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LIC MF Medium to Long Term Fund Direct-Growth
Debt: Medium to Long Term - Growth (Open ended)
SEBI Riskometer: ModerateCategory: Debt: Medium to Long TermBenchmark: CRISIL Medium to Long Duration Debt A-III IndexCheck Portfolio Overlap →
NAV: ₹81.66-0.06%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for LIC MF Medium to Long Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 97.74% | 86.18% | 85.22% | 97.43% | 99.23% | 93.37% |
| Others (incl. cash) | 2.26% | 13.82% | 14.78% | 2.57% | 0.77% | 6.63% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
20
Top Holding %
8.65%
Top 5 Holdings %
39.82%
Top 10 Holdings %
69.37%
Modified Duration
4.03 yrs
Avg. Maturity
9.00 yrs
Yield to Maturity
7.25%
AUM
₹173 Cr
Expense Ratio
0.22%
Since Inception
6.95%
Max Drawdown
-0.06%
Sharpe Ratio
0.55
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Financial | 1,500 | 14.97 | 8.65% | -0.52%↓ |
| GOI | Sovereign | 15,00,000 | 14.71 | 8.50% | 0.06%↑ |
| HDFC Bank Ltd. | Financial | 300 | 14.57 | 8.42% | - |
| Canara Bank | Financial | 300 | 14.24 | 8.23% | 0.13%↑ |
| Power Finance Corporation Ltd. | Financial | 1,000 | 10.41 | 6.02% | 0.09%↑ |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | 1,000 | 10.37 | 5.99% | 0.05%↑ |
| Karnataka State | Others | 10,00,000 | 10.35 | 5.98% | - |
| GOI | Sovereign | 10,00,000 | 10.32 | 5.97% | 0.09%↑ |
| GOI | Sovereign | 10,00,000 | 10.28 | 5.94% | 0.04%↑ |
| Indian Bank | Financial | 200 | 9.81 | 5.67% | 0.09%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 200 | 9.39 | 5.42% | 0.08%↑ |
| GOI | Sovereign | 10,00,000 | 9.29 | 5.37% | 0.03%↑ |
| National Highways Authority of India Ltd. | Services | 50 | 5.18 | 2.99% | - |
| GOI | Sovereign | 5,00,000 | 5.05 | 2.92% | 0.00%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 500 | 5.05 | 2.92% | 0.02%↑ |
| Bajaj Finance Ltd. | Financial | 500 | 4.9 | 2.83% | 0.00%↑ |
| Punjab National Bank | Financial | 100 | 4.85 | 2.80% | - |
| GOI | Sovereign | 5,00,000 | 4.79 | 2.77% | 0.01%↑ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 37.45% | 36.27% |
| A1+ | 30.55% | 3.80% |
| AAA | 29.40% | 22.71% |
| Cash & Call Money | 2.26% | 15.18% |
| Others | 0.35% | 2.26% |
| AA | - | 2.80% |
| AA+ | - | 2.60% |
| AA- | - | 0.34% |
| B- | - | 5.11% |
| Cash | - | 0.02% |
| Term Deposits | - | 0.00% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 8.65% |
| GOI | GOI Securities | 7.30% | 19/06/2053 | SOV | 8.50% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 8.42% |
| Canara Bank | Certificate of Deposit | 0.00% | 29/06/2027 | CRISIL A1+ | 8.23% |
| Power Finance Corporation Ltd. | Bonds | 7.42% | 15/04/2028 | CRISIL AAA | 6.02% |
| Jamnagar Utilities and Power Pvt. Ltd. | Debenture | 7.43% | 24/10/2034 | CRISIL AAA | 5.99% |
| Karnataka State | State Development Loan | 7.65% | 29/11/2027 | SOV | 5.98% |
| GOI | GOI Securities | 7.33% | 30/10/2026 | SOV | 5.97% |
| GOI | GOI Securities | 7.71% | 18/05/2066 | SOV | 5.94% |
| Indian Bank | Certificate of Deposit | 0.00% | 12/01/2027 | FITCH A1+ | 5.67% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 11/08/2027 | CRISIL A1+ | 5.42% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 5.37% |
| National Highways Authority of India Ltd. | Debenture | 7.92% | 06/06/2029 | CRISIL AAA | 2.99% |
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 2.92% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.39% | 15/07/2034 | CRISIL AAA | 2.92% |
| Bajaj Finance Ltd. | Non Convertible Debenture | 7.79% | 04/07/2036 | CRISIL AAA | 2.83% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 12/03/2027 | CRISIL A1+ | 2.80% |
| GOI | GOI Securities | 7.24% | 18/08/2055 | SOV | 2.77% |
Frequently Asked Questions
What are the top holdings of LIC MF Medium to Long Term Fund Direct-Growth?
The top holdings of LIC MF Medium to Long Term Fund Direct-Growth as of 30 Sep 2026 are National Bank For Agriculture & Rural Development (8.65%), GOI (8.50%), HDFC Bank Ltd. (8.42%), Canara Bank (8.23%), Power Finance Corporation Ltd. (6.02%). These top 5 stocks together account for 39.82% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does LIC MF Medium to Long Term Fund Direct-Growth hold in its portfolio?
LIC MF Medium to Long Term Fund Direct-Growth holds 20 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of LIC MF Medium to Long Term Fund Direct-Growth?
The sector allocation of LIC MF Medium to Long Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of LIC MF Medium to Long Term Fund Direct-Growth?
As of 30 Sep 2026, LIC MF Medium to Long Term Fund Direct-Growth has 0.00% allocated to equity, and 97.74% to debt. You can also check the historical trends above.
What is the market cap allocation of LIC MF Medium to Long Term Fund Direct-Growth?
The market cap allocation of LIC MF Medium to Long Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of LIC MF Medium to Long Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of LIC MF Medium to Long Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of LIC MF Medium to Long Term Fund Direct-Growth?
As of 30 Sep 2026, LIC MF Medium to Long Term Fund Direct-Growth's debt portfolio has 29.40% in AAA-rated instruments, - in AA-rated, and 37.45% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for LIC MF Medium to Long Term Fund Direct-Growth?
The latest portfolio disclosure for LIC MF Medium to Long Term Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.