Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth
Debt: Ultra Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short TermBenchmark: CRISIL-IBX Financial Services 3 to 6 Months Debt IndexCheck Portfolio Overlap →
NAV: ₹11.11+0.08%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 96.64% | 96.84% | 96.03% | 95.40% | 95.93% | 98.04% |
| Others (incl. cash) | 3.36% | 3.16% | 3.97% | 4.60% | 4.07% | 1.96% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
15
Top Holding %
14.58%
Top 5 Holdings %
55.21%
Top 10 Holdings %
90.75%
Modified Duration
0.30 yrs
Avg. Maturity
0.31 yrs
Yield to Maturity
6.89%
AUM
₹270 Cr
Expense Ratio
0.12%
Since Inception
7.22%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Axis Bank Ltd. | Financial | 4,000 | 39.32 | 14.58% | 2.32%↑ |
| Indian Bank | Financial | 3,500 | 34.42 | 12.77% | -1.03%↓ |
| Indian Railway Finance Corporation Ltd. | Financial | 2,500 | 25.06 | 9.29% | 1.43%↑ |
| Tata Capital Financial Services Ltd. | Financial | 2,500 | 25.04 | 9.29% | 1.43%↑ |
| REC Ltd. | Financial | 250 | 25.02 | 9.28% | 1.43%↑ |
| LIC Housing Finance Ltd. | Financial | 250 | 24.97 | 9.26% | 1.44%↑ |
| Bank Of Baroda | Financial | 2,500 | 24.58 | 9.11% | 1.45%↑ |
| Canara Bank | Financial | 2,000 | 19.62 | 7.28% | -0.37%↓ |
| HDFC Bank Ltd. | Financial | 1,500 | 14.71 | 5.45% | -6.78%↓ |
| Canara Bank | Financial | 1,200 | 11.97 | 4.44% | 0.70%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 500 | 5 | 1.85% | 0.28%↑ |
| National Bank For Agriculture & Rural Development | Financial | 100 | 4.99 | 1.85% | 0.29%↑ |
| Punjab National Bank | Financial | 500 | 4.91 | 1.82% | 0.29%↑ |
| Indian Bank | Financial | 100 | 1 | 0.37% | 0.06%↑ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 57.67% | 43.99% |
| AAA | 38.97% | 13.14% |
| Cash & Call Money | 3.36% | 14.15% |
| A | - | 0.01% |
| A+ | - | 0.01% |
| AA | - | 2.77% |
| AA+ | - | 4.35% |
| AA- | - | 0.59% |
| BBB | - | 1.64% |
| Cash | - | -0.09% |
| D | - | 1.10% |
| Others | - | 1.03% |
| SOV | - | 11.04% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 07/12/2026 | CRISIL A1+ | 14.58% |
| Indian Bank | Certificate of Deposit | 0.00% | 04/12/2026 | CRISIL A1+ | 12.77% |
| Tata Capital Financial Services Ltd. | Debenture | 7.90% | 03/12/2026 | ICRA AAA | 9.29% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.68% | 24/11/2026 | ICRA AAA | 9.29% |
| REC Ltd. | Bonds | 7.52% | 07/11/2026 | CRISIL AAA | 9.28% |
| LIC Housing Finance Ltd. | Debenture | 6.40% | 30/11/2026 | CRISIL AAA | 9.26% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 07/12/2026 | CARE A1+ | 9.11% |
| Canara Bank | Certificate of Deposit | 0.00% | 18/12/2026 | CRISIL A1+ | 7.28% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 21/12/2026 | CARE A1+ | 5.45% |
| Canara Bank | Certificate of Deposit | 0.00% | 15/09/2026 | CRISIL A1+ | 4.44% |
| Small Industries Devp. Bank of India Ltd. | Non Convertible Debenture | 7.55% | 22/09/2026 | CRISIL AAA | 1.85% |
| National Bank For Agriculture & Rural Development | Commercial Paper | 0.00% | 91-D 08/09/2026 | ICRA A1+ | 1.85% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 15/12/2026 | CRISIL A1+ | 1.82% |
| Indian Bank | Certificate of Deposit | 0.00% | 17/09/2026 | CRISIL A1+ | 0.37% |
Frequently Asked Questions
What are the top holdings of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth?
The top holdings of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth as of 31 Aug 2026 are Axis Bank Ltd. (14.58%), Indian Bank (12.77%), Indian Railway Finance Corporation Ltd. (9.29%), Tata Capital Financial Services Ltd. (9.29%), REC Ltd. (9.28%). These top 5 stocks together account for 55.21% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth hold in its portfolio?
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth holds 15 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth?
The sector allocation of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth?
As of 31 Aug 2026, Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth has 0.00% allocated to equity, and 96.64% to debt. You can also check the historical trends above.
What is the market cap allocation of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth?
The market cap allocation of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth's portfolio?
The portfolio PE ratio of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth?
As of 31 Aug 2026, Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth's debt portfolio has 38.97% in AAA-rated instruments, - in AA-rated, and - in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth?
The latest portfolio disclosure for Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.