Kotak Money Market Fund Direct-Growth
Debt: Money Market - Growth (Open ended) Factsheet
NAV: ₹4,839.61-0.05%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Kotak Money Market Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 104.42% | 101.93% | 102.36% | 102.91% | 98.68% | 98.14% |
| Others (incl. cash) | -4.42% | -1.93% | -2.36% | -2.91% | 1.32% | 1.86% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
112
Top Holding %
4.64%
Top 5 Holdings %
16.93%
Top 10 Holdings %
29.38%
Modified Duration
0.60 yrs
Avg. Maturity
0.60 yrs
Yield to Maturity
7.71%
AUM
₹28,762 Cr
Expense Ratio
0.16%
Since Inception
7.23%
Max Drawdown
-0.01%
Sharpe Ratio
2.53
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Reserve Bank of India | Financial | 13,50,00,000 | 1,335 | 4.64% | 0.44%↑ |
| National Bank For Agriculture & Rural Development | Financial | 1,07,500 | 1,033.94 | 3.59% | 0.36%↑ |
| Reserve Bank of India | Financial | 10,00,00,000 | 990.01 | 3.44% | 0.32%↑ |
| Punjab National Bank | Financial | 80,000 | 768.82 | 2.67% | 0.19%↑ |
| Reserve Bank of India | Financial | 7,50,00,000 | 743.94 | 2.59% | 0.25%↑ |
| Canara Bank | Financial | 77,500 | 745.7 | 2.59% | 0.03%↑ |
| HDFC Bank Ltd. | Financial | 75,000 | 722.21 | 2.51% | 0.25%↑ |
| Indusind Bank Ltd. | Financial | 75,000 | 719.75 | 2.50% | 0.25%↑ |
| Yes Bank Ltd. | Financial | 75,000 | 715.11 | 2.49% | 0.25%↑ |
| Indusind Bank Ltd. | Financial | 70,000 | 678.13 | 2.36% | 0.24%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 70,000 | 672.29 | 2.34% | 0.24%↑ |
| National Bank For Agriculture & Rural Development | Financial | 60,000 | 574.95 | 2.00% | 0.20%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 55,000 | 526.85 | 1.83% | 0.18%↑ |
| National Bank For Agriculture & Rural Development | Financial | 50,000 | 482.07 | 1.68% | 0.17%↑ |
| National Bank For Agriculture & Rural Development | Financial | 50,000 | 480.95 | 1.67% | 0.17%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 50,000 | 480.75 | 1.67% | 0.17%↑ |
| Punjab National Bank | Financial | 50,000 | 481.11 | 1.67% | 0.17%↑ |
| Indian Overseas Bank | Financial | 50,000 | 478.48 | 1.66% | 0.17%↑ |
| HDFC Bank Ltd. | Financial | 47,500 | 454.69 | 1.58% | 0.16%↑ |
| HDFC Bank Ltd. | Financial | 42,500 | 405.88 | 1.41% | 0.14%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 88.29% | 87.82% |
| SOV | 15.80% | 11.61% |
| Others | 0.33% | 0.29% |
| AAA | - | 0.03% |
| Cash | - | 0.00% |
| Cash & Call Money | -4.42% | 0.25% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 18/09/2026 | SOV | 4.64% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 3.59% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 10/09/2026 | SOV | 3.44% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 2.67% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 27/08/2026 | SOV | 2.59% |
| Canara Bank | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 2.59% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 22/01/2027 | CARE A1+ | 2.51% |
| Indusind Bank Ltd. | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL A1+ | 2.50% |
| Yes Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 2.49% |
| Indusind Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CRISIL A1+ | 2.36% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CARE A1+ | 2.34% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/02/2027 | FITCH A1+ | 2.00% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CARE A1+ | 1.83% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 14/01/2027 | CRISIL A1+ | 1.68% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 1.67% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 27/01/2027 | CRISIL A1+ | 1.67% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 28/01/2027 | CARE A1+ | 1.67% |
| Indian Overseas Bank | Certificate of Deposit | 0.00% | 25/02/2027 | CARE A1+ | 1.66% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 24/02/2027 | CARE A1+ | 1.58% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CARE A1+ | 1.41% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 06/08/2026 | SOV | 1.38% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 04/02/2027 | FITCH A1+ | 1.34% |
| Canara Bank | Certificate of Deposit | 0.00% | 02/02/2027 | CRISIL A1+ | 1.34% |
| Punjab & Sind Bank | Certificate of Deposit | 0.00% | 26/02/2027 | ICRA A1+ | 1.33% |
| Cholamandalam Investment and Finance Company Ltd. | Commercial Paper | 0.00% | 364-D 15/02/2027 | CRISIL A1+ | 1.33% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 12/02/2027 | CARE A1+ | 1.33% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 03/09/2026 | SOV | 1.29% |
| Union Bank of India | Certificate of Deposit | 0.00% | 02/03/2027 | ICRA A1+ | 1.25% |
| The Federal Bank Ltd. | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 1.25% |
| Union Bank of India | Certificate of Deposit | 0.00% | 19/01/2027 | ICRA A1+ | 1.17% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 02/03/2027 | CRISIL A1+ | 1.16% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 03/02/2027 | CARE A1+ | 1.09% |
| The Federal Bank Ltd. | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL A1+ | 1.09% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 357-D 23/11/2026 | CRISIL A1+ | 1.01% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 365-D 28/01/2027 | ICRA A1+ | 1.00% |
| AU Small Finance Bank Ltd. | Certificate of Deposit | 0.00% | 11/01/2027 | FITCH A1+ | 1.00% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 365-D 16/02/2027 | CRISIL A1+ | 1.00% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 18/01/2027 | CRISIL A1+ | 1.00% |
| IDBI Bank Ltd. | Certificate of Deposit | 0.00% | 0 | CRISIL A1+ | 0.99% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 365-D 09/03/2027 | ICRA A1+ | 0.99% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 21/08/2026 | SOV | 0.86% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 27/11/2026 | CRISIL A1+ | 0.85% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 0.84% |
| Export-Import Bank Of India | Commercial Paper | 0.00% | 363-D 25/01/2027 | CRISIL A1+ | 0.84% |
| 360 ONE Wealth Ltd. | Commercial Paper | 0.00% | 364-D 25/02/2027 | CRISIL A1+ | 0.83% |
| Aditya Birla Capital Ltd. | Commercial Paper | 0.00% | 363-D 09/02/2027 | ICRA A1+ | 0.83% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 365-D 18/02/2027 | CRISIL A1+ | 0.83% |
| Aditya Birla Capital Ltd. | Commercial Paper | 0.00% | 365-D 26/02/2027 | ICRA A1+ | 0.83% |
| Karur Vysya Bank Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | ICRA A1+ | 0.83% |
| AU Small Finance Bank Ltd. Pref. Shares | Certificate of Deposit | 0.00% | 02/02/2027 | FITCH A1+ | 0.83% |
| Indusind Bank Ltd. | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 0.83% |
| IIFL Finance Ltd. | Commercial Paper | 0.00% | 11/02/2027 | CRISIL A1+ | 0.82% |
| Canara Bank | Certificate of Deposit | 0.00% | 18/12/2026 | CRISIL A1+ | 0.76% |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | Commercial Paper | 0.00% | 365-D 05/03/2027 | CRISIL A1+ | 0.75% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 11/02/2027 | SOV | 0.67% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 358-D 20/01/2027 | CRISIL A1+ | 0.67% |
| Axis Securities Ltd. | Commercial Paper | 0.00% | 364-D 12/02/2027 | CRISIL A1+ | 0.67% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 11/01/2027 | CARE A1+ | 0.67% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/02/2027 | CARE A1+ | 0.67% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 360-D 04/02/2027 | CRISIL A1+ | 0.67% |
| Aditya Birla Capital Ltd. | Commercial Paper | 0.00% | 365-D 18/02/2027 | ICRA A1+ | 0.66% |
| Punjab & Sind Bank | Certificate of Deposit | 0.00% | 12/03/2027 | ICRA A1+ | 0.66% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 365-D 04/02/2027 | ICRA A1+ | 0.66% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 06/11/2026 | CARE A1+ | 0.65% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | ICRA A1+ | 0.58% |
| Canara Bank | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 0.58% |
| Canara Bank | Certificate of Deposit | 0.00% | 11/03/2027 | CRISIL A1+ | 0.58% |
| CTBC Bank Ltd. | Certificate of Deposit | 0.00% | 01/12/2026 | ICRA A1+ | 0.51% |
| Canara Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 0.50% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 363-D 04/02/2027 | CRISIL A1+ | 0.50% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 179-D 11/12/2026 | CRISIL A1+ | 0.50% |
| Aditya Birla Housing Finance Ltd. | Commercial Paper | 0.00% | 365-D 16/02/2027 | CRISIL A1+ | 0.50% |
| Sundaram Finance Ltd. | Commercial Paper | 0.00% | 306-D 15/02/2027 | CRISIL A1+ | 0.50% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 26/02/2027 | CARE A1+ | 0.50% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 365-D 03/02/2027 | ICRA A1+ | 0.50% |
| National Bank For Financing Infrastructure And Development | Certificate of Deposit | 0.00% | 02/03/2027 | CARE A1+ | 0.50% |
| Torrent Pharmaceuticals Ltd. | Commercial Paper | 0.00% | 337-D 22/12/2026 | CRISIL A1+ | 0.47% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CARE A1+ | 0.42% |
| Union Bank of India | Certificate of Deposit | 0.00% | 03/03/2027 | FITCH A1+ | 0.42% |
| Angel One Ltd. | Commercial Paper | 0.00% | 365-D 25/02/2027 | ICRA A1+ | 0.41% |
| Angel One Ltd. | Commercial Paper | 0.00% | 336-D 17/03/2027 | ICRA A1+ | 0.41% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 13/08/2026 | SOV | 0.35% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 10/09/2026 | SOV | 0.34% |
| AU Small Finance Bank Ltd. | Certificate of Deposit | 0.00% | 03/12/2026 | FITCH A1+ | 0.34% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 24/02/2027 | CRISIL A1+ | 0.33% |
| Bajaj Housing Finance Ltd. | Commercial Paper | 0.00% | 365-D 23/02/2027 | CRISIL A1+ | 0.33% |
| Birla Group Holdings Pvt. Ltd. | Commercial Paper | 0.00% | 364-D 04/02/2027 | CRISIL A1+ | 0.33% |
| Credila Financial Services Ltd. | Commercial Paper | 0.00% | 364-D 01/03/2027 | CRISIL A1+ | 0.33% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 10/03/2027 | CRISIL A1+ | 0.33% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CARE A1+ | 0.33% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/03/2027 | CRISIL A1+ | 0.33% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 0.33% |
| Pilani Investment And Industries Corporation Ltd. | Commercial Paper | 0.00% | 364-D 05/02/2027 | CRISIL A1+ | 0.33% |
| Indian Overseas Bank | Certificate of Deposit | 0.00% | 24/02/2027 | CARE A1+ | 0.33% |
| Nuvama Wealth Management Ltd. | Commercial Paper | 0.00% | 364-D 08/03/2027 | CRISIL A1+ | 0.33% |
| Hero FinCorp Ltd. | Commercial Paper | 0.00% | 365-D 04/02/2027 | CRISIL A1+ | 0.33% |
| 360 ONE Wealth Ltd. | Commercial Paper | 0.00% | 364-D 18/01/2027 | CRISIL A1+ | 0.25% |
| Nuvama Wealth Finance Ltd. | Commercial Paper | 0.00% | 365-D 27/01/2027 | CRISIL A1+ | 0.25% |
| Nuvama Wealth and Investment Limited | Commercial Paper | 0.00% | 365-D 27/01/2027 | CRISIL A1+ | 0.25% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 06/01/2027 | CARE A1+ | 0.22% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 353-D 16/11/2026 | CRISIL A1+ | 0.17% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 362-D 23/02/2027 | CRISIL A1+ | 0.17% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 09/02/2027 | CRISIL A1+ | 0.17% |
| Maharashtra State | State Development Loan | 6.24% | 11/08/2026 | SOV | 0.17% |
| Bajaj Housing Finance Ltd. | Commercial Paper | 0.00% | 365-D 12/03/2027 | CRISIL A1+ | 0.17% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 02/12/2026 | CRISIL A1+ | 0.17% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 08/03/2027 | CARE A1+ | 0.17% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 05/11/2026 | CARE A1+ | 0.08% |
| Madhya Pradesh State | State Development Loan | 7.40% | 09/11/2026 | SOV | 0.05% |
| Gujarat State | State Development Loan | 7.04% | 07/08/2026 | SOV | 0.02% |
Frequently Asked Questions
What are the top holdings of Kotak Money Market Fund Direct-Growth?
The top holdings of Kotak Money Market Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Kotak Money Market Fund Direct-Growth hold in its portfolio?
Kotak Money Market Fund Direct-Growth holds 112 securities in its portfolio. The top 5 holdings account for 16.93% of the portfolio and the top 10 for 29.38% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of Kotak Money Market Fund Direct-Growth?
The sector allocation of Kotak Money Market Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Kotak Money Market Fund Direct-Growth?
As of 30 Jun 2026, Kotak Money Market Fund Direct-Growth has 0.00% in equity, 104.42% in debt and -4.42% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.71%.
What is the market cap allocation of Kotak Money Market Fund Direct-Growth?
The market cap distribution of Kotak Money Market Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is Kotak Money Market Fund Direct-Growth a concentrated or diversified fund?
Kotak Money Market Fund Direct-Growth holds 112 securities, with the top 10 accounting for 29.38% of the portfolio and the top 5 for 16.93%. With 112 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of Kotak Money Market Fund Direct-Growth?
The debt holdings of Kotak Money Market Fund Direct-Growth are rated as follows — A1+: 88.29%, SOV: 15.80%, Others: 0.33%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Kotak Money Market Fund Direct-Growth change its portfolio?
The portfolio currently holds 112 securities with the top 10 accounting for 29.38% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Kotak Money Market Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of Kotak Money Market Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for Kotak Money Market Fund Direct-Growth?
The latest portfolio disclosure for Kotak Money Market Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.