mutual funds sbi balanced advantage fund directgrowth

holdings

SBI Balanced Advantage Fund Direct-Growth

Hybrid: Dynamic Asset Allocation - Growth (Open ended)

SEBI Riskometer: Very HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: NIFTY 50 Hybrid Composite Debt 50:50 IndexCheck Portfolio Overlap →

NAV: ₹15.85-0.93%

23 Oct 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for SBI Balanced Advantage Fund Direct-Growth.

Asset Allocation

As on 30 Sep 2026

Equity

55.91%

Debt

23.18%

Others

17.67%

Real estate

3.24%

Market Cap Distribution

Large Cap (73.6%)

Mid Cap (15.5%)

Small Cap (10.8%)

Historical Asset Allocation

Asset	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Equity	55.91%	54.91%	55.75%	54.72%	53.23%	52.72%
Debt	23.18%	22.30%	24.21%	24.93%	24.24%	23.59%
Others (incl. cash)	17.67%	20.62%	17.88%	18.16%	20.36%	21.49%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	3.24%	2.18%	2.15%	2.20%	2.17%	2.19%

Portfolio Snapshot

No. of Securities

132

P/E Ratio

15.52

P/B Ratio

2.39

Top Holding %

17.67%

Top 5 Holdings %

31.70%

Top 10 Holdings %

42.04%

Modified Duration

2.01 yrs

Avg. Maturity

2.89 yrs

Yield to Maturity

7.40%

AUM

₹40,545 Cr

Expense Ratio

0.86%

Since Inception

9.36%

Max Drawdown

-0.07%

Sharpe Ratio

0.43

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Reliance Industries Ltd.	Energy	1,44,77,542	1,718.48	4.24%	-0.18%↓
HDFC Bank Ltd.	Financial	2,10,46,804	1,491.59	3.68%	0.11%↑
ICICI Bank Ltd.	Financial	1,09,70,221	1,449.93	3.58%	-0.24%↓
GAIL (India) Ltd.	Energy	6,04,05,618	1,030.22	2.54%	-0.02%↓
Larsen & Toubro Ltd.	Construction	26,30,925	989.23	2.44%	-0.11%↓
Tech Mahindra Ltd.	Technology	54,82,687	835.56	2.06%	-0.07%↓
Indus Towers Ltd.	Communication	2,10,00,000	783.72	1.93%	-0.02%↓
Punjab National Bank	Financial	6,67,70,108	754.9	1.86%	0.04%↑
Tata Steel Ltd.	Metals & Mining	4,04,10,230	744.76	1.84%	0.05%↑
Axis Bank Ltd.	Financial	59,50,362	729.51	1.80%	-0.05%↓
Sun Pharmaceutical Industries Ltd.	Healthcare	37,27,299	677.1	1.67%	-0.10%↓
Tata Motors Passenger Vehicles Ltd.	Automobile	2,25,67,226	639.78	1.58%	-0.09%↓
Bandhan Bank Ltd.	Financial	3,33,64,400	594.65	1.47%	0.16%↑
Eternal Ltd.	Services	1,85,45,000	593.44	1.46%	0.01%↑
Cholamandalam Investment and Finance Company Ltd.	Financial	36,37,178	589.22	1.45%	-0.16%↓
Bharti Airtel Ltd.	Communication	31,49,850	553.43	1.36%	-0.00%↓
HCL Technologies Ltd.	Technology	43,19,651	531.32	1.31%	-0.05%↓
ITC Ltd.	Consumer Staples	1,98,14,663	520.63	1.28%	0.07%↑
Star Health and Allied Insurance Company Ltd.	Insurance	97,24,027	519.9	1.28%	-
Torrent Power Ltd.	Energy	40,90,223	509.6	1.26%	0.07%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Financial	14.82%	15.05%	15.58%	14.82%	14.28%	14.69%
Energy	11.46%	11.64%	11.66%	11.75%	10.97%	11.74%
Technology	4.02%	4.22%	4.23%	3.62%	4.35%	4.46%
Automobile	3.99%	4.14%	4.20%	4.17%	4.30%	4.15%
Healthcare	3.95%	4.16%	4.00%	3.98%	3.70%	3.52%
Services	3.73%	2.94%	3.30%	3.50%	3.11%	3.62%
Consumer Staples	2.76%	2.73%	2.90%	2.90%	2.94%	3.16%
Insurance	2.52%	1.32%	1.32%	1.32%	1.26%	1.19%
Metals & Mining	2.32%	2.20%	2.21%	2.28%	2.46%	2.50%
Communication	2.29%	2.28%	2.09%	1.88%	1.89%	1.83%
Construction	2.16%	2.27%	2.17%	2.32%	2.32%	0.49%
Consumer Discretionary	0.91%	0.89%	1.03%	1.10%	0.66%	0.64%
Materials	0.62%	0.64%	0.60%	0.62%	0.65%	0.67%
Chemicals	0.37%	0.37%	0.39%	0.38%	0.25%	-
Capital Goods	-	-	-	0.00%	-	0.01%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash	11.51%	4.49%
AAA	8.22%	8.73%
Cash & Call Money	6.16%	8.10%
AA+	5.81%	1.76%
SOV	5.08%	7.34%
AA	3.70%	0.88%
A1+	0.36%	1.87%
A	-	0.01%
A+	-	0.04%
A-	-	0.10%
AA-	-	0.24%
BBB+	-	0.06%
Others	-	0.26%
Term Deposits	-	0.02%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

62.2 / 100

Weighted average Value score is 62.2. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

54.8 / 100

Weighted average Price Momentum score is 54.8. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

66.6 / 100

Weighted average Quality score is 66.6. This indicates that portfolio has average quality using composite of quality measures.

QVM score

71.4 / 100

Weighted average QVM score is 71.4. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
ACC Ltd.	-1.57
Hindustan Unilever Ltd.	-1.56
Tata Motors Passenger Vehicles Ltd.	-1.66
Torrent Power Ltd.	-1.7
Tube Investments of India Ltd.	-1.47
Sona BLW Precision Forgings Ltd.	-1.03
Swiggy Ltd.	-1.35

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Dr. Reddys Laboratories Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Bajaj Finserv Ltd., Bajaj Finance Ltd., Cholamandalam Investment and Finance Company Ltd., Grasim Industries Ltd., Life Insurance Corporation of India, Mahindra & Mahindra Financial Services Ltd., Shriram Finance Ltd., Swiggy Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Grasim Industries Ltd.	2.2
Tata Power Company Ltd.	2.02
Interglobe Aviation Ltd.	11.15

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Reserve Bank of India	Treasury Bills	0.00%	364-D 04/03/2027	SOV	2.05%
Cholamandalam Investment and Finance Company Ltd.	Non Convertible Debenture	0.00%	0	[ICRA]AA	1.57%
Muthoot Finance Ltd.	Debenture	0.00%	26/07/2029	CRISIL AA+	1.23%
Adani Power Ltd.	Debenture	0.00%	27/01/2028	CRISIL AA	1.11%
JSW Kalinga Steel Ltd.	Debenture	0.00%	0	CRISIL AA	1.03%
GOI	GOI Securities	7.32%	13/11/2030	SOV	0.88%
Motilal Oswal Financial Services Ltd.	Non Convertible Debenture	0.00%	25/10/2029	CRISIL AA+	0.80%
Tata Power Company Ltd.	Non Convertible Debenture	7.50%	14/07/2031	CRISIL AA+	0.79%
Bharti Telecom Ltd.	Debenture	8.75%	05/11/2028	CRISIL AAA	0.75%
Bajaj Finance Ltd.	Debenture	7.82%	31/01/2034	CRISIL AAA	0.74%
LIC Housing Finance Ltd.	Non Convertible Debenture	7.58%	23/03/2035	CRISIL AAA	0.74%
Reserve Bank of India	Treasury Bills	0.00%	364-D 28/01/2027	SOV	0.71%
Jamnagar Utilities and Power Pvt. Ltd.	Debenture	7.43%	24/10/2034	CRISIL AAA	0.60%
Tamilnadu State	State Development Loan	7.52%	03/12/2055	SOV	0.59%
Torrent Power Ltd.	Non Convertible Debenture	0.00%	0	CRISIL AA+	0.49%
Reserve Bank of India	Treasury Bills	0.00%	91-D 27/11/2026	SOV	0.49%
Muthoot Finance Ltd.	Non Convertible Debenture	8.45%	26/06/2029	CRISIL AA+	0.49%
Bharti Telecom Ltd.	Debenture	7.45%	15/12/2028	CRISIL AAA	0.48%
National Bank For Agriculture & Rural Development	Debenture	6.66%	12/10/2028	[ICRA]AAA	0.48%
ICICI Prudential Life Insurance Company Ltd.	Debenture	8.03%	19/12/2034	CRISIL AAA	0.46%
Bharti Telecom Ltd.	Non Convertible Debenture	8.75%	05/11/2029	CRISIL AAA	0.44%
Small Industries Devp. Bank of India Ltd.	Bonds	7.51%	12/06/2028	CRISIL AAA	0.43%
Torrent Pharmaceuticals Ltd.	Non Convertible Debenture	7.60%	19/01/2029	[ICRA]AA+	0.39%
Muthoot Finance Ltd.	Bonds	8.40%	28/08/2028	CRISIL AA+	0.37%
Mahindra & Mahindra Financial Services Ltd.	Non Convertible Debenture	0.00%	18/06/2029	CRISIL AAA	0.37%
Mahindra Rural Housing Finance Ltd.	Debenture	8.41%	28/02/2029	CRISIL AAA	0.37%
Summit Digitel Infrastructure Pvt. Ltd.	Debenture	7.58%	30/10/2031	CRISIL AAA	0.36%
HDFC Life Insurance Co Ltd.	Non Convertible Debenture	8.10%	14/02/2035	[ICRA]AAA	0.36%
Reliance Industries Ltd.	Debenture	7.47%	16/09/2031	CRISIL AAA	0.25%
National Bank For Agriculture & Rural Development	Debenture	7.80%	15/03/2027	[ICRA]AAA	0.25%
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	[ICRA]AAA	0.25%
Jio Credit Ltd.	Debenture	7.78%	07/07/2029	CRISIL AAA	0.24%
Muthoot Finance Ltd.	Debenture	7.85%	22/02/2029	CRISIL AA+	0.24%
GOI	GOI Securities	6.01%	21/07/2030	SOV	0.24%
Tata Motors Passenger Vehicles Ltd.	Non Convertible Debenture	7.08%	11/05/2028	CRISIL AA+	0.24%
Sundaram Finance Ltd.	Debenture	7.05%	11/10/2028	[ICRA]AAA	0.24%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	18/02/2027	CRISIL A1+	0.24%
National Bank For Agriculture & Rural Development	Bonds	7.44%	17/07/2029	CRISIL AAA	0.24%
Muthoot Finance Ltd.	Debenture	8.52%	07/04/2028	CRISIL AA+	0.23%
Muthoot Finance Ltd.	Debenture	8.78%	20/05/2027	CRISIL AA+	0.21%
ONGC Petro Additions Ltd.	Debenture	8.29%	25/01/2027	CRISIL AA+	0.19%
LIC Housing Finance Ltd.	Bonds	7.07%	29/04/2030	CRISIL AAA	0.18%
Madhya Pradesh State	State Development Loan	7.56%	04/03/2039	SOV	0.13%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	09/03/2027	CRISIL A1+	0.12%
Muthoot Finance Ltd.	Debenture	8.52%	26/05/2028	CRISIL AA+	0.12%
Muthoot Finance Ltd.	Bonds	8.85%	20/12/2028	CRISIL AA+	0.02%
Small Industries Devp. Bank of India Ltd.	Bonds	7.49%	11/06/2029	CRISIL AAA	0.00%

Frequently Asked Questions

What are the top holdings of SBI Balanced Advantage Fund Direct-Growth?

The top holdings of SBI Balanced Advantage Fund Direct-Growth as of 30 Sep 2026 are Others (17.67%), Reliance Industries Ltd. (4.24%), HDFC Bank Ltd. (3.68%), ICICI Bank Ltd. (3.58%), GAIL (India) Ltd. (2.54%). These top 5 stocks together account for 31.70% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does SBI Balanced Advantage Fund Direct-Growth hold in its portfolio?

SBI Balanced Advantage Fund Direct-Growth holds 132 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of SBI Balanced Advantage Fund Direct-Growth?

As of 30 Sep 2026, SBI Balanced Advantage Fund Direct-Growth's top sector allocations are Financial (14.82%), Energy (11.46%), Technology (4.02%). You can find detailed sector allocation above.

What is the equity and debt allocation of SBI Balanced Advantage Fund Direct-Growth?

As of 30 Sep 2026, SBI Balanced Advantage Fund Direct-Growth has 55.91% allocated to equity, and 23.18% to debt. You can also check the historical trends above.

What is the market cap allocation of SBI Balanced Advantage Fund Direct-Growth?

As of 30 Sep 2026, SBI Balanced Advantage Fund Direct-Growth's market cap allocation is 73.65% in large caps, 15.54% in mid caps, and 10.81% in small caps.

What is the PE ratio of SBI Balanced Advantage Fund Direct-Growth's portfolio?

The portfolio PE ratio of SBI Balanced Advantage Fund Direct-Growth is 15.52 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of SBI Balanced Advantage Fund Direct-Growth?

As of 30 Sep 2026, SBI Balanced Advantage Fund Direct-Growth's debt portfolio has 8.22% in AAA-rated instruments, 3.70% in AA-rated, and 5.08% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for SBI Balanced Advantage Fund Direct-Growth?

The latest portfolio disclosure for SBI Balanced Advantage Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Equity

55.91%

54.91%

55.75%

54.72%

53.23%

52.72%

Debt

23.18%

22.30%

24.21%

24.93%

24.24%

23.59%

Others (incl. cash)

17.67%

20.62%

17.88%

18.16%

20.36%

21.49%

Commodities

0.00%

Real Estate

3.24%

2.18%

2.15%

2.20%

2.17%

2.19%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Reliance Industries Ltd.

Energy

1,44,77,542

1,718.48

4.24%

-0.18%↓

HDFC Bank Ltd.

Financial

2,10,46,804

1,491.59

3.68%

0.11%↑

ICICI Bank Ltd.

Financial

1,09,70,221

1,449.93

3.58%

-0.24%↓

GAIL (India) Ltd.

Energy

6,04,05,618

1,030.22

2.54%

-0.02%↓

Larsen & Toubro Ltd.

Construction

26,30,925

989.23

2.44%

-0.11%↓

Tech Mahindra Ltd.

Technology

54,82,687

835.56

2.06%

-0.07%↓

Indus Towers Ltd.

Communication

2,10,00,000

783.72

1.93%

-0.02%↓

Punjab National Bank

Financial

6,67,70,108

754.9

1.86%

0.04%↑

Tata Steel Ltd.

Metals & Mining

4,04,10,230

744.76

1.84%

0.05%↑

Axis Bank Ltd.

Financial

59,50,362

729.51

1.80%

-0.05%↓

Sun Pharmaceutical Industries Ltd.

Healthcare

37,27,299

677.1

1.67%

-0.10%↓

Tata Motors Passenger Vehicles Ltd.

Automobile

2,25,67,226

639.78

1.58%

-0.09%↓

Bandhan Bank Ltd.

Financial

3,33,64,400

594.65

1.47%

0.16%↑

Eternal Ltd.

Services

1,85,45,000

593.44

1.46%

0.01%↑

Cholamandalam Investment and Finance Company Ltd.

Financial

36,37,178

589.22

1.45%

-0.16%↓

Bharti Airtel Ltd.

Communication

31,49,850

553.43

1.36%

-0.00%↓

HCL Technologies Ltd.

Technology

43,19,651

531.32

1.31%

-0.05%↓

ITC Ltd.

Consumer Staples

1,98,14,663

520.63

1.28%

0.07%↑

Star Health and Allied Insurance Company Ltd.

Insurance

97,24,027

519.9

1.28%

Torrent Power Ltd.

Energy

40,90,223

509.6

1.26%

0.07%↑

Sector

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Financial

14.82%

15.05%

15.58%

14.82%

14.28%

14.69%

Energy

11.46%

11.64%

11.66%

11.75%

10.97%

11.74%

Technology

4.02%

4.22%

4.23%

3.62%

4.35%

4.46%

Automobile

3.99%

4.14%

4.20%

4.17%

4.30%

4.15%

Healthcare

3.95%

4.16%

4.00%

3.98%

3.70%

3.52%

Services

3.73%

2.94%

3.30%

3.50%

3.11%

3.62%

Consumer Staples

2.76%

2.73%

2.90%

2.94%

3.16%

Insurance

2.52%

1.32%

1.26%

1.19%

Metals & Mining

2.32%

2.20%

2.21%

2.28%

2.46%

2.50%

Communication

2.29%

2.28%

2.09%

1.88%

1.89%

1.83%

Construction

2.16%

2.27%

2.17%

2.32%

0.49%

Consumer Discretionary

0.91%

0.89%

1.03%

1.10%

0.66%

0.64%

Materials

0.62%

0.64%

0.60%

0.62%

0.65%

0.67%

Chemicals

0.37%

0.39%

0.38%

0.25%

Capital Goods

0.00%

0.01%

Rating

Fund