Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth
Debt: Target Maturity - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Target MaturityBenchmark: CRISIL IBX AAA Financial Services Index - Sep 2027Check Portfolio Overlap →
NAV: ₹11.63-0.01%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 94.82% | 94.03% | 89.57% | 93.99% | 94.65% | 93.11% |
| Others (incl. cash) | 5.18% | 5.97% | 10.43% | 6.01% | 5.35% | 6.89% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
18
Top Holding %
11.59%
Top 5 Holdings %
44.28%
Top 10 Holdings %
76.67%
Modified Duration
0.80 yrs
Avg. Maturity
0.87 yrs
Yield to Maturity
7.77%
AUM
₹606 Cr
Expense Ratio
0.20%
Since Inception
7.43%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Bajaj Finance Ltd. | Financial | 7,025 | 70.26 | 11.59% | 1.95%↑ |
| REC Ltd. | Financial | 5,500 | 54.98 | 9.07% | 8.00%↑ |
| LIC Housing Finance Ltd. | Financial | 5,000 | 49.59 | 8.18% | 5.00%↑ |
| HDB Financial Services Ltd. | Financial | 475 | 47.33 | 7.81% | -2.33%↓ |
| Axis Finance Ltd. | Financial | 4,620 | 46.29 | 7.63% | -2.28%↓ |
| Aditya Birla Housing Finance Ltd. | Financial | 4,500 | 45.08 | 7.43% | -2.22%↓ |
| National Bank For Agriculture & Rural Development | Financial | 4,500 | 45.02 | 7.42% | -2.21%↓ |
| Tata Cleantech Capital Ltd | Financial | 400 | 39.98 | 6.59% | -1.97%↓ |
| Kotak Mahindra Prime Ltd. | Financial | 350 | 34.97 | 5.77% | -1.72%↓ |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 287 | 28.68 | 4.73% | -1.41%↓ |
| Bajaj Housing Finance Ltd. | Financial | 2,525 | 25.25 | 4.16% | -1.20%↓ |
| Tata Capital Ltd. | Financial | 2,500 | 25.02 | 4.13% | - |
| National Housing Bank | Financial | 2,000 | 20.02 | 3.30% | -0.98%↓ |
| National Housing Bank | Financial | 1,500 | 15.01 | 2.48% | -0.73%↓ |
| Tata Capital Financial Services Ltd. | Financial | 150 | 14.95 | 2.47% | -0.73%↓ |
| Tata Capital Housing Finance Ltd. | Financial | 100 | 9.99 | 1.65% | -0.49%↓ |
| L&T Finance Ltd. | Financial | 250 | 2.5 | 0.41% | -0.02%↓ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 94.82% | 18.74% |
| Cash & Call Money | 5.18% | 18.89% |
| A1+ | - | 0.48% |
| Others | - | 0.01% |
| SOV | - | 58.36% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Bajaj Finance Ltd. | Debenture | 8.12% | 10/09/2027 | CRISIL AAA | 11.59% |
| REC Ltd. | Debenture | 7.56% | 31/08/2027 | ICRA AAA | 9.07% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 6.90% | 17/09/2027 | CRISIL AAA | 8.18% |
| HDB Financial Services Ltd. | Debenture | 7.65% | 10/09/2027 | CRISIL AAA | 7.81% |
| Axis Finance Ltd. | Debenture | 8.35% | 07/05/2027 | CARE AAA | 7.63% |
| Aditya Birla Housing Finance Ltd. | Debenture | 8.17% | 25/08/2027 | CRISIL AAA | 7.43% |
| National Bank For Agriculture & Rural Development | Debenture | 7.70% | 30/09/2027 | FITCH AAA | 7.42% |
| Tata Cleantech Capital Ltd | Debenture | 8.00% | 10/09/2027 | CRISIL AAA | 6.59% |
| Kotak Mahindra Prime Ltd. | Debenture | 7.99% | 17/09/2027 | CRISIL AAA | 5.77% |
| Mahindra & Mahindra Financial Services Ltd. | Bonds | 7.90% | 30/08/2027 | CRISIL AAA | 4.73% |
| Bajaj Housing Finance Ltd. | Debenture | 8.10% | 08/07/2027 | CRISIL AAA | 4.16% |
| Tata Capital Ltd. | Debenture | 8.10% | 23/09/2027 | CRISIL AAA | 4.13% |
| National Housing Bank | Non Convertible Debenture | 7.59% | 08/09/2027 | CRISIL AAA | 3.30% |
| National Housing Bank | Debenture | 7.59% | 14/07/2027 | CRISIL AAA | 2.48% |
| Tata Capital Financial Services Ltd. | Debenture | 7.68% | 07/09/2027 | CRISIL AAA | 2.47% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.80% | 05/08/2027 | CRISIL AAA | 1.65% |
| L&T Finance Ltd. | Non Convertible Debenture | 8.24% | 16/06/2027 | ICRA AAA | 0.41% |
Frequently Asked Questions
What are the top holdings of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth?
The top holdings of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth as of 30 Sep 2026 are Bajaj Finance Ltd. (11.59%), REC Ltd. (9.07%), LIC Housing Finance Ltd. (8.18%), HDB Financial Services Ltd. (7.81%), Axis Finance Ltd. (7.63%). These top 5 stocks together account for 44.28% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth hold in its portfolio?
Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth holds 18 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth?
The sector allocation of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth?
As of 30 Sep 2026, Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth has 0.00% allocated to equity, and 94.82% to debt. You can also check the historical trends above.
What is the market cap allocation of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth?
The market cap allocation of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth's portfolio?
The portfolio PE ratio of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth?
As of 30 Sep 2026, Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth's debt portfolio has 94.82% in AAA-rated instruments, - in AA-rated, and - in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth?
The latest portfolio disclosure for Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.