Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth
Debt: Ultra Short to Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short to Short TermBenchmark: CRISIL-IBX Financial Services 9-12 Months Debt IndexCheck Portfolio Overlap →
NAV: ₹10.63+0.08%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 96.15% | 97.51% | 127.52% | 98.75% | 98.41% | 96.66% |
| Others (incl. cash) | 3.85% | 2.49% | -27.52% | 1.25% | 1.59% | 3.34% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
20
Top Holding %
9.49%
Top 5 Holdings %
44.45%
Top 10 Holdings %
72.10%
Modified Duration
0.56 yrs
Avg. Maturity
0.58 yrs
Yield to Maturity
7.12%
AUM
₹1,056 Cr
Expense Ratio
0.12%
Since Inception
6.32%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| REC Ltd. | Financial | 10,000 | 100.2 | 9.49% | -1.59%↓ |
| National Bank For Agriculture & Rural Development | Financial | 10,000 | 100.22 | 9.49% | -1.60%↓ |
| Bank Of Baroda | Financial | 10,000 | 97.38 | 9.22% | - |
| Bajaj Housing Finance Ltd. | Financial | 2,000 | 96.49 | 9.14% | -1.47%↓ |
| LIC Housing Finance Ltd. | Financial | 7,500 | 75.09 | 7.11% | -1.20%↓ |
| HDFC Bank Ltd. | Financial | 7,500 | 72.45 | 6.86% | -1.10%↓ |
| Tata Capital Ltd. | Financial | 1,500 | 72.29 | 6.85% | -1.10%↓ |
| Tata Capital Ltd.(Partly Paid Equity) | Financial | 5,000 | 50.16 | 4.75% | -0.80%↓ |
| Indian Bank | Financial | 5,000 | 48.59 | 4.60% | -0.74%↓ |
| HDFC Bank Ltd. | Financial | 5,000 | 48.49 | 4.59% | - |
| Small Industries Devp. Bank of India Ltd. | Financial | 5,000 | 48.37 | 4.58% | -0.74%↓ |
| Punjab National Bank | Financial | 5,000 | 48.31 | 4.58% | -0.73%↓ |
| Power Finance Corporation Ltd. | Financial | 300 | 30.01 | 2.84% | -0.48%↓ |
| Toyota Financial Services Ltd. | Financial | 2,500 | 25.06 | 2.37% | -0.40%↓ |
| LIC Housing Finance Ltd. | Financial | 250 | 24.9 | 2.36% | -0.39%↓ |
| Canara Bank | Financial | 2,500 | 24.18 | 2.29% | -0.37%↓ |
| Canara Bank | Financial | 2,500 | 24.14 | 2.29% | -0.36%↓ |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | Financial | 500 | 24.11 | 2.28% | -0.37%↓ |
| Union Bank of India | Financial | 500 | 4.83 | 0.46% | -0.07%↓ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 57.74% | 25.06% |
| AAA | 38.41% | 31.59% |
| Cash & Call Money | 3.85% | 8.29% |
| A | - | 0.01% |
| A+ | - | 0.45% |
| A- | - | 0.00% |
| AA | - | 5.23% |
| AA+ | - | 4.92% |
| AA- | - | 0.53% |
| B+ | - | 1.22% |
| BBB | - | 0.32% |
| Cash | - | -0.41% |
| D | - | 0.15% |
| Others | - | 1.14% |
| SOV | - | 14.53% |
| Term Deposits | - | 0.02% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| REC Ltd. | Bonds | 7.71% | 26/02/2027 | CRISIL AAA | 9.49% |
| National Bank For Agriculture & Rural Development | Debenture | 7.80% | 15/03/2027 | ICRA AAA | 9.49% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 25/01/2027 | FITCH A1+ | 9.22% |
| Bajaj Housing Finance Ltd. | Commercial Paper | 0.00% | 365-D 12/03/2027 | CRISIL A1+ | 9.14% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 7.73% | 18/03/2027 | CRISIL AAA | 7.11% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CARE A1+ | 6.86% |
| Tata Capital Ltd. | Commercial Paper | 0.00% | 363-D 09/03/2027 | CRISIL A1+ | 6.85% |
| Tata Capital Ltd.(Partly Paid Equity) | Debenture | 8.30% | 16/03/2027 | ICRA AAA | 4.75% |
| Indian Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 4.60% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 15/02/2027 | CARE A1+ | 4.59% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 09/03/2027 | CARE A1+ | 4.58% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 26/02/2027 | CARE A1+ | 4.58% |
| Power Finance Corporation Ltd. | Bonds | 7.18% | 20/01/2027 | CRISIL AAA | 2.84% |
| Toyota Financial Services Ltd. | Non Convertible Debenture | 8.36% | 19/03/2027 | ICRA AAA | 2.37% |
| LIC Housing Finance Ltd. | Bonds/NCDs | 6.65% | 15/02/2027 | CRISIL AAA | 2.36% |
| Canara Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 2.29% |
| Canara Bank | Certificate of Deposit | 0.00% | 12/03/2027 | ICRA A1+ | 2.29% |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | Commercial Paper | 0.00% | 365-D 05/03/2027 | CRISIL A1+ | 2.28% |
| Union Bank of India | Certificate of Deposit | 0.00% | 0 | ICRA A1+ | 0.46% |
Frequently Asked Questions
What are the top holdings of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth?
The top holdings of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth as of 31 Aug 2026 are REC Ltd. (9.49%), National Bank For Agriculture & Rural Development (9.49%), Bank Of Baroda (9.22%), Bajaj Housing Finance Ltd. (9.14%), LIC Housing Finance Ltd. (7.11%). These top 5 stocks together account for 44.45% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth hold in its portfolio?
Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth holds 20 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth?
The sector allocation of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth?
As of 31 Aug 2026, Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth has 0.00% allocated to equity, and 96.15% to debt. You can also check the historical trends above.
What is the market cap allocation of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth?
The market cap allocation of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth's portfolio?
The portfolio PE ratio of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth?
As of 31 Aug 2026, Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth's debt portfolio has 38.41% in AAA-rated instruments, - in AA-rated, and - in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth?
The latest portfolio disclosure for Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.