mutual funds sbi conservative hybrid fund directgrowth

holdings

SBI Conservative Hybrid Fund Direct-Growth

Hybrid: Conservative Hybrid - Growth (Open ended)

SBI Conservative Hybrid Fund Direct-GrowthNAV: 84.37 as on 06 Sep, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Moderately HighCategory: Hybrid: Conservative HybridBenchmark: NIFTY 50 Hybrid Composite Debt 15:85 Conservative IndexCheck Portfolio Overlap →

NAV: ₹84.37-0.05%

07 Sept 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for SBI Conservative Hybrid Fund Direct-Growth.

Asset Allocation

As on 31 Aug 2026

Debt

70.08%

Equity

24.37%

Others

5.55%

Market Cap Distribution

Large Cap (37.4%)

Mid Cap (11.7%)

Small Cap (50.9%)

Historical Asset Allocation

Asset	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026
Equity	24.37%	23.22%	24.35%	24.21%	24.09%	21.81%
Debt	70.08%	73.05%	74.17%	71.56%	70.96%	72.74%
Others (incl. cash)	5.55%	3.73%	1.48%	4.24%	4.95%	5.45%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

109

P/E Ratio

29.07

P/B Ratio

2.83

Top Holding %

5.55%

Top 5 Holdings %

16.94%

Top 10 Holdings %

28.47%

Modified Duration

2.76 yrs

Avg. Maturity

3.75 yrs

Yield to Maturity

7.86%

AUM

₹10,226 Cr

Expense Ratio

0.98%

Since Inception

9.67%

Max Drawdown

-0.12%

Sharpe Ratio

0.70

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Kingfa Science & Technology (India) Ltd.	Chemicals	2,89,910	175.41	1.72%	-0.05%↓
Biocon Ltd.	Healthcare	38,00,000	156.56	1.53%	-0.05%↓
Asian Paints Ltd.	Materials	5,60,000	148.6	1.45%	-0.06%↓
ICICI Bank Ltd.	Financial	9,20,000	133.77	1.31%	0.02%↑
Bajaj Finserv Ltd.	Financial	6,50,000	131.37	1.28%	-0.01%↓
Axis Bank Ltd.	Financial	10,10,000	131.3	1.28%	0.06%↑
Reliance Industries Ltd.	Energy	9,20,000	117.48	1.15%	-0.03%↓
Grindwell Norton Ltd.	Metals & Mining	4,81,630	97.43	0.95%	-0.05%↓
Hatsun Agro Product Ltd.	Consumer Staples	7,68,243	91.46	0.89%	0.23%↑
HDFC Life Insurance Co Ltd.	Insurance	16,50,000	89.65	0.88%	-0.01%↓
Gland Pharma Ltd.	Healthcare	3,08,000	88.88	0.87%	0.09%↑
HDFC Bank Ltd.	Financial	11,00,000	77.99	0.76%	-0.05%↓
Cipla Ltd.	Healthcare	4,70,000	66.23	0.65%	-
Max Financial Services Ltd.	Financial	4,00,000	62.92	0.62%	0.03%↑
Wonderla Holidays Ltd.	Services	11,25,384	60.46	0.59%	0.06%↑
Carborundum Universal Ltd.	Metals & Mining	4,70,000	52.01	0.51%	0.02%↑
GR Infraprojects Ltd.	Construction	5,50,000	48.19	0.47%	-0.01%↓
VST Industries Ltd.	Consumer Staples	22,30,896	46.79	0.46%	-0.02%↓
Shree Cement Ltd.	Materials	20,000	46.4	0.45%	-0.06%↓
Jubilant FoodWorks Ltd.	Services	8,30,000	41.17	0.40%	0.04%↑

1 / 3

Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026
Financial	5.59%	5.55%	6.25%	4.40%	4.36%	3.24%
Consumer Staples	3.13%	2.35%	2.42%	2.93%	3.18%	2.85%
Chemicals	3.10%	2.68%	2.87%	3.23%	3.29%	3.01%
Healthcare	3.05%	2.36%	2.35%	2.40%	1.97%	2.01%
Materials	2.45%	2.78%	2.73%	3.29%	3.20%	2.93%
Metals & Mining	1.46%	1.49%	1.57%	1.40%	1.24%	1.06%
Energy	1.15%	1.18%	1.17%	1.24%	1.35%	1.30%
Services	1.11%	1.25%	1.07%	1.10%	1.18%	1.10%
Construction	1.05%	0.96%	0.97%	0.99%	1.02%	0.85%
Insurance	0.88%	0.89%	0.94%	1.00%	0.99%	1.02%
Capital Goods	0.62%	0.94%	0.89%	1.04%	1.02%	0.92%
Consumer Discretionary	0.46%	0.45%	0.83%	0.59%	0.62%	0.57%
Textiles	0.33%	0.34%	0.30%	0.30%	0.32%	0.64%
Automobile	-	-	-	0.31%	0.35%	0.31%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	31.94%	19.16%
AA+	16.09%	4.67%
AA	14.37%	4.10%
Cash & Call Money	5.55%	14.07%
SOV	3.52%	23.51%
A+	1.82%	1.42%
A1+	1.56%	3.19%
Others	0.29%	0.18%
A	-	0.78%
A-	-	0.25%
AA-	-	0.99%
B+	-	1.85%
B-	-	2.24%
BBB+	-	0.00%
Cash	-	0.14%
D	-	0.09%
Term Deposits	-	0.01%
Unrated	-	0.09%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

50.1 / 100

Weighted average Value score is 50.1. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

57.1 / 100

Weighted average Price Momentum score is 57.1. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

64.9 / 100

Weighted average Quality score is 64.9. This indicates that portfolio has average quality using composite of quality measures.

QVM score

62.3 / 100

Weighted average QVM score is 62.3. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Avanti Feeds Ltd.	3.33
PI Industries Ltd.	-1.49
VST Industries Ltd.	-1.69

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Afcons Infrastructure Ltd., PI Industries Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Afcons Infrastructure Ltd., Aptus Value Housing Finance India Ltd., Bajaj Finserv Ltd., GR Infraprojects Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Jubilant FoodWorks Ltd.	2.14

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
National Bank For Agriculture & Rural Development	Debenture	7.16%	14/12/2029	[ICRA]AAA	3.13%
Adani Power Ltd.	Debenture	0.00%	27/01/2028	CRISIL AA	2.92%
JTPM Metal Traders Ltd.	Debenture	0.00%	30/04/2030	CRISIL AA	2.90%
Torrent Power Ltd.	Non Convertible Debenture	0.00%	0	CRISIL AA+	2.45%
Sundaram Finance Ltd.	Bonds	7.75%	08/08/2028	CRISIL AAA	2.44%
Tata Power Company Ltd.	Non Convertible Debenture	7.50%	14/07/2031	CRISIL AA+	2.41%
JSW Kalinga Steel Ltd.	Debenture	0.00%	0	CRISIL AA	2.28%
LIC Housing Finance Ltd.	Non Convertible Debenture	7.58%	23/03/2035	CRISIL AAA	2.20%
Aditya Birla Renewables Ltd.	Bonds/NCDs	8.60%	24/09/2027	CRISIL AA	2.20%
LIC Housing Finance Ltd.	Non Convertible Debenture	0.08%	0	CRISIL AAA	2.19%
REC Ltd.	Non Convertible Debenture	7.30%	01/07/2031	CRISIL AAA	2.17%
Cholamandalam Investment and Finance Company Ltd.	Non Convertible Debenture	9.05%	06/03/2032	[ICRA]AA+	1.97%
GMR Airports Ltd.	Bonds	0.00%	13/08/2028	CRISIL A+	1.82%
Bharti Telecom Ltd.	Debenture	8.75%	05/11/2028	CRISIL AAA	1.78%
Godrej Industries Ltd.	Debenture	7.54%	04/05/2029	CRISIL AA+	1.68%
Motilal Oswal Finevest Ltd.	Bonds	8.80%	10/09/2027	CRISIL AA+	1.67%
Bharti Telecom Ltd.	Non Convertible Debenture	8.75%	05/11/2029	CRISIL AAA	1.49%
Muthoot Finance Ltd.	Non Convertible Debenture	8.45%	26/06/2029	CRISIL AA+	1.46%
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	[ICRA]AAA	1.46%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.53%	28/09/2029	CRISIL AAA	1.45%
Shivshakti Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	1.19%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	1.19%
Cholamandalam Investment and Finance Company Ltd.	Debenture	8.75%	09/04/2032	[ICRA]AA+	1.17%
Tata Projects Ltd.	Non Convertible Debenture	0.00%	0	IND AA	1.02%
Tamilnadu State	State Development Loan	7.52%	03/12/2055	SOV	1.00%
IndiGrid Infrastructure Trust	Debenture	7.88%	27/04/2029	CRISIL AAA	0.98%
GOI	GOI Securities	6.94%	11/05/2036	SOV	0.98%
Summit Digitel Infrastructure Pvt. Ltd.	Debenture	7.58%	30/10/2031	CRISIL AAA	0.97%
Small Industries Devp. Bank of India Ltd.	Bonds	0.00%	04/06/2029	CRISIL AAA	0.97%
Mahanagar Telephone Nigam Ltd.	Debenture	7.87%	01/12/2032	IND AAA(CE)	0.97%
HDB Financial Services Ltd.	Non Convertible Debenture	7.18%	22/09/2028	CRISIL AAA	0.96%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	27/10/2028	CRISIL AA	0.96%
Jamnagar Utilities and Power Pvt. Ltd.	Debenture	7.43%	24/10/2034	CRISIL AAA	0.95%
GOI	GOI Securities	6.79%	30/12/2031	SOV	0.74%
Muthoot Finance Ltd.	Debenture	9.09%	01/06/2029	CRISIL AA+	0.74%
Bajaj Finance Ltd.	Debenture	7.82%	31/01/2034	CRISIL AAA	0.73%
National Bank For Agriculture & Rural Development	Bonds	7.44%	17/07/2029	CRISIL AAA	0.73%
Muthoot Finance Ltd.	Bonds	8.85%	20/12/2028	CRISIL AA+	0.69%
Eris Lifesciences Ltd.	Debenture	8.73%	07/12/2026	IND AA	0.64%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	0.49%
Muthoot Finance Ltd.	Debenture	8.78%	20/05/2027	CRISIL AA+	0.49%
Kotak Mahindra Prime Ltd.	Non Convertible Debenture	7.97%	0	CRISIL AAA	0.49%
REC Ltd.	Bonds	7.38%	28/02/2029	CRISIL AAA	0.49%
IDFC First Bank Ltd.	Interest Rate Swap	0.00%	22/05/2028	-	0.49%
LIC Housing Finance Ltd.	Floating Rate Bond	7.74%	11/02/2028	CRISIL AAA	0.49%
Mahindra & Mahindra Financial Services Ltd.	Non Convertible Debenture	0.00%	18/06/2029	CRISIL AAA	0.49%
Mahindra & Mahindra Financial Services Ltd.	Debenture	0.00%	18/05/2029	CRISIL AAA	0.49%
IndiGrid Infrastructure Trust	Debenture	7.88%	30/04/2029	CRISIL AAA	0.49%
Bank Of Baroda	Certificate of Deposit	0.00%	03/02/2027	IND A1+	0.48%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/01/2028	CRISIL AA	0.48%
Reserve Bank of India	Treasury Bills	0.00%	91-D 27/11/2026	SOV	0.48%
Tata Capital Housing Finance Ltd.	Debenture	7.17%	21/05/2030	CRISIL AAA	0.48%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/04/2028	CRISIL AA	0.48%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/07/2028	CRISIL AA	0.48%
Canara Bank	Certificate of Deposit	0.00%	12/03/2027	CRISIL A1+	0.47%
Punjab National Bank	Debenture	8.59%	0	IND AA+	0.46%
Godrej Industries Ltd.	Non Convertible Debenture	0.00%	24/09/2031	CRISIL AA+	0.30%
Godrej Industries Ltd.	Non Convertible Debenture	0.00%	24/12/2031	CRISIL AA+	0.30%
Union Bank of India	Debenture	8.69%	0	CRISIL AA+	0.29%
GOI	GOI Securities	6.36%	16/02/2031	SOV	0.29%
Bank Of Baroda	Certificate of Deposit	0.00%	08/03/2027	IND A1+	0.24%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	17/03/2027	CRISIL A1+	0.24%
Punjab National Bank	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	0.14%
Mahanagar Telephone Nigam Ltd.	Non Convertible Debenture	0.00%	15/11/2032	IND AAA(CE)	0.10%
Rajasthan State	State Development Loan	7.74%	06/12/2033	SOV	0.03%

Frequently Asked Questions

What are the top holdings of SBI Conservative Hybrid Fund Direct-Growth?

The top holdings of SBI Conservative Hybrid Fund Direct-Growth as of 31 Aug 2026 are Others (5.55%), National Bank For Agriculture & Rural Development (3.13%), Adani Power Ltd. (2.92%), JTPM Metal Traders Ltd. (2.90%), Torrent Power Ltd. (2.45%). These top 5 stocks together account for 16.94% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does SBI Conservative Hybrid Fund Direct-Growth hold in its portfolio?

SBI Conservative Hybrid Fund Direct-Growth holds 109 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of SBI Conservative Hybrid Fund Direct-Growth?

As of 31 Aug 2026, SBI Conservative Hybrid Fund Direct-Growth's top sector allocations are Financial (5.59%), Consumer Staples (3.13%), Chemicals (3.10%). You can find detailed sector allocation above.

What is the equity and debt allocation of SBI Conservative Hybrid Fund Direct-Growth?

As of 31 Aug 2026, SBI Conservative Hybrid Fund Direct-Growth has 24.37% allocated to equity, and 70.08% to debt. You can also check the historical trends above.

What is the market cap allocation of SBI Conservative Hybrid Fund Direct-Growth?

As of 31 Aug 2026, SBI Conservative Hybrid Fund Direct-Growth's market cap allocation is 37.41% in large caps, 11.72% in mid caps, and 50.87% in small caps.

What is the PE ratio of SBI Conservative Hybrid Fund Direct-Growth's portfolio?

The portfolio PE ratio of SBI Conservative Hybrid Fund Direct-Growth is 29.07 as of 31 Aug 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of SBI Conservative Hybrid Fund Direct-Growth?

As of 31 Aug 2026, SBI Conservative Hybrid Fund Direct-Growth's debt portfolio has 31.94% in AAA-rated instruments, 14.37% in AA-rated, and 3.52% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for SBI Conservative Hybrid Fund Direct-Growth?

The latest portfolio disclosure for SBI Conservative Hybrid Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

Equity

24.37%

23.22%

24.35%

24.21%

24.09%

21.81%

Debt

70.08%

73.05%

74.17%

71.56%

70.96%

72.74%

Others (incl. cash)

5.55%

3.73%

1.48%

4.24%

4.95%

5.45%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Kingfa Science & Technology (India) Ltd.

Chemicals

2,89,910

175.41

1.72%

-0.05%↓

Biocon Ltd.

Healthcare

38,00,000

156.56

1.53%

-0.05%↓

Asian Paints Ltd.

Materials

5,60,000

148.6

1.45%

-0.06%↓

ICICI Bank Ltd.

Financial

9,20,000

133.77

1.31%

0.02%↑

Bajaj Finserv Ltd.

Financial

6,50,000

131.37

1.28%

-0.01%↓

Axis Bank Ltd.

Financial

10,10,000

131.3

1.28%

0.06%↑

Reliance Industries Ltd.

Energy

9,20,000

117.48

1.15%

-0.03%↓

Grindwell Norton Ltd.

Metals & Mining

4,81,630

97.43

0.95%

-0.05%↓

Hatsun Agro Product Ltd.

Consumer Staples

7,68,243

91.46

0.89%

0.23%↑

HDFC Life Insurance Co Ltd.

Insurance

16,50,000

89.65

0.88%

-0.01%↓

Gland Pharma Ltd.

Healthcare

3,08,000

88.88

0.87%

0.09%↑

HDFC Bank Ltd.

Financial

11,00,000

77.99

0.76%

-0.05%↓

Cipla Ltd.

Healthcare

4,70,000

66.23

0.65%

Max Financial Services Ltd.

Financial

4,00,000

62.92

0.62%

0.03%↑

Wonderla Holidays Ltd.

Services

11,25,384

60.46

0.59%

0.06%↑

Carborundum Universal Ltd.

Metals & Mining

4,70,000

52.01

0.51%

0.02%↑

GR Infraprojects Ltd.

Construction

5,50,000

48.19

0.47%

-0.01%↓

VST Industries Ltd.

Consumer Staples

22,30,896

46.79

0.46%

-0.02%↓

Shree Cement Ltd.

Materials

20,000

46.4

0.45%

-0.06%↓

Jubilant FoodWorks Ltd.

Services

8,30,000

41.17

0.40%

0.04%↑

Sector

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

Financial

5.59%

5.55%

6.25%

4.40%

4.36%

3.24%

Consumer Staples

3.13%

2.35%

2.42%

2.93%

3.18%

2.85%

Chemicals

3.10%

2.68%

2.87%

3.23%

3.29%

3.01%

Healthcare

3.05%

2.36%

2.35%

2.40%

1.97%

2.01%

Materials

2.45%

2.78%

2.73%

3.29%

3.20%

2.93%

Metals & Mining

1.46%

1.49%

1.57%

1.40%

1.24%

1.06%

Energy

1.15%

1.18%

1.17%

1.24%

1.35%

1.30%

Services

1.11%

1.25%

1.07%

1.10%

1.18%

1.10%

Construction

1.05%

0.96%

0.97%

0.99%

1.02%

0.85%

Insurance

0.88%

0.89%

0.94%

1.00%

0.99%

1.02%

Capital Goods

0.62%

0.94%

0.89%

1.04%

1.02%

0.92%

Consumer Discretionary

0.46%

0.45%

0.83%

0.59%

0.62%

0.57%

Textiles

0.33%

0.34%

0.30%

0.32%

0.64%

Automobile

0.31%

0.35%

0.31%

Rating

Fund