holdings

Kotak Medium Term Fund Direct-Growth

Debt: Medium Duration - Growth (Open ended)

Kotak Medium Term Fund Direct-GrowthNAV: 27.42 as on 06 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Moderately HighCategory: Debt: Medium DurationBenchmark: CRISIL Medium Duration Debt A-III Index

NAV: ₹27.42-0.03%

07 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Kotak Medium Term Fund Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Debt

88.16%

Real estate

10.25%

Others

1.60%

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	88.16%	87.03%	87.06%	95.03%	87.62%	87.80%
Others (incl. cash)	1.60%	3.13%	3.17%	-5.31%	2.73%	2.46%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	10.25%	9.85%	9.78%	10.28%	9.66%	9.74%

Portfolio Snapshot

No. of Securities

Top Holding %

5.97%

Top 5 Holdings %

25.91%

Top 10 Holdings %

43.59%

Modified Duration

2.70 yrs

Avg. Maturity

4.17 yrs

Yield to Maturity

8.72%

AUM

₹1,796 Cr

Expense Ratio

0.67%

Since Inception

8.54%

Max Drawdown

-0.05%

Sharpe Ratio

1.68

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
JTPM Metal Traders Ltd.	Metals & Mining	10,000	107.18	5.97%	0.18%↑
L&T Metro Rail (Hyderabad) Ltd.	Construction	10,000	98.73	5.50%	0.15%↑
Adani Power Ltd.	Energy	9,000	90.45	5.04%	0.13%↑
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A	Services	9,000	90.48	5.04%	0.08%↑
Tata Steel Ltd.	Metals & Mining	750	75.67	4.21%	0.13%↑
360 ONE Wealth Ltd.	Financial	7,500	75.17	4.19%	0.06%↑
Aditya Birla Renewables Ltd.	Energy	6,000	60.17	3.35%	0.05%↑
Aditya Birla Real Estate Ltd.	Consumer Staples	5,500	55.58	3.10%	0.10%↑
IndiGrid Infrastructure Trust	Capital Goods	5,000	50.75	2.83%	0.07%↑
Vedanta Ltd.	Metals & Mining	5,000	50.55	2.82%	0.06%↑
Embassy Office Parks REIT	Construction	5,000	50.52	2.81%	0.07%↑
Vedanta Ltd - Pref. Shares 7.50	Metals & Mining	5,000	50.52	2.81%	0.05%↑
Godrej Properties Ltd.	Construction	5,000	50.41	2.81%	0.05%↑
Gujarat State	Construction	50,00,000	49.55	2.76%	0.09%↑
GOI	Sovereign	45,00,000	41.84	2.33%	0.84%↑
Tamilnadu State	Others	40,00,000	39.69	2.21%	0.06%↑
Siddhivinayak Securitisation Trust	Others	40	39.48	2.20%	0.05%↑
Aadhar Housing Finance Ltd	Financial	3,500	35.23	1.96%	0.03%↑
Shivshakti Securitisation Trust	Others	35	34.35	1.91%	0.03%↑
Aadhar Housing Finance Ltd	Financial	3,000	30.13	1.68%	0.03%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Aug 2022	31 Jul 2022
Construction	5.16%	4.72%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AA	33.65%	15.16%
AAA	17.96%	12.82%
AA+	14.75%	5.40%
SOV	13.88%	19.84%
A+	7.59%	1.95%
Cash & Call Money	1.60%	13.83%
Others	0.33%	0.23%
A	-	0.28%
A-	-	0.23%
A1+	-	2.90%
AA-	-	2.57%
B+	-	4.76%
B-	-	8.61%
Term Deposits	-	0.04%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
JTPM Metal Traders Ltd.	Debenture	0.00%	30/04/2030	CRISIL AA	5.97%
L&T Metro Rail (Hyderabad) Ltd.	Non Convertible Debenture	7.55%	28/04/2035	CRISIL AAA(CE)	5.50%
Adani Power Ltd.	Debenture	8.20%	25/01/2029	CRISIL AA	5.04%
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A	Debenture	10.81%	31/01/2028	ICRA A+(CE)	5.04%
Tata Steel Ltd.	Bonds/Debentures	7.76%	20/09/2032	CARE AA+	4.21%
360 ONE Wealth Ltd.	Debenture	0.00%	25/07/2028	ICRA AA	4.19%
Aditya Birla Renewables Ltd.	Bonds/NCDs	8.60%	24/09/2027	CRISIL AA	3.35%
Aditya Birla Real Estate Ltd.	Non Convertible Debenture	8.55%	30/08/2029	CARE AA	3.10%
IndiGrid Infrastructure Trust	Debenture	7.88%	30/04/2029	CRISIL AAA	2.83%
Vedanta Ltd.	Debenture	9.31%	03/12/2027	CRISIL AA	2.82%
Godrej Properties Ltd.	Debenture	8.40%	25/01/2028	ICRA AA+	2.81%
Vedanta Ltd - Pref. Shares 7.50	Debenture	9.50%	20/08/2027	ICRA AA+	2.81%
Embassy Office Parks REIT	Bonds	7.73%	14/12/2029	CRISIL AAA	2.81%
Gujarat State	State Development Loan	6.98%	26/11/2032	SOV	2.76%
GOI	GOI Securities	6.90%	15/04/2065	SOV	2.33%
Tamilnadu State	State Development Loan	7.19%	17/09/2033	SOV	2.21%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	2.20%
Aadhar Housing Finance Ltd	Debenture	8.65%	21/08/2027	ICRA AA	1.96%
Shivshakti Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	1.91%
Aadhar Housing Finance Ltd	Debenture	8.37%	29/05/2028	ICRA AA	1.68%
GOI	GOI Securities	6.68%	07/07/2040	SOV	1.63%
GOI	GOI Securities	7.09%	05/08/2054	SOV	1.63%
Muthoot Finance Ltd.	Debenture	9.09%	01/06/2029	CRISIL AA+	1.42%
Piramal Finance Ltd.	Debenture	9.15%	17/06/2027	CARE AA+	1.40%
Karnataka State	State Development Loan	7.47%	25/08/2036	SOV	1.40%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.99%	26/12/2028	CRISIL AA	1.39%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.99%	26/03/2029	CRISIL AA	1.39%
Maharashtra State	State Development Loan	7.18%	10/09/2033	SOV	0.92%
Karnataka State	State Development Loan	7.49%	04/02/2035	SOV	0.84%
Dhruva Trust	Securitised Debt	0.00%	0	ICRA AAA(SO)	0.77%
Sansar Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	0.76%
Bahadur Chand Investments Pvt. Ltd.	Debenture	9.25%	28/08/2028	ICRA AA+	0.70%
Bahadur Chand Investments Pvt. Ltd.	Debenture	9.25%	01/03/2028	ICRA AA+	0.70%
Torrent Pharmaceuticals Ltd.	Debenture	7.70%	18/01/2030	ICRA AA+	0.70%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/07/2028	CRISIL AA	0.69%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/04/2028	CRISIL AA	0.69%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/01/2028	CRISIL AA	0.69%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	27/10/2028	CRISIL AA	0.69%
Sansar Trust	Securitised Debt	0.00%	25/06/2030	CRISIL AAA(SO)	0.50%
Pipeline Infrastructure (India) Pvt. Ltd.	Debenture	7.96%	11/03/2029	CRISIL AAA	0.44%
Uttar Pradesh Power Corporation Ltd	Debenture	9.95%	31/03/2031	CRISIL A+(CE)	0.23%
Uttar Pradesh Power Corporation Ltd	Debenture	9.95%	29/03/2030	CRISIL A+(CE)	0.23%
Uttar Pradesh Power Corporation Ltd	Debenture	9.95%	31/03/2028	CRISIL A+(CE)	0.23%
Uttar Pradesh Power Corporation Ltd	Debenture	9.95%	22/03/2032	CRISIL A+(CE)	0.23%
Uttar Pradesh Power Corporation Ltd	Bonds	9.70%	29/03/2030	CRISIL A+(CE)	0.23%
Uttar Pradesh Power Corporation Ltd	Bonds	9.70%	31/03/2031	CRISIL A+(CE)	0.23%
Uttar Pradesh Power Corporation Ltd	Bonds	9.70%	31/03/2028	CRISIL A+(CE)	0.23%
Uttar Pradesh Power Corporation Ltd	Debenture	9.95%	30/03/2029	CRISIL A+(CE)	0.23%
Uttar Pradesh Power Corporation Ltd	Bonds	9.70%	30/03/2029	CRISIL A+(CE)	0.23%
Uttar Pradesh Power Corporation Ltd	Bonds	9.70%	31/03/2027	CRISIL A+(CE)	0.17%
Uttar Pradesh Power Corporation Ltd	Debenture	9.95%	31/03/2027	CRISIL A+(CE)	0.17%
Tamilnadu State	State Development Loan	6.53%	06/01/2031	SOV	0.16%
Uttar Pradesh Power Corporation Ltd	Bonds	9.70%	22/03/2032	CRISIL A+(CE)	0.14%
REC Ltd.	Non Convertible Debenture	8.97%	28/03/2029	CRISIL AAA	0.12%
Mahindra & Mahindra Financial Services Ltd.	Debenture	0.00%	29/03/2028	CRISIL AAA	0.11%
IOT Utkal Energy Services Ltd.	Debenture	10.63%	20/08/2028	CRISIL AAA	0.00%
IOT Utkal Energy Services Ltd.	Debenture	10.63%	20/07/2028	CRISIL AAA	0.00%
IOT Utkal Energy Services Ltd.	Debenture	10.63%	20/05/2028	CRISIL AAA	0.00%
Yes Bank Ltd.	Additional Tier 1 Bond	9.00%	0	ICRA D	0.00%

Frequently Asked Questions

What are the top holdings of Kotak Medium Term Fund Direct-Growth?

The top holdings of Kotak Medium Term Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does Kotak Medium Term Fund Direct-Growth hold in its portfolio?

Kotak Medium Term Fund Direct-Growth holds 66 securities in its portfolio. The top 5 holdings account for 25.91% of the portfolio and the top 10 for 43.59%.

What is the sector allocation of Kotak Medium Term Fund Direct-Growth?

The sector allocation of Kotak Medium Term Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of Kotak Medium Term Fund Direct-Growth?

As of 30 Jun 2026, Kotak Medium Term Fund Direct-Growth has 0.00% in equity, 88.16% in debt and 1.60% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 8.72%.

What is the market cap allocation of Kotak Medium Term Fund Direct-Growth?

The market cap distribution of Kotak Medium Term Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.

Is Kotak Medium Term Fund Direct-Growth a concentrated or diversified fund?

Kotak Medium Term Fund Direct-Growth holds 66 securities, with the top 10 accounting for 43.59% of the portfolio and the top 5 for 25.91%. This is a moderately diversified fund balancing conviction positions with risk spread.

What is the credit quality of Kotak Medium Term Fund Direct-Growth?

The debt holdings of Kotak Medium Term Fund Direct-Growth are rated as follows — AA: 33.65%, AAA: 17.96%, AA+: 14.75%, SOV: 13.88%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does Kotak Medium Term Fund Direct-Growth change its portfolio?

The portfolio currently holds 66 securities with the top 10 accounting for 43.59% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of Kotak Medium Term Fund Direct-Growth's portfolio?

The portfolio-level PE, PB and debt metrics of Kotak Medium Term Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.

When is the latest portfolio disclosure for Kotak Medium Term Fund Direct-Growth?

The latest portfolio disclosure for Kotak Medium Term Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

88.16%

87.03%

87.06%

95.03%

87.62%

87.80%

Others (incl. cash)

1.60%

3.13%

3.17%

-5.31%

2.73%

2.46%

Commodities

0.00%

Real Estate

10.25%

9.85%

9.78%

10.28%

9.66%

9.74%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

JTPM Metal Traders Ltd.

Metals & Mining

10,000

107.18

5.97%

0.18%↑

L&T Metro Rail (Hyderabad) Ltd.

Construction

10,000

98.73

5.50%

0.15%↑

Adani Power Ltd.

Energy

9,000

90.45

5.04%

0.13%↑

Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A

Services

9,000

90.48

5.04%

0.08%↑

Tata Steel Ltd.

Metals & Mining

750

75.67

4.21%

0.13%↑

360 ONE Wealth Ltd.

Financial

7,500

75.17

4.19%

0.06%↑

Aditya Birla Renewables Ltd.

Energy

6,000

60.17

3.35%

0.05%↑

Aditya Birla Real Estate Ltd.

Consumer Staples

5,500

55.58

3.10%

0.10%↑

IndiGrid Infrastructure Trust

Capital Goods

5,000

50.75

2.83%

0.07%↑

Vedanta Ltd.

Metals & Mining

5,000

50.55

2.82%

0.06%↑

Embassy Office Parks REIT

Construction

5,000

50.52

2.81%

0.07%↑

Vedanta Ltd - Pref. Shares 7.50

Metals & Mining

5,000

50.52

2.81%

0.05%↑

Godrej Properties Ltd.

Construction

5,000

50.41

2.81%

0.05%↑

Gujarat State

Construction

50,00,000

49.55

2.76%

0.09%↑

GOI

Sovereign

45,00,000

41.84

2.33%

0.84%↑

Tamilnadu State

Others

40,00,000

39.69

2.21%

0.06%↑

Siddhivinayak Securitisation Trust

Others

39.48

2.20%

0.05%↑

Aadhar Housing Finance Ltd

Financial

3,500

35.23

1.96%

0.03%↑

Shivshakti Securitisation Trust

Others

34.35

1.91%

0.03%↑

Aadhar Housing Finance Ltd

Financial

3,000

30.13

1.68%

0.03%↑

Sector

31 Aug 2022

31 Jul 2022

Construction

5.16%

4.72%

Rating

Fund