Mirae Asset Short Term Fund Direct-Growth
Debt: Short Term - Growth (Open ended)
SEBI Riskometer: ModerateCategory: Debt: Short TermBenchmark: CRISIL Short Duration Debt A-II IndexCheck Portfolio Overlap →
NAV: ₹17.72-0.13%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Mirae Asset Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 96.41% | 96.62% | 94.87% | 96.70% | 98.13% | 94.97% |
| Others (incl. cash) | 3.59% | 3.38% | 5.13% | 3.30% | 1.87% | 5.03% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
42
Top Holding %
8.64%
Top 5 Holdings %
33.53%
Top 10 Holdings %
55.66%
Modified Duration
2.80 yrs
Avg. Maturity
3.79 yrs
Yield to Maturity
7.75%
AUM
₹512 Cr
Expense Ratio
0.26%
Since Inception
6.87%
Max Drawdown
-0.02%
Sharpe Ratio
0.97
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| GOI | Sovereign | 45,00,000 | 44.26 | 8.64% | -0.03%↓ |
| Export-Import Bank Of India | Financial | 40,00,000 | 39.93 | 7.80% | 0.07%↑ |
| GOI | Sovereign | 35,00,000 | 34.02 | 6.64% | - |
| National Bank For Agriculture & Rural Development | Financial | 29,00,000 | 28.84 | 5.63% | 3.90%↑ |
| Bajaj Finance Ltd. | Financial | 25,00,000 | 24.68 | 4.82% | -0.95%↓ |
| Bajaj Housing Finance Ltd. | Financial | 25,00,000 | 24.54 | 4.79% | 0.02%↑ |
| Larsen & Toubro Ltd. | Construction | 25,00,000 | 24.49 | 4.78% | 0.04%↑ |
| REC Ltd. | Financial | 25,00,000 | 24.47 | 4.78% | 0.03%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 21,00,000 | 19.97 | 3.90% | 0.06%↑ |
| Knowledge Realty Trust | Construction | 20,00,000 | 19.81 | 3.87% | 0.03%↑ |
| National Bank For Agriculture & Rural Development | Financial | 20,00,000 | 19.63 | 3.83% | - |
| Muthoot Finance Ltd. | Financial | 15,00,000 | 14.93 | 2.92% | 0.03%↑ |
| ICICI Bank Ltd. | Financial | 15,00,000 | 14.53 | 2.84% | 0.05%↑ |
| Shivshakti Securitisation Trust | Others | 14,00,000 | 13.36 | 2.61% | -0.02%↓ |
| Reliance Industries Ltd. | Energy | 10,00,000 | 10.26 | 2.00% | - |
| LIC Housing Finance Ltd. | Financial | 10,00,000 | 10 | 1.95% | 0.02%↑ |
| Godrej Industries Ltd. | Consumer Staples | 10,00,000 | 10 | 1.95% | 0.02%↑ |
| Muthoot Finance Ltd. | Financial | 10,00,000 | 9.97 | 1.95% | - |
| Bajaj Finance Ltd. | Financial | 10,00,000 | 9.97 | 1.95% | - |
| Tata Capital Housing Finance Ltd. | Financial | 10,00,000 | 9.91 | 1.94% | - |
1 / 2
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 61.30% | 40.95% |
| SOV | 18.26% | 17.98% |
| AA+ | 8.57% | 3.99% |
| A1+ | 6.74% | 7.57% |
| Cash & Call Money | 3.59% | 16.58% |
| AA | 0.97% | 2.31% |
| Others | 0.58% | 0.77% |
| A | - | 0.05% |
| A+ | - | 1.04% |
| A- | - | 0.01% |
| A1 | - | 0.01% |
| AA- | - | 0.29% |
| B+ | - | 1.88% |
| BBB | - | 0.82% |
| BBB+ | - | 0.07% |
| Cash | - | 0.03% |
| D | - | 0.04% |
| Term Deposits | - | 0.05% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 8.64% |
| Export-Import Bank Of India | Debenture | 7.45% | 12/04/2028 | CRISIL AAA | 7.80% |
| GOI | GOI Securities | 7.06% | 27/07/2041 | SOV | 6.64% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 5.63% |
| Bajaj Finance Ltd. | Bonds | 8.00% | 12/05/2031 | CRISIL AAA | 4.82% |
| Bajaj Housing Finance Ltd. | Non Convertible Debenture | 7.53% | 28/09/2029 | CRISIL AAA | 4.79% |
| Larsen & Toubro Ltd. | Debenture | 6.35% | 19/06/2028 | CRISIL AAA | 4.78% |
| REC Ltd. | Non Convertible Debenture | 7.30% | 01/07/2031 | CRISIL AAA | 4.78% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 11/06/2027 | CRISIL A1+ | 3.90% |
| Knowledge Realty Trust | Non Convertible Debenture | 7.54% | 08/05/2029 | CRISIL AAA | 3.87% |
| National Bank For Agriculture & Rural Development | Bonds | 7.01% | 26-D 16/03/2029 | CRISIL AAA | 3.83% |
| Muthoot Finance Ltd. | Debenture | 8.52% | 07/04/2028 | CRISIL AA+ | 2.92% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 25/03/2027 | [ICRA]A1+ | 2.84% |
| Shivshakti Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 2.61% |
| Reliance Industries Ltd. | Debenture | 8.95% | 09/11/2028 | CRISIL AAA | 2.00% |
| Godrej Industries Ltd. | Debenture | 8.42% | 27/12/2027 | CRISIL AA+ | 1.95% |
| Bajaj Finance Ltd. | Debenture | 7.80% | 10/12/2027 | CRISIL AAA | 1.95% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 8.60% | 02/03/2028 | CRISIL AA+ | 1.95% |
| LIC Housing Finance Ltd. | Debenture | 7.95% | 29/01/2028 | CRISIL AAA | 1.95% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.86% | 21/09/2029 | CRISIL AAA | 1.94% |
| Bharti Telecom Ltd. | Debenture | 7.30% | 01/12/2027 | CRISIL AAA | 1.93% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 0.00% | 27/02/2029 | [ICRA]AA+ | 0.98% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.79% | 19/04/2027 | CRISIL AAA | 0.98% |
| Larsen & Toubro Ltd. | Bonds/NCDs | 7.72% | 28/04/2028 | CRISIL AAA | 0.98% |
| Bajaj Housing Finance Ltd. | Non Convertible Debenture | 7.83% | 18/05/2029 | CRISIL AAA | 0.97% |
| India Infrastructure Finance Company Ltd. | Debenture | 7.56% | 20/03/2028 | IND AAA | 0.97% |
| Poonawalla Fincorp Ltd. | Debenture | 7.60% | 28/05/2027 | CRISIL AAA | 0.97% |
| Manappuram Finance Ltd. | Non Convertible Debenture | 8.60% | 27/03/2028 | CRISIL AA | 0.97% |
| Power Finance Corporation Ltd. | Bonds | 7.42% | 08/09/2032 | CRISIL AAA | 0.96% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 8.20% | 17/02/2028 | [ICRA]AA+ | 0.78% |
| Power Finance Corporation Ltd. | Bonds | 7.42% | 15/04/2028 | CRISIL AAA | 0.78% |
| GOI | GOI Securities | 7.18% | 14/08/2033 | SOV | 0.78% |
| Kotak Mahindra Prime Ltd. | Debenture | 7.30% | 22/09/2028 | CRISIL AAA | 0.77% |
| REC Ltd. | Bonds | 6.87% | 31/05/2030 | [ICRA]AAA | 0.76% |
| GOI | GOI Securities | 6.48% | 06/10/2035 | SOV | 0.67% |
| GOI | GOI Securities | 7.10% | 08/04/2034 | SOV | 0.63% |
| Bajaj Housing Finance Ltd. | Debenture | 8.04% | 18/01/2027 | CRISIL AAA | 0.49% |
| Karnataka State | State Development Loan | 7.75% | 01/03/2027 | SOV | 0.49% |
| GOI | GOI Securities | 7.32% | 13/11/2030 | SOV | 0.20% |
| Uttarakhand State | State Development Loan | 8.20% | 09/05/2028 | SOV | 0.20% |
Frequently Asked Questions
What are the top holdings of Mirae Asset Short Term Fund Direct-Growth?
The top holdings of Mirae Asset Short Term Fund Direct-Growth as of 30 Sep 2026 are GOI (8.64%), Export-Import Bank Of India (7.80%), GOI (6.64%), National Bank For Agriculture & Rural Development (5.63%), Bajaj Finance Ltd. (4.82%). These top 5 stocks together account for 33.53% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Mirae Asset Short Term Fund Direct-Growth hold in its portfolio?
Mirae Asset Short Term Fund Direct-Growth holds 42 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Mirae Asset Short Term Fund Direct-Growth?
The sector allocation of Mirae Asset Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Mirae Asset Short Term Fund Direct-Growth?
As of 30 Sep 2026, Mirae Asset Short Term Fund Direct-Growth has 0.00% allocated to equity, and 96.41% to debt. You can also check the historical trends above.
What is the market cap allocation of Mirae Asset Short Term Fund Direct-Growth?
The market cap allocation of Mirae Asset Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Mirae Asset Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of Mirae Asset Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Mirae Asset Short Term Fund Direct-Growth?
As of 30 Sep 2026, Mirae Asset Short Term Fund Direct-Growth's debt portfolio has 61.30% in AAA-rated instruments, 0.97% in AA-rated, and 18.26% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Mirae Asset Short Term Fund Direct-Growth?
The latest portfolio disclosure for Mirae Asset Short Term Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.