PGIM India Ultra Short Term Direct-Growth
Debt: Ultra Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short TermBenchmark: CRISIL Ultra Short Duration Debt A-I IndexCheck Portfolio Overlap →
NAV: ₹38.36+0.05%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for PGIM India Ultra Short Term Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 98.75% | 99.05% | 99.19% | 107.61% | 94.85% | 99.70% |
| Others (incl. cash) | 1.25% | 0.95% | 0.81% | -7.61% | 5.15% | 0.30% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
24
Top Holding %
15.11%
Top 5 Holdings %
40.14%
Top 10 Holdings %
63.69%
Modified Duration
0.39 yrs
Avg. Maturity
0.42 yrs
Yield to Maturity
6.71%
AUM
₹211 Cr
Expense Ratio
0.35%
Since Inception
7.85%
Max Drawdown
-0.30%
Sharpe Ratio
2.81
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Others | Others | 0 | 31.93 | 15.11% | 6.81%↑ |
| Axis Bank Ltd. | Financial | 15,00,000 | 14.77 | 6.99% | -1.34%↓ |
| Export-Import Bank Of India | Financial | 15,00,000 | 14.52 | 6.87% | - |
| Kotak Mahindra Bank Ltd. | Financial | 14,00,000 | 13.54 | 6.41% | -1.22%↓ |
| Reserve Bank of India | Financial | 10,57,200 | 10.06 | 4.76% | -2.54%↓ |
| Muthoot Finance Ltd. | Financial | 10,00,000 | 10.03 | 4.75% | - |
| REC Ltd. | Financial | 10,00,000 | 10.02 | 4.74% | -0.95%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 10,00,000 | 10 | 4.73% | - |
| Aditya Birla Money Ltd. | Financial | 10,00,000 | 9.99 | 4.72% | -0.91%↓ |
| Canara Bank | Financial | 10,00,000 | 9.74 | 4.61% | -0.89%↓ |
| National Bank For Agriculture & Rural Development | Financial | 10,00,000 | 9.73 | 4.60% | -0.89%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 10,00,000 | 9.69 | 4.58% | -0.88%↓ |
| HDFC Bank Ltd. | Financial | 10,00,000 | 9.67 | 4.57% | -0.88%↓ |
| Infina Finance Pvt. Ltd. | Financial | 9,00,000 | 8.86 | 4.19% | -0.80%↓ |
| Bajaj Housing Finance Ltd. | Financial | 6,00,000 | 6 | 2.84% | -0.57%↓ |
| Tata Steel Ltd. | Metals & Mining | 5,00,000 | 5 | 2.37% | -0.47%↓ |
| GIC Housing Finance Ltd. | Financial | 5,00,000 | 4.99 | 2.36% | -0.47%↓ |
| Bank Of Baroda | Financial | 5,00,000 | 4.83 | 2.29% | -0.44%↓ |
| HDFC Bank Ltd. | Financial | 4,00,000 | 3.92 | 1.86% | -0.35%↓ |
| ICICI Securities Ltd. | Financial | 3,00,000 | 3 | 1.42% | -0.27%↓ |
1 / 2
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 57.84% | 43.99% |
| Cash & Call Money | 16.36% | 14.15% |
| AAA | 10.41% | 13.14% |
| AA+ | 9.48% | 4.35% |
| SOV | 5.23% | 11.04% |
| Others | 0.68% | 1.03% |
| A | - | 0.01% |
| A+ | - | 0.01% |
| AA | - | 2.77% |
| AA- | - | 0.59% |
| BBB | - | 1.64% |
| Cash | - | -0.09% |
| D | - | 1.10% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Others | CBLO | 0.00% | 0 | - | 15.11% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 27/11/2026 | CRISIL A1+ | 6.99% |
| Export-Import Bank Of India | Certificate of Deposit | 0.00% | 01/03/2027 | CRISIL A1+ | 6.87% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 6.41% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 22/07/2027 | SOV | 4.76% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 8.97% | 18/01/2027 | CRISIL AA+ | 4.75% |
| REC Ltd. | Bonds | 7.71% | 26/02/2027 | CRISIL AAA | 4.74% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 91-D 03/09/2026 | CRISIL A1+ | 4.73% |
| Aditya Birla Money Ltd. | Commercial Paper | 0.00% | 91-D 08/09/2026 | CRISIL A1+ | 4.72% |
| Canara Bank | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL A1+ | 4.61% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 4.60% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 4.58% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CARE A1+ | 4.57% |
| Infina Finance Pvt. Ltd. | Commercial Paper | 0.00% | 364-D 17/11/2026 | CRISIL A1+ | 4.19% |
| Bajaj Housing Finance Ltd. | Debenture | 7.98% | 09/09/2026 | CRISIL AAA | 2.84% |
| Tata Steel Ltd. | Debenture | 8.15% | 01/10/2026 | CARE AA+ | 2.37% |
| GIC Housing Finance Ltd. | Debenture | 7.49% | 24/02/2027 | CRISIL AA+ | 2.36% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 05/03/2027 | ICRA A1+ | 2.29% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 21/12/2026 | CARE A1+ | 1.86% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 91-D 04/09/2026 | CRISIL A1+ | 1.42% |
| National Bank For Agriculture & Rural Development | Debenture | 7.70% | 30/09/2027 | ICRA AAA | 1.42% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 6.90% | 17/09/2027 | CRISIL AAA | 1.41% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 10/09/2026 | SOV | 0.47% |
Frequently Asked Questions
What are the top holdings of PGIM India Ultra Short Term Direct-Growth?
The top holdings of PGIM India Ultra Short Term Direct-Growth as of 31 Aug 2026 are Others (15.11%), Axis Bank Ltd. (6.99%), Export-Import Bank Of India (6.87%), Kotak Mahindra Bank Ltd. (6.41%), Reserve Bank of India (4.76%). These top 5 stocks together account for 40.14% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does PGIM India Ultra Short Term Direct-Growth hold in its portfolio?
PGIM India Ultra Short Term Direct-Growth holds 24 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of PGIM India Ultra Short Term Direct-Growth?
The sector allocation of PGIM India Ultra Short Term Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of PGIM India Ultra Short Term Direct-Growth?
As of 31 Aug 2026, PGIM India Ultra Short Term Direct-Growth has 0.00% allocated to equity, and 98.75% to debt. You can also check the historical trends above.
What is the market cap allocation of PGIM India Ultra Short Term Direct-Growth?
The market cap allocation of PGIM India Ultra Short Term Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of PGIM India Ultra Short Term Direct-Growth's portfolio?
The portfolio PE ratio of PGIM India Ultra Short Term Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of PGIM India Ultra Short Term Direct-Growth?
As of 31 Aug 2026, PGIM India Ultra Short Term Direct-Growth's debt portfolio has 10.41% in AAA-rated instruments, 9.48% in AA-rated, and 5.23% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for PGIM India Ultra Short Term Direct-Growth?
The latest portfolio disclosure for PGIM India Ultra Short Term Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.