Nippon India Money Market Fund Direct-Growth
Debt: Money Market - Growth (Open ended) Factsheet
NAV: ₹4,491.81+0.02%
10 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Nippon India Money Market Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 98.49% | 98.73% | 102.05% | 98.50% | 92.78% | 109.61% |
| Others (incl. cash) | 1.52% | 1.27% | -2.05% | 1.51% | 7.23% | -9.61% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
123
Top Holding %
3.48%
Top 5 Holdings %
14.80%
Top 10 Holdings %
24.91%
Modified Duration
0.54 yrs
Avg. Maturity
0.61 yrs
Yield to Maturity
7.70%
AUM
₹21,263 Cr
Expense Ratio
0.22%
Since Inception
7.31%
Max Drawdown
-0.01%
Sharpe Ratio
2.50
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Reserve Bank of India | Financial | 7,50,00,000 | 740.94 | 3.48% | 0.03%↑ |
| Punjab National Bank | Financial | 15,500 | 731.15 | 3.44% | 0.03%↑ |
| Indusind Bank Ltd. | Financial | 15,000 | 711.18 | 3.34% | 0.03%↑ |
| Reserve Bank of India | Financial | 5,00,00,000 | 493.52 | 2.32% | 0.03%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 10,000 | 472.23 | 2.22% | 0.02%↑ |
| UCO Bank | Financial | 10,000 | 472.5 | 2.22% | 0.02%↑ |
| Reserve Bank of India | Financial | 4,50,00,000 | 443.65 | 2.09% | 0.03%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 9,000 | 428.8 | 2.02% | 0.02%↑ |
| National Bank For Agriculture & Rural Development | Financial | 9,000 | 424.27 | 2.00% | -0.20%↓ |
| IDFC First Bank Ltd. | Financial | 8,000 | 378.85 | 1.78% | 0.02%↑ |
| Punjab National Bank | Financial | 8,000 | 377.72 | 1.78% | 0.02%↑ |
| National Bank For Agriculture & Rural Development | Financial | 7,500 | 356.01 | 1.67% | 0.01%↑ |
| HDFC Bank Ltd. | Financial | 7,000 | 335.85 | 1.58% | 0.02%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 7,000 | 332.54 | 1.56% | 0.01%↑ |
| Canara Bank | Financial | 6,500 | 306.41 | 1.44% | 0.45%↑ |
| National Bank For Agriculture & Rural Development | Financial | 6,000 | 285.28 | 1.34% | 0.01%↑ |
| Indusind Bank Ltd. | Financial | 6,000 | 283.98 | 1.34% | 0.02%↑ |
| Canara Bank | Financial | 5,500 | 261.32 | 1.23% | 0.46%↑ |
| Reserve Bank of India | Financial | 2,60,00,000 | 256.06 | 1.20% | 0.01%↑ |
| Karur Vysya Bank Ltd. | Financial | 5,000 | 244.31 | 1.15% | 0.01%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 84.45% | 88.01% |
| SOV | 13.75% | 11.86% |
| Cash & Call Money | 1.52% | -0.19% |
| Others | 0.28% | 0.29% |
| AAA | - | 0.03% |
| Cash | - | 0.00% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 21/08/2026 | SOV | 3.48% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 09/03/2027 | CARE A1+ | 3.44% |
| Indusind Bank Ltd. | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 3.34% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 27/08/2026 | SOV | 2.32% |
| UCO Bank | Certificate of Deposit | 0.00% | 23/02/2027 | CRISIL A1+ | 2.22% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 26/02/2027 | CRISIL A1+ | 2.22% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 03/09/2026 | SOV | 2.09% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 14/01/2027 | CRISIL A1+ | 2.02% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 10/03/2027 | CRISIL A1+ | 2.00% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 1.78% |
| IDFC First Bank Ltd. | Certificate of Deposit | 0.00% | 08/02/2027 | CRISIL A1+ | 1.78% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 1.67% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CRISIL A1+ | 1.58% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 1.56% |
| Canara Bank | Certificate of Deposit | 0.00% | 12/03/2027 | ICRA A1+ | 1.44% |
| Indusind Bank Ltd. | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 1.34% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 27/01/2027 | CRISIL A1+ | 1.34% |
| Canara Bank | Certificate of Deposit | 0.00% | 02/02/2027 | CRISIL A1+ | 1.23% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 10/09/2026 | SOV | 1.20% |
| Karur Vysya Bank Ltd. | Certificate of Deposit | 0.00% | 18/09/2026 | CRISIL A1+ | 1.15% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 16/12/2026 | CARE A1+ | 1.13% |
| Manappuram Finance Ltd. | Commercial Paper | 0.00% | 365-D 03/12/2026 | CRISIL A1+ | 1.13% |
| IDFC First Bank Ltd. | Certificate of Deposit | 0.00% | 27/01/2027 | CRISIL A1+ | 1.12% |
| Indian Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 1.12% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 27/01/2027 | ICRA A1+ | 1.12% |
| Bahadur Chand Investments Pvt. Ltd. | Commercial Paper | 0.00% | 365-D 19/01/2027 | CARE A1+ | 1.11% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 1.11% |
| Punjab & Sind Bank | Certificate of Deposit | 0.00% | 0 | ICRA A1+ | 1.11% |
| 360 ONE Wealth Ltd. | Commercial Paper | 0.00% | 364-D 18/01/2027 | CRISIL A1+ | 1.11% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 08/03/2027 | ICRA A1+ | 1.11% |
| Bharti Telecom Ltd. | Commercial Paper | 0.00% | 351-D 26/02/2027 | CRISIL A1+ | 1.11% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 1.11% |
| IGH Holdings Pvt. Ltd. | Commercial Paper | 0.00% | 363-D 08/03/2027 | CRISIL A1+ | 1.10% |
| Embassy Office Parks REIT | Commercial Paper | 0.00% | 347-D 23/03/2027 | CRISIL A1+ | 1.10% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 08/03/2027 | CARE A1+ | 1.00% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 365-D 28/01/2027 | ICRA A1+ | 1.00% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 18/09/2026 | SOV | 0.93% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 16/09/2026 | FITCH A1+ | 0.92% |
| Indian Bank | Certificate of Deposit | 0.00% | 12/01/2027 | CRISIL A1+ | 0.90% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 25/01/2027 | CARE A1+ | 0.90% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 03/11/2026 | CRISIL A1+ | 0.90% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/02/2027 | CRISIL A1+ | 0.89% |
| Indian Overseas Bank | Certificate of Deposit | 0.00% | 25/02/2027 | CARE A1+ | 0.89% |
| Bajaj Housing Finance Ltd. | Commercial Paper | 0.00% | 365-D 04/02/2027 | CRISIL A1+ | 0.89% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 15/02/2027 | CRISIL A1+ | 0.89% |
| Angel One Ltd. | Commercial Paper | 0.00% | 365-D 29/01/2027 | ICRA A1+ | 0.89% |
| AU Small Finance Bank Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CARE A1+ | 0.89% |
| Kotak Mahindra Securities Ltd. | Commercial Paper | 0.00% | 365-D 23/02/2027 | CRISIL A1+ | 0.89% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 21/01/2027 | CRISIL A1+ | 0.89% |
| Tata Capital Housing Finance Ltd. | Commercial Paper | 0.00% | 365-D 03/02/2027 | CRISIL A1+ | 0.89% |
| Kisetsu Saison Finance (India) Pvt Ltd. | Commercial Paper | 0.00% | 315-D 26/02/2027 | CARE A1+ | 0.89% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 365-D 18/02/2027 | CRISIL A1+ | 0.89% |
| Mindspace Business Parks REIT | Commercial Paper | 0.00% | 287-D 05/02/2027 | CRISIL A1+ | 0.89% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 02/03/2027 | CRISIL A1+ | 0.89% |
| Credila Financial Services Ltd. | Commercial Paper | 0.00% | 364-D 04/03/2027 | ICRA A1+ | 0.88% |
| Fedbank Financial Services Ltd. | Commercial Paper | 0.00% | 363-D 18/02/2027 | ICRA A1+ | 0.88% |
| Torrent Pharmaceuticals Ltd. | Commercial Paper | 0.00% | 337-D 22/12/2026 | ICRA A1+ | 0.79% |
| Indian Bank | Certificate of Deposit | 0.00% | 04/12/2026 | CRISIL A1+ | 0.79% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 14/01/2027 | CRISIL A1+ | 0.78% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 24/02/2027 | CARE A1+ | 0.78% |
| Union Bank of India | Certificate of Deposit | 0.00% | 19/01/2027 | ICRA A1+ | 0.78% |
| SBFC Finance Ltd. | Commercial Paper | 0.00% | 140-D 24/09/2026 | CARE A1+ | 0.69% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 02/10/2026 | SOV | 0.69% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 06/11/2026 | CARE A1+ | 0.68% |
| Export-Import Bank Of India | Commercial Paper | 0.00% | 363-D 25/01/2027 | CRISIL A1+ | 0.67% |
| Canara Bank | Certificate of Deposit | 0.00% | 12/01/2027 | CRISIL A1+ | 0.67% |
| Canara Bank | Certificate of Deposit | 0.00% | 11/03/2027 | CRISIL A1+ | 0.67% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 08/01/2027 | CARE A1+ | 0.67% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 0.56% |
| Gujarat State | State Development Loan | 7.59% | 15/02/2027 | SOV | 0.55% |
| Karnataka State | State Development Loan | 7.20% | 25/01/2027 | SOV | 0.52% |
| Gujarat State | State Development Loan | 7.19% | 25/01/2027 | SOV | 0.47% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 91-D 12/08/2026 | CRISIL A1+ | 0.46% |
| Kotak Mahindra Securities Ltd. | Commercial Paper | 0.00% | 168-D 25/09/2026 | ICRA A1+ | 0.46% |
| Canara Bank | Certificate of Deposit | 0.00% | 08/01/2027 | CRISIL A1+ | 0.45% |
| Manappuram Finance Ltd. | Commercial Paper | 0.00% | 365-D 26/11/2026 | CRISIL A1+ | 0.45% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 06/01/2027 | FITCH A1+ | 0.45% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL A1+ | 0.45% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 08/01/2027 | CRISIL A1+ | 0.45% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 14/01/2027 | CRISIL A1+ | 0.45% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 209-D 03/12/2026 | CRISIL A1+ | 0.45% |
| Canara Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 0.44% |
| Nuvama Wealth and Investment Limited | Commercial Paper | 0.00% | 360-D 05/02/2027 | CRISIL A1+ | 0.44% |
| 360 ONE Wealth Ltd. | Commercial Paper | 0.00% | 364-D 22/02/2027 | CRISIL A1+ | 0.44% |
| Union Bank of India | Commercial Paper | 0.00% | 16/03/2027 | ICRA A1+ | 0.44% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 0.44% |
| Fedbank Financial Services Ltd. | Commercial Paper | 0.00% | 364-D 05/03/2027 | CRISIL A1+ | 0.44% |
| Angel One Ltd. | Commercial Paper | 0.00% | 336-D 17/03/2027 | CARE A1+ | 0.44% |
| DSP Finance Pvt Ltd. | Commercial Paper | 0.00% | 365-D 09/03/2027 | CRISIL A1+ | 0.44% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 11/09/2026 | CRISIL A1+ | 0.41% |
| GOI | Central Government Loan | 8.23% | 12/02/2027 | SOV | 0.36% |
| Angel One Ltd. | Commercial Paper | 0.00% | 363-D 18/02/2027 | ICRA A1+ | 0.33% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 0.33% |
| Tamilnadu State | State Development Loan | 7.74% | 01/03/2027 | SOV | 0.27% |
| AU Small Finance Bank Ltd. | Certificate of Deposit | 0.00% | 13/11/2026 | CARE A1+ | 0.23% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 25/06/2026 | SOV | 0.23% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 365-D 06/11/2026 | CRISIL A1+ | 0.23% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 15/09/2026 | CARE A1+ | 0.23% |
| Canara Bank | Certificate of Deposit | 0.00% | 25/03/2027 | CRISIL A1+ | 0.22% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 05/02/2027 | CRISIL A1+ | 0.22% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 22/01/2027 | ICRA A1+ | 0.22% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/03/2027 | CRISIL A1+ | 0.22% |
| Kotak Mahindra Prime Ltd. | Commercial Paper | 0.00% | 350-D 24/03/2027 | CRISIL A1+ | 0.22% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 09/02/2027 | CRISIL A1+ | 0.22% |
| GOI | GOI Securities | 0.00% | 0 | SOV | 0.17% |
| Union Bank of India | Certificate of Deposit | 0.00% | 15/09/2026 | FITCH A1+ | 0.12% |
| Kerala State | State Development Loan | 8.07% | 15/06/2026 | SOV | 0.12% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 10/09/2026 | CRISIL A1+ | 0.12% |
| Karnataka State | State Development Loan | 7.59% | 15/02/2027 | SOV | 0.12% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 03/02/2027 | CARE A1+ | 0.11% |
| Kotak Mahindra Investments Ltd. | Commercial Paper | 0.00% | 329-D 14/09/2026 | CRISIL A1+ | 0.11% |
| Export-Import Bank Of India | Certificate of Deposit | 0.00% | 01/03/2027 | CRISIL A1+ | 0.11% |
| Karnataka State | State Development Loan | 7.75% | 01/03/2027 | SOV | 0.05% |
| Maharashtra State | State Development Loan | 7.39% | 09/11/2026 | SOV | 0.05% |
| Tamilnadu State | State Development Loan | 8.07% | 15/06/2026 | SOV | 0.05% |
| Union Bank of India | Certificate of Deposit | 0.00% | 01/06/2026 | ICRA A1+ | 0.03% |
| GOI | GOI Securities | 0.00% | 15/06/2026 | SOV | 0.03% |
| Maharashtra State | State Development Loan | 7.25% | 28/12/2026 | SOV | 0.02% |
| Kerala State | State Development Loan | 7.61% | 09/08/2026 | SOV | 0.02% |
| Maharashtra State | State Development Loan | 7.37% | 14/09/2026 | SOV | 0.01% |
| Others | Margin Money | 0.00% | 0 | - | 0.00% |
| Others | Interest Rate Swap | 0.00% | 0 | - | 0.00% |
| Kerala State | State Development Loan | 7.59% | 24/08/2026 | SOV | 0.00% |
Frequently Asked Questions
What are the top holdings of Nippon India Money Market Fund Direct-Growth?
The top holdings of Nippon India Money Market Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Nippon India Money Market Fund Direct-Growth hold in its portfolio?
Nippon India Money Market Fund Direct-Growth holds 123 securities in its portfolio. The top 5 holdings account for 14.80% of the portfolio and the top 10 for 24.91% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of Nippon India Money Market Fund Direct-Growth?
The sector allocation of Nippon India Money Market Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Nippon India Money Market Fund Direct-Growth?
As of 31 May 2026, Nippon India Money Market Fund Direct-Growth has 0.00% in equity, 98.49% in debt and 1.52% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.70%.
What is the market cap allocation of Nippon India Money Market Fund Direct-Growth?
The market cap distribution of Nippon India Money Market Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is Nippon India Money Market Fund Direct-Growth a concentrated or diversified fund?
Nippon India Money Market Fund Direct-Growth holds 123 securities, with the top 10 accounting for 24.91% of the portfolio and the top 5 for 14.80%. With 123 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of Nippon India Money Market Fund Direct-Growth?
The debt holdings of Nippon India Money Market Fund Direct-Growth are rated as follows — A1+: 84.45%, SOV: 13.75%, Cash & Call Money: 1.52%, Others: 0.28%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Nippon India Money Market Fund Direct-Growth change its portfolio?
The portfolio currently holds 123 securities with the top 10 accounting for 24.91% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Nippon India Money Market Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of Nippon India Money Market Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for Nippon India Money Market Fund Direct-Growth?
The latest portfolio disclosure for Nippon India Money Market Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.