SBI Low Duration Fund Direct-Growth
Debt: Low Duration - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Low DurationBenchmark: CRISIL Low Duration Debt A-I Index
NAV: ₹3,865.15-0.11%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for SBI Low Duration Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 77.76% | 98.64% | 72.90% | 71.41% | 82.14% | 86.82% |
| Others (incl. cash) | 22.24% | 1.36% | 27.10% | 28.59% | 17.86% | 13.18% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
61
Top Holding %
22.24%
Top 5 Holdings %
40.19%
Top 10 Holdings %
58.40%
Modified Duration
0.83 yrs
Avg. Maturity
1.05 yrs
Yield to Maturity
7.70%
AUM
₹13,395 Cr
Expense Ratio
0.44%
Since Inception
7.38%
Max Drawdown
-0.01%
Sharpe Ratio
2.08
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 15,000 | 717.16 | 5.35% | -3.97%↓ |
| LIC Housing Finance Ltd. | Financial | 14,000 | 671.22 | 5.01% | -0.03%↓ |
| Radhakrishna Securitisation Trust | Others | 525 | 513.42 | 3.83% | -0.05%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 50,000 | 502.59 | 3.75% | - |
| Chhattisgarh State | Others | 5,00,00,000 | 501.11 | 3.74% | -2.73%↓ |
| Bharti Telecom Ltd. | Communication | 50,000 | 498.34 | 3.72% | -0.04%↓ |
| Indian Bank | Financial | 10,000 | 480.64 | 3.59% | -0.02%↓ |
| Canara Bank | Financial | 10,000 | 479.87 | 3.58% | -0.02%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 10,000 | 478.13 | 3.57% | -0.02%↓ |
| ICICI Bank Ltd. | Financial | 10,000 | 476.94 | 3.56% | -0.02%↓ |
| Reserve Bank of India | Financial | 4,75,00,000 | 473.53 | 3.54% | -0.04%↓ |
| National Bank For Agriculture & Rural Development | Financial | 8,500 | 406.3 | 3.03% | -4.32%↓ |
| Axis Bank Ltd. | Financial | 8,000 | 382.8 | 2.86% | - |
| Small Industries Devp. Bank of India Ltd. | Financial | 7,000 | 335.27 | 2.50% | -2.53%↓ |
| Chhattisgarh State | Others | 3,25,00,000 | 328.66 | 2.45% | - |
| JSW Kalinga Steel Ltd. | Metals & Mining | 25,000 | 256.87 | 1.92% | 0.01%↑ |
| Muthoot Finance Ltd. | Financial | 25,000 | 254.41 | 1.90% | -0.02%↓ |
| Sundaram Finance Ltd. | Financial | 25,000 | 251.61 | 1.88% | - |
| LIC Housing Finance Ltd. | Financial | 25,000 | 250.87 | 1.87% | - |
| Tata Motors Ltd. | Automobile | 2,500 | 250.25 | 1.87% | -0.02%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Oct 2017 |
|---|---|
| Others | 0.05% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 39.17% | 33.42% |
| AAA | 34.37% | 37.74% |
| SOV | 11.40% | 6.97% |
| AA+ | 8.63% | 4.08% |
| AA | 4.01% | 6.52% |
| Cash & Call Money | 2.08% | 2.20% |
| Others | 0.34% | 0.24% |
| AA- | - | 0.25% |
| B+ | - | 2.86% |
| Cash | - | 0.00% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 02/03/2027 | CRISIL A1+ | 5.35% |
| LIC Housing Finance Ltd. | Commercial Paper | 0.00% | 328-D 11/02/2027 | CRISIL A1+ | 5.01% |
| Radhakrishna Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 3.83% |
| Small Industries Devp. Bank of India Ltd. | Bonds/NCDs | 0.00% | 18/06/2031 | CRISIL AAA | 3.75% |
| Chhattisgarh State | State Development Loan | 7.03% | 28/08/2026 | SOV | 3.74% |
| Bharti Telecom Ltd. | Debenture | 7.75% | 29/02/2028 | CRISIL AAA | 3.72% |
| Indian Bank | Certificate of Deposit | 0.00% | 03/02/2027 | CRISIL A1+ | 3.59% |
| Canara Bank | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 3.58% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 3.57% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 19/03/2027 | [ICRA]A1+ | 3.56% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 23/07/2026 | SOV | 3.54% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 02/03/2027 | CRISIL A1+ | 3.03% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 2.86% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 2.50% |
| Chhattisgarh State | State Development Loan | 7.37% | 15/04/2031 | SOV | 2.45% |
| JSW Kalinga Steel Ltd. | Debenture | 0.00% | 0 | CRISIL AA | 1.92% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 8.65% | 23/09/2027 | [ICRA]AA+ | 1.90% |
| Sundaram Finance Ltd. | Debenture | 7.95% | 14/08/2029 | CRISIL AAA | 1.88% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 0.08% | 0 | CRISIL AAA | 1.87% |
| Tata Motors Ltd. | Debenture | 8.50% | 29/01/2027 | CRISIL AA+ | 1.87% |
| Power Finance Corporation Ltd. | Debenture | 6.96% | 02/03/2028 | CRISIL AAA | 1.86% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 1.79% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 7.69% | 11/12/2026 | CRISIL AAA | 1.68% |
| National Bank For Agriculture & Rural Development | Debenture | 6.66% | 12/10/2028 | [ICRA]AAA | 1.66% |
| Muthoot Finance Ltd. | Debenture | 0.00% | 26/07/2029 | CRISIL AA+ | 1.51% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 24/02/2028 | CRISIL AAA | 1.50% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 1.50% |
| REC Ltd. | Bonds | 7.38% | 28/02/2029 | CRISIL AAA | 1.34% |
| Muthoot Finance Ltd. | Debenture | 8.05% | 25/11/2027 | CRISIL AA+ | 1.30% |
| GOI | GOI Securities Floating Rate Bond | 0.00% | 22/09/2033 | SOV | 1.17% |
| Tata Projects Ltd. | Debenture | 8.33% | 24/06/2027 | IND AA | 1.16% |
| Aditya Birla Housing Finance Ltd. | Debenture | 7.86% | 08/06/2028 | CRISIL AAA | 1.12% |
| REC Ltd. | Bonds | 7.71% | 26/02/2027 | CRISIL AAA | 1.12% |
| Power Finance Corporation Ltd. | Bonds | 7.75% | 22/03/2027 | CRISIL AAA | 1.12% |
| Bharti Telecom Ltd. | Debenture | 7.45% | 15/12/2028 | CRISIL AAA | 1.11% |
| Bharti Telecom Ltd. | Debenture | 7.40% | 01/02/2029 | CRISIL AAA | 1.10% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 02/02/2027 | IND A1+ | 1.08% |
| National Bank For Financing Infrastructure And Development | Bonds | 7.37% | 16/07/2029 | CRISIL AAA | 1.01% |
| Tata Housing Devp. Co. Ltd | Debenture | 7.51% | 08/12/2028 | CARE AA | 0.93% |
| Torrent Pharmaceuticals Ltd. | Debenture | 7.45% | 19/01/2028 | [ICRA]AA+ | 0.93% |
| SMFG India Credit Company Ltd. | Non Convertible Debenture | 8.28% | 05/08/2026 | [ICRA]AAA | 0.90% |
| Housing & Urban Development Corporation Ltd. | Debenture | 7.23% | 18/07/2029 | [ICRA]AAA | 0.75% |
| Tata Chemicals Ltd. | Non Convertible Debenture | 7.81% | 20/08/2027 | CRISIL AA+ | 0.75% |
| Union Bank of India | Certificate of Deposit | 0.00% | 18/02/2027 | [ICRA]A1+ | 0.72% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 10/02/2027 | CRISIL A1+ | 0.72% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 05/03/2027 | IND A1+ | 0.71% |
| JM Financial Services Pvt. Ltd. | Commercial Paper | 0.00% | 301-D 28/08/2026 | CRISIL A1+ | 0.55% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 20/07/2027 | IND AAA(SO) | 0.49% |
| Bharti Telecom Ltd. | Debenture | 8.95% | 04/12/2026 | CRISIL AAA | 0.41% |
| GOI | GOI Securities | 7.38% | 20/06/2027 | SOV | 0.38% |
| Mankind Pharma Ltd. | Bonds/Debentures | 7.97% | 16/11/2027 | CRISIL AA+ | 0.38% |
| REC Ltd. | Debenture | 6.37% | 31/03/2027 | [ICRA]AAA | 0.37% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 03/02/2027 | IND A1+ | 0.36% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 05/02/2027 | IND A1+ | 0.18% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 0.17% |
| Mizoram State | State Development Loan | 7.41% | 13/09/2027 | SOV | 0.11% |
| REC Ltd. | Debenture | 7.70% | 31/08/2026 | [ICRA]AAA | 0.07% |
| National Bank For Agriculture & Rural Development | Floating Rate Bond | 7.50% | 0 | CRISIL AAA | 0.01% |
| GOI | GOI Securities | 8.28% | 21/09/2027 | SOV | 0.01% |
| BNP Paribas | Interest Rate Swap | 0.00% | 15/06/2028 | - | -1.12% |
| Nomura Fixed Income Securities Pvt. Ltd. | Interest Rate Swap | 0.00% | 15/06/2028 | - | -1.12% |
| Standard Chartered Bank | Interest Rate Swap | 0.00% | 19/06/2028 | - | -2.61% |
| ICICI Securities Primary Dealership Ltd. | Interest Rate Swap | 0.00% | 19/06/2028 | - | -2.61% |
| Deutsche Bank AG (India) | Interest Rate Swap | 0.00% | 17/06/2027 | - | -12.69% |
Frequently Asked Questions
What are the top holdings of SBI Low Duration Fund Direct-Growth?
The top holdings of SBI Low Duration Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does SBI Low Duration Fund Direct-Growth hold in its portfolio?
SBI Low Duration Fund Direct-Growth holds 61 securities in its portfolio. The top 5 holdings account for 40.19% of the portfolio and the top 10 for 58.40%.
What is the sector allocation of SBI Low Duration Fund Direct-Growth?
The sector allocation of SBI Low Duration Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of SBI Low Duration Fund Direct-Growth?
As of 30 Jun 2026, SBI Low Duration Fund Direct-Growth has 0.00% in equity, 77.76% in debt and 22.24% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.70%.
What is the market cap allocation of SBI Low Duration Fund Direct-Growth?
The market cap distribution of SBI Low Duration Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is SBI Low Duration Fund Direct-Growth a concentrated or diversified fund?
SBI Low Duration Fund Direct-Growth holds 61 securities, with the top 10 accounting for 58.40% of the portfolio and the top 5 for 40.19%. This is a moderately diversified fund balancing conviction positions with risk spread.
What is the credit quality of SBI Low Duration Fund Direct-Growth?
The debt holdings of SBI Low Duration Fund Direct-Growth are rated as follows — A1+: 39.17%, AAA: 34.37%, SOV: 11.40%, AA+: 8.63%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does SBI Low Duration Fund Direct-Growth change its portfolio?
The portfolio currently holds 61 securities with the top 10 accounting for 58.40% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of SBI Low Duration Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of SBI Low Duration Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for SBI Low Duration Fund Direct-Growth?
The latest portfolio disclosure for SBI Low Duration Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.