Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth
Debt: Target Maturity - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Target MaturityBenchmark: CRISIL-IBX AAA Financial Services Index - Jan 2028
NAV: ₹11.34+0.06%
10 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 94.47% | 95.00% | 95.58% | 96.92% | 97.42% | 96.42% |
| Others (incl. cash) | 5.53% | 5.00% | 4.42% | 3.08% | 2.58% | 3.58% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
18
Top Holding %
12.41%
Top 5 Holdings %
39.42%
Top 10 Holdings %
70.43%
Modified Duration
1.28 yrs
Avg. Maturity
1.46 yrs
Yield to Maturity
7.98%
AUM
₹81 Cr
Expense Ratio
0.15%
Since Inception
7.66%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Mahindra & Mahindra Financial Services Ltd. | Financial | 1,000 | 10.04 | 12.41% | 0.41%↑ |
| Power Finance Corporation Ltd. | Financial | 67 | 6.75 | 8.35% | 0.29%↑ |
| Kotak Mahindra Investments Ltd. | Financial | 500 | 5.03 | 6.22% | 0.19%↑ |
| LIC Housing Finance Ltd. | Financial | 50 | 5.03 | 6.22% | 0.21%↑ |
| Bajaj Housing Finance Ltd. | Financial | 50 | 5.03 | 6.22% | 0.21%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 50 | 5.02 | 6.21% | 0.21%↑ |
| Bajaj Finance Ltd. | Financial | 500 | 5.03 | 6.21% | 0.19%↑ |
| HDB Financial Services Ltd. | Financial | 500 | 5.01 | 6.20% | -5.81%↓ |
| Kotak Mahindra Prime Ltd. | Financial | 50 | 5.02 | 6.20% | 0.19%↑ |
| Tata Capital Housing Finance Ltd. | Financial | 500 | 5.01 | 6.19% | 0.20%↑ |
| Aditya Birla Finance Ltd. | Financial | 50 | 5.01 | 6.19% | 0.20%↑ |
| Tata Capital Financial Services Ltd. | Financial | 50 | 5 | 6.18% | 0.20%↑ |
| National Housing Bank | Financial | 250 | 2.52 | 3.11% | 0.11%↑ |
| National Bank For Agriculture & Rural Development | Financial | 240 | 2.41 | 2.98% | 0.10%↑ |
| HDB Financial Services Ltd. | Financial | 20 | 2 | 2.47% | - |
| Kotak Mahindra Prime Ltd. | Financial | 150 | 1.51 | 1.86% | 0.05%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 10 | 1 | 1.24% | 0.04%↑ |
| Others | Others | 0 | 0.01 | 0.01% | 0.01%↑ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 94.46% | 20.15% |
| Cash & Call Money | 5.53% | 3.69% |
| Others | 0.01% | 0.00% |
| A1+ | - | 0.32% |
| SOV | - | 74.76% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 0.00% | 24/12/2027 | CRISIL AAA | 12.41% |
| Power Finance Corporation Ltd. | Non Convertible Debenture | 7.74% | 29/01/2028 | CRISIL AAA | 8.35% |
| Bajaj Housing Finance Ltd. | Debenture | 7.98% | 18/11/2027 | CRISIL AAA | 6.22% |
| Kotak Mahindra Investments Ltd. | Bonds | 8.37% | 20/08/2027 | CRISIL AAA | 6.22% |
| LIC Housing Finance Ltd. | Debenture | 7.95% | 29/01/2028 | CRISIL AAA | 6.22% |
| Bajaj Finance Ltd. | Debenture | 8.12% | 10/09/2027 | CRISIL AAA | 6.21% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.54% | 31/10/2027 | CRISIL AAA | 6.21% |
| Kotak Mahindra Prime Ltd. | Debenture | 7.99% | 17/09/2027 | CRISIL AAA | 6.20% |
| HDB Financial Services Ltd. | Non Convertible Debenture | 7.96% | 05/01/2028 | CRISIL AAA | 6.20% |
| Aditya Birla Finance Ltd. | Non Convertible Debenture | 7.92% | 27/12/2027 | ICRA AAA | 6.19% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.71% | 14/01/2028 | CRISIL AAA | 6.19% |
| Tata Capital Financial Services Ltd. | Debenture | 7.68% | 07/09/2027 | CRISIL AAA | 6.18% |
| National Housing Bank | Non Convertible Debenture | 7.59% | 08/09/2027 | CRISIL AAA | 3.11% |
| National Bank For Agriculture & Rural Development | Debenture | 7.62% | 31/01/2028 | CRISIL AAA | 2.98% |
| HDB Financial Services Ltd. | Debenture | 7.65% | 10/09/2027 | CRISIL AAA | 2.47% |
| Kotak Mahindra Prime Ltd. | Debenture | 8.12% | 21/06/2027 | CRISIL AAA | 1.86% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.33% | 28/08/2027 | CRISIL AAA | 1.24% |
| Others | Margin Money | 0.00% | 0 | - | 0.01% |
Frequently Asked Questions
What are the top holdings of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth?
The top holdings of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth hold in its portfolio?
Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth holds 18 securities in its portfolio. The top 5 holdings account for 39.42% of the portfolio and the top 10 for 70.43% — a concentrated portfolio that amplifies stock-specific outcomes.
What is the sector allocation of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth?
The sector allocation of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth?
As of 30 Jun 2026, Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth has 0.00% in equity, 94.47% in debt and 5.53% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.98%.
What is the market cap allocation of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth?
The market cap distribution of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth a concentrated or diversified fund?
Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth holds 18 securities, with the top 10 accounting for 70.43% of the portfolio and the top 5 for 39.42%. With fewer than 30 holdings, this is a concentrated fund — each stock has a meaningful impact on performance.
What is the credit quality of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth?
The debt holdings of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth are rated as follows — AAA: 94.46%, Cash & Call Money: 5.53%, Others: 0.01%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth change its portfolio?
The portfolio currently holds 18 securities with the top 10 accounting for 70.43% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth?
The latest portfolio disclosure for Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.