mutual funds sbi conservative hybrid fund

holdings

SBI Conservative Hybrid Fund Direct-Growth

Hybrid: Conservative Hybrid - Growth (Open ended)

SBI Conservative Hybrid Fund Direct-GrowthNAV: 83.45 as on 07 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: HighCategory: Hybrid: Conservative HybridBenchmark: NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index

NAV: ₹83.45-0.70%

08 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for SBI Conservative Hybrid Fund Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Debt

74.17%

Equity

24.35%

Others

1.48%

Market Cap Distribution

Large Cap (36.1%)

Mid Cap (14.2%)

Small Cap (49.8%)

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	24.35%	24.21%	24.09%	21.81%	22.68%	23.09%
Debt	74.17%	71.56%	70.96%	72.74%	69.75%	70.50%
Others (incl. cash)	1.48%	4.24%	4.95%	5.45%	7.57%	6.41%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

104

P/E Ratio

30.15

P/B Ratio

2.89

Top Holding %

2.97%

Top 5 Holdings %

14.43%

Top 10 Holdings %

25.95%

Modified Duration

2.40 yrs

Avg. Maturity

3.49 yrs

Yield to Maturity

8.21%

AUM

₹10,145 Cr

Expense Ratio

1.05%

Since Inception

9.71%

Max Drawdown

-0.12%

Sharpe Ratio

0.82

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Kingfa Science & Technology (India) Ltd.	Chemicals	3,53,131	182.3	1.80%	-0.20%↓
Biocon Ltd.	Healthcare	38,00,000	158.95	1.57%	-0.10%↓
Asian Paints Ltd.	Materials	5,60,000	147.6	1.45%	-0.39%↓
Axis Bank Ltd.	Financial	10,10,000	135.92	1.34%	0.01%↑
ICICI Bank Ltd.	Financial	9,20,000	126.52	1.25%	-
Reliance Industries Ltd.	Energy	9,20,000	119.04	1.17%	-0.07%↓
Bajaj Finserv Ltd.	Financial	6,50,000	115.71	1.14%	-0.04%↓
Grindwell Norton Ltd.	Metals & Mining	4,81,630	104.33	1.03%	0.12%↑
HDFC Life Insurance Co Ltd.	Insurance	16,50,000	95.02	0.94%	-0.07%↓
HDFC Bank Ltd.	Financial	11,00,000	87.77	0.87%	0.03%↑
Gland Pharma Ltd.	Healthcare	3,18,846	79.55	0.78%	0.05%↑
Graphite India Ltd.	Capital Goods	11,60,283	71.17	0.70%	-0.16%↓
Hatsun Agro Product Ltd.	Consumer Staples	7,65,778	70.39	0.69%	-0.01%↓
Max Financial Services Ltd.	Financial	4,00,000	63.36	0.62%	-0.06%↓
VST Industries Ltd.	Consumer Staples	22,30,896	58.07	0.57%	-0.01%↓
Carborundum Universal Ltd.	Metals & Mining	4,70,000	55.38	0.55%	0.05%↑
Aether Industries Ltd.	Chemicals	4,07,000	55.32	0.55%	-0.43%↓
Shree Cement Ltd.	Materials	20,000	50.5	0.50%	-0.02%↓
GR Infraprojects Ltd.	Construction	5,50,000	50.4	0.50%	-0.01%↓
Wonderla Holidays Ltd.	Services	10,09,760	50	0.49%	0.02%↑

1 / 2

Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Financial	6.25%	4.40%	4.36%	3.24%	3.80%	4.30%
Chemicals	2.87%	3.23%	3.29%	3.01%	2.62%	2.68%
Materials	2.73%	3.29%	3.20%	2.93%	3.00%	3.08%
Consumer Staples	2.42%	2.93%	3.18%	2.85%	2.90%	1.93%
Healthcare	2.35%	2.40%	1.97%	2.01%	2.09%	2.03%
Metals & Mining	1.57%	1.40%	1.24%	1.06%	1.20%	1.14%
Energy	1.17%	1.24%	1.35%	1.30%	1.30%	1.32%
Services	1.07%	1.10%	1.18%	1.10%	1.15%	1.22%
Construction	0.97%	0.99%	1.02%	0.85%	0.97%	1.04%
Insurance	0.94%	1.00%	0.99%	1.02%	1.20%	1.24%
Capital Goods	0.89%	1.04%	1.02%	0.92%	1.03%	0.94%
Consumer Discretionary	0.83%	0.59%	0.62%	0.57%	0.67%	0.59%
Textiles	0.30%	0.30%	0.32%	0.64%	0.37%	0.34%
Automobile	-	0.31%	0.35%	0.31%	0.38%	0.63%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	27.59%	17.67%
AA	18.07%	3.97%
AA+	13.26%	3.47%
SOV	7.33%	30.38%
A1+	5.30%	2.36%
A+	1.84%	0.97%
Cash & Call Money	1.48%	9.83%
Others	0.29%	0.24%
A	-	0.15%
A-	-	0.11%
AA-	-	0.58%
B+	-	3.11%
B-	-	2.82%
Cash	-	0.69%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

48.4 / 100

Weighted average Value score is 48.4. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

61.7 / 100

Weighted average Price Momentum score is 61.7. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

66.8 / 100

Weighted average Quality score is 66.8. This indicates that portfolio has average quality using composite of quality measures.

QVM score

65.6 / 100

Weighted average QVM score is 65.6. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Afcons Infrastructure Ltd., PI Industries Ltd., PNC Infratech Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Afcons Infrastructure Ltd., Aptus Value Housing Finance India Ltd., Bajaj Finserv Ltd., GR Infraprojects Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Jubilant FoodWorks Ltd.	2.14

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Sundaram Finance Ltd.	Bonds	7.75%	08/08/2028	CRISIL AAA	2.97%
Aditya Birla Renewables Ltd.	Bonds/NCDs	8.60%	24/09/2027	CRISIL AA	2.97%
Adani Power Ltd.	Debenture	0.00%	27/01/2028	CRISIL AA	2.96%
JTPM Metal Traders Ltd.	Debenture	0.00%	30/04/2030	CRISIL AA	2.91%
JSW Kalinga Steel Ltd.	Debenture	0.00%	0	CRISIL AA	2.63%
Torrent Power Ltd.	Non Convertible Debenture	0.00%	0	CRISIL AA+	2.49%
Tamilnadu State	State Development Loan	7.52%	03/12/2055	SOV	2.44%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	10/03/2027	CRISIL A1+	2.35%
LIC Housing Finance Ltd.	Non Convertible Debenture	7.58%	23/03/2035	CRISIL AAA	2.22%
Cholamandalam Investment and Finance Company Ltd.	Non Convertible Debenture	9.05%	06/03/2032	[ICRA]AA+	2.01%
Maharashtra State	State Development Loan	7.35%	08/04/2031	SOV	2.00%
Small Industries Devp. Bank of India Ltd.	Debenture	7.22%	10/04/2029	CRISIL AAA	1.97%
Bajaj Finance Ltd.	Debenture	7.82%	31/01/2034	CRISIL AAA	1.97%
GMR Airports Ltd.	Bonds	0.00%	13/08/2028	CRISIL A+	1.84%
Bharti Telecom Ltd.	Debenture	8.75%	05/11/2028	CRISIL AAA	1.80%
Godrej Industries Ltd.	Debenture	7.54%	04/05/2029	CRISIL AA+	1.71%
Motilal Oswal Finevest Ltd.	Bonds	8.80%	10/09/2027	CRISIL AA	1.68%
Bharti Telecom Ltd.	Non Convertible Debenture	8.75%	05/11/2029	CRISIL AAA	1.51%
Muthoot Finance Ltd.	Non Convertible Debenture	8.45%	26/06/2029	CRISIL AA+	1.49%
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	[ICRA]AAA	1.49%
Mahanagar Telephone Nigam Ltd.	Debenture	7.87%	01/12/2032	IND AAA(CE)	1.48%
Tata Projects Ltd.	Debenture	8.47%	20/11/2026	IND AA	1.24%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	1.22%
Shivshakti Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	1.21%
Cholamandalam Investment and Finance Company Ltd.	Debenture	8.75%	09/04/2032	[ICRA]AA+	1.19%
Tata Projects Ltd.	Non Convertible Debenture	0.00%	0	IND AA	1.04%
IndiGrid Infrastructure Trust	Debenture	7.88%	27/04/2029	CRISIL AAA	1.00%
National Bank For Agriculture & Rural Development	Bonds	7.44%	17/07/2029	CRISIL AAA	0.99%
Summit Digitel Infrastructure Pvt. Ltd.	Debenture	7.58%	30/10/2031	CRISIL AAA	0.99%
REC Ltd.	Bonds	7.38%	28/02/2029	CRISIL AAA	0.99%
Small Industries Devp. Bank of India Ltd.	Bonds	0.00%	04/06/2029	CRISIL AAA	0.99%
HDB Financial Services Ltd.	Non Convertible Debenture	7.18%	22/09/2028	CRISIL AAA	0.98%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	27/10/2028	CRISIL AA	0.98%
Jamnagar Utilities and Power Pvt. Ltd.	Debenture	7.43%	24/10/2034	CRISIL AAA	0.98%
Small Industries Devp. Bank of India Ltd.	Commercial Paper	0.00%	26/02/2027	CRISIL A1+	0.94%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	11/06/2027	CRISIL A1+	0.92%
Madhya Pradesh State	State Development Loan	7.56%	04/03/2039	SOV	0.88%
Muthoot Finance Ltd.	Debenture	9.09%	01/06/2029	CRISIL AA+	0.75%
GOI	GOI Securities	6.79%	30/12/2031	SOV	0.75%
LIC Housing Finance Ltd.	Non Convertible Debenture	6.90%	17/09/2027	CRISIL AAA	0.73%
Muthoot Finance Ltd.	Bonds	8.85%	20/12/2028	CRISIL AA+	0.70%
Mahanagar Telephone Nigam Ltd.	Non Convertible Debenture	0.00%	15/11/2032	IND AAA(CE)	0.60%
Godrej Properties Ltd.	Non Convertible Debenture	8.15%	03/07/2026	[ICRA]AA+	0.59%
IndiGrid Infrastructure Trust	Debenture	7.88%	30/04/2029	CRISIL AAA	0.50%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	0.50%
Muthoot Finance Ltd.	Debenture	8.78%	20/05/2027	CRISIL AA+	0.50%
Mahindra & Mahindra Financial Services Ltd.	Debenture	0.00%	18/05/2029	CRISIL AAA	0.50%
Reserve Bank of India	Treasury Bills	0.00%	91-D 16/07/2026	SOV	0.49%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/01/2028	CRISIL AA	0.49%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/07/2028	CRISIL AA	0.49%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/04/2028	CRISIL AA	0.49%
GOI	GOI Securities	6.36%	16/02/2031	SOV	0.49%
IDFC First Bank Ltd.	Interest Rate Swap	0.00%	22/05/2028	-	0.49%
Punjab National Bank	Debenture	8.59%	0	IND AA+	0.47%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	17/03/2027	CRISIL A1+	0.47%
Union Bank of India	Commercial Paper	0.00%	16/03/2027	[ICRA]A1+	0.47%
Godrej Industries Ltd.	Debenture	8.36%	28/08/2026	CRISIL AA+	0.44%
Godrej Industries Ltd.	Non Convertible Debenture	0.00%	24/09/2031	CRISIL AA+	0.31%
Godrej Industries Ltd.	Non Convertible Debenture	0.00%	24/12/2031	CRISIL AA+	0.31%
Union Bank of India	Debenture	8.69%	0	CRISIL AA+	0.30%
GOI	GOI Securities	7.24%	18/08/2055	SOV	0.24%
Aadhar Housing Finance Ltd	Non Convertible Debenture	8.50%	17/08/2026	[ICRA]AA	0.20%
Punjab National Bank	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	0.14%
Rajasthan State	State Development Loan	7.74%	06/12/2033	SOV	0.03%

Frequently Asked Questions

What are the top holdings of SBI Conservative Hybrid Fund Direct-Growth?

The top holdings of SBI Conservative Hybrid Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does SBI Conservative Hybrid Fund Direct-Growth hold in its portfolio?

SBI Conservative Hybrid Fund Direct-Growth holds 104 securities in its portfolio. The top 5 holdings account for 14.43% of the portfolio and the top 10 for 25.95% — a well-diversified portfolio that minimises stock-specific risk.

What is the sector allocation of SBI Conservative Hybrid Fund Direct-Growth?

The sector allocation of SBI Conservative Hybrid Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of SBI Conservative Hybrid Fund Direct-Growth?

As of 30 Jun 2026, SBI Conservative Hybrid Fund Direct-Growth has 24.35% in equity, 74.17% in debt and 1.48% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 8.21%.

What is the market cap allocation of SBI Conservative Hybrid Fund Direct-Growth?

SBI Conservative Hybrid Fund Direct-Growth's equity portfolio — Large Cap: 36.10%, Mid Cap: 14.15%, Small Cap: 49.75%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.

Is SBI Conservative Hybrid Fund Direct-Growth a concentrated or diversified fund?

SBI Conservative Hybrid Fund Direct-Growth holds 104 securities, with the top 10 accounting for 25.95% of the portfolio and the top 5 for 14.43%. With 104 holdings, this is a well-diversified fund — stock-specific risk is limited.

What is the credit quality of SBI Conservative Hybrid Fund Direct-Growth?

The debt holdings of SBI Conservative Hybrid Fund Direct-Growth are rated as follows — AAA: 27.59%, AA: 18.07%, AA+: 13.26%, SOV: 7.33%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does SBI Conservative Hybrid Fund Direct-Growth change its portfolio?

The portfolio currently holds 104 securities with the top 10 accounting for 25.95% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of SBI Conservative Hybrid Fund Direct-Growth's portfolio?

The weighted average PE ratio of SBI Conservative Hybrid Fund Direct-Growth's portfolio is 30.15 and the PB ratio is 2.89. The debt portfolio has a modified duration of 2.40 years and an average maturity of 3.49 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.

When is the latest portfolio disclosure for SBI Conservative Hybrid Fund Direct-Growth?

The latest portfolio disclosure for SBI Conservative Hybrid Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

24.35%

24.21%

24.09%

21.81%

22.68%

23.09%

Debt

74.17%

71.56%

70.96%

72.74%

69.75%

70.50%

Others (incl. cash)

1.48%

4.24%

4.95%

5.45%

7.57%

6.41%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Kingfa Science & Technology (India) Ltd.

Chemicals

3,53,131

182.3

1.80%

-0.20%↓

Biocon Ltd.

Healthcare

38,00,000

158.95

1.57%

-0.10%↓

Asian Paints Ltd.

Materials

5,60,000

147.6

1.45%

-0.39%↓

Axis Bank Ltd.

Financial

10,10,000

135.92

1.34%

0.01%↑

ICICI Bank Ltd.

Financial

9,20,000

126.52

1.25%

Reliance Industries Ltd.

Energy

9,20,000

119.04

1.17%

-0.07%↓

Bajaj Finserv Ltd.

Financial

6,50,000

115.71

1.14%

-0.04%↓

Grindwell Norton Ltd.

Metals & Mining

4,81,630

104.33

1.03%

0.12%↑

HDFC Life Insurance Co Ltd.

Insurance

16,50,000

95.02

0.94%

-0.07%↓

HDFC Bank Ltd.

Financial

11,00,000

87.77

0.87%

0.03%↑

Gland Pharma Ltd.

Healthcare

3,18,846

79.55

0.78%

0.05%↑

Graphite India Ltd.

Capital Goods

11,60,283

71.17

0.70%

-0.16%↓

Hatsun Agro Product Ltd.

Consumer Staples

7,65,778

70.39

0.69%

-0.01%↓

Max Financial Services Ltd.

Financial

4,00,000

63.36

0.62%

-0.06%↓

VST Industries Ltd.

Consumer Staples

22,30,896

58.07

0.57%

-0.01%↓

Carborundum Universal Ltd.

Metals & Mining

4,70,000

55.38

0.55%

0.05%↑

Aether Industries Ltd.

Chemicals

4,07,000

55.32

0.55%

-0.43%↓

Shree Cement Ltd.

Materials

20,000

50.5

0.50%

-0.02%↓

GR Infraprojects Ltd.

Construction

5,50,000

50.4

0.50%

-0.01%↓

Wonderla Holidays Ltd.

Services

10,09,760

0.49%

0.02%↑

Sector

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Financial

6.25%

4.40%

4.36%

3.24%

3.80%

4.30%

Chemicals

2.87%

3.23%

3.29%

3.01%

2.62%

2.68%

Materials

2.73%

3.29%

3.20%

2.93%

3.00%

3.08%

Consumer Staples

2.42%

2.93%

3.18%

2.85%

2.90%

1.93%

Healthcare

2.35%

2.40%

1.97%

2.01%

2.09%

2.03%

Metals & Mining

1.57%

1.40%

1.24%

1.06%

1.20%

1.14%

Energy

1.17%

1.24%

1.35%

1.30%

1.32%

Services

1.07%

1.10%

1.18%

1.10%

1.15%

1.22%

Construction

0.97%

0.99%

1.02%

0.85%

0.97%

1.04%

Insurance

0.94%

1.00%

0.99%

1.02%

1.20%

1.24%

Capital Goods

0.89%

1.04%

1.02%

0.92%

1.03%

0.94%

Consumer Discretionary

0.83%

0.59%

0.62%

0.57%

0.67%

0.59%

Textiles

0.30%

0.32%

0.64%

0.37%

0.34%

Automobile

0.31%

0.35%

0.31%

0.38%

0.63%

Rating

Fund