Nippon India Equity Savings Fund Direct-Growth
Hybrid: Equity Savings - Growth (Open ended)
SEBI Riskometer: Moderately HighCategory: Hybrid: Equity SavingsBenchmark: NIFTY Equity Savings Total Return IndexCheck Portfolio Overlap →
NAV: ₹17.89-0.20%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Nippon India Equity Savings Fund Direct-Growth.
Market Cap Distribution
Large Cap (91.2%)
Mid Cap (8.8%)
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 28.22% | 29.05% | 29.76% | 27.76% | 27.34% | 27.52% |
| Debt | 18.22% | 22.32% | 22.96% | 23.95% | 24.60% | 24.36% |
| Others (incl. cash) | 41.03% | 46.66% | 47.28% | 48.29% | 48.05% | 48.12% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 12.52% | 1.97% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
67
P/E Ratio
20.43
P/B Ratio
2.93
Top Holding %
41.03%
Top 5 Holdings %
67.89%
Top 10 Holdings %
87.86%
Modified Duration
2.75 yrs
Avg. Maturity
3.35 yrs
Yield to Maturity
7.32%
AUM
₹744 Cr
Expense Ratio
0.99%
Since Inception
5.23%
Max Drawdown
-0.32%
Sharpe Ratio
0.18
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 4,66,800 | 61.7 | 8.29% | -0.80%↓ |
| HDFC Bank Ltd. | Financial | 7,68,800 | 54.48 | 7.32% | 0.25%↑ |
| Mahindra & Mahindra Ltd. | Automobile | 1,51,200 | 44.6 | 5.99% | -2.60%↓ |
| Reliance Industries Ltd. | Energy | 3,29,500 | 39.11 | 5.25% | 0.50%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 9,18,000 | 38.28 | 5.14% | 0.15%↑ |
| Bharti Airtel Ltd. | Communication | 2,02,000 | 35.49 | 4.77% | 0.02%↑ |
| Ashok Leyland Ltd. | Automobile | 16,25,000 | 25.06 | 3.37% | -0.34%↓ |
| Axis Bank Ltd. | Financial | 1,91,875 | 23.52 | 3.16% | -0.07%↓ |
| ITC Ltd. | Consumer Staples | 5,28,725 | 13.89 | 1.87% | 0.11%↑ |
| NTPC Ltd. | Energy | 3,60,767 | 11.64 | 1.56% | 0.03%↑ |
| Tata Steel Ltd. | Metals & Mining | 6,05,000 | 11.15 | 1.50% | 0.05%↑ |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 59,050 | 10.73 | 1.44% | -0.08%↓ |
| State Bank of India | Financial | 1,06,219 | 10.19 | 1.37% | -0.09%↓ |
| Infosys Ltd. | Technology | 94,860 | 9.43 | 1.27% | -0.13%↓ |
| Larsen & Toubro Ltd. | Construction | 23,000 | 8.65 | 1.16% | -0.04%↓ |
| Cummins India Ltd. | Capital Goods | 14,000 | 6.66 | 0.90% | -0.03%↓ |
| Eternal Ltd. | Services | 1,90,000 | 6.08 | 0.82% | 0.01%↑ |
| Coal India Ltd. | Materials | 1,36,955 | 5.82 | 0.78% | 0.55%↑ |
| Max Financial Services Ltd. | Financial | 40,000 | 5.49 | 0.74% | 0.33%↑ |
| Maruti Suzuki India Ltd. | Automobile | 4,552 | 5.45 | 0.73% | -0.07%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Financial | 9.16% | 9.05% | 9.29% | 8.44% | 7.65% | 7.77% |
| Energy | 3.36% | 3.36% | 3.74% | 3.42% | 3.59% | 3.77% |
| Technology | 2.47% | 2.67% | 2.45% | 2.03% | 2.27% | 2.31% |
| Capital Goods | 1.67% | 1.99% | 1.98% | 1.98% | 1.56% | 1.47% |
| Metals & Mining | 1.63% | 1.68% | 1.57% | 1.50% | 1.62% | 1.48% |
| Consumer Staples | 1.46% | 1.36% | 1.25% | 1.22% | 1.21% | 1.30% |
| Materials | 1.42% | 1.21% | 1.11% | 1.05% | 1.05% | 0.99% |
| Services | 1.33% | 1.60% | 1.48% | 1.41% | 1.23% | 1.24% |
| Automobile | 1.22% | 2.10% | 2.90% | 2.97% | 3.81% | 3.85% |
| Construction | 1.16% | 1.21% | 1.13% | 1.14% | 1.11% | 1.08% |
| Communication | 1.16% | 1.05% | 1.22% | 1.11% | 1.05% | 1.08% |
| Insurance | 0.99% | 0.47% | 0.41% | 0.41% | 0.42% | 0.41% |
| Healthcare | 0.90% | 0.97% | 0.92% | 0.82% | 0.78% | 0.78% |
| Consumer Discretionary | 0.31% | 0.33% | 0.30% | 0.26% | - | - |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| Cash | 39.19% | 23.59% |
| SOV | 11.52% | 8.02% |
| AAA | 3.33% | 4.73% |
| AA+ | 2.70% | 0.99% |
| Cash & Call Money | 1.84% | 16.79% |
| AA | 0.66% | 0.67% |
| Others | 0.01% | 0.47% |
| A+ | - | 0.08% |
| A1+ | - | 3.53% |
| AA- | - | 0.30% |
| D | - | 9.86% |
| Term Deposits | - | 0.15% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
Score not available.
Price Momentum score
Score not available.
Quality score
Score not available.
QVM score
Score not available.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 7.32% | 13/11/2030 | SOV | 3.41% |
| GOI | GOI Securities | 7.26% | 06/02/2033 | SOV | 2.71% |
| GOI | GOI Securities | 7.10% | 18/04/2029 | SOV | 2.04% |
| GOI | GOI Securities | 7.26% | 22/08/2032 | SOV | 1.36% |
| GOI | GOI Securities | 7.17% | 17/04/2030 | SOV | 1.36% |
| Godrej Housing Finance Ltd. | Non Convertible Debenture | 8.40% | 05/01/2028 | CRISIL AA+ | 1.35% |
| REC Ltd. | Bonds | 6.70% | 31/12/2029 | ICRA AAA | 1.30% |
| Indian Railway Finance Corporation Ltd. | Debenture | 8.45% | 04/12/2028 | CRISIL AAA | 0.68% |
| Vedanta Ltd. | Debenture | 9.45% | 05/06/2028 | CRISIL AA+ | 0.68% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.83% | 24/11/2028 | CRISIL AAA | 0.67% |
| REC Ltd. | Debenture | 7.55% | 31/03/2028 | CRISIL AAA | 0.67% |
| Muthoot Finance Ltd. | Debenture | 9.03% | 03/05/2029 | CRISIL AA+ | 0.67% |
| Rajasthan State | State Development Loan | 7.05% | 17/02/2031 | SOV | 0.66% |
| Vastu Finserve India Private Ltd. | Non Convertible Debenture | 8.75% | 23/09/2028 | CARE AA | 0.66% |
| Others | Margin Money | 0.00% | 0 | - | 0.01% |
Frequently Asked Questions
What are the top holdings of Nippon India Equity Savings Fund Direct-Growth?
The top holdings of Nippon India Equity Savings Fund Direct-Growth as of 30 Sep 2026 are Others (41.03%), ICICI Bank Ltd. (8.29%), HDFC Bank Ltd. (7.32%), Mahindra & Mahindra Ltd. (5.99%), Reliance Industries Ltd. (5.25%). These top 5 stocks together account for 67.89% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Nippon India Equity Savings Fund Direct-Growth hold in its portfolio?
Nippon India Equity Savings Fund Direct-Growth holds 67 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Nippon India Equity Savings Fund Direct-Growth?
As of 30 Sep 2026, Nippon India Equity Savings Fund Direct-Growth's top sector allocations are Financial (9.16%), Energy (3.36%), Technology (2.47%). You can find detailed sector allocation above.
What is the equity and debt allocation of Nippon India Equity Savings Fund Direct-Growth?
As of 30 Sep 2026, Nippon India Equity Savings Fund Direct-Growth has 28.22% allocated to equity, and 18.22% to debt. You can also check the historical trends above.
What is the market cap allocation of Nippon India Equity Savings Fund Direct-Growth?
As of 30 Sep 2026, Nippon India Equity Savings Fund Direct-Growth's market cap allocation is 91.20% in large caps, 8.80% in mid caps, and - in small caps.
What is the PE ratio of Nippon India Equity Savings Fund Direct-Growth's portfolio?
The portfolio PE ratio of Nippon India Equity Savings Fund Direct-Growth is 20.43 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of Nippon India Equity Savings Fund Direct-Growth?
As of 30 Sep 2026, Nippon India Equity Savings Fund Direct-Growth's debt portfolio has 3.33% in AAA-rated instruments, 0.66% in AA-rated, and 11.52% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Nippon India Equity Savings Fund Direct-Growth?
The latest portfolio disclosure for Nippon India Equity Savings Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.