Nippon India Equity Savings Fund Direct-Growth
Hybrid: Equity Savings - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Hybrid: Equity SavingsBenchmark: NIFTY Equity Savings Total Return Index
NAV: ₹18.3+0.35%
10 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Nippon India Equity Savings Fund Direct-Growth.
Market Cap Distribution
Large Cap (94.3%)
Mid Cap (5.7%)
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 27.76% | 27.34% | 27.52% | 24.86% | 25.70% | 25.60% |
| Debt | 23.95% | 24.60% | 24.36% | 24.41% | 22.72% | 22.53% |
| Others (incl. cash) | 48.29% | 48.05% | 48.12% | 50.73% | 51.58% | 51.87% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
72
P/E Ratio
20.99
P/B Ratio
2.83
Top Holding %
48.29%
Top 5 Holdings %
77.02%
Top 10 Holdings %
97.57%
Modified Duration
2.84 yrs
Avg. Maturity
3.54 yrs
Yield to Maturity
7.43%
AUM
₹835 Cr
Expense Ratio
0.93%
Since Inception
5.59%
Max Drawdown
-0.32%
Sharpe Ratio
0.41
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 5,70,400 | 78.44 | 9.40% | 0.89%↑ |
| Mahindra & Mahindra Ltd. | Automobile | 2,02,800 | 62.24 | 7.46% | -0.13%↓ |
| HDFC Bank Ltd. | Financial | 7,43,800 | 59.35 | 7.11% | 0.54%↑ |
| Reliance Industries Ltd. | Energy | 3,07,000 | 39.72 | 4.76% | -0.06%↓ |
| Bharti Airtel Ltd. | Communication | 2,02,000 | 37.41 | 4.48% | -0.98%↓ |
| Eternal Ltd. | Services | 13,63,700 | 36.08 | 4.32% | 0.27%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 9,18,000 | 36.01 | 4.31% | 0.13%↑ |
| Axis Bank Ltd. | Financial | 1,91,875 | 25.82 | 3.09% | 0.16%↑ |
| Grasim Industries Ltd. | Materials | 79,840 | 24.75 | 2.97% | 0.01%↑ |
| ITC Ltd. | Consumer Staples | 4,68,725 | 13.45 | 1.61% | 0.02%↑ |
| NTPC Ltd. | Energy | 3,60,767 | 12.87 | 1.54% | -0.12%↓ |
| Tata Steel Ltd. | Metals & Mining | 6,05,000 | 11.38 | 1.36% | -0.13%↓ |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 60,800 | 11.32 | 1.36% | 0.05%↑ |
| State Bank of India | Financial | 1,06,219 | 10.91 | 1.31% | 0.09%↑ |
| ICICI Prudential Life Insurance Company Ltd. | Insurance | 2,01,650 | 9.84 | 1.18% | -0.03%↓ |
| Larsen & Toubro Ltd. | Construction | 23,000 | 9.53 | 1.14% | 0.03%↑ |
| Infosys Ltd. | Technology | 94,860 | 9.49 | 1.14% | -0.17%↓ |
| Indusind Bank Ltd. | Financial | 99,400 | 9.19 | 1.10% | 0.02%↑ |
| Maruti Suzuki India Ltd. | Automobile | 6,052 | 8.54 | 1.02% | 0.08%↑ |
| Cummins India Ltd. | Capital Goods | 14,000 | 7.92 | 0.95% | -0.03%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Financial | 8.44% | 7.65% | 7.77% | 7.29% | 8.28% | 8.07% |
| Energy | 3.42% | 3.59% | 3.77% | 3.49% | 3.30% | 3.20% |
| Automobile | 2.97% | 3.81% | 3.85% | 3.93% | 4.29% | 4.10% |
| Technology | 2.03% | 2.27% | 2.31% | 2.11% | 2.00% | 2.49% |
| Capital Goods | 1.98% | 1.56% | 1.47% | 1.26% | 1.26% | 1.15% |
| Metals & Mining | 1.50% | 1.62% | 1.48% | 1.40% | 1.41% | 1.30% |
| Services | 1.41% | 1.23% | 1.24% | 0.82% | 0.86% | 0.93% |
| Consumer Staples | 1.22% | 1.21% | 1.30% | 0.99% | 1.00% | 1.03% |
| Construction | 1.14% | 1.11% | 1.08% | 0.94% | 1.04% | 0.96% |
| Communication | 1.11% | 1.05% | 1.08% | 1.03% | 1.00% | 1.05% |
| Materials | 1.05% | 1.05% | 0.99% | 0.65% | 0.61% | 0.62% |
| Healthcare | 0.82% | 0.78% | 0.78% | 0.56% | 0.18% | 0.17% |
| Insurance | 0.41% | 0.42% | 0.41% | 0.41% | 0.45% | 0.47% |
| Consumer Discretionary | 0.26% | - | - | - | - | - |
| Chemicals | - | - | - | - | - | 0.06% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| Cash | 44.61% | 30.02% |
| SOV | 12.97% | 8.80% |
| AAA | 6.01% | 6.07% |
| Cash & Call Money | 3.69% | 10.36% |
| AA | 2.53% | 0.62% |
| AA+ | 2.43% | 1.39% |
| Others | 0.02% | 0.16% |
| A+ | - | 0.12% |
| A1+ | - | 4.54% |
| AA- | - | 0.11% |
| D | - | 7.13% |
| Term Deposits | - | 0.03% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
Score not available.
Price Momentum score
Score not available.
Quality score
Score not available.
QVM score
Score not available.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 7.32% | 13/11/2030 | SOV | 4.34% |
| GOI | GOI Securities | 7.26% | 06/02/2033 | SOV | 2.47% |
| GOI | GOI Securities | 7.10% | 18/04/2029 | SOV | 1.84% |
| GOI | GOI Securities | 7.41% | 19/12/2036 | SOV | 1.25% |
| GOI | GOI Securities | 7.26% | 22/08/2032 | SOV | 1.24% |
| GOI | GOI Securities | 7.17% | 17/04/2030 | SOV | 1.23% |
| Godrej Housing Finance Ltd. | Non Convertible Debenture | 8.40% | 05/01/2028 | CRISIL AA+ | 1.20% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 1.20% |
| Kotak Mahindra Investments Ltd. | Non Convertible Debenture | 7.61% | 21/02/2029 | CRISIL AAA | 1.19% |
| REC Ltd. | Bonds | 6.70% | 31/12/2029 | ICRA AAA | 1.18% |
| Indian Railway Finance Corporation Ltd. | Debenture | 8.45% | 04/12/2028 | CRISIL AAA | 0.62% |
| Cholamandalam Investment and Finance Company Ltd. | Non Convertible Debenture | 9.10% | 27/06/2031 | ICRA AA+ | 0.61% |
| Truhome Finance Ltd. | Non Convertible Debenture | 9.25% | 04/10/2027 | CRISIL AA | 0.61% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.83% | 24/11/2028 | CRISIL AAA | 0.61% |
| Muthoot Finance Ltd. | Debenture | 9.03% | 03/05/2029 | CRISIL AA+ | 0.61% |
| Vedanta Ltd. | Debenture | 9.45% | 05/06/2028 | CRISIL AA | 0.61% |
| Adani Power Ltd. | Debenture | 8.20% | 25/01/2029 | CRISIL AA | 0.60% |
| Bajaj Finance Ltd. | Debenture | 7.82% | 31/01/2034 | CRISIL AAA | 0.60% |
| Rajasthan State | State Development Loan | 7.05% | 17/02/2031 | SOV | 0.60% |
| REC Ltd. | Debenture | 7.55% | 31/03/2028 | CRISIL AAA | 0.60% |
| Vastu Finserve India Private Ltd. | Non Convertible Debenture | 8.75% | 23/09/2028 | CARE AA | 0.59% |
| Telangana State Industrial Infrastructure Corporation Ltd. | Debenture | 9.35% | 31/12/2027 | FITCH AA(CE) | 0.12% |
| Others | Margin Money | 0.00% | 0 | - | 0.02% |
Frequently Asked Questions
What are the top holdings of Nippon India Equity Savings Fund Direct-Growth?
The top holdings of Nippon India Equity Savings Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Nippon India Equity Savings Fund Direct-Growth hold in its portfolio?
Nippon India Equity Savings Fund Direct-Growth holds 72 securities in its portfolio. The top 5 holdings account for 77.02% of the portfolio and the top 10 for 97.57%.
What is the sector allocation of Nippon India Equity Savings Fund Direct-Growth?
The sector allocation of Nippon India Equity Savings Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Nippon India Equity Savings Fund Direct-Growth?
As of 30 Jun 2026, Nippon India Equity Savings Fund Direct-Growth has 27.76% in equity, 23.95% in debt and 48.29% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.43%.
What is the market cap allocation of Nippon India Equity Savings Fund Direct-Growth?
Nippon India Equity Savings Fund Direct-Growth's equity portfolio — Large Cap: 94.30%, Mid Cap: 5.71%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.
Is Nippon India Equity Savings Fund Direct-Growth a concentrated or diversified fund?
Nippon India Equity Savings Fund Direct-Growth holds 72 securities, with the top 10 accounting for 97.57% of the portfolio and the top 5 for 77.02%. This is a moderately diversified fund balancing conviction positions with risk spread.
What is the credit quality of Nippon India Equity Savings Fund Direct-Growth?
The debt holdings of Nippon India Equity Savings Fund Direct-Growth are rated as follows — Cash: 44.61%, SOV: 12.97%, AAA: 6.01%, Cash & Call Money: 3.69%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Nippon India Equity Savings Fund Direct-Growth change its portfolio?
The portfolio currently holds 72 securities with the top 10 accounting for 97.57% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Nippon India Equity Savings Fund Direct-Growth's portfolio?
The weighted average PE ratio of Nippon India Equity Savings Fund Direct-Growth's portfolio is 20.99 and the PB ratio is 2.83. The debt portfolio has a modified duration of 2.84 years and an average maturity of 3.54 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.
When is the latest portfolio disclosure for Nippon India Equity Savings Fund Direct-Growth?
The latest portfolio disclosure for Nippon India Equity Savings Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.