Motilal Oswal Ultra Short Term Fund Direct-Growth
Debt: Ultra Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short TermBenchmark: CRISIL Ultra Short Duration Debt A-I IndexCheck Portfolio Overlap →
NAV: ₹18.75+0.06%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Motilal Oswal Ultra Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 85.14% | 97.27% | 96.69% | 86.11% | 95.89% | 94.52% |
| Others (incl. cash) | 14.86% | 2.73% | 3.31% | 13.88% | 4.10% | 5.48% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
19
Top Holding %
14.86%
Top 5 Holdings %
38.77%
Top 10 Holdings %
62.35%
Modified Duration
0.34 yrs
Avg. Maturity
0.37 yrs
Yield to Maturity
6.43%
AUM
₹515 Cr
Expense Ratio
0.25%
Since Inception
4.95%
Max Drawdown
-0.12%
Sharpe Ratio
1.97
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Reserve Bank of India | Financial | 50,00,000 | 48.61 | 9.43% | - |
| Axis Bank Ltd. | Financial | 25,00,000 | 24.96 | 4.84% | -1.73%↓ |
| Reserve Bank of India | Financial | 25,00,000 | 24.86 | 4.82% | -1.74%↓ |
| HDFC Bank Ltd. | Financial | 25,00,000 | 24.82 | 4.82% | -1.72%↓ |
| Bajaj Finance Ltd. | Financial | 25,00,000 | 24.53 | 4.76% | -1.70%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 25,00,000 | 24.27 | 4.71% | -1.69%↓ |
| Reserve Bank of India | Financial | 25,00,000 | 24.28 | 4.71% | -1.70%↓ |
| Bank Of Baroda | Financial | 25,00,000 | 24.25 | 4.70% | -1.69%↓ |
| Canara Bank | Financial | 25,00,000 | 24.2 | 4.70% | -1.68%↓ |
| Indian Bank | Financial | 25,00,000 | 24.21 | 4.70% | -1.68%↓ |
| Punjab National Bank | Financial | 25,00,000 | 24.18 | 4.69% | -1.68%↓ |
| Export-Import Bank Of India | Financial | 25,00,000 | 24.17 | 4.69% | - |
| Union Bank of India | Financial | 25,00,000 | 24.03 | 4.66% | - |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 25,00,000 | 24.02 | 4.66% | - |
| Aditya Birla Capital Ltd. | Financial | 25,00,000 | 24.01 | 4.66% | - |
| National Bank For Agriculture & Rural Development | Financial | 25,00,000 | 23.94 | 4.64% | -1.67%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 25,00,000 | 23.91 | 4.64% | -1.66%↓ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 65.87% | 43.99% |
| SOV | 18.96% | 11.04% |
| Cash & Call Money | 14.86% | 14.15% |
| Others | 0.31% | 1.03% |
| A | - | 0.01% |
| A+ | - | 0.01% |
| AA | - | 2.77% |
| AA+ | - | 4.35% |
| AA- | - | 0.59% |
| AAA | - | 13.14% |
| BBB | - | 1.64% |
| Cash | - | -0.09% |
| D | - | 1.10% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 04/02/2027 | SOV | 9.43% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 11/08/2026 | CRISIL A1+ | 4.84% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 10/09/2026 | SOV | 4.82% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 11/09/2026 | CRISIL A1+ | 4.82% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 365-D 06/11/2026 | CRISIL A1+ | 4.76% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 08/01/2027 | CRISIL A1+ | 4.71% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 11/02/2027 | SOV | 4.71% |
| Indian Bank | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL A1+ | 4.70% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 11/01/2027 | FITCH A1+ | 4.70% |
| Canara Bank | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL A1+ | 4.70% |
| Export-Import Bank Of India | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL A1+ | 4.69% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 4.69% |
| Cholamandalam Investment and Finance Company Ltd. | Commercial Paper | 0.00% | 364-D 15/02/2027 | ICRA A1+ | 4.66% |
| Aditya Birla Capital Ltd. | Commercial Paper | 0.00% | 210-D 22/02/2027 | CRISIL A1+ | 4.66% |
| Union Bank of India | Certificate of Deposit | 0.00% | 03/03/2027 | ICRA A1+ | 4.66% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 25/03/2027 | CRISIL A1+ | 4.64% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 4.64% |
Frequently Asked Questions
What are the top holdings of Motilal Oswal Ultra Short Term Fund Direct-Growth?
The top holdings of Motilal Oswal Ultra Short Term Fund Direct-Growth as of 31 Jul 2026 are Others (14.86%), Reserve Bank of India (9.43%), Axis Bank Ltd. (4.84%), Reserve Bank of India (4.82%), HDFC Bank Ltd. (4.82%). These top 5 stocks together account for 38.77% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Motilal Oswal Ultra Short Term Fund Direct-Growth hold in its portfolio?
Motilal Oswal Ultra Short Term Fund Direct-Growth holds 19 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Motilal Oswal Ultra Short Term Fund Direct-Growth?
The sector allocation of Motilal Oswal Ultra Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Motilal Oswal Ultra Short Term Fund Direct-Growth?
As of 31 Jul 2026, Motilal Oswal Ultra Short Term Fund Direct-Growth has 0.00% allocated to equity, and 85.14% to debt. You can also check the historical trends above.
What is the market cap allocation of Motilal Oswal Ultra Short Term Fund Direct-Growth?
The market cap allocation of Motilal Oswal Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Motilal Oswal Ultra Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of Motilal Oswal Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Motilal Oswal Ultra Short Term Fund Direct-Growth?
As of 31 Jul 2026, Motilal Oswal Ultra Short Term Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 18.96% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Motilal Oswal Ultra Short Term Fund Direct-Growth?
The latest portfolio disclosure for Motilal Oswal Ultra Short Term Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.