Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth
Debt: Target Maturity - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Target MaturityBenchmark: CRISIL-IBX AAA Financial Services Index - Jan 2028Check Portfolio Overlap →
NAV: ₹11.46+0.05%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 93.36% | 93.91% | 94.47% | 95.00% | 95.58% | 96.92% |
| Others (incl. cash) | 6.64% | 6.09% | 5.53% | 5.00% | 4.42% | 3.08% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
20
Top Holding %
12.18%
Top 5 Holdings %
39.20%
Top 10 Holdings %
69.69%
Modified Duration
1.12 yrs
Avg. Maturity
1.28 yrs
Yield to Maturity
7.57%
AUM
₹82 Cr
Expense Ratio
0.15%
Since Inception
7.58%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Mahindra & Mahindra Financial Services Ltd. | Financial | 1,000 | 10 | 12.18% | -0.11%↓ |
| Power Finance Corporation Ltd. | Financial | 67 | 6.71 | 8.17% | -0.09%↓ |
| Kotak Mahindra Investments Ltd. | Financial | 500 | 5.02 | 6.11% | -0.05%↓ |
| Indian Railway Finance Corporation Ltd. | Financial | 50 | 5.01 | 6.10% | -0.05%↓ |
| Bajaj Finance Ltd. | Financial | 500 | 5.01 | 6.10% | -0.06%↓ |
| Kotak Mahindra Prime Ltd. | Financial | 50 | 5.01 | 6.10% | -0.05%↓ |
| Bajaj Housing Finance Ltd. | Financial | 50 | 5.01 | 6.10% | -0.06%↓ |
| LIC Housing Finance Ltd. | Financial | 50 | 5.01 | 6.10% | -0.06%↓ |
| Aditya Birla Finance Ltd. | Financial | 50 | 5 | 6.09% | -0.05%↓ |
| HDB Financial Services Ltd. | Financial | 500 | 4.99 | 6.08% | -0.06%↓ |
| Tata Capital Housing Finance Ltd. | Financial | 500 | 4.99 | 6.08% | -0.05%↓ |
| Tata Capital Financial Services Ltd. | Financial | 50 | 4.99 | 6.08% | -0.05%↓ |
| National Bank For Agriculture & Rural Development | Financial | 265 | 2.65 | 3.22% | 0.27%↑ |
| National Housing Bank | Financial | 250 | 2.5 | 3.05% | -0.03%↓ |
| HDB Financial Services Ltd. | Financial | 20 | 2 | 2.43% | -0.02%↓ |
| Indian Railway Finance Corporation Ltd. | Financial | 10 | 1 | 1.22% | -0.01%↓ |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 100 | 1 | 1.22% | -0.01%↓ |
| Kotak Mahindra Prime Ltd. | Financial | 50 | 0.5 | 0.61% | -0.01%↓ |
| Aditya Birla Finance Ltd. | Financial | 25 | 0.25 | 0.31% | 0.00% |
| Others | Others | 0 | 0.01 | 0.01% | 0.00% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 93.35% | 19.72% |
| Cash & Call Money | 6.64% | 14.97% |
| Others | 0.01% | 0.01% |
| A1+ | - | 0.71% |
| SOV | - | 61.06% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 0.00% | 24/12/2027 | CRISIL AAA | 12.18% |
| Power Finance Corporation Ltd. | Non Convertible Debenture | 7.74% | 29/01/2028 | CRISIL AAA | 8.17% |
| Kotak Mahindra Investments Ltd. | Bonds | 8.37% | 20/08/2027 | CRISIL AAA | 6.11% |
| Bajaj Finance Ltd. | Debenture | 8.12% | 10/09/2027 | CRISIL AAA | 6.10% |
| Bajaj Housing Finance Ltd. | Debenture | 7.98% | 18/11/2027 | CRISIL AAA | 6.10% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.54% | 31/10/2027 | CRISIL AAA | 6.10% |
| LIC Housing Finance Ltd. | Debenture | 7.95% | 29/01/2028 | CRISIL AAA | 6.10% |
| Kotak Mahindra Prime Ltd. | Debenture | 7.99% | 17/09/2027 | CRISIL AAA | 6.10% |
| Aditya Birla Finance Ltd. | Non Convertible Debenture | 7.92% | 27/12/2027 | ICRA AAA | 6.09% |
| Tata Capital Financial Services Ltd. | Debenture | 7.68% | 07/09/2027 | CRISIL AAA | 6.08% |
| HDB Financial Services Ltd. | Non Convertible Debenture | 7.96% | 05/01/2028 | CRISIL AAA | 6.08% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.71% | 14/01/2028 | CRISIL AAA | 6.08% |
| National Bank For Agriculture & Rural Development | Debenture | 7.62% | 31/01/2028 | CRISIL AAA | 3.22% |
| National Housing Bank | Non Convertible Debenture | 7.59% | 08/09/2027 | CRISIL AAA | 3.05% |
| HDB Financial Services Ltd. | Debenture | 7.65% | 10/09/2027 | CRISIL AAA | 2.43% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.33% | 28/08/2027 | CRISIL AAA | 1.22% |
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 0.00% | 25/03/2027 | CRISIL AAA | 1.22% |
| Kotak Mahindra Prime Ltd. | Debenture | 8.12% | 21/06/2027 | CRISIL AAA | 0.61% |
| Aditya Birla Finance Ltd. | Debenture | 8.33% | 19/05/2027 | CRISIL AAA | 0.31% |
| Others | Margin Money | 0.00% | 0 | - | 0.01% |
Frequently Asked Questions
What are the top holdings of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth?
The top holdings of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth as of 31 Aug 2026 are Mahindra & Mahindra Financial Services Ltd. (12.18%), Power Finance Corporation Ltd. (8.17%), Others (6.64%), Kotak Mahindra Investments Ltd. (6.11%), Indian Railway Finance Corporation Ltd. (6.10%). These top 5 stocks together account for 39.20% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth hold in its portfolio?
Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth holds 20 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth?
The sector allocation of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth?
As of 31 Aug 2026, Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth has 0.00% allocated to equity, and 93.36% to debt. You can also check the historical trends above.
What is the market cap allocation of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth?
The market cap allocation of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth's portfolio?
The portfolio PE ratio of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth?
As of 31 Aug 2026, Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth's debt portfolio has 93.35% in AAA-rated instruments, - in AA-rated, and - in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth?
The latest portfolio disclosure for Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.