NJ Balanced Advantage Fund Direct-Growth
Hybrid: Dynamic Asset Allocation - Growth (Open ended)
SEBI Riskometer: Very HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: NIFTY 50 Hybrid Composite Debt 50:50 IndexCheck Portfolio Overlap →
NAV: ₹14.06-0.28%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for NJ Balanced Advantage Fund Direct-Growth.
Market Cap Distribution
Large Cap (63.6%)
Mid Cap (24.6%)
Small Cap (11.8%)
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 63.84% | 65.63% | 62.67% | 67.59% | 62.36% | 67.45% |
| Debt | 9.09% | 6.47% | 8.87% | 7.69% | 8.04% | 9.34% |
| Others (incl. cash) | 27.07% | 27.90% | 28.45% | 24.72% | 29.60% | 23.21% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
142
P/E Ratio
23.94
P/B Ratio
3.71
Top Holding %
27.07%
Top 5 Holdings %
46.01%
Top 10 Holdings %
62.27%
Modified Duration
0.07 yrs
Avg. Maturity
0.07 yrs
Yield to Maturity
5.17%
AUM
₹3,242 Cr
Expense Ratio
1.10%
Since Inception
7.08%
Max Drawdown
-0.15%
Sharpe Ratio
0.23
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 25,61,319 | 181.52 | 5.60% | 0.41%↑ |
| Reliance Industries Ltd. | Energy | 12,64,000 | 150.04 | 4.63% | -0.14%↓ |
| ICICI Bank Ltd. | Financial | 10,15,678 | 134.24 | 4.14% | -0.11%↓ |
| Torrent Pharmaceuticals Ltd. | Healthcare | 2,44,069 | 117.15 | 3.61% | -0.12%↓ |
| Bosch Ltd. | Automobile | 24,442 | 115.12 | 3.55% | -0.22%↓ |
| Dr. Lal Pathlabs Ltd. | Healthcare | 5,19,598 | 103.24 | 3.18% | 0.15%↑ |
| Marico Ltd. | Consumer Staples | 13,07,849 | 102.8 | 3.17% | -0.06%↓ |
| Eicher Motors Ltd. | Automobile | 1,24,260 | 88.85 | 2.74% | -0.24%↓ |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 4,71,690 | 85.69 | 2.64% | -0.17%↓ |
| Britannia Industries Ltd. | Consumer Staples | 1,65,891 | 80.13 | 2.47% | -0.16%↓ |
| Cipla Ltd. | Healthcare | 5,89,325 | 79.32 | 2.45% | -0.16%↓ |
| ITC Ltd. | Consumer Staples | 29,15,086 | 76.59 | 2.36% | 0.12%↑ |
| Alkem Laboratories Ltd. | Healthcare | 1,39,138 | 71.84 | 2.22% | -0.02%↓ |
| Dr. Reddys Laboratories Ltd. | Healthcare | 5,69,611 | 70.23 | 2.17% | 0.18%↑ |
| Oil And Natural Gas Corporation Ltd. | Energy | 27,55,539 | 62.22 | 1.92% | -0.01%↓ |
| Nestle India Ltd. | Consumer Staples | 4,56,208 | 59.76 | 1.84% | -0.22%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 14,32,583 | 59.74 | 1.84% | -0.20%↓ |
| Pidilite Industries Ltd. | Chemicals | 3,88,864 | 56.97 | 1.76% | -0.22%↓ |
| Hero Motocorp Ltd. | Automobile | 99,549 | 52.17 | 1.61% | -0.03%↓ |
| Ajanta Pharma Ltd. | Healthcare | 1,41,738 | 51.32 | 1.58% | 0.04%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Healthcare | 17.53% | 17.50% | 17.63% | 18.06% | 16.99% | 16.67% |
| Consumer Staples | 11.04% | 11.33% | 11.94% | 12.36% | 12.07% | 13.05% |
| Financial | 9.95% | 10.38% | 10.22% | 10.91% | 9.91% | 10.79% |
| Automobile | 9.35% | 9.85% | 7.96% | 8.93% | 8.92% | 8.75% |
| Technology | 3.85% | 4.20% | 4.20% | 4.00% | 4.43% | 4.49% |
| Energy | 2.80% | 2.56% | 2.52% | 2.94% | 2.39% | 3.61% |
| Chemicals | 2.35% | 2.50% | 2.40% | 2.54% | 2.43% | 2.31% |
| Capital Goods | 1.92% | 2.14% | 1.66% | 2.10% | 1.35% | 2.20% |
| Services | 1.83% | 1.97% | 1.71% | 1.97% | 1.65% | 2.02% |
| Textiles | 1.55% | 1.49% | 1.67% | 1.83% | 1.71% | 1.65% |
| Materials | 1.24% | 1.27% | 0.81% | 1.34% | 1.04% | 1.30% |
| Consumer Discretionary | 0.45% | 0.49% | 0.55% | 0.62% | 0.64% | 0.63% |
| Insurance | 0.00% | - | - | - | - | - |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| Cash | 27.08% | 4.49% |
| Cash & Call Money | 4.56% | 8.10% |
| SOV | 4.52% | 7.34% |
| A | - | 0.01% |
| A+ | - | 0.04% |
| A- | - | 0.10% |
| A1+ | - | 1.87% |
| AA | - | 0.88% |
| AA+ | - | 1.76% |
| AA- | - | 0.24% |
| AAA | - | 8.73% |
| BBB+ | - | 0.06% |
| Others | - | 0.26% |
| Term Deposits | - | 0.02% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
48.4 / 100
Weighted average Value score is 48.4. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
57.1 / 100
Weighted average Price Momentum score is 57.1. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
74.5 / 100
Weighted average Quality score is 74.5. This indicates that portfolio has average quality using composite of quality measures.
QVM score
68.3 / 100
Weighted average QVM score is 68.3. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Frequently Asked Questions
What are the top holdings of NJ Balanced Advantage Fund Direct-Growth?
The top holdings of NJ Balanced Advantage Fund Direct-Growth as of 30 Sep 2026 are Others (27.07%), HDFC Bank Ltd. (5.60%), Reliance Industries Ltd. (4.63%), Others (4.57%), ICICI Bank Ltd. (4.14%). These top 5 stocks together account for 46.01% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does NJ Balanced Advantage Fund Direct-Growth hold in its portfolio?
NJ Balanced Advantage Fund Direct-Growth holds 142 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of NJ Balanced Advantage Fund Direct-Growth?
As of 30 Sep 2026, NJ Balanced Advantage Fund Direct-Growth's top sector allocations are Healthcare (17.53%), Consumer Staples (11.04%), Financial (9.95%). You can find detailed sector allocation above.
What is the equity and debt allocation of NJ Balanced Advantage Fund Direct-Growth?
As of 30 Sep 2026, NJ Balanced Advantage Fund Direct-Growth has 63.84% allocated to equity, and 9.09% to debt. You can also check the historical trends above.
What is the market cap allocation of NJ Balanced Advantage Fund Direct-Growth?
As of 30 Sep 2026, NJ Balanced Advantage Fund Direct-Growth's market cap allocation is 63.60% in large caps, 24.56% in mid caps, and 11.85% in small caps.
What is the PE ratio of NJ Balanced Advantage Fund Direct-Growth's portfolio?
The portfolio PE ratio of NJ Balanced Advantage Fund Direct-Growth is 23.94 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of NJ Balanced Advantage Fund Direct-Growth?
As of 30 Sep 2026, NJ Balanced Advantage Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 4.52% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for NJ Balanced Advantage Fund Direct-Growth?
The latest portfolio disclosure for NJ Balanced Advantage Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.