SBI Equity Savings Fund Direct-Growth
Hybrid: Equity Savings - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Hybrid: Equity SavingsBenchmark: NIFTY Equity Savings Total Return Index
NAV: ₹27.2-0.57%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for SBI Equity Savings Fund Direct-Growth.
Market Cap Distribution
Large Cap (82.9%)
Mid Cap (12.7%)
Small Cap (4.3%)
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 20.70% | 21.13% | 23.23% | 22.34% | 22.38% | 21.98% |
| Debt | 25.11% | 25.43% | 26.18% | 27.53% | 26.66% | 25.81% |
| Others (incl. cash) | 50.70% | 49.97% | 45.99% | 45.51% | 46.47% | 47.82% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 3.49% | 3.47% | 4.60% | 4.62% | 4.50% | 4.39% |
Portfolio Snapshot
No. of Securities
116
P/E Ratio
21.51
P/B Ratio
2.73
Top Holding %
50.19%
Top 5 Holdings %
70.41%
Top 10 Holdings %
83.79%
Modified Duration
1.35 yrs
Avg. Maturity
1.61 yrs
Yield to Maturity
7.51%
AUM
₹5,643 Cr
Expense Ratio
1.48%
Since Inception
9.41%
Max Drawdown
-0.19%
Sharpe Ratio
0.67
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 23,85,800 | 299.75 | 5.31% | 0.02%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 76,40,000 | 293.53 | 5.20% | 1.54%↑ |
| HDFC Bank Ltd. | Financial | 37,94,450 | 282.52 | 5.01% | -0.13%↓ |
| Reliance Industries Ltd. | Energy | 20,08,162 | 265.32 | 4.70% | -0.34%↓ |
| State Bank of India | Financial | 18,03,250 | 173.91 | 3.08% | -0.30%↓ |
| Larsen & Toubro Ltd. | Construction | 3,66,150 | 149.26 | 2.65% | 0.07%↑ |
| Axis Bank Ltd. | Financial | 11,28,750 | 145.23 | 2.57% | 0.06%↑ |
| Bharti Airtel Ltd. | Communication | 7,19,625 | 131.62 | 2.33% | -0.05%↓ |
| Bank Of Baroda | Financial | 38,66,850 | 103.82 | 1.84% | 0.05%↑ |
| National Aluminium Company Ltd. | Metals & Mining | 22,31,250 | 94.71 | 1.68% | 0.12%↑ |
| HDFC Life Insurance Co Ltd. | Insurance | 14,59,800 | 86.83 | 1.54% | 1.41%↑ |
| Aster DM Healthcare Ltd. | Healthcare | 11,30,000 | 82.3 | 1.46% | 0.07%↑ |
| Bajaj Finserv Ltd. | Financial | 4,52,500 | 80.71 | 1.43% | -0.57%↓ |
| Samvardhana Motherson International Ltd. | Automobile | 55,24,000 | 80.51 | 1.43% | 0.25%↑ |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 95,625 | 78.19 | 1.39% | 0.10%↑ |
| Infosys Ltd. | Technology | 6,25,711 | 72.64 | 1.29% | -0.01%↓ |
| Tech Mahindra Ltd. | Technology | 4,80,000 | 71.23 | 1.26% | 0.02%↑ |
| Jindal Steel Ltd. | Metals & Mining | 5,84,375 | 70.55 | 1.25% | -0.00%↓ |
| Avenue Supermarts Ltd. | Services | 1,50,000 | 60.82 | 1.08% | -0.13%↓ |
| Sammaan Capital Ltd. | Financial | 30,61,600 | 54.19 | 0.96% | 0.18%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Financial | 7.35% | 6.22% | 6.05% | 6.04% | 7.45% | 7.41% |
| Healthcare | 2.91% | 3.61% | 3.54% | 1.29% | 1.07% | 1.17% |
| Energy | 2.85% | 4.43% | 4.76% | 4.73% | 2.94% | 3.25% |
| Technology | 2.55% | 2.54% | 3.07% | 3.03% | 2.81% | 1.69% |
| Construction | 2.15% | 2.10% | 1.87% | 2.23% | 2.02% | 2.06% |
| Insurance | 1.40% | - | - | - | 0.63% | 0.63% |
| Services | 1.16% | 1.31% | 1.15% | 1.11% | 1.85% | 2.08% |
| Automobile | 0.22% | 0.16% | 0.14% | 0.18% | 0.15% | 0.15% |
| Materials | 0.21% | 0.20% | 0.19% | 0.21% | 0.22% | 0.21% |
| Consumer Staples | - | 0.61% | 0.79% | 0.95% | 0.89% | - |
| Metals & Mining | - | - | 1.69% | 2.58% | 2.35% | 2.12% |
| Textiles | - | - | - | - | - | 1.26% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| Cash | 44.77% | 27.42% |
| SOV | 6.00% | 8.15% |
| Cash & Call Money | 5.80% | 15.49% |
| AA- | 5.48% | 0.25% |
| AA | 4.45% | 0.59% |
| AAA | 3.90% | 6.01% |
| A1+ | 3.59% | 4.52% |
| AA+ | 1.08% | 1.29% |
| A+ | 0.74% | 0.12% |
| Others | 0.01% | 0.18% |
| D | - | 7.13% |
| Term Deposits | - | 0.03% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
Score not available.
Price Momentum score
Score not available.
Quality score
Score not available.
QVM score
Score not available.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 7.10% | 08/04/2034 | SOV | 2.23% |
| Infopark Properties Ltd. | Debenture | 0.00% | 19/06/2039 | CARE AA- | 1.77% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 1.76% |
| Avanse Financial Services Ltd. | Debenture | 9.40% | 27/09/2027 | CARE AA- | 1.33% |
| INDOSTAR-12.25%-23-5-16-A-PVT | Debenture | 9.40% | 19/07/2027 | CARE AA- | 1.33% |
| GOI | GOI Securities | 6.01% | 21/07/2030 | SOV | 1.30% |
| H.G. Infra Engineering Ltd. | Debenture | 8.55% | 29/08/2028 | [ICRA]AA- | 1.05% |
| JTPM Metal Traders Ltd. | Debenture | 0.00% | 30/04/2030 | CRISIL AA | 0.93% |
| GOI | GOI Securities | 7.38% | 20/06/2027 | SOV | 0.90% |
| JM Financial Credit Solutions Ltd. | Debenture | 9.30% | 14/08/2026 | [ICRA]AA | 0.89% |
| Motilal Oswal Finevest Ltd. | Bonds | 8.80% | 10/09/2027 | CRISIL AA | 0.89% |
| Small Industries Devp. Bank of India Ltd. | Bonds/NCDs | 7.42% | 12/03/2029 | CRISIL AAA | 0.88% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.99% | 26/12/2028 | CRISIL AA | 0.87% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.99% | 26/03/2029 | CRISIL AA | 0.87% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 06/11/2026 | SOV | 0.86% |
| Mahindra Rural Housing Finance Ltd. | Debenture | 8.41% | 28/02/2029 | CRISIL AAA | 0.80% |
| GMR Airports Ltd. | Bonds | 0.00% | 13/08/2028 | CRISIL A+ | 0.74% |
| Bharti Telecom Ltd. | Debenture | 8.75% | 05/11/2028 | CRISIL AAA | 0.45% |
| Muthoot Finance Ltd. | Debenture | 8.43% | 31/07/2026 | CRISIL AA+ | 0.44% |
| Muthoot Finance Ltd. | Bonds | 8.85% | 20/12/2028 | CRISIL AA+ | 0.44% |
| Muthoot Finance Ltd. | Debenture | 8.78% | 20/05/2027 | CRISIL AA+ | 0.18% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 19/11/2026 | SOV | 0.17% |
Frequently Asked Questions
What are the top holdings of SBI Equity Savings Fund Direct-Growth?
The top holdings of SBI Equity Savings Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does SBI Equity Savings Fund Direct-Growth hold in its portfolio?
SBI Equity Savings Fund Direct-Growth holds 116 securities in its portfolio. The top 5 holdings account for 70.41% of the portfolio and the top 10 for 83.79% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of SBI Equity Savings Fund Direct-Growth?
The sector allocation of SBI Equity Savings Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of SBI Equity Savings Fund Direct-Growth?
As of 31 May 2026, SBI Equity Savings Fund Direct-Growth has 20.70% in equity, 25.11% in debt and 50.70% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.51%.
What is the market cap allocation of SBI Equity Savings Fund Direct-Growth?
SBI Equity Savings Fund Direct-Growth's equity portfolio — Large Cap: 82.94%, Mid Cap: 12.71%, Small Cap: 4.35%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.
Is SBI Equity Savings Fund Direct-Growth a concentrated or diversified fund?
SBI Equity Savings Fund Direct-Growth holds 116 securities, with the top 10 accounting for 83.79% of the portfolio and the top 5 for 70.41%. With 116 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of SBI Equity Savings Fund Direct-Growth?
The debt holdings of SBI Equity Savings Fund Direct-Growth are rated as follows — Cash: 44.77%, SOV: 6.00%, Cash & Call Money: 5.80%, AA-: 5.48%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does SBI Equity Savings Fund Direct-Growth change its portfolio?
The portfolio currently holds 116 securities with the top 10 accounting for 83.79% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of SBI Equity Savings Fund Direct-Growth's portfolio?
The weighted average PE ratio of SBI Equity Savings Fund Direct-Growth's portfolio is 21.51 and the PB ratio is 2.73. The debt portfolio has a modified duration of 1.35 years and an average maturity of 1.61 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.
When is the latest portfolio disclosure for SBI Equity Savings Fund Direct-Growth?
The latest portfolio disclosure for SBI Equity Savings Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.