PGIM India Money Market Fund Direct-Growth
Debt: Money Market - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Money MarketBenchmark: CRISIL Money Market A-I IndexCheck Portfolio Overlap →
NAV: ₹1,481.83+0.02%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for PGIM India Money Market Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 99.78% | 99.74% | 101.74% | 100.74% | 107.83% | 91.00% |
| Others (incl. cash) | 0.22% | 0.26% | -1.74% | -0.74% | -7.83% | 9.00% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
15
Top Holding %
8.68%
Top 5 Holdings %
40.54%
Top 10 Holdings %
80.03%
Modified Duration
0.32 yrs
Avg. Maturity
0.34 yrs
Yield to Maturity
6.69%
AUM
₹123 Cr
Expense Ratio
0.17%
Since Inception
6.11%
Max Drawdown
-0.01%
Sharpe Ratio
2.51
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Kotak Mahindra Bank Ltd. | Financial | 11,00,000 | 10.69 | 8.68% | 0.18%↑ |
| Reserve Bank of India | Financial | 10,00,000 | 9.89 | 8.03% | - |
| Canara Bank | Financial | 10,00,000 | 9.8 | 7.96% | 0.18%↑ |
| National Bank For Agriculture & Rural Development | Financial | 10,00,000 | 9.78 | 7.94% | 0.17%↑ |
| Punjab National Bank | Financial | 10,00,000 | 9.77 | 7.93% | 0.17%↑ |
| Fedbank Financial Services Ltd. | Financial | 10,00,000 | 9.75 | 7.92% | 0.18%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 10,00,000 | 9.74 | 7.91% | 0.17%↑ |
| Bank Of Baroda | Financial | 10,00,000 | 9.72 | 7.89% | 0.17%↑ |
| HDFC Bank Ltd. | Financial | 10,00,000 | 9.72 | 7.89% | 0.17%↑ |
| Union Bank of India | Financial | 10,00,000 | 9.7 | 7.88% | 0.17%↑ |
| Others | Others | 0 | 8.13 | 6.60% | 0.40%↑ |
| Export-Import Bank Of India | Financial | 8,00,000 | 7.78 | 6.32% | 0.14%↑ |
| Infina Finance Pvt. Ltd. | Financial | 6,00,000 | 5.94 | 4.83% | 0.11%↑ |
| Reserve Bank of India | Financial | 1,65,639 | 1.58 | 1.28% | -4.08%↓ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 83.15% | 77.02% |
| SOV | 9.31% | 12.46% |
| Cash & Call Money | 6.82% | 5.52% |
| Others | 0.72% | 0.26% |
| AA | - | 0.40% |
| AA+ | - | 0.56% |
| AAA | - | 0.94% |
| Cash | - | 0.00% |
| Term Deposits | - | 0.32% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 8.68% |
| Reserve Bank of India | Treasury Bills | 0.00% | 17/12/2026 | SOV | 8.03% |
| Canara Bank | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL A1+ | 7.96% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 7.94% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 7.93% |
| Fedbank Financial Services Ltd. | Commercial Paper | 0.00% | 322-D 28/01/2027 | CRISIL A1+ | 7.92% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 7.91% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 05/03/2027 | ICRA A1+ | 7.89% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CARE A1+ | 7.89% |
| Union Bank of India | Commercial Paper | 0.00% | 16/03/2027 | ICRA A1+ | 7.88% |
| Others | CBLO | 0.00% | 0 | - | 6.60% |
| Export-Import Bank Of India | Certificate of Deposit | 0.00% | 01/03/2027 | CRISIL A1+ | 6.32% |
| Infina Finance Pvt. Ltd. | Commercial Paper | 0.00% | 364-D 17/11/2026 | CRISIL A1+ | 4.83% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 22/07/2027 | SOV | 1.28% |
Frequently Asked Questions
What are the top holdings of PGIM India Money Market Fund Direct-Growth?
The top holdings of PGIM India Money Market Fund Direct-Growth as of 30 Sep 2026 are Kotak Mahindra Bank Ltd. (8.68%), Reserve Bank of India (8.03%), Canara Bank (7.96%), National Bank For Agriculture & Rural Development (7.94%), Punjab National Bank (7.93%). These top 5 stocks together account for 40.54% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does PGIM India Money Market Fund Direct-Growth hold in its portfolio?
PGIM India Money Market Fund Direct-Growth holds 15 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of PGIM India Money Market Fund Direct-Growth?
The sector allocation of PGIM India Money Market Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of PGIM India Money Market Fund Direct-Growth?
As of 30 Sep 2026, PGIM India Money Market Fund Direct-Growth has 0.00% allocated to equity, and 99.78% to debt. You can also check the historical trends above.
What is the market cap allocation of PGIM India Money Market Fund Direct-Growth?
The market cap allocation of PGIM India Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of PGIM India Money Market Fund Direct-Growth's portfolio?
The portfolio PE ratio of PGIM India Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of PGIM India Money Market Fund Direct-Growth?
As of 30 Sep 2026, PGIM India Money Market Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 9.31% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for PGIM India Money Market Fund Direct-Growth?
The latest portfolio disclosure for PGIM India Money Market Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.