mutual funds kotak equity savings fund directgrowth

performance

Kotak Equity Savings Fund Direct-Growth

Hybrid: Equity Savings - Growth (Open ended)

Kotak Equity Savings Fund Direct-GrowthNAV: 30.21 as on 07 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Moderately HighCategory: Hybrid: Equity SavingsBenchmark: NIFTY Equity Savings Total Return Index

NAV: ₹30.21-0.67%

08 Jul 2026

Rolling Returns Analysis

Rolling annualized returns of Kotak Equity Savings Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.

Metric	1 Yr Rolling Returns	3 Yr Rolling Returns	5 Yr Rolling Returns	7 Yr Rolling Returns
Analysis period	26 Oct, 2015 - 08 Jul, 2026	06 Nov, 2017 - 08 Jul, 2026	20 Nov, 2019 - 08 Jul, 2026	26 Nov, 2021 - 08 Jul, 2026
Average returns	10.36%	10.56%	10.44%	10.38%
Standard deviation	5.35%	2.23%	1.88%	0.77%
Best returns	32.83% 1 year ending on 25 Mar, 2021	16.94% 3 years ending on 03 Apr, 2023	16.09% 5 years ending on 17 Apr, 2025	11.76% 7 years ending on 20 Nov, 2025
Worst returns	-9.42% 1 year ending on 23 Mar, 2020	2.50% 3 years ending on 23 Mar, 2020	4.49% 5 years ending on 23 Mar, 2020	8.67% 7 years ending on 20 Jun, 2022
Period with positive return	98.29%	100.00%	100.00%	100.00%
Period with return > 5%	89.26%	98.83%	99.82%	100.00%
Period with return > 10%	43.55%	54.23%	51.68%	62.18%
Period with return > 15%	16.69%	0.47%	0.49%	0.00%
Beat % Category	72.08%	94.43%	93.10%	97.63%
Beat % Benchmark	41.58%	18.58%	11.61%	0.00%

Trailing Returns

Point-to-point returns of Kotak Equity Savings Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.

-5%

10%

0.3%

1.2%

-8.0%

YTD

1.4%

1.7%

3.6%

1 M

0.8%

1.3%

-7.1%

6 M

5.3%

4.1%

-5.4%

1 Y

10.6%

9.3%

8.6%

3 Y

10.6%

8.7%

10.0%

5 Y

10.1%

9.1%

12.5%

10 Y

Fund

Hybrid: Equity Savings

NIFTY Equity Savings Total Return Index

Name	YTD	1 M	6 M	1 Y	3 Y	5 Y	10 Y	Since Inception
Fund	0.34%	1.42%	0.79%	5.26%	10.62%	10.61%	10.15%	9.87%
Hybrid: Equity Savings	1.20%	1.69%	1.34%	4.08%	9.34%	8.71%	9.09%	-
NIFTY Equity Savings Total Return Index	-8.00%	3.61%	-7.10%	-5.37%	8.58%	10.00%	12.47%	-
Rank in category	18	18	16	6	4	2	4	-
Funds in category	24	24	24	22	21	21	12	-

Period Returns

Calendar-year, quarterly and monthly return history of Kotak Equity Savings Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.

Returns

Percentile rank

Annual

Quarterly

Monthly

Historical Performance

Track NAV movement and cumulative returns of Kotak Equity Savings Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.

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Frequently Asked Questions

What are the 1-year returns of Kotak Equity Savings Fund Direct-Growth?

The 1-year trailing return for Kotak Equity Savings Fund Direct-Growth is shown in the Trailing Returns section. It is compared against the Hybrid: Equity Savings category average and benchmark for context.

What are the 3-year returns of Kotak Equity Savings Fund Direct-Growth?

The 3-year CAGR for Kotak Equity Savings Fund Direct-Growth is in the Trailing Returns section, with benchmark and category comparisons.

What are the 5-year returns of Kotak Equity Savings Fund Direct-Growth?

The 5-year CAGR for Kotak Equity Savings Fund Direct-Growth is in the Trailing Returns section. 5-year CAGR is a standard metric for medium-term performance consistency.

What are the returns of Kotak Equity Savings Fund Direct-Growth since inception?

Kotak Equity Savings Fund Direct-Growth has delivered a CAGR of 9.87% since its launch. The fund's maximum historical drawdown has been -0.16%, indicating its worst peak-to-trough decline during this period. Since-inception returns capture performance across multiple market cycles and are most useful for evaluating long-term wealth creation.

How has Kotak Equity Savings Fund Direct-Growth performed vs its category over the long term?

Performance vs category average across 1Y, 3Y, 5Y and 10Y periods is in the Trailing Returns section. Rolling returns show how consistently the fund beats its category over time.

What is the Sharpe ratio of Kotak Equity Savings Fund Direct-Growth?

The Sharpe ratio of Kotak Equity Savings Fund Direct-Growth is 0.76. Sharpe ratio measures risk-adjusted return — how much excess return the fund generates per unit of risk. A Sharpe above 1.0 is generally considered good; above 2.0 is excellent.

What is the alpha of Kotak Equity Savings Fund Direct-Growth?

The alpha of Kotak Equity Savings Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section. Alpha = fund return − (risk-free rate + beta × market excess return). A positive alpha is the fund manager's value-add above the benchmark.

What is the beta of Kotak Equity Savings Fund Direct-Growth?

The beta of Kotak Equity Savings Fund Direct-Growth is in the Alpha, Beta & Sharpe section. Beta below 1.0 means lower volatility than the benchmark; above 1.0 means higher sensitivity to market moves.

What are the rolling returns of Kotak Equity Savings Fund Direct-Growth?

Rolling returns for Kotak Equity Savings Fund Direct-Growth across all 1Y, 3Y, 5Y investment windows are shown in the Rolling Returns section. Unlike trailing returns, rolling returns reveal how the fund has performed across all possible entry and exit dates — offering a much more complete picture of consistency.

How consistent are the period-wise returns of Kotak Equity Savings Fund Direct-Growth?

Period-wise annual returns for Kotak Equity Savings Fund Direct-Growth across each financial year are in the Period Returns section. This shows whether the fund has been positive in most years and how it has fared in bear markets.

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Metric

1 Yr Rolling Returns

3 Yr Rolling Returns

5 Yr Rolling Returns

7 Yr Rolling Returns

Analysis period

26 Oct, 2015 - 08 Jul, 2026

06 Nov, 2017 - 08 Jul, 2026

20 Nov, 2019 - 08 Jul, 2026

26 Nov, 2021 - 08 Jul, 2026

Average returns

10.36%

10.56%

10.44%

10.38%

Standard deviation

5.35%

2.23%

1.88%

0.77%

Best returns

32.83%

1 year ending on 25 Mar, 2021

16.94%

3 years ending on 03 Apr, 2023

16.09%

5 years ending on 17 Apr, 2025

11.76%

7 years ending on 20 Nov, 2025

Worst returns

-9.42%

1 year ending on 23 Mar, 2020

2.50%

3 years ending on 23 Mar, 2020

4.49%

5 years ending on 23 Mar, 2020

8.67%

7 years ending on 20 Jun, 2022

Period with positive return

98.29%

100.00%

Period with return > 5%

89.26%

98.83%

99.82%

100.00%

Period with return > 10%

43.55%

54.23%

51.68%

62.18%

Period with return > 15%

16.69%

0.47%

0.49%

0.00%

Beat % Category

72.08%

94.43%

93.10%

97.63%

Beat % Benchmark

41.58%

18.58%

11.61%

0.00%

Name

YTD

1 M

6 M

1 Y

3 Y

5 Y

10 Y

Since Inception

Fund

0.34%

1.42%

0.79%

5.26%

10.62%

10.61%

10.15%

9.87%

Hybrid: Equity Savings

1.20%

1.69%

1.34%

4.08%

9.34%

8.71%

9.09%

NIFTY Equity Savings Total Return Index

-8.00%

3.61%

-7.10%

-5.37%

8.58%

10.00%

12.47%

Rank in category

Funds in category