SBI Balanced Advantage Fund Direct-Growth
Hybrid: Dynamic Asset Allocation - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
NAV: ₹16.53-1.16%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for SBI Balanced Advantage Fund Direct-Growth.
Market Cap Distribution
Large Cap (76.7%)
Mid Cap (15.0%)
Small Cap (8.3%)
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 53.23% | 52.72% | 51.23% | 47.43% | 48.33% | 53.15% |
| Debt | 24.24% | 23.59% | 26.84% | 26.01% | 22.67% | 26.55% |
| Others (incl. cash) | 20.36% | 21.49% | 19.64% | 24.26% | 26.69% | 18.06% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 2.17% | 2.19% | 2.30% | 2.30% | 2.30% | 2.24% |
Portfolio Snapshot
No. of Securities
143
P/E Ratio
14.03
P/B Ratio
2.52
Top Holding %
20.36%
Top 5 Holdings %
35.67%
Top 10 Holdings %
46.37%
Modified Duration
1.98 yrs
Avg. Maturity
3.10 yrs
Yield to Maturity
7.41%
AUM
₹40,674 Cr
Expense Ratio
0.89%
Since Inception
10.91%
Max Drawdown
-0.07%
Sharpe Ratio
0.70
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Reliance Industries Ltd. | Energy | 1,53,25,542 | 2,024.81 | 4.98% | -0.41%↓ |
| HDFC Bank Ltd. | Financial | 2,20,46,454 | 1,641.47 | 4.04% | -0.14%↓ |
| ICICI Bank Ltd. | Financial | 1,09,70,221 | 1,378.3 | 3.39% | -0.01%↓ |
| Larsen & Toubro Ltd. | Construction | 29,01,300 | 1,182.71 | 2.91% | 1.03%↑ |
| GAIL (India) Ltd. | Energy | 6,04,05,618 | 993.73 | 2.44% | 0.02%↑ |
| Tata Motors Passenger Vehicles Ltd. | Automobile | 2,25,67,226 | 888.92 | 2.19% | 0.29%↑ |
| Tata Steel Ltd. | Metals & Mining | 4,04,10,230 | 840.61 | 2.07% | -0.03%↓ |
| Tech Mahindra Ltd. | Technology | 54,82,687 | 813.58 | 2.00% | 0.02%↑ |
| Axis Bank Ltd. | Financial | 60,46,612 | 777.96 | 1.91% | 0.03%↑ |
| Punjab National Bank | Financial | 6,67,70,108 | 708.1 | 1.74% | -0.05%↓ |
| CESC Ltd. | Energy | 3,70,00,000 | 673.73 | 1.66% | 0.09%↑ |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 37,27,299 | 670.62 | 1.65% | -0.01%↓ |
| Mahindra & Mahindra Ltd. | Automobile | 21,86,709 | 665.98 | 1.64% | -0.03%↓ |
| Indus Towers Ltd. | Communication | 1,40,68,000 | 621.88 | 1.53% | 0.11%↑ |
| Bank Of Baroda | Financial | 2,16,46,950 | 581.22 | 1.43% | 0.03%↑ |
| Torrent Power Ltd. | Energy | 40,90,223 | 580.93 | 1.43% | -0.31%↓ |
| Bharti Airtel Ltd. | Communication | 31,49,850 | 576.11 | 1.42% | -0.04%↓ |
| ITC Ltd. | Consumer Staples | 1,98,13,813 | 568.46 | 1.40% | -0.13%↓ |
| Biocon Ltd. | Healthcare | 1,30,21,205 | 558.15 | 1.37% | 0.22%↑ |
| HCL Technologies Ltd. | Technology | 43,19,651 | 511.36 | 1.26% | -0.01%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Financial | 14.28% | 14.69% | 14.34% | 13.36% | 13.15% | 14.97% |
| Energy | 10.97% | 11.74% | 10.93% | 10.37% | 9.78% | 11.01% |
| Technology | 4.35% | 4.46% | 4.77% | 3.96% | 5.02% | 4.81% |
| Automobile | 4.30% | 4.15% | 3.96% | 4.54% | 4.27% | 4.85% |
| Healthcare | 3.70% | 3.52% | 3.51% | 2.87% | 2.62% | 2.83% |
| Services | 3.11% | 3.62% | 3.31% | 2.16% | 2.31% | 2.41% |
| Consumer Staples | 2.94% | 3.16% | 3.11% | 3.24% | 3.32% | 3.78% |
| Metals & Mining | 2.46% | 2.50% | 2.70% | 2.73% | 3.34% | 3.19% |
| Construction | 2.32% | 0.49% | 0.48% | 0.48% | 0.79% | 1.98% |
| Communication | 1.89% | 1.83% | 1.82% | 1.38% | 1.40% | 1.38% |
| Insurance | 1.26% | 1.19% | 1.22% | 1.40% | 1.39% | 1.46% |
| Consumer Discretionary | 0.66% | 0.64% | 0.60% | 0.50% | 0.50% | 0.02% |
| Materials | 0.65% | 0.67% | 0.42% | 0.38% | 0.39% | 0.40% |
| Chemicals | 0.25% | - | - | - | - | - |
| Capital Goods | - | 0.01% | 0.02% | - | 0.00% | - |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| Cash | 16.44% | 7.28% |
| AAA | 7.87% | 8.77% |
| SOV | 7.20% | 8.71% |
| Cash & Call Money | 3.93% | 5.85% |
| AA+ | 3.30% | 1.50% |
| A1+ | 3.13% | 2.77% |
| AA | 2.16% | 1.27% |
| Others | 0.58% | 0.46% |
| A | - | 0.03% |
| A+ | - | 0.19% |
| A- | - | 0.26% |
| AA- | - | 0.18% |
| BBB+ | - | 0.22% |
| Term Deposits | - | 0.04% |
| Unrated | - | 0.01% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
60.8 / 100
Weighted average Value score is 60.8. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
57.7 / 100
Weighted average Price Momentum score is 57.7. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
69.9 / 100
Weighted average Quality score is 69.9. This indicates that portfolio has average quality using composite of quality measures.
QVM score
74.1 / 100
Weighted average QVM score is 74.1. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 04/03/2027 | SOV | 2.00% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 16/07/2026 | SOV | 1.34% |
| Muthoot Finance Ltd. | Debenture | 0.00% | 26/07/2029 | CRISIL AA+ | 1.23% |
| Adani Power Ltd. | Debenture | 0.00% | 27/01/2028 | CRISIL AA | 1.17% |
| JSW Kalinga Steel Ltd. | Debenture | 0.00% | 0 | CRISIL AA | 0.99% |
| Madhya Pradesh State | State Development Loan | 7.56% | 04/03/2039 | SOV | 0.96% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 0.93% |
| GOI | GOI Securities | 7.32% | 13/11/2030 | SOV | 0.88% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 0.81% |
| Bharti Telecom Ltd. | Debenture | 8.75% | 05/11/2028 | CRISIL AAA | 0.74% |
| Bajaj Finance Ltd. | Debenture | 7.82% | 31/01/2034 | CRISIL AAA | 0.73% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 7.58% | 23/03/2035 | CRISIL AAA | 0.73% |
| Tamilnadu State | State Development Loan | 7.52% | 03/12/2055 | SOV | 0.71% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 28/01/2027 | SOV | 0.70% |
| Jamnagar Utilities and Power Pvt. Ltd. | Debenture | 7.43% | 24/10/2034 | CRISIL AAA | 0.59% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 7.50% | 30/09/2026 | - | 0.58% |
| LIC Housing Finance Ltd. GDR/GDS | Commercial Paper | 0.00% | 347-D 23/02/2027 | CRISIL A1+ | 0.58% |
| ICICI Prudential Life Insurance Company Ltd. | Debenture | 8.03% | 19/12/2034 | CRISIL AAA | 0.52% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 8.45% | 26/06/2029 | CRISIL AA+ | 0.49% |
| National Bank For Agriculture & Rural Development | Debenture | 6.66% | 12/10/2028 | [ICRA]AAA | 0.48% |
| Bharti Telecom Ltd. | Debenture | 7.45% | 15/12/2028 | CRISIL AAA | 0.48% |
| Mindspace Business Parks REIT | Debenture | 7.93% | 20/03/2027 | CRISIL AAA | 0.47% |
| Godrej Properties Ltd. | Debenture | 8.30% | 19/03/2027 | [ICRA]AA+ | 0.47% |
| Bharti Telecom Ltd. | Non Convertible Debenture | 8.75% | 05/11/2029 | CRISIL AAA | 0.43% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.51% | 12/06/2028 | CRISIL AAA | 0.43% |
| Torrent Pharmaceuticals Ltd. | Non Convertible Debenture | 7.60% | 19/01/2029 | [ICRA]AA+ | 0.39% |
| Muthoot Finance Ltd. | Bonds | 8.40% | 28/08/2028 | CRISIL AA+ | 0.37% |
| Mahindra Rural Housing Finance Ltd. | Debenture | 8.41% | 28/02/2029 | CRISIL AAA | 0.37% |
| REC Ltd. | Debenture | 6.52% | 31/01/2028 | [ICRA]AAA | 0.36% |
| Madhya Pradesh State | State Development Loan | 7.74% | 11/03/2047 | SOV | 0.36% |
| Summit Digitel Infrastructure Pvt. Ltd. | Debenture | 7.58% | 30/10/2031 | CRISIL AAA | 0.36% |
| HDFC Life Insurance Co Ltd. | Non Convertible Debenture | 8.10% | 14/02/2035 | [ICRA]AAA | 0.36% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 0.35% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CRISIL A1+ | 0.35% |
| National Bank For Agriculture & Rural Development | Debenture | 7.80% | 15/03/2027 | [ICRA]AAA | 0.25% |
| GOI | GOI Securities | 6.01% | 21/07/2030 | SOV | 0.24% |
| Tata Motors Passenger Vehicles Ltd. | Non Convertible Debenture | 7.08% | 11/05/2028 | CRISIL AA+ | 0.24% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | [ICRA]AAA | 0.24% |
| LIC Housing Finance Ltd. | Bonds | 7.07% | 29/04/2030 | CRISIL AAA | 0.18% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CRISIL A1+ | 0.12% |
| Muthoot Finance Ltd. | Bonds | 8.85% | 20/12/2028 | CRISIL AA+ | 0.12% |
| Tata Communications Ltd. | Debenture | 7.75% | 29/08/2026 | CARE AAA | 0.12% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.49% | 11/06/2029 | CRISIL AAA | 0.00% |
Frequently Asked Questions
What are the top holdings of SBI Balanced Advantage Fund Direct-Growth?
The top holdings of SBI Balanced Advantage Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does SBI Balanced Advantage Fund Direct-Growth hold in its portfolio?
SBI Balanced Advantage Fund Direct-Growth holds 143 securities in its portfolio. The top 5 holdings account for 35.67% of the portfolio and the top 10 for 46.37% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of SBI Balanced Advantage Fund Direct-Growth?
The sector allocation of SBI Balanced Advantage Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of SBI Balanced Advantage Fund Direct-Growth?
As of 31 May 2026, SBI Balanced Advantage Fund Direct-Growth has 53.23% in equity, 24.24% in debt and 20.36% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.41%.
What is the market cap allocation of SBI Balanced Advantage Fund Direct-Growth?
SBI Balanced Advantage Fund Direct-Growth's equity portfolio — Large Cap: 76.69%, Mid Cap: 15.00%, Small Cap: 8.31%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.
Is SBI Balanced Advantage Fund Direct-Growth a concentrated or diversified fund?
SBI Balanced Advantage Fund Direct-Growth holds 143 securities, with the top 10 accounting for 46.37% of the portfolio and the top 5 for 35.67%. With 143 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of SBI Balanced Advantage Fund Direct-Growth?
The debt holdings of SBI Balanced Advantage Fund Direct-Growth are rated as follows — Cash: 16.44%, AAA: 7.87%, SOV: 7.20%, Cash & Call Money: 3.93%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does SBI Balanced Advantage Fund Direct-Growth change its portfolio?
The portfolio currently holds 143 securities with the top 10 accounting for 46.37% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of SBI Balanced Advantage Fund Direct-Growth's portfolio?
The weighted average PE ratio of SBI Balanced Advantage Fund Direct-Growth's portfolio is 14.03 and the PB ratio is 2.52. The debt portfolio has a modified duration of 1.98 years and an average maturity of 3.10 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.
When is the latest portfolio disclosure for SBI Balanced Advantage Fund Direct-Growth?
The latest portfolio disclosure for SBI Balanced Advantage Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.