mutual funds sbi banking and psu fund directgrowth

performance

SBI Banking and PSU Fund Direct-Growth

Debt: Banking and PSU - Growth (Open ended)

SBI Banking and PSU Fund Direct-GrowthNAV: 3,507.61 as on 07 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: ModerateCategory: Debt: Banking and PSUBenchmark: Nifty Banking & PSU Debt Index A-II

NAV: ₹3,507.61-0.20%

08 Jul 2026

Rolling Returns Analysis

Rolling annualized returns of SBI Banking and PSU Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.

Metric	1 Yr Rolling Returns	3 Yr Rolling Returns	5 Yr Rolling Returns	7 Yr Rolling Returns
Analysis period	21 Jan, 2014 - 08 Jul, 2026	22 Feb, 2016 - 08 Jul, 2026	19 Mar, 2018 - 08 Jul, 2026	17 Apr, 2020 - 22 Jan, 2026
Average returns	8.19%	7.95%	7.89%	8.09%
Standard deviation	2.47%	1.59%	1.11%	0.83%
Best returns	13.69% 1 year ending on 13 Jul, 2020	10.22% 3 years ending on 24 Nov, 2016	9.65% 5 years ending on 13 Jul, 2020	9.83% 7 years ending on 13 Jul, 2020
Worst returns	2.03% 1 year ending on 27 Sep, 2022	4.52% 3 years ending on 11 Aug, 2023	5.89% 5 years ending on 21 Jan, 2026	7.23% 7 years ending on 09 Feb, 2024
Period with positive return	100.00%	100.00%	100.00%	100.00%
Period with return > 5%	86.00%	94.85%	100.00%	100.00%
Period with return > 10%	25.79%	6.82%	0.00%	0.00%
Period with return > 15%	0.00%	0.00%	0.00%	0.00%
Beat % Category	46.41%	44.85%	43.62%	31.89%
Beat % Benchmark	35.52%	12.45%	11.57%	3.69%

Trailing Returns

Point-to-point returns of SBI Banking and PSU Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.

-5%

10%

2.9%

-8.0%

YTD

1.2%

1.1%

3.6%

1 M

2.9%

-7.1%

6 M

5.2%

-5.4%

1 Y

7.4%

7.3%

8.6%

3 Y

6.2%

6.4%

10.0%

5 Y

7.2%

7.3%

12.5%

10 Y

Fund

Debt: Banking and PSU

Nifty Banking & PSU Debt Index A-II

Name	YTD	1 M	6 M	1 Y	3 Y	5 Y	10 Y	Since Inception
Fund	2.88%	1.17%	2.93%	5.18%	7.38%	6.23%	7.24%	7.82%
Debt: Banking and PSU	2.86%	1.11%	2.90%	5.23%	7.33%	6.38%	7.30%	-
Nifty Banking & PSU Debt Index A-II	-8.00%	3.61%	-7.10%	-5.37%	8.58%	10.00%	12.47%	-
Rank in category	11	8	10	10	9	13	-	-
Funds in category	20	20	20	20	19	18	13	-

Period Returns

Calendar-year, quarterly and monthly return history of SBI Banking and PSU Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.

Returns

Percentile rank

Annual

Quarterly

Monthly

Historical Performance

Track NAV movement and cumulative returns of SBI Banking and PSU Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.

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Frequently Asked Questions

What are the 1-year returns of SBI Banking and PSU Fund Direct-Growth?

The 1-year trailing return for SBI Banking and PSU Fund Direct-Growth is shown in the Trailing Returns section. It is compared against the Debt: Banking and PSU category average and benchmark for context.

What are the 3-year returns of SBI Banking and PSU Fund Direct-Growth?

The 3-year CAGR for SBI Banking and PSU Fund Direct-Growth is in the Trailing Returns section, with benchmark and category comparisons.

What are the 5-year returns of SBI Banking and PSU Fund Direct-Growth?

The 5-year CAGR for SBI Banking and PSU Fund Direct-Growth is in the Trailing Returns section. 5-year CAGR is a standard metric for medium-term performance consistency.

What are the returns of SBI Banking and PSU Fund Direct-Growth since inception?

SBI Banking and PSU Fund Direct-Growth has delivered a CAGR of 7.82% since its launch. The fund's maximum historical drawdown has been -0.03%, indicating its worst peak-to-trough decline during this period. Since-inception returns capture performance across multiple market cycles and are most useful for evaluating long-term wealth creation.

How has SBI Banking and PSU Fund Direct-Growth performed vs its category over the long term?

Performance vs category average across 1Y, 3Y, 5Y and 10Y periods is in the Trailing Returns section. Rolling returns show how consistently the fund beats its category over time.

What is the Sharpe ratio of SBI Banking and PSU Fund Direct-Growth?

The Sharpe ratio of SBI Banking and PSU Fund Direct-Growth is 0.91. Sharpe ratio measures risk-adjusted return — how much excess return the fund generates per unit of risk. A Sharpe above 1.0 is generally considered good; above 2.0 is excellent.

What is the alpha of SBI Banking and PSU Fund Direct-Growth?

The alpha of SBI Banking and PSU Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section. Alpha = fund return − (risk-free rate + beta × market excess return). A positive alpha is the fund manager's value-add above the benchmark.

What is the beta of SBI Banking and PSU Fund Direct-Growth?

The beta of SBI Banking and PSU Fund Direct-Growth is in the Alpha, Beta & Sharpe section. Beta below 1.0 means lower volatility than the benchmark; above 1.0 means higher sensitivity to market moves.

What are the rolling returns of SBI Banking and PSU Fund Direct-Growth?

Rolling returns for SBI Banking and PSU Fund Direct-Growth across all 1Y, 3Y, 5Y investment windows are shown in the Rolling Returns section. Unlike trailing returns, rolling returns reveal how the fund has performed across all possible entry and exit dates — offering a much more complete picture of consistency.

How consistent are the period-wise returns of SBI Banking and PSU Fund Direct-Growth?

Period-wise annual returns for SBI Banking and PSU Fund Direct-Growth across each financial year are in the Period Returns section. This shows whether the fund has been positive in most years and how it has fared in bear markets.

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Metric

1 Yr Rolling Returns

3 Yr Rolling Returns

5 Yr Rolling Returns

7 Yr Rolling Returns

Analysis period

21 Jan, 2014 - 08 Jul, 2026

22 Feb, 2016 - 08 Jul, 2026

19 Mar, 2018 - 08 Jul, 2026

17 Apr, 2020 - 22 Jan, 2026

Average returns

8.19%

7.95%

7.89%

8.09%

Standard deviation

2.47%

1.59%

1.11%

0.83%

Best returns

13.69%

1 year ending on 13 Jul, 2020

10.22%

3 years ending on 24 Nov, 2016

9.65%

5 years ending on 13 Jul, 2020

9.83%

7 years ending on 13 Jul, 2020

Worst returns

2.03%

1 year ending on 27 Sep, 2022

4.52%

3 years ending on 11 Aug, 2023

5.89%

5 years ending on 21 Jan, 2026

7.23%

7 years ending on 09 Feb, 2024

Period with positive return

100.00%

Period with return > 5%

86.00%

94.85%

100.00%

Period with return > 10%

25.79%

6.82%

0.00%

Period with return > 15%

0.00%

Beat % Category

46.41%

44.85%

43.62%

31.89%

Beat % Benchmark

35.52%

12.45%

11.57%

3.69%

Name

YTD

1 M

6 M

1 Y

3 Y

5 Y

10 Y

Since Inception

Fund

2.88%

1.17%

2.93%

5.18%

7.38%

6.23%

7.24%

7.82%

Debt: Banking and PSU

2.86%

1.11%

2.90%

5.23%

7.33%

6.38%

7.30%

Nifty Banking & PSU Debt Index A-II

-8.00%

3.61%

-7.10%

-5.37%

8.58%

10.00%

12.47%

Rank in category

Funds in category