Asset	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	98.48%	97.86%	98.44%	98.38%	99.06%	99.05%
Others (incl. cash)	1.52%	2.14%	1.56%	1.62%	0.94%	0.95%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

104

Top Holding %

3.93%

Top 5 Holdings %

18.18%

Top 10 Holdings %

31.20%

Modified Duration

0.79 yrs

Avg. Maturity

0.94 yrs

Yield to Maturity

7.67%

AUM

₹12,566 Cr

Expense Ratio

0.41%

Since Inception

7.81%

Max Drawdown

-0.02%

Sharpe Ratio

2.21

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Karnataka State	Others	5,00,00,000	493.83	3.93%	-0.20%↓
Punjab National Bank	Financial	50,000	485.97	3.87%	-0.13%↓
National Bank For Agriculture & Rural Development	Financial	47,500	475.52	3.78%	-0.16%↓
JTPM Metal Traders Ltd.	Metals & Mining	40,000	431.65	3.44%	-0.13%↓
Bajaj Housing Finance Ltd.	Financial	40,000	397.47	3.16%	-0.14%↓
Punjab National Bank	Financial	40,000	390.83	3.11%	1.50%↑
Canara Bank	Financial	35,000	342.17	2.72%	-0.09%↓
HDFC Bank Ltd.	Financial	32,500	316.41	2.52%	1.32%↑
HDFC Bank Ltd.	Financial	30,000	294.23	2.34%	-
Bank Of Baroda	Financial	30,000	293.13	2.33%	-0.08%↓
Bajaj Housing Finance Ltd.	Financial	26,000	255.54	2.03%	-0.09%↓
REC Ltd.	Financial	25,000	248.05	1.97%	-0.08%↓
Small Industries Devp. Bank of India Ltd.	Financial	25,000	244.15	1.94%	-0.07%↓
Union Bank of India	Financial	25,000	243.04	1.93%	-0.07%↓
Vedanta Ltd.	Metals & Mining	20,000	200.85	1.60%	-0.06%↓
Tata Capital Financial Services Ltd.	Financial	2,000	199.55	1.59%	-0.07%↓
Bharti Telecom Ltd.	Communication	20,000	200.42	1.59%	-0.07%↓
Radhakrishna Securitisation Trust	Others	210	200.19	1.59%	-0.09%↓
Bajaj Finance Ltd.	Financial	20,000	199.35	1.59%	-0.06%↓
Karnataka State	Others	2,00,00,000	198.65	1.58%	-0.08%↓

1 / 6

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	41.01%	32.49%
A1+	30.61%	24.77%
SOV	11.68%	13.91%
AA	8.35%	5.27%
AA+	6.48%	5.59%
Cash & Call Money	1.52%	7.32%
Others	0.35%	1.15%
A	-	0.01%
A+	-	0.45%
A-	-	0.00%
AA-	-	0.56%
B+	-	1.22%
BBB	-	0.32%
Cash	-	0.02%
D	-	0.15%
Term Deposits	-	0.02%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Karnataka State	State Development Loan	7.15%	28/07/2031	SOV	3.93%
Punjab National Bank	Certificate of Deposit	0.00%	04/03/2027	CARE A1+	3.87%
National Bank For Agriculture & Rural Development	Debenture	7.80%	15/03/2027	ICRA AAA	3.78%
JTPM Metal Traders Ltd.	Debenture	0.00%	30/04/2030	CRISIL AA	3.44%
Bajaj Housing Finance Ltd.	Debenture	7.66%	20/03/2028	CRISIL AAA	3.16%
Punjab National Bank	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	3.11%
Canara Bank	Certificate of Deposit	0.00%	02/02/2027	CRISIL A1+	2.72%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	24/02/2027	CARE A1+	2.52%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	15/01/2027	CARE A1+	2.34%
Bank Of Baroda	Certificate of Deposit	0.00%	05/02/2027	CARE A1+	2.33%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.02%	26/05/2028	CRISIL AAA	2.03%
REC Ltd.	Debenture	6.60%	30/06/2027	ICRA AAA	1.97%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	04/02/2027	CARE A1+	1.94%
Union Bank of India	Certificate of Deposit	0.00%	03/03/2027	FITCH A1+	1.93%
Vedanta Ltd.	Debenture	8.95%	16/03/2029	CRISIL AA+	1.60%
Tata Capital Financial Services Ltd.	Bonds	7.89%	26/07/2027	CRISIL AAA	1.59%
Bharti Telecom Ltd.	Debenture	8.95%	04/12/2026	CRISIL AAA	1.59%
Radhakrishna Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	1.59%
Bajaj Finance Ltd.	Debenture	7.80%	10/12/2027	CRISIL AAA	1.59%
Karnataka State	State Development Loan	0.00%	25/03/2031	SOV	1.58%
Tamilnadu State	State Development Loan	6.92%	26/03/2029	SOV	1.58%
Power Finance Corporation Ltd.	Debenture	6.92%	16/02/2028	CRISIL AAA	1.58%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	18/01/2027	CARE A1+	1.56%
Bharti Telecom Ltd.	Debenture	7.45%	15/12/2028	CRISIL AAA	1.56%
Karnataka State	State Development Loan	7.19%	11/08/2032	SOV	1.54%
Adani Power Ltd.	Debenture	8.20%	25/01/2029	CRISIL AA	1.50%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	20/08/2027	CARE A1+	1.49%
Tamilnadu State	State Development Loan	7.31%	11/02/2033	SOV	1.43%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	17/03/2027	CRISIL A1+	1.35%
National Bank For Agriculture & Rural Development	Bonds	7.44%	24/02/2028	CRISIL AAA	1.27%
RJ Corp Ltd.	Debenture	7.25%	08/12/2028	CRISIL AAA	1.20%
Aditya Birla Housing Finance Ltd.	Debenture	8.10%	22/12/2026	ICRA AAA	1.20%
Small Industries Devp. Bank of India Ltd.	Commercial Paper	0.00%	307-D 09/06/2027	CRISIL A1+	1.14%
Bharti Telecom Ltd.	Debenture	7.30%	01/12/2027	CRISIL AAA	1.04%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.99%	26/03/2029	CRISIL AA	0.98%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.99%	26/12/2028	CRISIL AA	0.98%
Bharti Telecom Ltd.	Debenture	7.40%	01/02/2029	CRISIL AAA	0.97%
Vedanta Ltd - Pref. Shares 7.50	Debenture	9.50%	20/08/2027	ICRA AA+	0.80%
Nexus Select Trust	Debenture	7.69%	28/05/2027	CRISIL AAA	0.80%
Piramal Finance Ltd.	Debenture	9.15%	17/06/2027	CARE AA+	0.80%
Can Fin Homes Ltd.	Debenture	8.25%	21/05/2027	ICRA AAA	0.80%
Vedanta Ltd.	Debenture	9.40%	20/02/2027	ICRA AA+	0.80%
Embassy Office Parks REIT	Non Convertible Debenture	7.05%	18/10/2026	CRISIL AAA	0.80%
Hinduja Leyland Finance Ltd.	Debenture	8.40%	06/05/2027	CRISIL AA+	0.80%
Madhya Pradesh State	State Development Loan	7.46%	27/09/2027	SOV	0.80%
REC Ltd.	Bonds	7.71%	26/02/2027	CRISIL AAA	0.80%
Kotak Mahindra Prime Ltd.	Debenture	7.99%	17/09/2027	CRISIL AAA	0.80%
Vedanta Ltd.	Non Convertible Debenture	0.09%	30/09/2029	ICRA AA+	0.80%
Muthoot Finance Ltd.	Non Convertible Debenture	0.00%	04/09/2029	CRISIL AA+	0.80%
Tamilnadu State	State Development Loan	7.03%	11/09/2029	SOV	0.79%
Poonawalla Fincorp Ltd.	Debenture	8.06%	30/10/2028	CRISIL AAA	0.79%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	04/02/2027	FITCH A1+	0.78%
Embassy Office Parks REIT	Zero Coupon Bonds	0.00%	24/07/2035	CRISIL AAA	0.78%
DLF Cyber City Developers Ltd.	Non Convertible Debenture	6.92%	28/07/2028	CRISIL AAA	0.78%
The Federal Bank Ltd.	Certificate of Deposit	0.00%	09/06/2027	CRISIL A1+	0.76%
Bharti Telecom Ltd.	Debenture	8.65%	05/11/2027	CRISIL AAA	0.64%
India Universal Trust AL1	Securitised Debt	0.00%	20/07/2027	FITCH AAA(SO)	0.61%
Liquid Gold Series 9	Structured Obligation	0.00%	0	CRISIL AAA(SO)	0.50%
Aditya Birla Housing Finance Ltd.	Debenture	8.20%	26/02/2027	ICRA AAA	0.48%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/07/2028	CRISIL AA	0.44%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/01/2028	CRISIL AA	0.44%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/04/2028	CRISIL AA	0.44%
REC Ltd.	Debenture	7.56%	31/08/2027	ICRA AAA	0.40%
Bajaj Finance Ltd.	Debenture	8.12%	10/09/2027	CRISIL AAA	0.40%
PNB Housing Finance Ltd.	Debenture	8.15%	29/07/2027	CARE AAA	0.40%
Embassy Office Parks REIT	Non Convertible Debenture	7.96%	27/09/2027	CRISIL AAA	0.40%
LIC Housing Finance Ltd.	Debenture	7.93%	14/07/2027	CRISIL AAA	0.40%
Bajaj Housing Finance Ltd.	Debenture	8.10%	08/07/2027	CRISIL AAA	0.40%
Goldman Sachs (India) Finance Pvt Ltd.	Non Convertible Debenture	8.07%	20/03/2028	ICRA AAA	0.40%
Bajaj Finance Ltd.	Commercial Paper	0.00%	365-D 03/02/2027	CRISIL A1+	0.39%
Punjab National Bank	Certificate of Deposit	0.00%	12/03/2027	CRISIL A1+	0.39%
Bank Of Baroda	Certificate of Deposit	0.00%	11/03/2027	FITCH A1+	0.39%
Canara Bank	Certificate of Deposit	0.00%	11/03/2027	CRISIL A1+	0.39%
Tata Capital Housing Finance Ltd.	Non Convertible Debenture	7.30%	11/02/2028	CRISIL AAA	0.39%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	22/01/2027	CARE A1+	0.39%
Embassy Office Parks REIT	Debenture	7.21%	17/03/2028	CRISIL AAA	0.39%
Bajaj Finance Ltd.	Debenture	7.38%	26/06/2028	CRISIL AAA	0.39%
Canara Bank	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	0.39%
Dhruva Trust	Securitised Debt	0.00%	0	ICRA AAA(SO)	0.36%
Liquid Gold Series 14	Structured Obligation	0.00%	20/07/2027	CRISIL AAA(SO)	0.33%
India Universal Trust AL1	Securitised Debt	8.09%	21/11/2027	FITCH AAA(SO)	0.29%
Sansar Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	0.25%
Mindspace Business Parks REIT	Debenture	8.03%	10/12/2026	CRISIL AAA	0.20%
Mahindra & Mahindra Financial Services Ltd.	Non Convertible Debenture	8.25%	28/03/2028	CRISIL AAA	0.20%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	11/06/2027	CARE A1+	0.19%
Embassy Office Parks REIT	Debenture	7.35%	05/04/2027	CRISIL AAA	0.19%
Nomura Capital (India) Pvt Ltd.	Non Convertible Debenture	8.45%	01/03/2027	FITCH AAA	0.16%
RJ Corp Ltd.	Debenture	8.20%	24/09/2029	CRISIL AAA	0.14%
Sansar Trust	Securitised Debt	0.00%	25/06/2030	CRISIL AAA(SO)	0.10%
Nirma Ltd.	Debenture	8.50%	07/04/2027	FITCH AA	0.08%
Aditya Birla Capital Ltd.	Commercial Paper	0.00%	363-D 09/02/2027	ICRA A1+	0.08%
Aadhar Housing Finance Ltd	Debenture	8.65%	21/08/2027	ICRA AA+	0.08%
Axis Bank Ltd.	Certificate of Deposit	0.00%	13/01/2027	CRISIL A1+	0.08%
Embassy Office Parks REIT	Debenture	6.96%	19/03/2027	CRISIL AAA	0.06%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	27/10/2028	CRISIL AA	0.05%
Bajaj Housing Finance Ltd.	Debenture	8.04%	18/01/2027	CRISIL AAA	0.04%
Export-Import Bank Of India	Certificate of Deposit	0.00%	01/03/2027	CRISIL A1+	0.04%
Bank Of Baroda	Certificate of Deposit	0.00%	11/12/2026	CARE A1+	0.04%
Tamilnadu State	State Development Loan	6.54%	25/02/2029	SOV	0.02%
Aditya Birla Finance Ltd.	Debenture	0.00%	09/10/2026	ICRA AAA	0.01%
Tata Capital Financial Services Ltd.	Debenture	7.90%	03/12/2026	ICRA AAA	0.01%
GOI	GOI Securities Floating Rate Bond	0.00%	22/09/2033	SOV	0.01%

Frequently Asked Questions

What are the top holdings of Kotak Ultra Short to Short Term Fund Direct-Growth?

The top holdings of Kotak Ultra Short to Short Term Fund Direct-Growth as of 30 Sep 2026 are Karnataka State (3.93%), Punjab National Bank (3.87%), National Bank For Agriculture & Rural Development (3.78%), JTPM Metal Traders Ltd. (3.44%), Bajaj Housing Finance Ltd. (3.16%). These top 5 stocks together account for 18.18% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Kotak Ultra Short to Short Term Fund Direct-Growth hold in its portfolio?

Kotak Ultra Short to Short Term Fund Direct-Growth holds 104 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Kotak Ultra Short to Short Term Fund Direct-Growth?

The sector allocation of Kotak Ultra Short to Short Term Fund Direct-Growth is shown in the Sector Allocation section above.

What is the equity and debt allocation of Kotak Ultra Short to Short Term Fund Direct-Growth?

As of 30 Sep 2026, Kotak Ultra Short to Short Term Fund Direct-Growth has 0.00% allocated to equity, and 98.48% to debt. You can also check the historical trends above.

What is the market cap allocation of Kotak Ultra Short to Short Term Fund Direct-Growth?

The market cap allocation of Kotak Ultra Short to Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the PE ratio of Kotak Ultra Short to Short Term Fund Direct-Growth's portfolio?

The portfolio PE ratio of Kotak Ultra Short to Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the credit quality of Kotak Ultra Short to Short Term Fund Direct-Growth?

As of 30 Sep 2026, Kotak Ultra Short to Short Term Fund Direct-Growth's debt portfolio has 41.01% in AAA-rated instruments, 8.35% in AA-rated, and 11.68% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Kotak Ultra Short to Short Term Fund Direct-Growth?

The latest portfolio disclosure for Kotak Ultra Short to Short Term Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Equity

0.00%

Debt

98.48%

97.86%

98.44%

98.38%

99.06%

99.05%

Others (incl. cash)

1.52%

2.14%

1.56%

1.62%

0.94%

0.95%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Karnataka State

Others

5,00,00,000

493.83

3.93%

-0.20%↓

Punjab National Bank

Financial

50,000

485.97

3.87%

-0.13%↓

National Bank For Agriculture & Rural Development

Financial

47,500

475.52

3.78%

-0.16%↓

JTPM Metal Traders Ltd.

Metals & Mining

40,000

431.65

3.44%

-0.13%↓

Bajaj Housing Finance Ltd.

Financial

40,000

397.47

3.16%

-0.14%↓

Punjab National Bank

Financial

40,000

390.83

3.11%

1.50%↑

Canara Bank

Financial

35,000

342.17

2.72%

-0.09%↓

HDFC Bank Ltd.

Financial

32,500

316.41

2.52%

1.32%↑

HDFC Bank Ltd.

Financial

30,000

294.23

2.34%

Bank Of Baroda

Financial

30,000

293.13

2.33%

-0.08%↓

Bajaj Housing Finance Ltd.

Financial

26,000

255.54

2.03%

-0.09%↓

REC Ltd.

Financial

25,000

248.05

1.97%

-0.08%↓

Small Industries Devp. Bank of India Ltd.

Financial

25,000

244.15

1.94%

-0.07%↓

Union Bank of India

Financial

25,000

243.04

1.93%

-0.07%↓

Vedanta Ltd.

Metals & Mining

20,000

200.85

1.60%

-0.06%↓

Tata Capital Financial Services Ltd.

Financial

2,000

199.55

1.59%

-0.07%↓

Bharti Telecom Ltd.

Communication

20,000

200.42

1.59%

-0.07%↓

Radhakrishna Securitisation Trust

Others

210

200.19

1.59%

-0.09%↓

Bajaj Finance Ltd.

Financial

20,000

199.35

1.59%

-0.06%↓

Karnataka State

Others

2,00,00,000

198.65

1.58%

-0.08%↓

Rating

Fund