mutual funds kotak savings fund directgrowth

performance

Kotak Savings Fund Direct-Growth

Debt: Ultra Short Duration - Growth (Open ended)

Kotak Savings Fund Direct-GrowthNAV: 47.90 as on 07 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: ModerateCategory: Debt: Ultra Short DurationBenchmark: NIFTY Ultra Short Duration Debt Index A-I

NAV: ₹47.9-0.06%

08 Jul 2026

Rolling Returns Analysis

Rolling annualized returns of Kotak Savings Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.

Metric	1 Yr Rolling Returns	3 Yr Rolling Returns	5 Yr Rolling Returns	7 Yr Rolling Returns
Analysis period	15 Jan, 2014 - 08 Jul, 2026	16 Feb, 2016 - 08 Jul, 2026	14 Mar, 2018 - 08 Jul, 2026	09 Apr, 2020 - 22 Jan, 2026
Average returns	7.67%	7.40%	7.23%	7.30%
Standard deviation	1.78%	1.36%	1.04%	0.70%
Best returns	11.16% 1 year ending on 16 Sep, 2014	10.04% 3 years ending on 05 Oct, 2016	9.01% 5 years ending on 09 Apr, 2018	8.82% 7 years ending on 26 May, 2020
Worst returns	3.66% 1 year ending on 13 May, 2022	5.04% 3 years ending on 04 Aug, 2023	6.13% 5 years ending on 24 Jan, 2025	6.64% 7 years ending on 09 Feb, 2024
Period with positive return	100.00%	100.00%	100.00%	100.00%
Period with return > 5%	87.03%	100.00%	100.00%	100.00%
Period with return > 10%	7.10%	0.16%	0.00%	0.00%
Period with return > 15%	0.00%	0.00%	0.00%	0.00%
Beat % Category	58.91%	56.88%	82.79%	99.72%
Beat % Benchmark	34.33%	10.65%	8.28%	2.06%

Trailing Returns

Point-to-point returns of Kotak Savings Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.

-5%

10%

3.3%

3.4%

-8.0%

YTD

0.7%

3.6%

1 M

3.2%

3.4%

-7.1%

6 M

6.3%

6.5%

-5.4%

1 Y

7.2%

8.6%

3 Y

6.4%

6.5%

10.0%

5 Y

6.8%

6.4%

12.5%

10 Y

Fund

Debt: Ultra Short Duration

NIFTY Ultra Short Duration Debt Index A-I

Name	YTD	1 M	6 M	1 Y	3 Y	5 Y	10 Y	Since Inception
Fund	3.29%	0.68%	3.21%	6.30%	7.22%	6.45%	6.75%	7.38%
Debt: Ultra Short Duration	3.44%	0.75%	3.38%	6.45%	7.23%	6.45%	6.38%	-
NIFTY Ultra Short Duration Debt Index A-I	-8.00%	3.61%	-7.10%	-5.37%	8.58%	10.00%	12.47%	-
Rank in category	27	32	27	23	13	13	3	-
Funds in category	31	33	31	30	24	24	11	-

Period Returns

Calendar-year, quarterly and monthly return history of Kotak Savings Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.

Returns

Percentile rank

Annual

Quarterly

Monthly

Historical Performance

Track NAV movement and cumulative returns of Kotak Savings Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.

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Frequently Asked Questions

What are the 1-year returns of Kotak Savings Fund Direct-Growth?

The 1-year trailing return for Kotak Savings Fund Direct-Growth is shown in the Trailing Returns section. It is compared against the Debt: Ultra Short Duration category average and benchmark for context.

What are the 3-year returns of Kotak Savings Fund Direct-Growth?

The 3-year CAGR for Kotak Savings Fund Direct-Growth is in the Trailing Returns section, with benchmark and category comparisons.

What are the 5-year returns of Kotak Savings Fund Direct-Growth?

The 5-year CAGR for Kotak Savings Fund Direct-Growth is in the Trailing Returns section. 5-year CAGR is a standard metric for medium-term performance consistency.

What are the returns of Kotak Savings Fund Direct-Growth since inception?

Kotak Savings Fund Direct-Growth has delivered a CAGR of 7.38% since its launch. The fund's maximum historical drawdown has been -0.01%, indicating its worst peak-to-trough decline during this period. Since-inception returns capture performance across multiple market cycles and are most useful for evaluating long-term wealth creation.

How has Kotak Savings Fund Direct-Growth performed vs its category over the long term?

Performance vs category average across 1Y, 3Y, 5Y and 10Y periods is in the Trailing Returns section. Rolling returns show how consistently the fund beats its category over time.

What is the Sharpe ratio of Kotak Savings Fund Direct-Growth?

The Sharpe ratio of Kotak Savings Fund Direct-Growth is 2.61. Sharpe ratio measures risk-adjusted return — how much excess return the fund generates per unit of risk. A Sharpe above 1.0 is generally considered good; above 2.0 is excellent.

What is the alpha of Kotak Savings Fund Direct-Growth?

The alpha of Kotak Savings Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section. Alpha = fund return − (risk-free rate + beta × market excess return). A positive alpha is the fund manager's value-add above the benchmark.

What is the beta of Kotak Savings Fund Direct-Growth?

The beta of Kotak Savings Fund Direct-Growth is in the Alpha, Beta & Sharpe section. Beta below 1.0 means lower volatility than the benchmark; above 1.0 means higher sensitivity to market moves.

What are the rolling returns of Kotak Savings Fund Direct-Growth?

Rolling returns for Kotak Savings Fund Direct-Growth across all 1Y, 3Y, 5Y investment windows are shown in the Rolling Returns section. Unlike trailing returns, rolling returns reveal how the fund has performed across all possible entry and exit dates — offering a much more complete picture of consistency.

How consistent are the period-wise returns of Kotak Savings Fund Direct-Growth?

Period-wise annual returns for Kotak Savings Fund Direct-Growth across each financial year are in the Period Returns section. This shows whether the fund has been positive in most years and how it has fared in bear markets.

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Metric

1 Yr Rolling Returns

3 Yr Rolling Returns

5 Yr Rolling Returns

7 Yr Rolling Returns

Analysis period

15 Jan, 2014 - 08 Jul, 2026

16 Feb, 2016 - 08 Jul, 2026

14 Mar, 2018 - 08 Jul, 2026

09 Apr, 2020 - 22 Jan, 2026

Average returns

7.67%

7.40%

7.23%

7.30%

Standard deviation

1.78%

1.36%

1.04%

0.70%

Best returns

11.16%

1 year ending on 16 Sep, 2014

10.04%

3 years ending on 05 Oct, 2016

9.01%

5 years ending on 09 Apr, 2018

8.82%

7 years ending on 26 May, 2020

Worst returns

3.66%

1 year ending on 13 May, 2022

5.04%

3 years ending on 04 Aug, 2023

6.13%

5 years ending on 24 Jan, 2025

6.64%

7 years ending on 09 Feb, 2024

Period with positive return

100.00%

Period with return > 5%

87.03%

100.00%

Period with return > 10%

7.10%

0.16%

0.00%

Period with return > 15%

0.00%

Beat % Category

58.91%

56.88%

82.79%

99.72%

Beat % Benchmark

34.33%

10.65%

8.28%

2.06%

Name

YTD

1 M

6 M

1 Y

3 Y

5 Y

10 Y

Since Inception

Fund

3.29%

0.68%

3.21%

6.30%

7.22%

6.45%

6.75%

7.38%

Debt: Ultra Short Duration

3.44%

0.75%

3.38%

6.45%

7.23%

6.45%

6.38%

NIFTY Ultra Short Duration Debt Index A-I

-8.00%

3.61%

-7.10%

-5.37%

8.58%

10.00%

12.47%

Rank in category

Funds in category