LIC MF Money Market Fund Direct-Growth
Debt: Money Market - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Money MarketBenchmark: NIFTY Money Market Index A-ICheck Portfolio Overlap →
NAV: ₹1,308.91+0.01%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for LIC MF Money Market Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 105.91% | 99.52% | 99.02% | 112.79% | 96.06% | 100.24% |
| Others (incl. cash) | -5.91% | 0.48% | 0.98% | -12.79% | 3.94% | -0.24% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
56
Top Holding %
4.31%
Top 5 Holdings %
19.80%
Top 10 Holdings %
38.14%
Modified Duration
0.41 yrs
Avg. Maturity
0.41 yrs
Yield to Maturity
7.34%
AUM
₹3,979 Cr
Expense Ratio
0.16%
Since Inception
6.57%
Max Drawdown
-0.00%
Sharpe Ratio
2.01
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 3,500 | 171.31 | 4.31% | 0.26%↑ |
| ICICI Securities Ltd. | Financial | 3,500 | 170.17 | 4.28% | 0.26%↑ |
| Gujarat State | Construction | 1,50,00,000 | 150.38 | 3.78% | 0.11%↑ |
| Reserve Bank of India | Financial | 1,50,00,000 | 148.93 | 3.74% | 0.22%↑ |
| Indian Bank | Financial | 3,000 | 147.22 | 3.70% | 0.23%↑ |
| Canara Bank | Financial | 3,000 | 146.78 | 3.69% | 0.23%↑ |
| National Bank For Agriculture & Rural Development | Financial | 3,000 | 146.14 | 3.67% | 0.22%↑ |
| National Bank For Financing Infrastructure And Development | Financial | 3,000 | 145.82 | 3.66% | 0.22%↑ |
| REC Ltd. | Financial | 3,000 | 145.37 | 3.65% | - |
| Embassy Office Parks REIT | Construction | 3,000 | 145.33 | 3.65% | 0.22%↑ |
| Angel One Ltd. | Financial | 3,000 | 141.17 | 3.55% | 0.22%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,500 | 121.76 | 3.06% | 0.19%↑ |
| Canara Bank | Financial | 2,200 | 106.9 | 2.69% | 0.16%↑ |
| Reserve Bank of India | Financial | 1,00,00,000 | 98.85 | 2.48% | 0.15%↑ |
| Reserve Bank of India | Financial | 1,00,00,000 | 98.38 | 2.47% | 0.15%↑ |
| ICICI Securities Ltd. | Financial | 2,000 | 98.38 | 2.47% | 0.15%↑ |
| Bank Of Baroda | Financial | 2,000 | 97.88 | 2.46% | 0.15%↑ |
| Axis Bank Ltd. | Financial | 2,000 | 97.33 | 2.45% | 0.15%↑ |
| National Bank For Agriculture & Rural Development | Financial | 2,000 | 97.01 | 2.44% | 0.15%↑ |
| LIC Housing Finance Ltd. | Financial | 2,000 | 97 | 2.44% | 0.15%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 89.95% | 77.02% |
| SOV | 15.66% | 12.46% |
| Others | 0.30% | 0.26% |
| AA | - | 0.40% |
| AA+ | - | 0.56% |
| AAA | - | 0.94% |
| Cash | - | 0.00% |
| Term Deposits | - | 0.32% |
| Cash & Call Money | -5.91% | 5.52% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 27/01/2027 | CRISIL A1+ | 4.31% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 365-D 18/02/2027 | CRISIL A1+ | 4.28% |
| Gujarat State | State Development Loan | 6.58% | 31/03/2027 | SOV | 3.78% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 19/11/2026 | SOV | 3.74% |
| Indian Bank | Certificate of Deposit | 0.00% | 12/01/2027 | FITCH A1+ | 3.70% |
| Canara Bank | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 3.69% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/02/2027 | CRISIL A1+ | 3.67% |
| National Bank For Financing Infrastructure And Development | Certificate of Deposit | 0.00% | 02/03/2027 | FITCH A1+ | 3.66% |
| REC Ltd. | Commercial Paper | 0.00% | 19/03/2027 | CRISIL A1+ | 3.65% |
| Embassy Office Parks REIT | Commercial Paper | 0.00% | 364-D 12/03/2027 | CRISIL A1+ | 3.65% |
| Angel One Ltd. | Commercial Paper | 0.00% | 364-D 11/06/2027 | CRISIL A1+ | 3.55% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 3.06% |
| Canara Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 2.69% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 17/12/2026 | SOV | 2.48% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D | SOV | 2.47% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 154-D 24/12/2026 | CRISIL A1+ | 2.47% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 27/01/2027 | FITCH A1+ | 2.46% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 2.45% |
| LIC Housing Finance Ltd. | Commercial Paper | 0.00% | 351-D 11/03/2027 | CRISIL A1+ | 2.44% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 10/03/2027 | CRISIL A1+ | 2.44% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 25/03/2027 | CRISIL A1+ | 2.43% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL A1+ | 1.85% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 1.84% |
| INDOSTAR-12.25%-23-5-16-A-PVT | Commercial Paper | 0.00% | 331-D 20/01/2027 | CRISIL A1+ | 1.84% |
| INDOSTAR-12.25%-23-5-16-A-PVT | Commercial Paper | 0.00% | 339-D 28/01/2027 | CRISIL A1+ | 1.83% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 1.83% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 307-D 09/06/2027 | CRISIL A1+ | 1.79% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 11/08/2027 | CRISIL A1+ | 1.77% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 05/11/2026 | SOV | 1.25% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/12/2026 | CRISIL A1+ | 1.24% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 11/12/2026 | FITCH A1+ | 1.24% |
| Time Technoplast Ltd. | Commercial Paper | 0.00% | 182-D 08/01/2027 | ICRA A1+ | 1.23% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 04/02/2027 | SOV | 1.23% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL A1+ | 1.23% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 1.23% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 26/02/2027 | CRISIL A1+ | 1.22% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 1.22% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 25/03/2027 | CRISIL A1+ | 1.22% |
| 360 ONE Wealth Ltd. | Commercial Paper | 0.00% | 363-D 18/02/2027 | ICRA A1+ | 1.22% |
| Fedbank Financial Services Ltd. | Commercial Paper | 0.00% | 336-D 29/01/2027 | CRISIL A1+ | 1.22% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/03/2027 | CRISIL A1+ | 1.22% |
| Barclays Investments & Loans Ltd. | Commercial Paper | 0.00% | 15/03/2027 | CRISIL A1+ | 1.22% |
| Sundaram Finance Ltd. | Commercial Paper | 0.00% | 364-D 10/05/2027 | CRISIL A1+ | 1.20% |
| INDOSTAR-12.25%-23-5-16-A-PVT | Commercial Paper | 0.00% | 346-D 27/05/2027 | CRISIL A1+ | 1.19% |
| Canara Bank | Certificate of Deposit | 0.00% | 29/06/2027 | CRISIL A1+ | 1.19% |
| Time Technoplast Ltd. | Commercial Paper | 0.00% | 182-D 05/10/2026 | ICRA A1+ | 0.88% |
| Rajasthan State | State Development Loan | 6.01% | 06/10/2026 | SOV | 0.65% |
| UCO Bank | Certificate of Deposit | 0.00% | 04/12/2026 | CRISIL A1+ | 0.62% |
| Infina Finance Pvt. Ltd. | Commercial Paper | 0.00% | 04/01/2027 | CRISIL A1+ | 0.62% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CRISIL A1+ | 0.62% |
| Time Technoplast Ltd. | Commercial Paper | 0.00% | 182-D 16/02/2027 | ICRA A1+ | 0.61% |
| Indian Bank | Certificate of Deposit | 0.00% | 24/06/2027 | CRISIL A1+ | 0.60% |
| Time Technoplast Ltd. | Commercial Paper | 0.00% | 182-D 19/10/2026 | ICRA A1+ | 0.38% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 10/12/2026 | SOV | 0.05% |
Frequently Asked Questions
What are the top holdings of LIC MF Money Market Fund Direct-Growth?
The top holdings of LIC MF Money Market Fund Direct-Growth as of 30 Sep 2026 are ICICI Bank Ltd. (4.31%), ICICI Securities Ltd. (4.28%), Gujarat State (3.78%), Reserve Bank of India (3.74%), Indian Bank (3.70%). These top 5 stocks together account for 19.80% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does LIC MF Money Market Fund Direct-Growth hold in its portfolio?
LIC MF Money Market Fund Direct-Growth holds 56 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of LIC MF Money Market Fund Direct-Growth?
The sector allocation of LIC MF Money Market Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of LIC MF Money Market Fund Direct-Growth?
As of 30 Sep 2026, LIC MF Money Market Fund Direct-Growth has 0.00% allocated to equity, and 105.91% to debt. You can also check the historical trends above.
What is the market cap allocation of LIC MF Money Market Fund Direct-Growth?
The market cap allocation of LIC MF Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of LIC MF Money Market Fund Direct-Growth's portfolio?
The portfolio PE ratio of LIC MF Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of LIC MF Money Market Fund Direct-Growth?
As of 30 Sep 2026, LIC MF Money Market Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 15.66% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for LIC MF Money Market Fund Direct-Growth?
The latest portfolio disclosure for LIC MF Money Market Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.