Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	98.38%	99.06%	99.05%	100.46%	96.24%	95.72%
Others (incl. cash)	1.62%	0.94%	0.95%	-0.46%	3.76%	4.28%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

Top Holding %

4.36%

Top 5 Holdings %

20.12%

Top 10 Holdings %

33.42%

Modified Duration

0.93 yrs

Avg. Maturity

1.19 yrs

Yield to Maturity

8.13%

AUM

₹11,523 Cr

Expense Ratio

0.40%

Since Inception

7.88%

Max Drawdown

-0.02%

Sharpe Ratio

2.22

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Karnataka State	Others	5,00,00,000	502.17	4.36%	0.67%↑
Punjab National Bank	Financial	50,000	478.13	4.15%	0.62%↑
National Bank For Agriculture & Rural Development	Financial	47,500	476.74	4.14%	0.59%↑
Punjab National Bank	Financial	45,000	432.46	3.75%	0.38%↑
JTPM Metal Traders Ltd.	Metals & Mining	40,000	428.7	3.72%	0.58%↑
Bajaj Housing Finance Ltd.	Financial	40,000	400.9	3.48%	0.51%↑
Canara Bank	Financial	35,000	336.51	2.92%	-2.05%↓
Bank Of Baroda	Financial	30,000	288.26	2.50%	0.37%↑
Bajaj Housing Finance Ltd.	Financial	26,000	257.85	2.24%	0.33%↑
REC Ltd.	Financial	25,000	248.6	2.16%	0.32%↑
Union Bank of India	Financial	25,000	239.12	2.08%	0.31%↑
Small Industries Devp. Bank of India Ltd.	Financial	25,000	240.11	2.08%	0.31%↑
Radhakrishna Securitisation Trust	Others	210	205.37	1.78%	0.25%↑
Vedanta Ltd.	Metals & Mining	20,000	201.38	1.75%	0.27%↑
Karnataka State	Others	2,00,00,000	201.91	1.75%	0.27%↑
Tata Capital Financial Services Ltd.	Financial	2,000	200.53	1.74%	0.25%↑
Tamilnadu State	Others	2,00,00,000	200.77	1.74%	0.26%↑
Aditya Birla Housing Finance Ltd.	Financial	20,000	200.68	1.74%	0.25%↑
Bharti Telecom Ltd.	Communication	20,000	200.83	1.74%	0.24%↑
Bajaj Finance Ltd.	Financial	20,000	200.35	1.74%	0.25%↑

1 / 5

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	44.54%	37.74%
A1+	25.59%	33.42%
SOV	12.95%	6.97%
AA	10.99%	6.52%
AA+	3.93%	4.08%
Cash & Call Money	1.62%	2.20%
Others	0.38%	0.24%
AA-	-	0.25%
B+	-	2.86%
Cash	-	0.00%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Karnataka State	State Development Loan	7.15%	28/07/2031	SOV	4.36%
Punjab National Bank	Certificate of Deposit	0.00%	04/03/2027	CARE A1+	4.15%
National Bank For Agriculture & Rural Development	Debenture	7.80%	15/03/2027	ICRA AAA	4.14%
Punjab National Bank	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	3.75%
JTPM Metal Traders Ltd.	Debenture	0.00%	30/04/2030	CRISIL AA	3.72%
Bajaj Housing Finance Ltd.	Debenture	7.66%	20/03/2028	CRISIL AAA	3.48%
Canara Bank	Certificate of Deposit	0.00%	02/02/2027	CRISIL A1+	2.92%
Bank Of Baroda	Certificate of Deposit	0.00%	05/02/2027	CARE A1+	2.50%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.02%	26/05/2028	CRISIL AAA	2.24%
REC Ltd.	Debenture	6.60%	30/06/2027	ICRA AAA	2.16%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	04/02/2027	CARE A1+	2.08%
Union Bank of India	Certificate of Deposit	0.00%	03/03/2027	FITCH A1+	2.08%
Radhakrishna Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	1.78%
Karnataka State	State Development Loan	0.00%	25/03/2031	SOV	1.75%
Vedanta Ltd.	Debenture	8.95%	16/03/2029	CRISIL AA	1.75%
Tata Capital Financial Services Ltd.	Bonds	7.89%	26/07/2027	CRISIL AAA	1.74%
Tamilnadu State	State Development Loan	6.92%	26/03/2029	SOV	1.74%
Aditya Birla Housing Finance Ltd.	Debenture	8.10%	22/12/2026	ICRA AAA	1.74%
Bharti Telecom Ltd.	Debenture	8.95%	04/12/2026	CRISIL AAA	1.74%
Bajaj Finance Ltd.	Debenture	7.80%	10/12/2027	CRISIL AAA	1.74%
Power Finance Corporation Ltd.	Debenture	6.92%	16/02/2028	CRISIL AAA	1.73%
Bharti Telecom Ltd.	Debenture	7.45%	15/12/2028	CRISIL AAA	1.72%
Karnataka State	State Development Loan	7.19%	11/08/2032	SOV	1.71%
Punjab National Bank	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	1.67%
Canara Bank	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	1.67%
Adani Power Ltd.	Debenture	8.20%	25/01/2029	CRISIL AA	1.66%
Tamilnadu State	State Development Loan	7.31%	11/02/2033	SOV	1.59%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	17/03/2027	CRISIL A1+	1.45%
National Bank For Agriculture & Rural Development	Bonds	7.44%	24/02/2028	CRISIL AAA	1.39%
RJ Corp Ltd.	Debenture	7.25%	08/12/2028	CRISIL AAA	1.32%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	24/02/2027	CARE A1+	1.25%
India Universal Trust AL1	Securitised Debt	0.00%	20/07/2027	FITCH AAA(SO)	1.16%
Bharti Telecom Ltd.	Debenture	7.30%	01/12/2027	CRISIL AAA	1.14%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.99%	26/03/2029	CRISIL AA	1.08%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.99%	26/12/2028	CRISIL AA	1.08%
Bharti Telecom Ltd.	Debenture	7.40%	01/02/2029	CRISIL AAA	1.07%
Vedanta Ltd - Pref. Shares 7.50	Debenture	9.50%	20/08/2027	ICRA AA+	0.88%
Madhya Pradesh State	State Development Loan	7.46%	27/09/2027	SOV	0.88%
Tamilnadu State	State Development Loan	7.03%	11/09/2029	SOV	0.87%
REC Ltd.	Bonds	7.71%	26/02/2027	CRISIL AAA	0.87%
Nexus Select Trust	Debenture	7.69%	28/05/2027	CRISIL AAA	0.87%
Vedanta Ltd.	Debenture	9.40%	20/02/2027	ICRA AA+	0.87%
Embassy Office Parks REIT	Non Convertible Debenture	7.05%	18/10/2026	CRISIL AAA	0.87%
Can Fin Homes Ltd.	Debenture	8.25%	21/05/2027	ICRA AAA	0.87%
Hinduja Leyland Finance Ltd.	Debenture	8.40%	06/05/2027	CRISIL AA+	0.87%
Piramal Finance Ltd.	Debenture	9.15%	17/06/2027	CARE AA+	0.87%
Kotak Mahindra Prime Ltd.	Debenture	7.99%	17/09/2027	CRISIL AAA	0.87%
DLF Cyber City Developers Ltd.	Non Convertible Debenture	6.92%	28/07/2028	CRISIL AAA	0.86%
Embassy Office Parks REIT	Zero Coupon Bonds	0.00%	24/07/2035	CRISIL AAA	0.86%
Sundaram Finance Ltd.	Commercial Paper	0.00%	365-D 18/11/2026	CRISIL A1+	0.84%
Bharti Telecom Ltd.	Debenture	8.65%	05/11/2027	CRISIL AAA	0.79%
Liquid Gold Series 9	Structured Obligation	0.00%	0	CRISIL AAA(SO)	0.68%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/07/2028	CRISIL AA	0.49%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/04/2028	CRISIL AA	0.49%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/01/2028	CRISIL AA	0.49%
Liquid Gold Series 14	Structured Obligation	0.00%	20/07/2027	CRISIL AAA(SO)	0.47%
Dhruva Trust	Securitised Debt	0.00%	0	ICRA AAA(SO)	0.46%
Bajaj Finance Ltd.	Debenture	8.12%	10/09/2027	CRISIL AAA	0.44%
PNB Housing Finance Ltd.	Debenture	8.15%	29/07/2027	CARE AAA	0.44%
LIC Housing Finance Ltd.	Debenture	7.93%	14/07/2027	CRISIL AAA	0.44%
Muthoot Finance Ltd.	Debenture	8.78%	20/05/2027	CRISIL AA+	0.44%
Bajaj Housing Finance Ltd.	Debenture	8.10%	08/07/2027	CRISIL AAA	0.44%
Sansar Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	0.44%
Embassy Office Parks REIT	Non Convertible Debenture	7.96%	27/09/2027	CRISIL AAA	0.44%
REC Ltd.	Debenture	7.56%	31/08/2027	ICRA AAA	0.44%
Tata Capital Housing Finance Ltd.	Non Convertible Debenture	7.30%	11/02/2028	CRISIL AAA	0.43%
Embassy Office Parks REIT	Debenture	7.21%	17/03/2028	CRISIL AAA	0.43%
Bank Of Baroda	Certificate of Deposit	0.00%	11/03/2027	FITCH A1+	0.41%
Canara Bank	Certificate of Deposit	0.00%	11/03/2027	CRISIL A1+	0.41%
Punjab National Bank	Certificate of Deposit	0.00%	12/03/2027	CRISIL A1+	0.41%
India Universal Trust AL1	Securitised Debt	8.09%	21/11/2027	FITCH AAA(SO)	0.39%
Embassy Office Parks REIT	Non Convertible Debenture	6.80%	07/09/2026	CRISIL AAA	0.35%
Mindspace Business Parks REIT	Debenture	8.03%	10/12/2026	CRISIL AAA	0.22%
Embassy Office Parks REIT	Debenture	7.35%	05/04/2027	CRISIL AAA	0.21%
Nomura Capital (India) Pvt Ltd.	Non Convertible Debenture	8.45%	01/03/2027	FITCH AAA	0.17%
Sansar Trust	Securitised Debt	0.00%	25/06/2030	CRISIL AAA(SO)	0.17%
India Universal Trust AL1	Securitised Debt	0.00%	0	FITCH AAA(SO)	0.11%
Nirma Ltd.	Debenture	8.50%	07/04/2027	FITCH AA	0.09%
Aadhar Housing Finance Ltd	Debenture	8.65%	21/08/2027	ICRA AA	0.09%
Embassy Office Parks REIT	Debenture	6.96%	19/03/2027	CRISIL AAA	0.06%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	27/10/2028	CRISIL AA	0.05%
Bajaj Housing Finance Ltd.	Debenture	8.04%	18/01/2027	CRISIL AAA	0.04%
Sundaram Finance Ltd.	Debenture	7.75%	11/12/2026	ICRA AAA	0.04%
Sansar Trust	Securitised Debt	0.00%	20/01/2027	CRISIL AAA(SO)	0.03%
Jamnagar Utilities and Power Pvt. Ltd.	Non Convertible Debenture	6.40%	29/09/2026	CRISIL AAA	0.03%
Tamilnadu State	State Development Loan	7.84%	13/07/2026	SOV	0.02%
Tamilnadu State	State Development Loan	6.54%	25/02/2029	SOV	0.02%
Aditya Birla Finance Ltd.	Debenture	0.00%	09/10/2026	ICRA AAA	0.01%
GOI	GOI Securities Floating Rate Bond	0.00%	22/09/2033	SOV	0.01%
Tata Capital Financial Services Ltd.	Debenture	7.90%	03/12/2026	ICRA AAA	0.01%

Frequently Asked Questions

What are the top holdings of Kotak Low Duration Fund Direct-Growth?

The top holdings of Kotak Low Duration Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does Kotak Low Duration Fund Direct-Growth hold in its portfolio?

Kotak Low Duration Fund Direct-Growth holds 92 securities in its portfolio. The top 5 holdings account for 20.12% of the portfolio and the top 10 for 33.42% — a well-diversified portfolio that minimises stock-specific risk.

What is the sector allocation of Kotak Low Duration Fund Direct-Growth?

The sector allocation of Kotak Low Duration Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of Kotak Low Duration Fund Direct-Growth?

As of 30 Jun 2026, Kotak Low Duration Fund Direct-Growth has 0.00% in equity, 98.38% in debt and 1.62% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 8.13%.

What is the market cap allocation of Kotak Low Duration Fund Direct-Growth?

The market cap distribution of Kotak Low Duration Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.

Is Kotak Low Duration Fund Direct-Growth a concentrated or diversified fund?

Kotak Low Duration Fund Direct-Growth holds 92 securities, with the top 10 accounting for 33.42% of the portfolio and the top 5 for 20.12%. With 92 holdings, this is a well-diversified fund — stock-specific risk is limited.

What is the credit quality of Kotak Low Duration Fund Direct-Growth?

The debt holdings of Kotak Low Duration Fund Direct-Growth are rated as follows — AAA: 44.54%, A1+: 25.59%, SOV: 12.95%, AA: 10.99%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does Kotak Low Duration Fund Direct-Growth change its portfolio?

The portfolio currently holds 92 securities with the top 10 accounting for 33.42% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of Kotak Low Duration Fund Direct-Growth's portfolio?

The portfolio-level PE, PB and debt metrics of Kotak Low Duration Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.

When is the latest portfolio disclosure for Kotak Low Duration Fund Direct-Growth?

The latest portfolio disclosure for Kotak Low Duration Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

98.38%

99.06%

99.05%

100.46%

96.24%

95.72%

Others (incl. cash)

1.62%

0.94%

0.95%

-0.46%

3.76%

4.28%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Karnataka State

Others

5,00,00,000

502.17

4.36%

0.67%↑

Punjab National Bank

Financial

50,000

478.13

4.15%

0.62%↑

National Bank For Agriculture & Rural Development

Financial

47,500

476.74

4.14%

0.59%↑

Punjab National Bank

Financial

45,000

432.46

3.75%

0.38%↑

JTPM Metal Traders Ltd.

Metals & Mining

40,000

428.7

3.72%

0.58%↑

Bajaj Housing Finance Ltd.

Financial

40,000

400.9

3.48%

0.51%↑

Canara Bank

Financial

35,000

336.51

2.92%

-2.05%↓

Bank Of Baroda

Financial

30,000

288.26

2.50%

0.37%↑

Bajaj Housing Finance Ltd.

Financial

26,000

257.85

2.24%

0.33%↑

REC Ltd.

Financial

25,000

248.6

2.16%

0.32%↑

Union Bank of India

Financial

25,000

239.12

2.08%

0.31%↑

Small Industries Devp. Bank of India Ltd.

Financial

25,000

240.11

2.08%

0.31%↑

Radhakrishna Securitisation Trust

Others

210

205.37

1.78%

0.25%↑

Vedanta Ltd.

Metals & Mining

20,000

201.38

1.75%

0.27%↑

Karnataka State

Others

2,00,00,000

201.91

1.75%

0.27%↑

Tata Capital Financial Services Ltd.

Financial

2,000

200.53

1.74%

0.25%↑

Tamilnadu State

Others

2,00,00,000

200.77

1.74%

0.26%↑

Aditya Birla Housing Finance Ltd.

Financial

20,000

200.68

1.74%

0.25%↑

Bharti Telecom Ltd.

Communication

20,000

200.83

1.74%

0.24%↑

Bajaj Finance Ltd.

Financial

20,000

200.35

1.74%

0.25%↑

Rating

Fund