Asset	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	100.22%	99.52%	104.42%	101.93%	102.36%	102.91%
Others (incl. cash)	-0.22%	0.48%	-4.42%	-1.93%	-2.36%	-2.91%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

113

Top Holding %

4.10%

Top 5 Holdings %

17.11%

Top 10 Holdings %

28.53%

Modified Duration

0.46 yrs

Avg. Maturity

0.46 yrs

Yield to Maturity

6.92%

AUM

₹29,764 Cr

Expense Ratio

0.16%

Since Inception

7.24%

Max Drawdown

-0.01%

Sharpe Ratio

2.68

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Reserve Bank of India	Financial	12,50,00,000	1,220.79	4.10%	-
Reserve Bank of India	Financial	12,00,00,000	1,197.21	4.02%	-0.41%↓
National Bank For Agriculture & Rural Development	Financial	1,07,500	1,045.76	3.51%	0.08%↑
Reserve Bank of India	Financial	8,74,84,400	853.47	2.87%	-
Punjab National Bank	Financial	80,000	777.56	2.61%	0.06%↑
Indusind Bank Ltd.	Financial	75,000	729.28	2.45%	0.06%↑
Yes Bank Ltd.	Financial	75,000	724.53	2.43%	0.05%↑
Indusind Bank Ltd.	Financial	70,000	686.82	2.31%	0.06%↑
Small Industries Devp. Bank of India Ltd.	Financial	70,000	679.95	2.28%	0.05%↑
National Bank For Agriculture & Rural Development	Financial	60,000	581.53	1.95%	0.04%↑
HDFC Bank Ltd.	Financial	55,000	535.75	1.80%	-0.60%↓
Small Industries Devp. Bank of India Ltd.	Financial	55,000	532.88	1.79%	0.04%↑
Reserve Bank of India	Financial	5,00,00,000	489.4	1.64%	0.03%↑
National Bank For Agriculture & Rural Development	Financial	50,000	486.49	1.63%	0.03%↑
Punjab National Bank	Financial	50,000	486.62	1.63%	0.03%↑
Small Industries Devp. Bank of India Ltd.	Financial	50,000	486.3	1.63%	0.04%↑
Indian Overseas Bank	Financial	50,000	483.57	1.62%	0.03%↑
HDFC Bank Ltd.	Financial	47,500	459.94	1.55%	0.04%↑
HDFC Bank Ltd.	Financial	42,500	410.56	1.38%	0.03%↑
National Bank For Agriculture & Rural Development	Financial	40,000	388.61	1.31%	0.04%↑

1 / 6

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
A1+	84.84%	74.31%
SOV	15.06%	13.64%
Others	0.32%	0.23%
AA	-	0.40%
AA+	-	0.56%
AAA	-	0.94%
Cash	-	-0.93%
Term Deposits	-	0.32%
Cash & Call Money	-0.22%	7.61%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Reserve Bank of India	Treasury Bills	0.00%	182-D 04/02/2027	SOV	4.10%
Reserve Bank of India	Treasury Bills	0.00%	182-D 18/09/2026	SOV	4.02%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	3.51%
Reserve Bank of India	Treasury Bills	0.00%	182-D 11/02/2027	SOV	2.87%
Punjab National Bank	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	2.61%
Indusind Bank Ltd.	Certificate of Deposit	0.00%	29/01/2027	CRISIL A1+	2.45%
Yes Bank Ltd.	Certificate of Deposit	0.00%	05/03/2027	CRISIL A1+	2.43%
Indusind Bank Ltd.	Certificate of Deposit	0.00%	14/12/2026	CRISIL A1+	2.31%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	04/02/2027	CARE A1+	2.28%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	17/02/2027	FITCH A1+	1.95%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	22/01/2027	CARE A1+	1.80%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	18/02/2027	CARE A1+	1.79%
Reserve Bank of India	Treasury Bills	0.00%	182-D 21/01/2027	SOV	1.64%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	28/01/2027	CARE A1+	1.63%
Punjab National Bank	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	1.63%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	27/01/2027	CRISIL A1+	1.63%
Indian Overseas Bank	Certificate of Deposit	0.00%	25/02/2027	CARE A1+	1.62%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	24/02/2027	CARE A1+	1.55%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	09/03/2027	CARE A1+	1.38%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	04/02/2027	FITCH A1+	1.31%
Punjab & Sind Bank	Certificate of Deposit	0.00%	26/02/2027	ICRA A1+	1.30%
Cholamandalam Investment and Finance Company Ltd.	Commercial Paper	0.00%	364-D 15/02/2027	CRISIL A1+	1.30%
Bank Of Baroda	Certificate of Deposit	0.00%	12/02/2027	CARE A1+	1.30%
Small Industries Devp. Bank of India Ltd.	Commercial Paper	0.00%	307-D 09/06/2027	CRISIL A1+	1.27%
The Federal Bank Ltd.	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	1.23%
Union Bank of India	Certificate of Deposit	0.00%	02/03/2027	ICRA A1+	1.22%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	02/03/2027	CRISIL A1+	1.14%
Reserve Bank of India	Treasury Bills	0.00%	182-D 28/01/2027	SOV	1.13%
Bank Of Baroda	Certificate of Deposit	0.00%	03/02/2027	CARE A1+	1.06%
The Federal Bank Ltd.	Certificate of Deposit	0.00%	29/01/2027	CRISIL A1+	1.06%
Motilal Oswal Financial Services Ltd.	Commercial Paper	0.00%	365-D 28/01/2027	ICRA A1+	0.98%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	14/01/2027	CRISIL A1+	0.98%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	364-D 18/01/2027	CRISIL A1+	0.98%
AU Small Finance Bank Ltd.	Certificate of Deposit	0.00%	11/01/2027	FITCH A1+	0.98%
ICICI Securities Ltd.	Commercial Paper	0.00%	365-D 16/02/2027	CRISIL A1+	0.97%
IDBI Bank Ltd.	Certificate of Deposit	0.00%	0	CRISIL A1+	0.97%
Motilal Oswal Financial Services Ltd.	Commercial Paper	0.00%	365-D 09/03/2027	ICRA A1+	0.97%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	20/08/2027	CARE A1+	0.94%
Canara Bank	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	0.90%
AU Small Finance Bank Ltd. Pref. Shares	Certificate of Deposit	0.00%	02/02/2027	FITCH A1+	0.82%
Indusind Bank Ltd.	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	0.82%
Punjab National Bank	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	0.82%
Export-Import Bank Of India	Commercial Paper	0.00%	363-D 25/01/2027	CRISIL A1+	0.82%
360 ONE Wealth Ltd.	Commercial Paper	0.00%	364-D 25/02/2027	CRISIL A1+	0.81%
Karur Vysya Bank Ltd.	Certificate of Deposit	0.00%	18/02/2027	ICRA A1+	0.81%
Small Industries Devp. Bank of India Ltd.	Commercial Paper	0.00%	26/02/2027	CARE A1+	0.81%
ICICI Securities Ltd.	Commercial Paper	0.00%	365-D 18/02/2027	CRISIL A1+	0.81%
IIFL Finance Ltd.	Commercial Paper	0.00%	11/02/2027	CRISIL A1+	0.81%
Aditya Birla Capital Ltd.	Commercial Paper	0.00%	365-D 26/02/2027	ICRA A1+	0.81%
Aditya Birla Capital Ltd.	Commercial Paper	0.00%	363-D 09/02/2027	ICRA A1+	0.81%
Union Bank of India	Certificate of Deposit	0.00%	15/06/2027	ICRA A1+	0.80%
AU Small Finance Bank Ltd.	Certificate of Deposit	0.00%	14/06/2027	CARE A1+	0.79%
Canara Bank	Certificate of Deposit	0.00%	02/02/2027	CRISIL A1+	0.74%
Tata Communications Ltd.	Commercial Paper	0.00%	180-D 17/02/2027	CRISIL A1+	0.73%
Mahindra & Mahindra Financial Services Ltd. - Right Entitlement	Commercial Paper	0.00%	365-D 05/03/2027	CRISIL A1+	0.73%
Reserve Bank of India	Treasury Bills	0.00%	364-D 11/02/2027	SOV	0.66%
Muthoot Finance Ltd.	Commercial Paper	0.00%	357-D 23/11/2026	CRISIL A1+	0.66%
Muthoot Finance Ltd.	Commercial Paper	0.00%	360-D 04/02/2027	CRISIL A1+	0.65%
Motilal Oswal Financial Services Ltd.	Commercial Paper	0.00%	365-D 04/02/2027	ICRA A1+	0.65%
Punjab & Sind Bank	Certificate of Deposit	0.00%	12/03/2027	ICRA A1+	0.65%
Muthoot Finance Ltd.	Commercial Paper	0.00%	358-D 20/01/2027	CRISIL A1+	0.65%
Aditya Birla Capital Ltd.	Commercial Paper	0.00%	365-D 18/02/2027	ICRA A1+	0.65%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	05/02/2027	CARE A1+	0.65%
Axis Securities Ltd.	Commercial Paper	0.00%	364-D 12/02/2027	CRISIL A1+	0.65%
Indian Bank	Certificate of Deposit	0.00%	24/05/2027	CRISIL A1+	0.64%
ICICI Bank Ltd.	Certificate of Deposit	0.00%	12/02/2027	ICRA A1+	0.57%
Canara Bank	Certificate of Deposit	0.00%	11/03/2027	CRISIL A1+	0.57%
Canara Bank	Certificate of Deposit	0.00%	12/02/2027	CRISIL A1+	0.57%
CTBC Bank Ltd.	Certificate of Deposit	0.00%	01/12/2026	ICRA A1+	0.50%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	179-D 11/12/2026	CRISIL A1+	0.49%
Aditya Birla Housing Finance Ltd.	Commercial Paper	0.00%	365-D 16/02/2027	CRISIL A1+	0.49%
National Bank For Financing Infrastructure And Development	Certificate of Deposit	0.00%	02/03/2027	CARE A1+	0.49%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	363-D 04/02/2027	CRISIL A1+	0.49%
Canara Bank	Certificate of Deposit	0.00%	04/03/2027	CRISIL A1+	0.49%
Motilal Oswal Financial Services Ltd.	Commercial Paper	0.00%	365-D 03/02/2027	ICRA A1+	0.49%
Torrent Pharmaceuticals Ltd.	Commercial Paper	0.00%	337-D 22/12/2026	CRISIL A1+	0.46%
Union Bank of India	Certificate of Deposit	0.00%	03/03/2027	FITCH A1+	0.41%
IIFL Finance Ltd.	Commercial Paper	0.00%	186-D 15/02/2027	CRISIL A1+	0.40%
Angel One Ltd.	Commercial Paper	0.00%	336-D 17/03/2027	ICRA A1+	0.40%
Angel One Ltd.	Commercial Paper	0.00%	365-D 25/02/2027	ICRA A1+	0.40%
Reserve Bank of India	Treasury Bills	0.00%	364-D 10/09/2026	SOV	0.34%
Pilani Investment And Industries Corporation Ltd.	Commercial Paper	0.00%	364-D 05/02/2027	CRISIL A1+	0.33%
AU Small Finance Bank Ltd.	Certificate of Deposit	0.00%	03/12/2026	FITCH A1+	0.33%
Hero FinCorp Ltd.	Commercial Paper	0.00%	365-D 04/02/2027	CRISIL A1+	0.33%
Union Bank of India	Certificate of Deposit	0.00%	19/01/2027	ICRA A1+	0.33%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	14/12/2026	CARE A1+	0.33%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	29/01/2027	CARE A1+	0.33%
Birla Group Holdings Pvt. Ltd.	Commercial Paper	0.00%	364-D 04/02/2027	CRISIL A1+	0.33%
Bajaj Housing Finance Ltd.	Commercial Paper	0.00%	365-D 23/02/2027	CRISIL A1+	0.33%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	17/03/2027	CRISIL A1+	0.32%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	05/03/2027	CARE A1+	0.32%
Indian Overseas Bank	Certificate of Deposit	0.00%	24/02/2027	CARE A1+	0.32%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	10/03/2027	CRISIL A1+	0.32%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	18/03/2027	CRISIL A1+	0.32%
Nuvama Wealth Management Ltd.	Commercial Paper	0.00%	364-D 08/03/2027	CRISIL A1+	0.32%
Small Industries Devp. Bank of India Ltd.	Commercial Paper	0.00%	25/03/2027	CARE A1+	0.32%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	364-D 24/02/2027	CRISIL A1+	0.32%
Credila Financial Services Ltd.	Commercial Paper	0.00%	364-D 01/03/2027	CRISIL A1+	0.32%
Reserve Bank of India	Treasury Bills	0.00%	182-D 03/09/2026	SOV	0.25%
Nuvama Wealth Finance Ltd.	Commercial Paper	0.00%	365-D 27/01/2027	CRISIL A1+	0.24%
Nuvama Wealth and Investment Limited	Commercial Paper	0.00%	365-D 27/01/2027	CRISIL A1+	0.24%
360 ONE Wealth Ltd.	Commercial Paper	0.00%	364-D 18/01/2027	CRISIL A1+	0.24%
Aditya Birla Capital Ltd.	Commercial Paper	0.00%	210-D 22/02/2027	ICRA A1+	0.23%
Muthoot Finance Ltd.	Commercial Paper	0.00%	353-D 16/11/2026	CRISIL A1+	0.17%
Bajaj Housing Finance Ltd.	Commercial Paper	0.00%	365-D 12/03/2027	CRISIL A1+	0.16%
Muthoot Finance Ltd.	Commercial Paper	0.00%	362-D 23/02/2027	CRISIL A1+	0.16%
Sundaram Finance Ltd.	Commercial Paper	0.00%	306-D 15/02/2027	CRISIL A1+	0.16%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	364-D 02/12/2026	CRISIL A1+	0.16%
Punjab National Bank	Certificate of Deposit	0.00%	09/02/2027	CRISIL A1+	0.16%
Bank Of Baroda	Certificate of Deposit	0.00%	08/03/2027	CARE A1+	0.16%
Madhya Pradesh State	State Development Loan	7.40%	09/11/2026	SOV	0.05%

Frequently Asked Questions

What are the top holdings of Kotak Money Market Fund Direct-Growth?

The top holdings of Kotak Money Market Fund Direct-Growth as of 31 Aug 2026 are Reserve Bank of India (4.10%), Reserve Bank of India (4.02%), National Bank For Agriculture & Rural Development (3.51%), Reserve Bank of India (2.87%), Punjab National Bank (2.61%). These top 5 stocks together account for 17.11% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Kotak Money Market Fund Direct-Growth hold in its portfolio?

Kotak Money Market Fund Direct-Growth holds 113 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Kotak Money Market Fund Direct-Growth?

The sector allocation of Kotak Money Market Fund Direct-Growth is shown in the Sector Allocation section above.

What is the equity and debt allocation of Kotak Money Market Fund Direct-Growth?

As of 31 Aug 2026, Kotak Money Market Fund Direct-Growth has 0.00% allocated to equity, and 100.22% to debt. You can also check the historical trends above.

What is the market cap allocation of Kotak Money Market Fund Direct-Growth?

The market cap allocation of Kotak Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the PE ratio of Kotak Money Market Fund Direct-Growth's portfolio?

The portfolio PE ratio of Kotak Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the credit quality of Kotak Money Market Fund Direct-Growth?

As of 31 Aug 2026, Kotak Money Market Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 15.06% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Kotak Money Market Fund Direct-Growth?

The latest portfolio disclosure for Kotak Money Market Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

Equity

0.00%

Debt

100.22%

99.52%

104.42%

101.93%

102.36%

102.91%

Others (incl. cash)

-0.22%

0.48%

-4.42%

-1.93%

-2.36%

-2.91%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Reserve Bank of India

Financial

12,50,00,000

1,220.79

4.10%

Reserve Bank of India

Financial

12,00,00,000

1,197.21

4.02%

-0.41%↓

National Bank For Agriculture & Rural Development

Financial

1,07,500

1,045.76

3.51%

0.08%↑

Reserve Bank of India

Financial

8,74,84,400

853.47

2.87%

Punjab National Bank

Financial

80,000

777.56

2.61%

0.06%↑

Indusind Bank Ltd.

Financial

75,000

729.28

2.45%

0.06%↑

Yes Bank Ltd.

Financial

75,000

724.53

2.43%

0.05%↑

Indusind Bank Ltd.

Financial

70,000

686.82

2.31%

0.06%↑

Small Industries Devp. Bank of India Ltd.

Financial

70,000

679.95

2.28%

0.05%↑

National Bank For Agriculture & Rural Development

Financial

60,000

581.53

1.95%

0.04%↑

HDFC Bank Ltd.

Financial

55,000

535.75

1.80%

-0.60%↓

Small Industries Devp. Bank of India Ltd.

Financial

55,000

532.88

1.79%

0.04%↑

Reserve Bank of India

Financial

5,00,00,000

489.4

1.64%

0.03%↑

National Bank For Agriculture & Rural Development

Financial

50,000

486.49

1.63%

0.03%↑

Punjab National Bank

Financial

50,000

486.62

1.63%

0.03%↑

Small Industries Devp. Bank of India Ltd.

Financial

50,000

486.3

1.63%

0.04%↑

Indian Overseas Bank

Financial

50,000

483.57

1.62%

0.03%↑

HDFC Bank Ltd.

Financial

47,500

459.94

1.55%

0.04%↑

HDFC Bank Ltd.

Financial

42,500

410.56

1.38%

0.03%↑

National Bank For Agriculture & Rural Development

Financial

40,000

388.61

1.31%

0.04%↑

Rating

Fund