Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	104.42%	101.93%	102.36%	102.91%	98.68%	98.14%
Others (incl. cash)	-4.42%	-1.93%	-2.36%	-2.91%	1.32%	1.86%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

112

Top Holding %

4.64%

Top 5 Holdings %

16.93%

Top 10 Holdings %

29.38%

Modified Duration

0.60 yrs

Avg. Maturity

0.60 yrs

Yield to Maturity

7.71%

AUM

₹28,762 Cr

Expense Ratio

0.16%

Since Inception

7.23%

Max Drawdown

-0.01%

Sharpe Ratio

2.53

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Reserve Bank of India	Financial	13,50,00,000	1,335	4.64%	0.44%↑
National Bank For Agriculture & Rural Development	Financial	1,07,500	1,033.94	3.59%	0.36%↑
Reserve Bank of India	Financial	10,00,00,000	990.01	3.44%	0.32%↑
Punjab National Bank	Financial	80,000	768.82	2.67%	0.19%↑
Reserve Bank of India	Financial	7,50,00,000	743.94	2.59%	0.25%↑
Canara Bank	Financial	77,500	745.7	2.59%	0.03%↑
HDFC Bank Ltd.	Financial	75,000	722.21	2.51%	0.25%↑
Indusind Bank Ltd.	Financial	75,000	719.75	2.50%	0.25%↑
Yes Bank Ltd.	Financial	75,000	715.11	2.49%	0.25%↑
Indusind Bank Ltd.	Financial	70,000	678.13	2.36%	0.24%↑
Small Industries Devp. Bank of India Ltd.	Financial	70,000	672.29	2.34%	0.24%↑
National Bank For Agriculture & Rural Development	Financial	60,000	574.95	2.00%	0.20%↑
Small Industries Devp. Bank of India Ltd.	Financial	55,000	526.85	1.83%	0.18%↑
National Bank For Agriculture & Rural Development	Financial	50,000	482.07	1.68%	0.17%↑
National Bank For Agriculture & Rural Development	Financial	50,000	480.95	1.67%	0.17%↑
Small Industries Devp. Bank of India Ltd.	Financial	50,000	480.75	1.67%	0.17%↑
Punjab National Bank	Financial	50,000	481.11	1.67%	0.17%↑
Indian Overseas Bank	Financial	50,000	478.48	1.66%	0.17%↑
HDFC Bank Ltd.	Financial	47,500	454.69	1.58%	0.16%↑
HDFC Bank Ltd.	Financial	42,500	405.88	1.41%	0.14%↑

1 / 6

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
A1+	88.29%	87.82%
SOV	15.80%	11.61%
Others	0.33%	0.29%
AAA	-	0.03%
Cash	-	0.00%
Cash & Call Money	-4.42%	0.25%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Reserve Bank of India	Treasury Bills	0.00%	182-D 18/09/2026	SOV	4.64%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	3.59%
Reserve Bank of India	Treasury Bills	0.00%	182-D 10/09/2026	SOV	3.44%
Punjab National Bank	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	2.67%
Reserve Bank of India	Treasury Bills	0.00%	182-D 27/08/2026	SOV	2.59%
Canara Bank	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	2.59%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	22/01/2027	CARE A1+	2.51%
Indusind Bank Ltd.	Certificate of Deposit	0.00%	29/01/2027	CRISIL A1+	2.50%
Yes Bank Ltd.	Certificate of Deposit	0.00%	05/03/2027	CRISIL A1+	2.49%
Indusind Bank Ltd.	Certificate of Deposit	0.00%	14/12/2026	CRISIL A1+	2.36%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	04/02/2027	CARE A1+	2.34%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	17/02/2027	FITCH A1+	2.00%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	18/02/2027	CARE A1+	1.83%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	14/01/2027	CRISIL A1+	1.68%
Punjab National Bank	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	1.67%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	27/01/2027	CRISIL A1+	1.67%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	28/01/2027	CARE A1+	1.67%
Indian Overseas Bank	Certificate of Deposit	0.00%	25/02/2027	CARE A1+	1.66%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	24/02/2027	CARE A1+	1.58%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	09/03/2027	CARE A1+	1.41%
Reserve Bank of India	Treasury Bills	0.00%	182-D 06/08/2026	SOV	1.38%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	04/02/2027	FITCH A1+	1.34%
Canara Bank	Certificate of Deposit	0.00%	02/02/2027	CRISIL A1+	1.34%
Punjab & Sind Bank	Certificate of Deposit	0.00%	26/02/2027	ICRA A1+	1.33%
Cholamandalam Investment and Finance Company Ltd.	Commercial Paper	0.00%	364-D 15/02/2027	CRISIL A1+	1.33%
Bank Of Baroda	Certificate of Deposit	0.00%	12/02/2027	CARE A1+	1.33%
Reserve Bank of India	Treasury Bills	0.00%	182-D 03/09/2026	SOV	1.29%
Union Bank of India	Certificate of Deposit	0.00%	02/03/2027	ICRA A1+	1.25%
The Federal Bank Ltd.	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	1.25%
Union Bank of India	Certificate of Deposit	0.00%	19/01/2027	ICRA A1+	1.17%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	02/03/2027	CRISIL A1+	1.16%
Bank Of Baroda	Certificate of Deposit	0.00%	03/02/2027	CARE A1+	1.09%
The Federal Bank Ltd.	Certificate of Deposit	0.00%	29/01/2027	CRISIL A1+	1.09%
Muthoot Finance Ltd.	Commercial Paper	0.00%	357-D 23/11/2026	CRISIL A1+	1.01%
Motilal Oswal Financial Services Ltd.	Commercial Paper	0.00%	365-D 28/01/2027	ICRA A1+	1.00%
AU Small Finance Bank Ltd.	Certificate of Deposit	0.00%	11/01/2027	FITCH A1+	1.00%
ICICI Securities Ltd.	Commercial Paper	0.00%	365-D 16/02/2027	CRISIL A1+	1.00%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	364-D 18/01/2027	CRISIL A1+	1.00%
IDBI Bank Ltd.	Certificate of Deposit	0.00%	0	CRISIL A1+	0.99%
Motilal Oswal Financial Services Ltd.	Commercial Paper	0.00%	365-D 09/03/2027	ICRA A1+	0.99%
Reserve Bank of India	Treasury Bills	0.00%	182-D 21/08/2026	SOV	0.86%
Axis Bank Ltd.	Certificate of Deposit	0.00%	27/11/2026	CRISIL A1+	0.85%
Punjab National Bank	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	0.84%
Export-Import Bank Of India	Commercial Paper	0.00%	363-D 25/01/2027	CRISIL A1+	0.84%
360 ONE Wealth Ltd.	Commercial Paper	0.00%	364-D 25/02/2027	CRISIL A1+	0.83%
Aditya Birla Capital Ltd.	Commercial Paper	0.00%	363-D 09/02/2027	ICRA A1+	0.83%
ICICI Securities Ltd.	Commercial Paper	0.00%	365-D 18/02/2027	CRISIL A1+	0.83%
Aditya Birla Capital Ltd.	Commercial Paper	0.00%	365-D 26/02/2027	ICRA A1+	0.83%
Karur Vysya Bank Ltd.	Certificate of Deposit	0.00%	18/02/2027	ICRA A1+	0.83%
AU Small Finance Bank Ltd. Pref. Shares	Certificate of Deposit	0.00%	02/02/2027	FITCH A1+	0.83%
Indusind Bank Ltd.	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	0.83%
IIFL Finance Ltd.	Commercial Paper	0.00%	11/02/2027	CRISIL A1+	0.82%
Canara Bank	Certificate of Deposit	0.00%	18/12/2026	CRISIL A1+	0.76%
Mahindra & Mahindra Financial Services Ltd. - Right Entitlement	Commercial Paper	0.00%	365-D 05/03/2027	CRISIL A1+	0.75%
Reserve Bank of India	Treasury Bills	0.00%	364-D 11/02/2027	SOV	0.67%
Muthoot Finance Ltd.	Commercial Paper	0.00%	358-D 20/01/2027	CRISIL A1+	0.67%
Axis Securities Ltd.	Commercial Paper	0.00%	364-D 12/02/2027	CRISIL A1+	0.67%
Bank Of Baroda	Certificate of Deposit	0.00%	11/01/2027	CARE A1+	0.67%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	05/02/2027	CARE A1+	0.67%
Muthoot Finance Ltd.	Commercial Paper	0.00%	360-D 04/02/2027	CRISIL A1+	0.67%
Aditya Birla Capital Ltd.	Commercial Paper	0.00%	365-D 18/02/2027	ICRA A1+	0.66%
Punjab & Sind Bank	Certificate of Deposit	0.00%	12/03/2027	ICRA A1+	0.66%
Motilal Oswal Financial Services Ltd.	Commercial Paper	0.00%	365-D 04/02/2027	ICRA A1+	0.66%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	06/11/2026	CARE A1+	0.65%
ICICI Bank Ltd.	Certificate of Deposit	0.00%	12/02/2027	ICRA A1+	0.58%
Canara Bank	Certificate of Deposit	0.00%	12/02/2027	CRISIL A1+	0.58%
Canara Bank	Certificate of Deposit	0.00%	11/03/2027	CRISIL A1+	0.58%
CTBC Bank Ltd.	Certificate of Deposit	0.00%	01/12/2026	ICRA A1+	0.51%
Canara Bank	Certificate of Deposit	0.00%	04/03/2027	CRISIL A1+	0.50%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	363-D 04/02/2027	CRISIL A1+	0.50%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	179-D 11/12/2026	CRISIL A1+	0.50%
Aditya Birla Housing Finance Ltd.	Commercial Paper	0.00%	365-D 16/02/2027	CRISIL A1+	0.50%
Sundaram Finance Ltd.	Commercial Paper	0.00%	306-D 15/02/2027	CRISIL A1+	0.50%
Small Industries Devp. Bank of India Ltd.	Commercial Paper	0.00%	26/02/2027	CARE A1+	0.50%
Motilal Oswal Financial Services Ltd.	Commercial Paper	0.00%	365-D 03/02/2027	ICRA A1+	0.50%
National Bank For Financing Infrastructure And Development	Certificate of Deposit	0.00%	02/03/2027	CARE A1+	0.50%
Torrent Pharmaceuticals Ltd.	Commercial Paper	0.00%	337-D 22/12/2026	CRISIL A1+	0.47%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	14/12/2026	CARE A1+	0.42%
Union Bank of India	Certificate of Deposit	0.00%	03/03/2027	FITCH A1+	0.42%
Angel One Ltd.	Commercial Paper	0.00%	365-D 25/02/2027	ICRA A1+	0.41%
Angel One Ltd.	Commercial Paper	0.00%	336-D 17/03/2027	ICRA A1+	0.41%
Reserve Bank of India	Treasury Bills	0.00%	182-D 13/08/2026	SOV	0.35%
Reserve Bank of India	Treasury Bills	0.00%	364-D 10/09/2026	SOV	0.34%
AU Small Finance Bank Ltd.	Certificate of Deposit	0.00%	03/12/2026	FITCH A1+	0.34%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	364-D 24/02/2027	CRISIL A1+	0.33%
Bajaj Housing Finance Ltd.	Commercial Paper	0.00%	365-D 23/02/2027	CRISIL A1+	0.33%
Birla Group Holdings Pvt. Ltd.	Commercial Paper	0.00%	364-D 04/02/2027	CRISIL A1+	0.33%
Credila Financial Services Ltd.	Commercial Paper	0.00%	364-D 01/03/2027	CRISIL A1+	0.33%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	10/03/2027	CRISIL A1+	0.33%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	05/03/2027	CARE A1+	0.33%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	17/03/2027	CRISIL A1+	0.33%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	18/03/2027	CRISIL A1+	0.33%
Pilani Investment And Industries Corporation Ltd.	Commercial Paper	0.00%	364-D 05/02/2027	CRISIL A1+	0.33%
Indian Overseas Bank	Certificate of Deposit	0.00%	24/02/2027	CARE A1+	0.33%
Nuvama Wealth Management Ltd.	Commercial Paper	0.00%	364-D 08/03/2027	CRISIL A1+	0.33%
Hero FinCorp Ltd.	Commercial Paper	0.00%	365-D 04/02/2027	CRISIL A1+	0.33%
360 ONE Wealth Ltd.	Commercial Paper	0.00%	364-D 18/01/2027	CRISIL A1+	0.25%
Nuvama Wealth Finance Ltd.	Commercial Paper	0.00%	365-D 27/01/2027	CRISIL A1+	0.25%
Nuvama Wealth and Investment Limited	Commercial Paper	0.00%	365-D 27/01/2027	CRISIL A1+	0.25%
Bank Of Baroda	Certificate of Deposit	0.00%	06/01/2027	CARE A1+	0.22%
Muthoot Finance Ltd.	Commercial Paper	0.00%	353-D 16/11/2026	CRISIL A1+	0.17%
Muthoot Finance Ltd.	Commercial Paper	0.00%	362-D 23/02/2027	CRISIL A1+	0.17%
Punjab National Bank	Certificate of Deposit	0.00%	09/02/2027	CRISIL A1+	0.17%
Maharashtra State	State Development Loan	6.24%	11/08/2026	SOV	0.17%
Bajaj Housing Finance Ltd.	Commercial Paper	0.00%	365-D 12/03/2027	CRISIL A1+	0.17%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	364-D 02/12/2026	CRISIL A1+	0.17%
Bank Of Baroda	Certificate of Deposit	0.00%	08/03/2027	CARE A1+	0.17%
Bank Of Baroda	Certificate of Deposit	0.00%	05/11/2026	CARE A1+	0.08%
Madhya Pradesh State	State Development Loan	7.40%	09/11/2026	SOV	0.05%
Gujarat State	State Development Loan	7.04%	07/08/2026	SOV	0.02%

Frequently Asked Questions

What are the top holdings of Kotak Money Market Fund Direct-Growth?

The top holdings of Kotak Money Market Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does Kotak Money Market Fund Direct-Growth hold in its portfolio?

Kotak Money Market Fund Direct-Growth holds 112 securities in its portfolio. The top 5 holdings account for 16.93% of the portfolio and the top 10 for 29.38% — a well-diversified portfolio that minimises stock-specific risk.

What is the sector allocation of Kotak Money Market Fund Direct-Growth?

The sector allocation of Kotak Money Market Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of Kotak Money Market Fund Direct-Growth?

As of 30 Jun 2026, Kotak Money Market Fund Direct-Growth has 0.00% in equity, 104.42% in debt and -4.42% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.71%.

What is the market cap allocation of Kotak Money Market Fund Direct-Growth?

The market cap distribution of Kotak Money Market Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.

Is Kotak Money Market Fund Direct-Growth a concentrated or diversified fund?

Kotak Money Market Fund Direct-Growth holds 112 securities, with the top 10 accounting for 29.38% of the portfolio and the top 5 for 16.93%. With 112 holdings, this is a well-diversified fund — stock-specific risk is limited.

What is the credit quality of Kotak Money Market Fund Direct-Growth?

The debt holdings of Kotak Money Market Fund Direct-Growth are rated as follows — A1+: 88.29%, SOV: 15.80%, Others: 0.33%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does Kotak Money Market Fund Direct-Growth change its portfolio?

The portfolio currently holds 112 securities with the top 10 accounting for 29.38% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of Kotak Money Market Fund Direct-Growth's portfolio?

The portfolio-level PE, PB and debt metrics of Kotak Money Market Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.

When is the latest portfolio disclosure for Kotak Money Market Fund Direct-Growth?

The latest portfolio disclosure for Kotak Money Market Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

104.42%

101.93%

102.36%

102.91%

98.68%

98.14%

Others (incl. cash)

-4.42%

-1.93%

-2.36%

-2.91%

1.32%

1.86%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Reserve Bank of India

Financial

13,50,00,000

1,335

4.64%

0.44%↑

National Bank For Agriculture & Rural Development

Financial

1,07,500

1,033.94

3.59%

0.36%↑

Reserve Bank of India

Financial

10,00,00,000

990.01

3.44%

0.32%↑

Punjab National Bank

Financial

80,000

768.82

2.67%

0.19%↑

Reserve Bank of India

Financial

7,50,00,000

743.94

2.59%

0.25%↑

Canara Bank

Financial

77,500

745.7

2.59%

0.03%↑

HDFC Bank Ltd.

Financial

75,000

722.21

2.51%

0.25%↑

Indusind Bank Ltd.

Financial

75,000

719.75

2.50%

0.25%↑

Yes Bank Ltd.

Financial

75,000

715.11

2.49%

0.25%↑

Indusind Bank Ltd.

Financial

70,000

678.13

2.36%

0.24%↑

Small Industries Devp. Bank of India Ltd.

Financial

70,000

672.29

2.34%

0.24%↑

National Bank For Agriculture & Rural Development

Financial

60,000

574.95

2.00%

0.20%↑

Small Industries Devp. Bank of India Ltd.

Financial

55,000

526.85

1.83%

0.18%↑

National Bank For Agriculture & Rural Development

Financial

50,000

482.07

1.68%

0.17%↑

National Bank For Agriculture & Rural Development

Financial

50,000

480.95

1.67%

0.17%↑

Small Industries Devp. Bank of India Ltd.

Financial

50,000

480.75

1.67%

0.17%↑

Punjab National Bank

Financial

50,000

481.11

1.67%

0.17%↑

Indian Overseas Bank

Financial

50,000

478.48

1.66%

0.17%↑

HDFC Bank Ltd.

Financial

47,500

454.69

1.58%

0.16%↑

HDFC Bank Ltd.

Financial

42,500

405.88

1.41%

0.14%↑

Rating

Fund