B-II Index
Top funds tracking the CRISIL Credit Risk Debt B-II Index — sorted by AUM to show the largest options available.
Frequently Asked Questions
Which funds are similar to Kotak Credit Risk Fund Direct-Growth?
Funds similar to Kotak Credit Risk Fund Direct-Growth in the Debt: Credit Risk category include HDFC Credit Risk Fund Direct-Growth, ICICI Prudential Credit Risk Fund Direct Plan-Growth, and SBI Credit Risk Fund Direct-Growth. These funds follow a comparable investment mandate and are benchmarked against similar indices. You can compare them in detail — across returns, risk metrics, expense ratio, and portfolio composition — using the fund comparison tool on sharpely.
What is the rank of Kotak Credit Risk Fund Direct-Growth in its category?
On a 3-year return basis Kotak Credit Risk Fund Direct-Growth is ranked 10 out of 13 funds in the Debt: Credit Risk category as of 6 Sep 2026. On a 5-year return basis it ranks 12 out of 13. Consistently ranking in the top across multiple time periods is a stronger signal of fund quality than a single-period rank.
How does Kotak Credit Risk Fund Direct-Growth's expense ratio compare to similar funds?
Kotak Credit Risk Fund Direct-Growth has an expense ratio of 0.81%. The peers HDFC Credit Risk Fund Direct-Growth has an expense ratio of 1.01% and ICICI Prudential Credit Risk Fund Direct Plan-Growth has 0.80%. Over the long term, a higher expense ratio can meaningfully drag on returns, so it is worth evaluating whether the fund's performance justifies the additional cost.
How does Kotak Credit Risk Fund Direct-Growth's AUM compare to similar funds?
Kotak Credit Risk Fund Direct-Growth has an AUM of ₹773.17 crore. The peers HDFC Credit Risk Fund Direct-Growth has an AUM of ₹7,665.78 crore and ICICI Prudential Credit Risk Fund Direct Plan-Growth has ₹6,332.59 crore. A large AUM can sometimes limit a fund's ability to take meaningful positions in mid and small-cap stocks, as larger trades can move prices. This is particularly relevant for funds that invest outside large caps.
Which fund has the best 3-year returns in the Debt: Credit Risk?
The top performing fund in the Debt: Credit Risk category on a 3-year basis is DSP Credit Risk Fund Direct Plan-Growth with a CAGR of 16.82% as of 6 Sep 2026. Kotak Credit Risk Fund Direct-Growth has delivered 8.67% CAGR over the same period, ranking 10 out of 13 funds. You can view and compare the full category ranking on sharpely.
How does Kotak Credit Risk Fund Direct-Growth rank in risk-adjusted returns vs peers?
On a risk-adjusted basis, Kotak Credit Risk Fund Direct-Growth has a Sharpe ratio of 1.68 compared to the Debt: Credit Risk average of 1.84 as of 6 Sep 2026. It ranks 9 out of 13 funds in its category on Sharpe ratio.