mutual funds sbi medium to long term fund directgrowth

holdings

SBI Medium to Long Term Fund Direct-Growth

Debt: Medium to Long Term - Growth (Open ended)

SBI Medium to Long Term Fund Direct-GrowthNAV: 80.44 as on 06 Sep, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Moderately HighCategory: Debt: Medium to Long TermBenchmark: CRISIL Medium to Long Duration Debt A-III IndexCheck Portfolio Overlap →

NAV: ₹80.44+0.08%

07 Sept 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for SBI Medium to Long Term Fund Direct-Growth.

Asset Allocation

As on 31 Aug 2026

Debt

90.96%

Others

8.73%

Real estate

0.31%

Historical Asset Allocation

Asset	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	90.96%	90.11%	93.78%	87.74%	90.30%	99.76%
Others (incl. cash)	8.73%	9.60%	5.93%	11.98%	9.42%	-0.04%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.31%	0.29%	0.29%	0.28%	0.28%	0.28%

Portfolio Snapshot

No. of Securities

Top Holding %

11.76%

Top 5 Holdings %

43.34%

Top 10 Holdings %

62.31%

Modified Duration

4.09 yrs

Avg. Maturity

7.43 yrs

Yield to Maturity

7.77%

AUM

₹2,046 Cr

Expense Ratio

0.78%

Since Inception

7.91%

Max Drawdown

-0.09%

Sharpe Ratio

0.45

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
GOI	Sovereign	2,50,00,000	240.67	11.76%	2.27%↑
GOI	Sovereign	2,00,00,000	193.07	9.44%	2.34%↑
GOI	Sovereign	1,75,00,000	174.85	8.55%	4.87%↑
Muthoot Finance Ltd.	Financial	10,000	99.4	4.86%	-0.02%↓
Bihar State	Others	1,00,00,000	95.38	4.66%	-0.05%↓
JSW Kalinga Steel Ltd.	Metals & Mining	7,500	77.6	3.79%	0.02%↑
Torrent Power Ltd.	Energy	7,500	76.13	3.72%	-0.02%↓
Adani Power Ltd.	Energy	7,000	69.6	3.40%	0.00%
INDOSTAR-12.25%-23-5-16-A-PVT	Financial	7,000	69.5	3.40%	0.00%
Renew Solar Energy (Jharkhand Five) Pvt. Ltd.	Others	7,500	68.21	3.33%	0.00%
JTPM Metal Traders Ltd.	Metals & Mining	6,000	64.68	3.16%	0.02%↑
Motilal Oswal Finevest Ltd.	Financial	6,000	60.26	2.95%	0.00%
H.G. Infra Engineering Ltd.	Construction	6,000	59.26	2.90%	0.00%
Tata Power Renewable Energy Ltd.	Capital Goods	5,000	50.65	2.48%	0.03%↑
JM Financial Credit Solutions Ltd.	Financial	5,000	50.04	2.45%	0.01%↑
Avanse Financial Services Ltd.	Financial	5,000	49.77	2.43%	0.00%
Siddhivinayak Securitisation Trust	Others	50	48.85	2.39%	0.00%
Shivshakti Securitisation Trust	Others	50	48.59	2.37%	-0.01%↓
GOI	Sovereign	50,00,000	45.39	2.22%	-0.01%↓
National Highways Infra Trust	Construction	7,500	39.3	1.92%	-0.02%↓

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Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
SOV	36.64%	43.88%
AA	23.39%	2.81%
AA+	16.44%	2.47%
Cash & Call Money	8.73%	10.13%
AAA	7.88%	22.14%
AA-	6.30%	0.34%
Others	0.31%	2.24%
A1+	-	2.23%
B-	-	5.11%
Cash	-	-0.27%
Term Deposits	-	0.00%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.24%	18/08/2055	SOV	11.76%
GOI	GOI Securities	6.68%	07/07/2040	SOV	9.44%
GOI	GOI Securities	6.94%	11/05/2036	SOV	8.55%
Muthoot Finance Ltd.	Debenture	0.00%	26/07/2029	CRISIL AA+	4.86%
Bihar State	State Development Loan	6.90%	16/07/2035	SOV	4.66%
JSW Kalinga Steel Ltd.	Debenture	0.00%	0	CRISIL AA	3.79%
Torrent Power Ltd.	Debenture	8.50%	11-D 07/06/2031	CRISIL AA+	3.72%
Adani Power Ltd.	Debenture	0.00%	27/01/2028	CRISIL AA	3.40%
INDOSTAR-12.25%-23-5-16-A-PVT	Debenture	8.90%	24/07/2028	CARE AA-	3.40%
Renew Solar Energy (Jharkhand Five) Pvt. Ltd.	Non Convertible Debenture	8.44%	31/08/2029	CARE AA	3.33%
JTPM Metal Traders Ltd.	Debenture	0.00%	30/04/2030	CRISIL AA	3.16%
Motilal Oswal Finevest Ltd.	Bonds	8.80%	10/09/2027	CRISIL AA+	2.95%
H.G. Infra Engineering Ltd.	Debenture	8.55%	29/08/2028	[ICRA]AA-	2.90%
Tata Power Renewable Energy Ltd.	Debenture	7.85%	19/09/2034	[ICRA]AA+	2.48%
JM Financial Credit Solutions Ltd.	Non Convertible Debenture	9.30%	25/09/2026	[ICRA]AA	2.45%
Avanse Financial Services Ltd.	Non Convertible Debenture	8.80%	28/10/2027	IND AA	2.43%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	2.39%
Shivshakti Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	2.37%
GOI	GOI Securities	6.90%	15/04/2065	SOV	2.22%
National Highways Infra Trust	Debenture	0.00%	30/01/2035	IND AAA	1.92%
Torrent Power Ltd.	Non Convertible Debenture	0.00%	0	CRISIL AA+	1.22%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/04/2028	CRISIL AA	1.21%
Tata Power Company Ltd.	Non Convertible Debenture	7.50%	14/07/2031	CRISIL AA+	1.21%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/07/2028	CRISIL AA	1.21%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/01/2028	CRISIL AA	1.21%
Bharti Telecom Ltd.	Debenture	7.45%	15/12/2028	CRISIL AAA	1.20%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	27/10/2028	CRISIL AA	1.20%
Maharashtra State	State Development Loan	7.55%	22/04/2034	SOV	0.01%

Frequently Asked Questions

What are the top holdings of SBI Medium to Long Term Fund Direct-Growth?

The top holdings of SBI Medium to Long Term Fund Direct-Growth as of 31 Aug 2026 are GOI (11.76%), GOI (9.44%), Others (8.73%), GOI (8.55%), Muthoot Finance Ltd. (4.86%). These top 5 stocks together account for 43.34% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does SBI Medium to Long Term Fund Direct-Growth hold in its portfolio?

SBI Medium to Long Term Fund Direct-Growth holds 31 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of SBI Medium to Long Term Fund Direct-Growth?

The sector allocation of SBI Medium to Long Term Fund Direct-Growth is shown in the Sector Allocation section above.

What is the equity and debt allocation of SBI Medium to Long Term Fund Direct-Growth?

As of 31 Aug 2026, SBI Medium to Long Term Fund Direct-Growth has 0.00% allocated to equity, and 90.96% to debt. You can also check the historical trends above.

What is the market cap allocation of SBI Medium to Long Term Fund Direct-Growth?

The market cap allocation of SBI Medium to Long Term Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the PE ratio of SBI Medium to Long Term Fund Direct-Growth's portfolio?

The portfolio PE ratio of SBI Medium to Long Term Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the credit quality of SBI Medium to Long Term Fund Direct-Growth?

As of 31 Aug 2026, SBI Medium to Long Term Fund Direct-Growth's debt portfolio has 7.88% in AAA-rated instruments, 23.39% in AA-rated, and 36.64% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for SBI Medium to Long Term Fund Direct-Growth?

The latest portfolio disclosure for SBI Medium to Long Term Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

Equity

0.00%

Debt

90.96%

90.11%

93.78%

87.74%

90.30%

99.76%

Others (incl. cash)

8.73%

9.60%

5.93%

11.98%

9.42%

-0.04%

Commodities

0.00%

Real Estate

0.31%

0.29%

0.28%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

GOI

Sovereign

2,50,00,000

240.67

11.76%

2.27%↑

GOI

Sovereign

2,00,00,000

193.07

9.44%

2.34%↑

GOI

Sovereign

1,75,00,000

174.85

8.55%

4.87%↑

Muthoot Finance Ltd.

Financial

10,000

99.4

4.86%

-0.02%↓

Bihar State

Others

1,00,00,000

95.38

4.66%

-0.05%↓

JSW Kalinga Steel Ltd.

Metals & Mining

7,500

77.6

3.79%

0.02%↑

Torrent Power Ltd.

Energy

7,500

76.13

3.72%

-0.02%↓

Adani Power Ltd.

Energy

7,000

69.6

3.40%

0.00%

INDOSTAR-12.25%-23-5-16-A-PVT

Financial

7,000

69.5

3.40%

0.00%

Renew Solar Energy (Jharkhand Five) Pvt. Ltd.

Others

7,500

68.21

3.33%

0.00%

JTPM Metal Traders Ltd.

Metals & Mining

6,000

64.68

3.16%

0.02%↑

Motilal Oswal Finevest Ltd.

Financial

6,000

60.26

2.95%

0.00%

H.G. Infra Engineering Ltd.

Construction

6,000

59.26

2.90%

0.00%

Tata Power Renewable Energy Ltd.

Capital Goods

5,000

50.65

2.48%

0.03%↑

JM Financial Credit Solutions Ltd.

Financial

5,000

50.04

2.45%

0.01%↑

Avanse Financial Services Ltd.

Financial

5,000

49.77

2.43%

0.00%

Siddhivinayak Securitisation Trust

Others

48.85

2.39%

0.00%

Shivshakti Securitisation Trust

Others

48.59

2.37%

-0.01%↓

GOI

Sovereign

50,00,000

45.39

2.22%

-0.01%↓

National Highways Infra Trust

Construction

7,500

39.3

1.92%

-0.02%↓

Rating

Fund