Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	98.03%	82.03%	82.62%	93.56%	98.09%	88.04%
Others (incl. cash)	1.97%	17.97%	17.38%	6.44%	1.91%	11.96%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

Top Holding %

15.24%

Top 5 Holdings %

55.11%

Top 10 Holdings %

77.38%

Modified Duration

6.71 yrs

Avg. Maturity

13.11 yrs

Yield to Maturity

7.37%

AUM

₹2,257 Cr

Expense Ratio

0.48%

Since Inception

7.91%

Max Drawdown

-0.13%

Sharpe Ratio

0.12

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
GOI	Sovereign	3,69,99,500	344.02	15.24%	0.34%↑
Karnataka State	Others	3,30,00,000	331.76	14.70%	0.41%↑
GOI	Sovereign	2,26,30,400	224.45	9.94%	8.83%↑
Tamilnadu State	Others	1,90,00,000	193.89	8.59%	-
Tamilnadu State	Others	1,50,00,000	149.84	6.64%	0.18%↑
Uttar Pradesh State	Others	1,40,00,000	140.45	6.22%	0.17%↑
Karnataka State	Others	1,14,41,500	115.06	5.10%	-1.82%↓
Karnataka State	Others	1,05,91,700	106.96	4.74%	0.13%↑
Tamilnadu State	Others	92,01,500	92.25	4.09%	0.10%↑
Bihar State	Others	50,00,000	47.99	2.13%	0.05%↑
GOI	Sovereign	44,26,389	44.23	1.96%	0.08%↑
Tamilnadu State	Others	40,00,000	40.8	1.81%	-
Odisha State	Financial	25,30,100	25.3	1.12%	0.03%↑
Tamilnadu State	Others	25,00,000	24.99	1.11%	0.03%↑
GOI	Sovereign	46,39,400	21.74	0.96%	0.03%↑
GOI	Sovereign	31,19,600	18.08	0.80%	0.02%↑
GOI	Sovereign	31,19,600	17.43	0.77%	0.02%↑
GOI	Sovereign	35,96,600	16.9	0.75%	0.03%↑
GOI	Sovereign	41,10,400	16.62	0.74%	0.04%↑
GOI	Sovereign	35,96,600	16.31	0.72%	0.02%↑

1 / 3

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
SOV	98.03%	94.03%
Cash & Call Money	1.97%	7.70%
Cash	-	-1.80%
Others	-	0.00%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	6.90%	15/04/2065	SOV	15.24%
Karnataka State	State Development Loan	7.58%	11/03/2040	SOV	14.70%
GOI	GOI Securities	7.24%	18/08/2055	SOV	9.94%
Tamilnadu State	State Development Loan	7.80%	03/06/2041	SOV	8.59%
Tamilnadu State	State Development Loan	7.12%	18/02/2032	SOV	6.64%
Uttar Pradesh State	State Development Loan	7.62%	04/03/2041	SOV	6.22%
Karnataka State	State Development Loan	7.49%	04/02/2035	SOV	5.10%
Karnataka State	State Development Loan	7.55%	11/08/2035	SOV	4.74%
Tamilnadu State	State Development Loan	7.39%	28/01/2034	SOV	4.09%
Bihar State	State Development Loan	6.88%	09/07/2035	SOV	2.13%
GOI	GOI Securities	7.30%	19/06/2053	SOV	1.96%
Tamilnadu State	State Development Loan	7.69%	03/06/2033	SOV	1.81%
Odisha State	State Development Loan	7.34%	28/01/2033	SOV	1.12%
Tamilnadu State	State Development Loan	7.31%	11/02/2033	SOV	1.11%
GOI	GOI Securities	0.00%	06/05/2037	SOV	0.96%
GOI	GOI Securities	0.00%	25/05/2034	SOV	0.80%
GOI	GOI Securities	0.00%	25/11/2034	SOV	0.77%
GOI	GOI Securities	0.00%	22/04/2037	SOV	0.75%
GOI	GOI Securities	0.00%	22/04/2039	SOV	0.74%
GOI	GOI Securities	0.00%	22/10/2037	SOV	0.72%
GOI	GOI Securities	0.00%	22/10/2035	SOV	0.71%
GOI	GOI Securities	0.00%	25/11/2036	SOV	0.67%
GOI	GOI Securities	0.00%	22/10/2036	SOV	0.67%
GOI	GOI Securities	0.00%	15/04/2039	SOV	0.54%
GOI	GOI Securities	0.00%	22/10/2039	SOV	0.53%
GOI	GOI Securities	0.00%	22/04/2036	SOV	0.53%
GOI	GOI Securities	0.00%	06/05/2038	SOV	0.49%
West Bengal State	State Development Loan	6.98%	17/11/2037	SOV	0.42%
GOI	GOI Securities	0.00%	15/10/2042	SOV	0.41%
GOI	GOI Securities	0.00%	25/11/2041	SOV	0.38%
GOI	GOI Securities	0.00%	15/10/2043	SOV	0.37%
GOI	GOI Securities	0.00%	25/05/2037	SOV	0.32%
GOI	GOI Securities	0.00%	25/05/2041	SOV	0.31%
GOI	GOI Securities	0.00%	25/11/2037	SOV	0.31%
GOI	GOI Securities	0.00%	22/04/2038	SOV	0.30%
GOI	GOI Securities	0.00%	15/04/2044	SOV	0.30%
GOI	GOI Securities	0.00%	15/10/2044	SOV	0.29%
GOI	GOI Securities	0.00%	25/05/2035	SOV	0.28%
GOI	GOI Securities	0.00%	06/11/2037	SOV	0.27%
GOI	GOI Securities	0.00%	15/04/2045	SOV	0.27%
Tamilnadu State	State Development Loan	8.37%	16/05/2028	SOV	0.23%
Maharashtra State	State Development Loan	7.70%	19/10/2030	SOV	0.23%
Tamilnadu State	State Development Loan	7.38%	06/03/2054	SOV	0.14%
Tamilnadu State	State Development Loan	7.84%	13/07/2026	SOV	0.13%
Uttar Pradesh State	State Development Loan	7.91%	27/10/2037	SOV	0.12%
GOI	GOI Securities	0.00%	22/10/2038	SOV	0.10%
GOI	GOI Securities	0.00%	25/11/2039	SOV	0.10%
Uttar Pradesh State	State Development Loan	8.39%	16/05/2028	SOV	0.09%
Maharashtra State	State Development Loan	8.08%	26/12/2028	SOV	0.09%
GOI	GOI Securities	0.00%	25/05/2042	SOV	0.08%
Tamilnadu State	State Development Loan	7.80%	27/07/2032	SOV	0.07%
GOI	GOI Securities	7.09%	25/11/2074	SOV	0.06%
Maharashtra State	State Development Loan	7.70%	08/03/2031	SOV	0.05%
Karnataka State	State Development Loan	6.78%	23/09/2032	SOV	0.04%
Gujarat State	State Development Loan	8.16%	09/05/2028	SOV	0.01%
GOI	GOI Securities	6.67%	17/12/2050	SOV	0.00%

Frequently Asked Questions

What are the top holdings of Kotak Gilt Investment Direct-Growth?

The top holdings of Kotak Gilt Investment Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does Kotak Gilt Investment Direct-Growth hold in its portfolio?

Kotak Gilt Investment Direct-Growth holds 57 securities in its portfolio. The top 5 holdings account for 55.11% of the portfolio and the top 10 for 77.38%.

What is the sector allocation of Kotak Gilt Investment Direct-Growth?

The sector allocation of Kotak Gilt Investment Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of Kotak Gilt Investment Direct-Growth?

As of 30 Jun 2026, Kotak Gilt Investment Direct-Growth has 0.00% in equity, 98.03% in debt and 1.97% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.37%.

What is the market cap allocation of Kotak Gilt Investment Direct-Growth?

The market cap distribution of Kotak Gilt Investment Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.

Is Kotak Gilt Investment Direct-Growth a concentrated or diversified fund?

Kotak Gilt Investment Direct-Growth holds 57 securities, with the top 10 accounting for 77.38% of the portfolio and the top 5 for 55.11%. This is a moderately diversified fund balancing conviction positions with risk spread.

What is the credit quality of Kotak Gilt Investment Direct-Growth?

The debt holdings of Kotak Gilt Investment Direct-Growth are rated as follows — SOV: 98.03%, Cash & Call Money: 1.97%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does Kotak Gilt Investment Direct-Growth change its portfolio?

The portfolio currently holds 57 securities with the top 10 accounting for 77.38% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of Kotak Gilt Investment Direct-Growth's portfolio?

The portfolio-level PE, PB and debt metrics of Kotak Gilt Investment Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.

When is the latest portfolio disclosure for Kotak Gilt Investment Direct-Growth?

The latest portfolio disclosure for Kotak Gilt Investment Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

Loading…

Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

98.03%

82.03%

82.62%

93.56%

98.09%

88.04%

Others (incl. cash)

1.97%

17.97%

17.38%

6.44%

1.91%

11.96%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

GOI

Sovereign

3,69,99,500

344.02

15.24%

0.34%↑

Karnataka State

Others

3,30,00,000

331.76

14.70%

0.41%↑

GOI

Sovereign

2,26,30,400

224.45

9.94%

8.83%↑

Tamilnadu State

Others

1,90,00,000

193.89

8.59%

Tamilnadu State

Others

1,50,00,000

149.84

6.64%

0.18%↑

Uttar Pradesh State

Others

1,40,00,000

140.45

6.22%

0.17%↑

Karnataka State

Others

1,14,41,500

115.06

5.10%

-1.82%↓

Karnataka State

Others

1,05,91,700

106.96

4.74%

0.13%↑

Tamilnadu State

Others

92,01,500

92.25

4.09%

0.10%↑

Bihar State

Others

50,00,000

47.99

2.13%

0.05%↑

GOI

Sovereign

44,26,389

44.23

1.96%

0.08%↑

Tamilnadu State

Others

40,00,000

40.8

1.81%

Odisha State

Financial

25,30,100

25.3

1.12%

0.03%↑

Tamilnadu State

Others

25,00,000

24.99

1.11%

0.03%↑

GOI

Sovereign

46,39,400

21.74

0.96%

0.03%↑

GOI

Sovereign

31,19,600

18.08

0.80%

0.02%↑

GOI

Sovereign

31,19,600

17.43

0.77%

0.02%↑

GOI

Sovereign

35,96,600

16.9

0.75%

0.03%↑

GOI

Sovereign

41,10,400

16.62

0.74%

0.04%↑

GOI

Sovereign

35,96,600

16.31

0.72%

0.02%↑

Rating

Fund