SBI Floating Rate Debt Fund Direct-Growth
Debt: Floater - Growth (Open ended) Factsheet
NAV: ₹14.31-0.01%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for SBI Floating Rate Debt Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 27.03% | 21.16% | 5.56% | 40.98% | 40.74% | 39.82% |
| Others (incl. cash) | 72.97% | 78.84% | 94.44% | 59.02% | 59.26% | 60.18% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
15
Top Holding %
72.97%
Top 5 Holdings %
129.07%
Top 10 Holdings %
156.31%
Modified Duration
2.39 yrs
Avg. Maturity
6.80 yrs
Yield to Maturity
7.35%
AUM
₹675 Cr
Expense Ratio
0.27%
Since Inception
6.49%
Max Drawdown
-0.01%
Sharpe Ratio
2.03
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| GOI | Sovereign | 1,45,00,000 | 145.79 | 21.60% | 0.64%↑ |
| GOI | Sovereign | 1,05,00,000 | 103.07 | 15.27% | - |
| Karnataka State | Others | 70,00,000 | 68.73 | 10.18% | 0.29%↑ |
| Rajasthan State | Others | 61,96,700 | 61.09 | 9.05% | 0.25%↑ |
| Gujarat State | Construction | 50,00,000 | 50.14 | 7.43% | 0.18%↑ |
| Tamilnadu State | Others | 45,00,000 | 44.05 | 6.53% | 0.17%↑ |
| Sikkim State | Others | 32,85,900 | 32.87 | 4.87% | 0.16%↑ |
| Aditya Birla Housing Finance Ltd. | Financial | 3,000 | 29.7 | 4.40% | 0.12%↑ |
| GOI | Sovereign | 30,00,000 | 27.05 | 4.01% | 0.11%↑ |
| Maharashtra State | Others | 25,00,000 | 25.1 | 3.72% | 0.10%↑ |
| GOI | Sovereign | 25,00,000 | 24.42 | 3.62% | 0.11%↑ |
| Tamilnadu State | Others | 10,00,000 | 9.88 | 1.46% | 0.05%↑ |
| GOI | Sovereign | 5,00,000 | 4.72 | 0.70% | -6.06%↓ |
| Deutsche Bank AG (India) | Financial | 0 | -50 | -7.41% | - |
| Hongkong & Shanghai Banking Corpn. Ltd. | Financial | 0 | -200 | -29.63% | 6.24%↑ |
| ICICI Bank Ltd. | Financial | 0 | -200 | -29.63% | -0.93%↓ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 88.43% | 28.48% |
| Cash & Call Money | 6.30% | 3.57% |
| AAA | 4.40% | 47.59% |
| Others | 0.86% | 0.57% |
| A1+ | - | 9.69% |
| AA | - | 5.85% |
| AA+ | - | 3.15% |
| AA- | - | 0.05% |
| Cash | - | 0.72% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 7.02% | 18/06/2031 | SOV | 21.60% |
| GOI | GOI Securities | 6.36% | 16/02/2031 | SOV | 15.27% |
| Karnataka State | State Development Loan | 7.36% | 13/03/2034 | SOV | 10.18% |
| Rajasthan State | State Development Loan | 7.44% | 25/02/2033 | SOV | 9.05% |
| Gujarat State | State Development Loan | 7.57% | 28/12/2031 | SOV | 7.43% |
| Tamilnadu State | State Development Loan | 0.00% | 11/08/2031 | SOV | 6.53% |
| Sikkim State | State Development Loan | 7.87% | 25/03/2036 | SOV | 4.87% |
| Aditya Birla Housing Finance Ltd. | Non Convertible Debenture | 7.11% | 30/07/2027 | CRISIL AAA | 4.40% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 4.01% |
| Maharashtra State | State Development Loan | 7.57% | 25/01/2031 | SOV | 3.72% |
| GOI | GOI Securities | 6.01% | 21/07/2030 | SOV | 3.62% |
| Tamilnadu State | State Development Loan | 7.57% | 18/03/2038 | SOV | 1.46% |
| GOI | GOI Securities | 6.68% | 07/07/2040 | SOV | 0.70% |
| Deutsche Bank AG (India) | Interest Rate Swap | 0.00% | 06/11/2026 | - | -7.41% |
| ICICI Bank Ltd. | Interest Rate Swap | 0.00% | 21/01/2031 | - | -29.63% |
| Hongkong & Shanghai Banking Corpn. Ltd. | Interest Rate Swap | 0.00% | 21/01/2030 | - | -29.63% |
Frequently Asked Questions
What are the top holdings of SBI Floating Rate Debt Fund Direct-Growth?
The top holdings of SBI Floating Rate Debt Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does SBI Floating Rate Debt Fund Direct-Growth hold in its portfolio?
SBI Floating Rate Debt Fund Direct-Growth holds 15 securities in its portfolio. The top 5 holdings account for 129.07% of the portfolio and the top 10 for 156.31% — a concentrated portfolio that amplifies stock-specific outcomes.
What is the sector allocation of SBI Floating Rate Debt Fund Direct-Growth?
The sector allocation of SBI Floating Rate Debt Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of SBI Floating Rate Debt Fund Direct-Growth?
As of 31 May 2026, SBI Floating Rate Debt Fund Direct-Growth has 0.00% in equity, 27.03% in debt and 72.97% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.35%.
What is the market cap allocation of SBI Floating Rate Debt Fund Direct-Growth?
The market cap distribution of SBI Floating Rate Debt Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is SBI Floating Rate Debt Fund Direct-Growth a concentrated or diversified fund?
SBI Floating Rate Debt Fund Direct-Growth holds 15 securities, with the top 10 accounting for 156.31% of the portfolio and the top 5 for 129.07%. With fewer than 30 holdings, this is a concentrated fund — each stock has a meaningful impact on performance.
What is the credit quality of SBI Floating Rate Debt Fund Direct-Growth?
The debt holdings of SBI Floating Rate Debt Fund Direct-Growth are rated as follows — SOV: 88.43%, Cash & Call Money: 6.30%, AAA: 4.40%, Others: 0.86%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does SBI Floating Rate Debt Fund Direct-Growth change its portfolio?
The portfolio currently holds 15 securities with the top 10 accounting for 156.31% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of SBI Floating Rate Debt Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of SBI Floating Rate Debt Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for SBI Floating Rate Debt Fund Direct-Growth?
The latest portfolio disclosure for SBI Floating Rate Debt Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.