Asset	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	99.54%	102.68%	86.09%	94.11%	99.25%	99.14%
Others (incl. cash)	0.46%	-2.68%	13.91%	5.89%	0.75%	0.86%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

Top Holding %

4.27%

Top 5 Holdings %

20.33%

Top 10 Holdings %

35.40%

Modified Duration

0.50 yrs

Avg. Maturity

0.53 yrs

Yield to Maturity

6.89%

AUM

₹33,895 Cr

Expense Ratio

0.26%

Since Inception

7.49%

Max Drawdown

-0.01%

Sharpe Ratio

2.63

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
LIC Housing Finance Ltd.	Financial	30,000	1,446.23	4.27%	-0.09%↓
ICICI Bank Ltd.	Financial	30,000	1,437.76	4.24%	-0.10%↓
National Bank For Financing Infrastructure And Development	Financial	29,000	1,392.42	4.11%	-0.09%↓
Canara Bank	Financial	28,000	1,343.37	3.96%	-0.38%↓
Reserve Bank of India	Financial	13,00,00,000	1,272.37	3.75%	-0.09%↓
Reserve Bank of India	Financial	13,00,00,000	1,258.63	3.71%	-0.09%↓
Union Bank of India	Financial	20,000	976.02	2.88%	-
Punjab National Bank	Financial	20,000	960.02	2.83%	-0.06%↓
Kotak Mahindra Bank Ltd.	Financial	20,000	960.02	2.83%	-0.07%↓
Jio Credit Ltd.	Financial	20,000	955.91	2.82%	-0.06%↓
Punjab National Bank	Financial	17,500	845.08	2.49%	-1.08%↓
National Bank For Agriculture & Rural Development	Financial	17,100	818.78	2.42%	-0.05%↓
Small Industries Devp. Bank of India Ltd.	Financial	17,000	819.6	2.42%	-1.94%↓
Canara Bank	Financial	16,900	812	2.40%	0.08%↑
Bank Of Baroda	Financial	16,000	768.57	2.27%	-0.05%↓
Reserve Bank of India	Financial	7,50,00,000	726.86	2.14%	-0.05%↓
HDFC Bank Ltd.	Financial	15,100	724.25	2.14%	-0.04%↓
IDBI Bank Ltd.	Financial	12,000	574.88	1.70%	-0.03%↓
GOI	Sovereign	5,00,00,000	504	1.49%	-0.04%↓
Indian Bank	Financial	10,000	483.04	1.43%	-0.03%↓

1 / 5

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
A1+	85.28%	74.31%
SOV	13.97%	13.64%
Cash & Call Money	0.46%	7.61%
Others	0.29%	0.23%
AA	-	0.40%
AA+	-	0.56%
AAA	-	0.94%
Cash	-	-0.93%
Term Deposits	-	0.32%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
LIC Housing Finance Ltd.	Commercial Paper	0.00%	328-D 11/02/2027	CRISIL A1+	4.27%
ICICI Bank Ltd.	Certificate of Deposit	0.00%	19/03/2027	[ICRA]A1+	4.24%
National Bank For Financing Infrastructure And Development	Certificate of Deposit	0.00%	04/03/2027	IND A1+	4.11%
Canara Bank	Certificate of Deposit	0.00%	12/03/2027	CRISIL A1+	3.96%
Reserve Bank of India	Treasury Bills	0.00%	182-D 24/12/2026	SOV	3.75%
Reserve Bank of India	Treasury Bills	0.00%	364-D 04/03/2027	SOV	3.71%
Union Bank of India	Certificate of Deposit	0.00%	10/12/2026	[ICRA]A1+	2.88%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	09/03/2027	CRISIL A1+	2.83%
Punjab National Bank	Certificate of Deposit	0.00%	09/03/2027	CRISIL A1+	2.83%
Jio Credit Ltd.	Commercial Paper	0.00%	364-D 19/03/2027	CRISIL A1+	2.82%
Punjab National Bank	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	2.49%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	18/03/2027	CRISIL A1+	2.42%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	09/02/2027	CRISIL A1+	2.42%
Canara Bank	Certificate of Deposit	0.00%	04/03/2027	CRISIL A1+	2.40%
Bank Of Baroda	Certificate of Deposit	0.00%	05/03/2027	IND A1+	2.27%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	12/03/2027	CRISIL A1+	2.14%
Reserve Bank of India	Treasury Bills	0.00%	364-D 25/02/2027	SOV	2.14%
IDBI Bank Ltd.	Certificate of Deposit	0.00%	0	CRISIL A1+	1.70%
GOI	GOI Securities	6.79%	15/05/2027	SOV	1.49%
Indian Bank	Certificate of Deposit	0.00%	03/02/2027	CRISIL A1+	1.43%
Axis Bank Ltd.	Certificate of Deposit	0.00%	26/02/2027	CRISIL A1+	1.42%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	02/03/2027	CRISIL A1+	1.42%
Jio Credit Ltd.	Commercial Paper	0.00%	0	CRISIL A1+	1.41%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	10/03/2027	CRISIL A1+	1.41%
Cholamandalam Investment and Finance Company Ltd.	Commercial Paper	0.00%	364-D 26/02/2027	CRISIL A1+	1.41%
L&T Finance Ltd.	Commercial Paper	0.00%	364-D 19/03/2027	CRISIL A1+	1.41%
Bank Of Baroda	Certificate of Deposit	0.00%	12/02/2027	IND A1+	1.28%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	24/02/2027	CRISIL A1+	1.14%
Hero FinCorp Ltd.	Commercial Paper	0.00%	0	CRISIL A1+	1.14%
Union Bank of India	Certificate of Deposit	0.00%	15/03/2027	[ICRA]A1+	1.06%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	363-D 16/12/2026	CRISIL A1+	1.00%
Punjab National Bank	Certificate of Deposit	0.00%	18/03/2027	CRISIL A1+	0.99%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	18/02/2027	CRISIL A1+	0.99%
Muthoot Finance Ltd.	Commercial Paper	0.00%	365-D 09/03/2027	CRISIL A1+	0.99%
Uttar Pradesh State	State Development Loan	7.52%	24/05/2027	SOV	0.97%
Avanse Financial Services Ltd.	Commercial Paper	0.00%	91-D 04/09/2026	CRISIL A1+	0.88%
Cholamandalam Investment and Finance Company Ltd.	Commercial Paper	0.00%	91-D 22/09/2026	CRISIL A1+	0.88%
Sundaram Finance Ltd.	Commercial Paper	0.00%	306-D 15/02/2027	CRISIL A1+	0.85%
Indian Overseas Bank	Certificate of Deposit	0.00%	25/02/2027	CARE A1+	0.85%
Adani Ports and Special Economic Zone Ltd.	Commercial Paper	0.00%	96-D 17/08/2026	CRISIL A1+	0.74%
Reserve Bank of India	Treasury Bills	0.00%	91-D 09/2026	SOV	0.73%
Equitas Small Finance Bank Ltd.	Certificate of Deposit	0.00%	15/12/2026	CRISIL A1+	0.72%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	179-D 11/12/2026	CRISIL A1+	0.72%
Equitas Small Finance Bank Ltd.	Certificate of Deposit	0.00%	14/12/2026	CRISIL A1+	0.72%
The Jammu & Kashmir Bank Ltd.	Certificate of Deposit	0.00%	24/02/2027	CRISIL A1+	0.71%
Pilani Investment And Industries Corporation Ltd.	Commercial Paper	0.00%	365-D 12/03/2027	CRISIL A1+	0.71%
Canara Bank	Certificate of Deposit	0.00%	02/02/2027	CRISIL A1+	0.71%
Canara Bank	Certificate of Deposit	0.00%	11/03/2027	CRISIL A1+	0.71%
Bank Of Baroda	Certificate of Deposit	0.00%	11/03/2027	IND A1+	0.71%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	11/06/2027	CRISIL A1+	0.69%
Torrent Pharmaceuticals Ltd.	Commercial Paper	0.00%	337-D 22/12/2026	[ICRA]A1+	0.65%
Small Industries Devp. Bank of India Ltd.	Commercial Paper	0.00%	26/02/2027	CRISIL A1+	0.64%
Avanse Financial Services Ltd.	Commercial Paper	0.00%	83-D 27/08/2026	CRISIL A1+	0.59%
SMFG India Credit Company Ltd.	Commercial Paper	0.00%	362-D 28/09/2026	CRISIL A1+	0.58%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	142-D 17/09/2026	CRISIL A1+	0.58%
Union Bank of India	Certificate of Deposit	0.00%	02/03/2027	[ICRA]A1+	0.57%
Muthoot Finance Ltd.	Commercial Paper	0.00%	363-D 25/02/2027	CRISIL A1+	0.57%
ICICI Bank Ltd.	Certificate of Deposit	0.00%	27/01/2027	[ICRA]A1+	0.57%
Aditya Birla Capital Ltd.	Commercial Paper	0.00%	365-D 26/02/2027	CRISIL A1+	0.57%
Toyota Financial Services Ltd.	Commercial Paper	0.00%	258-D 10/03/2027	CRISIL A1+	0.56%
ICICI Securities Ltd.	Commercial Paper	0.00%	273-D 25/03/2027	CRISIL A1+	0.56%
Tata Capital Ltd.	Commercial Paper	0.00%	12/03/2027	CRISIL A1+	0.42%
Motilal Oswal Financial Services Ltd.	Commercial Paper	0.00%	365-D 05/03/2027	CRISIL A1+	0.42%
Godrej Housing Finance Ltd.	Commercial Paper	0.00%	365-D 23/03/2027	CRISIL A1+	0.42%
Punjab National Bank	Certificate of Deposit	0.00%	09/02/2027	CRISIL A1+	0.34%
Bank Of Baroda	Certificate of Deposit	0.00%	25/01/2027	IND A1+	0.34%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	16/12/2026	CRISIL A1+	0.33%
Bank Of Baroda	Certificate of Deposit	0.00%	25/11/2026	IND A1+	0.29%
Mindspace Business Parks REIT	Commercial Paper	0.00%	138-D 15/09/2026	[ICRA]A1+	0.29%
Punjab National Bank	Certificate of Deposit	0.00%	15/12/2026	CRISIL A1+	0.29%
Adani Ports and Special Economic Zone Ltd.	Commercial Paper	0.00%	91-D 18/08/2026	CRISIL A1+	0.29%
DSP Finance Pvt Ltd.	Commercial Paper	0.00%	29/10/2026	CRISIL A1+	0.29%
Bank Of Baroda	Certificate of Deposit	0.00%	08/03/2027	IND A1+	0.28%
Muthoot Finance Ltd.	Commercial Paper	0.00%	360-D 04/03/2027	CRISIL A1+	0.28%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	05/03/2027	CRISIL A1+	0.28%
Punjab National Bank	Certificate of Deposit	0.00%	12/03/2027	CRISIL A1+	0.28%
Canara Bank	Certificate of Deposit	0.00%	02/03/2027	CRISIL A1+	0.28%
Small Industries Devp. Bank of India Ltd.	Commercial Paper	0.00%	25/03/2027	CRISIL A1+	0.21%
Jharkhand State	State Development Loan	7.40%	09/11/2026	SOV	0.19%
Kerala State	State Development Loan	7.61%	09/08/2026	SOV	0.15%
Gujarat State	State Development Loan	6.04%	20/10/2026	SOV	0.15%
Bank Of Baroda	Certificate of Deposit	0.00%	04/12/2026	IND A1+	0.14%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	02/03/2027	CRISIL A1+	0.14%
Bank Of Baroda	Certificate of Deposit	0.00%	06/11/2026	IND A1+	0.14%
Canara Bank	Certificate of Deposit	0.00%	26/02/2027	CRISIL A1+	0.14%
Telangana State	State Development Loan	7.40%	09/11/2026	SOV	0.13%
Himachal Pradesh State	State Development Loan	7.39%	09/11/2026	SOV	0.13%
Assam State	State Development Loan	7.42%	09/11/2026	SOV	0.12%
West Bengal State	State Development Loan	7.25%	26/10/2026	SOV	0.08%
Andhra Pradesh State	State Development Loan	7.25%	28/12/2026	SOV	0.08%
Uttar Pradesh State	State Development Loan	7.39%	14/09/2026	SOV	0.08%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	06/11/2026	CRISIL A1+	0.07%
Madhya Pradesh State	State Development Loan	7.38%	14/09/2026	SOV	0.07%

Frequently Asked Questions

What are the top holdings of SBI Money Market Fund Direct-Growth?

The top holdings of SBI Money Market Fund Direct-Growth as of 31 Jul 2026 are LIC Housing Finance Ltd. (4.27%), ICICI Bank Ltd. (4.24%), National Bank For Financing Infrastructure And Development (4.11%), Canara Bank (3.96%), Reserve Bank of India (3.75%). These top 5 stocks together account for 20.33% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does SBI Money Market Fund Direct-Growth hold in its portfolio?

SBI Money Market Fund Direct-Growth holds 94 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of SBI Money Market Fund Direct-Growth?

The sector allocation of SBI Money Market Fund Direct-Growth is shown in the Sector Allocation section above.

What is the equity and debt allocation of SBI Money Market Fund Direct-Growth?

As of 31 Jul 2026, SBI Money Market Fund Direct-Growth has 0.00% allocated to equity, and 99.54% to debt. You can also check the historical trends above.

What is the market cap allocation of SBI Money Market Fund Direct-Growth?

The market cap allocation of SBI Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the PE ratio of SBI Money Market Fund Direct-Growth's portfolio?

The portfolio PE ratio of SBI Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the credit quality of SBI Money Market Fund Direct-Growth?

As of 31 Jul 2026, SBI Money Market Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 13.97% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for SBI Money Market Fund Direct-Growth?

The latest portfolio disclosure for SBI Money Market Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

Equity

0.00%

Debt

99.54%

102.68%

86.09%

94.11%

99.25%

99.14%

Others (incl. cash)

0.46%

-2.68%

13.91%

5.89%

0.75%

0.86%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

LIC Housing Finance Ltd.

Financial

30,000

1,446.23

4.27%

-0.09%↓

ICICI Bank Ltd.

Financial

30,000

1,437.76

4.24%

-0.10%↓

National Bank For Financing Infrastructure And Development

Financial

29,000

1,392.42

4.11%

-0.09%↓

Canara Bank

Financial

28,000

1,343.37

3.96%

-0.38%↓

Reserve Bank of India

Financial

13,00,00,000

1,272.37

3.75%

-0.09%↓

Reserve Bank of India

Financial

13,00,00,000

1,258.63

3.71%

-0.09%↓

Union Bank of India

Financial

20,000

976.02

2.88%

Punjab National Bank

Financial

20,000

960.02

2.83%

-0.06%↓

Kotak Mahindra Bank Ltd.

Financial

20,000

960.02

2.83%

-0.07%↓

Jio Credit Ltd.

Financial

20,000

955.91

2.82%

-0.06%↓

Punjab National Bank

Financial

17,500

845.08

2.49%

-1.08%↓

National Bank For Agriculture & Rural Development

Financial

17,100

818.78

2.42%

-0.05%↓

Small Industries Devp. Bank of India Ltd.

Financial

17,000

819.6

2.42%

-1.94%↓

Canara Bank

Financial

16,900

812

2.40%

0.08%↑

Bank Of Baroda

Financial

16,000

768.57

2.27%

-0.05%↓

Reserve Bank of India

Financial

7,50,00,000

726.86

2.14%

-0.05%↓

HDFC Bank Ltd.

Financial

15,100

724.25

2.14%

-0.04%↓

IDBI Bank Ltd.

Financial

12,000

574.88

1.70%

-0.03%↓

GOI

Sovereign

5,00,00,000

504

1.49%

-0.04%↓

Indian Bank

Financial

10,000

483.04

1.43%

-0.03%↓

Rating

Fund