mutual funds sbi multi asset allocation fund directgrowth

holdings

SBI Multi Asset Allocation Fund Direct-Growth

Hybrid: Multi Asset Allocation - Growth (Open ended)

SBI Multi Asset Allocation Fund Direct-GrowthNAV: 73.72 as on 07 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Very HighCategory: Hybrid: Multi Asset Allocation

NAV: ₹73.72-1.26%

08 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for SBI Multi Asset Allocation Fund Direct-Growth.

Asset Allocation

As on 31 May 2026

Equity

47.14%

Debt

34.12%

Commodities

10.54%

Others

4.40%

Real estate

3.79%

Market Cap Distribution

Large Cap (37.7%)

Mid Cap (26.0%)

Small Cap (36.3%)

Historical Asset Allocation

Asset	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Equity	47.14%	46.03%	43.01%	40.82%	41.64%	39.75%
Debt	34.12%	32.33%	35.45%	35.89%	32.01%	35.36%
Others (incl. cash)	4.40%	7.42%	6.75%	8.13%	11.92%	8.94%
Commodities	10.54%	10.25%	10.48%	10.47%	9.42%	10.45%
Real Estate	3.79%	3.98%	4.31%	4.69%	5.01%	5.49%

Portfolio Snapshot

No. of Securities

125

P/E Ratio

19.69

P/B Ratio

2.21

Top Holding %

6.21%

Top 5 Holdings %

19.92%

Top 10 Holdings %

29.22%

Modified Duration

1.63 yrs

Avg. Maturity

2.15 yrs

Yield to Maturity

8.07%

AUM

₹18,290 Cr

Expense Ratio

0.73%

Since Inception

12.41%

Max Drawdown

-0.18%

Sharpe Ratio

1.25

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Bandhan Bank Ltd.	Financial	2,05,00,000	427.02	2.33%	0.02%↑
GAIL (India) Ltd.	Energy	2,33,50,297	384.14	2.10%	-0.06%↓
Indus Towers Ltd.	Communication	82,00,000	362.48	1.98%	0.54%↑
Biocon Ltd.	Healthcare	79,20,476	339.51	1.86%	0.24%↑
Syngene International Ltd.	Healthcare	70,00,000	309.4	1.69%	0.37%↑
Oil And Natural Gas Corporation Ltd.	Energy	1,15,00,000	305.21	1.67%	-0.28%↓
ICICI Bank Ltd.	Financial	23,20,000	291.48	1.59%	1.36%↑
Mahindra & Mahindra Financial Services Ltd.	Financial	92,32,926	280.36	1.53%	-0.09%↓
Kotak Mahindra Bank Ltd.	Financial	66,96,701	257.29	1.41%	-0.05%↓
CESC Ltd.	Energy	1,35,44,608	246.63	1.35%	-0.03%↓
Reliance Industries Ltd.	Energy	17,20,000	227.25	1.24%	-0.15%↓
Cohance Lifesciences Ltd.	Healthcare	52,00,000	224.38	1.23%	0.68%↑
Punjab National Bank	Financial	2,10,00,000	222.71	1.22%	-0.08%↓
UPL Ltd.	Chemicals	32,60,348	210.23	1.15%	-0.04%↓
Restaurant Brands Asia Ltd.	Services	3,05,00,000	209.41	1.14%	0.02%↑
HDFC Bank Ltd.	Financial	26,62,000	198.2	1.08%	-0.08%↓
Bajaj Finserv Ltd.	Financial	10,83,750	193.3	1.06%	0.56%↑
Delhivery Ltd.	Services	40,44,368	182.95	1.00%	-0.07%↓
NHPC Ltd.	Energy	2,28,00,000	179.82	0.98%	-0.09%↓
Samvardhana Motherson International Ltd.	Automobile	1,20,00,000	174.89	0.96%	0.13%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Financial	12.80%	11.27%	10.15%	11.09%	11.82%	11.19%
Energy	8.75%	9.67%	9.50%	8.33%	6.16%	5.42%
Services	5.41%	5.70%	5.16%	4.78%	4.89%	5.73%
Healthcare	4.96%	3.71%	2.83%	1.60%	1.67%	1.08%
Chemicals	2.60%	2.81%	2.75%	3.02%	3.68%	1.92%
Communication	2.14%	1.70%	1.66%	1.57%	1.70%	0.26%
Consumer Staples	2.03%	2.17%	2.25%	2.36%	2.59%	3.24%
Technology	1.74%	1.97%	2.34%	2.07%	2.83%	3.21%
Automobile	1.47%	1.47%	0.78%	0.59%	0.64%	0.73%
Construction	1.17%	1.13%	1.10%	1.03%	1.08%	1.35%
Metals & Mining	0.91%	0.95%	0.95%	0.88%	0.87%	0.90%
Textiles	0.82%	0.87%	0.78%	0.85%	0.80%	1.24%
Capital Goods	0.71%	0.70%	0.67%	0.48%	0.50%	0.60%
Materials	0.59%	0.69%	0.73%	0.69%	0.79%	0.97%
Consumer Discretionary	0.55%	0.59%	0.69%	0.74%	0.85%	0.99%
Insurance	0.50%	0.54%	0.59%	0.66%	0.71%	0.85%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AA	8.02%	0.59%
AAA	7.60%	6.43%
AA+	6.23%	1.02%
Cash & Call Money	4.23%	5.01%
SOV	3.59%	8.03%
AA-	3.35%	0.17%
A1+	2.97%	1.78%
A+	1.81%	0.10%
A	-	0.02%
Cash	-	2.61%
Others	-	0.05%
Term Deposits	-	0.11%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

52.4 / 100

Weighted average Value score is 52.4. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

51.1 / 100

Weighted average Price Momentum score is 51.1. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

60.4 / 100

Weighted average Quality score is 60.4. This indicates that portfolio has average quality using composite of quality measures.

QVM score

61.0 / 100

Weighted average QVM score is 61.0. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Afcons Infrastructure Ltd., Ashoka Buildcon Ltd., GAIL (India) Ltd., VIP Industries Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Afcons Infrastructure Ltd., Bajaj Finserv Ltd., Life Insurance Corporation of India, Mahindra & Mahindra Financial Services Ltd., Mahindra Lifespace Developers Ltd., Swiggy Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
VIP Industries Ltd.	2.55
Jubilant FoodWorks Ltd.	2.14
Interglobe Aviation Ltd.	11.15
Restaurant Brands Asia Ltd.	2.73

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	[ICRA]AAA	1.63%
Adani Power Ltd.	Debenture	0.00%	27/01/2028	CRISIL AA	1.62%
JTPM Metal Traders Ltd.	Debenture	0.00%	30/04/2030	CRISIL AA	1.44%
Muthoot Finance Ltd.	Debenture	0.00%	26/07/2029	CRISIL AA+	1.37%
JSW Kalinga Steel Ltd.	Debenture	0.00%	0	CRISIL AA	1.37%
LIC Housing Finance Ltd. GDR/GDS	Commercial Paper	0.00%	347-D 23/02/2027	CRISIL A1+	1.29%
Madhya Pradesh State	State Development Loan	7.56%	04/03/2039	SOV	1.12%
Cholamandalam Investment and Finance Company Ltd.	Non Convertible Debenture	9.05%	06/03/2032	[ICRA]AA+	1.10%
Aditya Birla Renewables Ltd.	Bonds/NCDs	8.60%	24/09/2027	CRISIL AA	1.09%
Power Finance Corporation Ltd.	Debenture	6.96%	02/03/2028	CRISIL AAA	1.08%
Small Industries Devp. Bank of India Ltd.	Debenture	7.22%	10/04/2029	CRISIL AAA	1.08%
GMR Airports Ltd.	Bonds	0.00%	13/08/2028	CRISIL A+	1.00%
Bharti Telecom Ltd.	Non Convertible Debenture	8.75%	05/11/2029	CRISIL AAA	0.97%
Infopark Properties Ltd.	Debenture	0.00%	19/06/2039	CARE AA-	0.87%
Muthoot Finance Ltd.	Non Convertible Debenture	8.45%	26/06/2029	CRISIL AA+	0.82%
Avanse Financial Services Ltd.	Debenture	9.40%	27/09/2027	CARE AA-	0.82%
Muthoot Finance Ltd.	Bonds	8.40%	28/08/2028	CRISIL AA+	0.82%
Kogta Financial India Ltd.	Non Convertible Debenture	9.45%	24/03/2028	CARE A+	0.81%
Bharti Telecom Ltd.	Debenture	7.45%	15/12/2028	CRISIL AAA	0.80%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	18/03/2027	CRISIL A1+	0.77%
Cholamandalam Investment and Finance Company Ltd.	Debenture	8.58%	13/05/2027	[ICRA]AA+	0.68%
INDOSTAR-12.25%-23-5-16-A-PVT	Non Convertible Debenture	9.25%	22/11/2027	CARE AA-	0.68%
Motilal Oswal Finevest Ltd.	Bonds	8.80%	10/09/2027	CRISIL AA	0.66%
Tata Projects Ltd.	Debenture	8.47%	20/11/2026	IND AA	0.57%
IDFC First Bank Ltd.	Interest Rate Swap	0.00%	22/05/2028	-	0.55%
Mahindra & Mahindra Financial Services Ltd.	Debenture	0.00%	18/05/2029	CRISIL AAA	0.55%
INDOSTAR-12.25%-23-5-16-A-PVT	Debenture	9.40%	19/07/2027	CARE AA-	0.55%
Reserve Bank of India	Treasury Bills	0.00%	182-D 11/06/2026	SOV	0.55%
Reserve Bank of India	Treasury Bills	0.00%	91-D 16/07/2026	SOV	0.54%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	0.54%
Reserve Bank of India	Treasury Bills	0.00%	91-D 20/08/2026	SOV	0.54%
Godrej Industries Ltd.	Non Convertible Debenture	8.10%	22/05/2028	CRISIL AA+	0.54%
GOI	GOI Securities	6.01%	21/07/2030	SOV	0.53%
JM Financial Services Pvt. Ltd.	Commercial Paper	0.00%	365-D 22/01/2027	CRISIL A1+	0.52%
INDOSTAR-12.25%-23-5-16-A-PVT	Debenture	8.90%	24/07/2028	CARE AA-	0.43%
Muthoot Finance Ltd.	Debenture	8.78%	20/05/2027	CRISIL AA+	0.41%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	18/02/2027	CRISIL A1+	0.39%
Madhya Pradesh State	State Development Loan	7.74%	11/03/2047	SOV	0.30%
Mahindra Rural Housing Finance Ltd.	Debenture	8.45%	22/01/2027	CRISIL AAA	0.27%
Fullerton India Home Finance Ltd.	Non Convertible Debenture	8.35%	15/01/2027	CRISIL AAA	0.27%
JM Financial Credit Solutions Ltd.	Debenture	9.30%	14/08/2026	[ICRA]AA	0.27%
TVS Credit Services Ltd.	Non Convertible Debenture	8.85%	02/06/2027	CRISIL AA+	0.27%
Small Industries Devp. Bank of India Ltd.	Bonds/NCDs	7.44%	10/04/2028	CRISIL AAA	0.27%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	27/10/2028	CRISIL AA	0.27%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/01/2028	CRISIL AA	0.24%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/04/2028	CRISIL AA	0.24%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/07/2028	CRISIL AA	0.24%
Torrent Power Ltd.	Debenture	8.40%	18/01/2027	CRISIL AA+	0.22%
Mahindra Rural Housing Finance Ltd.	Debenture	8.41%	28/02/2029	CRISIL AAA	0.14%

Frequently Asked Questions

What are the top holdings of SBI Multi Asset Allocation Fund Direct-Growth?

The top holdings of SBI Multi Asset Allocation Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does SBI Multi Asset Allocation Fund Direct-Growth hold in its portfolio?

SBI Multi Asset Allocation Fund Direct-Growth holds 125 securities in its portfolio. The top 5 holdings account for 19.92% of the portfolio and the top 10 for 29.22% — a well-diversified portfolio that minimises stock-specific risk.

What is the sector allocation of SBI Multi Asset Allocation Fund Direct-Growth?

The sector allocation of SBI Multi Asset Allocation Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of SBI Multi Asset Allocation Fund Direct-Growth?

As of 31 May 2026, SBI Multi Asset Allocation Fund Direct-Growth has 47.14% in equity, 34.12% in debt and 4.40% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 8.07%.

What is the market cap allocation of SBI Multi Asset Allocation Fund Direct-Growth?

SBI Multi Asset Allocation Fund Direct-Growth's equity portfolio — Large Cap: 37.74%, Mid Cap: 25.99%, Small Cap: 36.27%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.

Is SBI Multi Asset Allocation Fund Direct-Growth a concentrated or diversified fund?

SBI Multi Asset Allocation Fund Direct-Growth holds 125 securities, with the top 10 accounting for 29.22% of the portfolio and the top 5 for 19.92%. With 125 holdings, this is a well-diversified fund — stock-specific risk is limited.

What is the credit quality of SBI Multi Asset Allocation Fund Direct-Growth?

The debt holdings of SBI Multi Asset Allocation Fund Direct-Growth are rated as follows — AA: 8.02%, AAA: 7.60%, AA+: 6.23%, Cash & Call Money: 4.23%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does SBI Multi Asset Allocation Fund Direct-Growth change its portfolio?

The portfolio currently holds 125 securities with the top 10 accounting for 29.22% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of SBI Multi Asset Allocation Fund Direct-Growth's portfolio?

The weighted average PE ratio of SBI Multi Asset Allocation Fund Direct-Growth's portfolio is 19.69 and the PB ratio is 2.21. The debt portfolio has a modified duration of 1.63 years and an average maturity of 2.15 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.

When is the latest portfolio disclosure for SBI Multi Asset Allocation Fund Direct-Growth?

The latest portfolio disclosure for SBI Multi Asset Allocation Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Equity

47.14%

46.03%

43.01%

40.82%

41.64%

39.75%

Debt

34.12%

32.33%

35.45%

35.89%

32.01%

35.36%

Others (incl. cash)

4.40%

7.42%

6.75%

8.13%

11.92%

8.94%

Commodities

10.54%

10.25%

10.48%

10.47%

9.42%

10.45%

Real Estate

3.79%

3.98%

4.31%

4.69%

5.01%

5.49%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Bandhan Bank Ltd.

Financial

2,05,00,000

427.02

2.33%

0.02%↑

GAIL (India) Ltd.

Energy

2,33,50,297

384.14

2.10%

-0.06%↓

Indus Towers Ltd.

Communication

82,00,000

362.48

1.98%

0.54%↑

Biocon Ltd.

Healthcare

79,20,476

339.51

1.86%

0.24%↑

Syngene International Ltd.

Healthcare

70,00,000

309.4

1.69%

0.37%↑

Oil And Natural Gas Corporation Ltd.

Energy

1,15,00,000

305.21

1.67%

-0.28%↓

ICICI Bank Ltd.

Financial

23,20,000

291.48

1.59%

1.36%↑

Mahindra & Mahindra Financial Services Ltd.

Financial

92,32,926

280.36

1.53%

-0.09%↓

Kotak Mahindra Bank Ltd.

Financial

66,96,701

257.29

1.41%

-0.05%↓

CESC Ltd.

Energy

1,35,44,608

246.63

1.35%

-0.03%↓

Reliance Industries Ltd.

Energy

17,20,000

227.25

1.24%

-0.15%↓

Cohance Lifesciences Ltd.

Healthcare

52,00,000

224.38

1.23%

0.68%↑

Punjab National Bank

Financial

2,10,00,000

222.71

1.22%

-0.08%↓

UPL Ltd.

Chemicals

32,60,348

210.23

1.15%

-0.04%↓

Restaurant Brands Asia Ltd.

Services

3,05,00,000

209.41

1.14%

0.02%↑

HDFC Bank Ltd.

Financial

26,62,000

198.2

1.08%

-0.08%↓

Bajaj Finserv Ltd.

Financial

10,83,750

193.3

1.06%

0.56%↑

Delhivery Ltd.

Services

40,44,368

182.95

1.00%

-0.07%↓

NHPC Ltd.

Energy

2,28,00,000

179.82

0.98%

-0.09%↓

Samvardhana Motherson International Ltd.

Automobile

1,20,00,000

174.89

0.96%

0.13%↑

Sector

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Financial

12.80%

11.27%

10.15%

11.09%

11.82%

11.19%

Energy

8.75%

9.67%

9.50%

8.33%

6.16%

5.42%

Services

5.41%

5.70%

5.16%

4.78%

4.89%

5.73%

Healthcare

4.96%

3.71%

2.83%

1.60%

1.67%

1.08%

Chemicals

2.60%

2.81%

2.75%

3.02%

3.68%

1.92%

Communication

2.14%

1.70%

1.66%

1.57%

1.70%

0.26%

Consumer Staples

2.03%

2.17%

2.25%

2.36%

2.59%

3.24%

Technology

1.74%

1.97%

2.34%

2.07%

2.83%

3.21%

Automobile

1.47%

0.78%

0.59%

0.64%

0.73%

Construction

1.17%

1.13%

1.10%

1.03%

1.08%

1.35%

Metals & Mining

0.91%

0.95%

0.88%

0.87%

0.90%

Textiles

0.82%

0.87%

0.78%

0.85%

0.80%

1.24%

Capital Goods

0.71%

0.70%

0.67%

0.48%

0.50%

0.60%

Materials

0.59%

0.69%

0.73%

0.69%

0.79%

0.97%

Consumer Discretionary

0.55%

0.59%

0.69%

0.74%

0.85%

0.99%

Insurance

0.50%

0.54%

0.59%

0.66%

0.71%

0.85%

Rating

Fund