mutual funds sbi multi asset allocation fund directgrowth

holdings

SBI Multi Asset Allocation Fund Direct-Growth

Hybrid: Multi Asset Allocation - Growth (Open ended)

SEBI Riskometer: Very HighCategory: Hybrid: Multi Asset AllocationCheck Portfolio Overlap →

NAV: ₹71-0.46%

23 Oct 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for SBI Multi Asset Allocation Fund Direct-Growth.

Asset Allocation

As on 30 Sep 2026

Equity

45.17%

Debt

34.25%

Commodities

9.94%

Real estate

5.37%

Others

5.27%

Market Cap Distribution

Large Cap (43.2%)

Mid Cap (20.1%)

Small Cap (36.7%)

Historical Asset Allocation

Asset	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Equity	45.17%	47.22%	47.57%	48.99%	47.14%	46.03%
Debt	34.25%	32.76%	35.31%	33.35%	34.12%	32.33%
Others (incl. cash)	5.27%	5.18%	3.62%	3.88%	4.40%	7.42%
Commodities	9.94%	10.38%	9.88%	10.08%	10.54%	10.25%
Real Estate	5.37%	4.47%	3.62%	3.70%	3.79%	3.98%

Portfolio Snapshot

No. of Securities

131

P/E Ratio

19.38

P/B Ratio

2.19

Top Holding %

6.42%

Top 5 Holdings %

19.70%

Top 10 Holdings %

28.75%

Modified Duration

2.01 yrs

Avg. Maturity

2.42 yrs

Yield to Maturity

7.93%

AUM

₹21,044 Cr

Expense Ratio

0.66%

Since Inception

11.92%

Max Drawdown

-0.18%

Sharpe Ratio

0.95

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
GAIL (India) Ltd.	Energy	2,33,50,297	398.24	1.89%	-0.09%↓
HDFC Bank Ltd.	Financial	52,62,000	372.92	1.77%	-0.01%↓
Bandhan Bank Ltd.	Financial	2,05,00,000	365.37	1.74%	0.14%↑
Delhivery Ltd.	Services	86,38,573	353.92	1.68%	-0.20%↓
ICICI Bank Ltd.	Financial	23,20,000	306.63	1.46%	-0.15%↓
Indus Towers Ltd.	Communication	82,00,000	306.02	1.45%	-0.07%↓
Mahindra & Mahindra Financial Services Ltd.	Financial	92,32,926	299.93	1.43%	-0.22%↓
Biocon Ltd.	Healthcare	79,20,476	293.3	1.39%	-0.17%↓
Kotak Mahindra Bank Ltd.	Financial	66,96,701	279.25	1.33%	-0.01%↓
Samvardhana Motherson International Ltd.	Automobile	1,62,55,579	265.39	1.26%	-0.06%↓
Oil And Natural Gas Corporation Ltd.	Energy	1,15,00,000	259.67	1.23%	-0.04%↓
Syngene International Ltd.	Healthcare	70,00,000	255.71	1.22%	-0.12%↓
CESC Ltd.	Energy	1,85,44,608	248.22	1.18%	-0.12%↓
Punjab National Bank	Financial	2,10,00,000	237.43	1.13%	-0.02%↓
Cohance Lifesciences Ltd.	Healthcare	52,00,000	230.88	1.10%	-0.04%↓
Axis Bank Ltd.	Financial	18,00,000	220.68	1.05%	-0.07%↓
Elevate Campuses Ltd.	Construction	66,43,124	214.54	1.02%	-
Reliance Industries Ltd.	Energy	17,20,000	204.16	0.97%	-0.08%↓
FSN E-Commerce Ventures Ltd.	Services	63,46,875	203.1	0.97%	-0.09%↓
Bajaj Finserv Ltd.	Financial	11,20,650	193.98	0.92%	-0.16%↓

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Financial	12.52%	13.78%	14.13%	12.70%	12.80%	11.27%
Energy	7.23%	7.67%	8.16%	8.15%	8.75%	9.67%
Healthcare	4.47%	4.82%	4.85%	5.12%	4.96%	3.71%
Services	4.25%	4.69%	4.83%	7.35%	5.41%	5.70%
Consumer Staples	2.75%	2.74%	2.95%	2.79%	2.03%	2.17%
Chemicals	2.58%	2.47%	2.45%	2.50%	2.60%	2.81%
Automobile	2.29%	2.38%	2.25%	1.92%	1.47%	1.47%
Construction	2.16%	1.18%	1.28%	1.22%	1.17%	1.13%
Communication	1.59%	1.66%	1.74%	1.81%	2.14%	1.70%
Capital Goods	1.27%	0.87%	0.60%	0.67%	0.71%	0.70%
Technology	1.14%	1.28%	1.28%	1.46%	1.74%	1.97%
Textiles	0.98%	1.09%	0.89%	0.98%	0.82%	0.87%
Metals & Mining	0.65%	1.16%	0.70%	0.75%	0.91%	0.95%
Consumer Discretionary	0.47%	0.49%	0.50%	0.53%	0.55%	0.59%
Materials	0.43%	0.48%	0.52%	0.55%	0.59%	0.69%
Insurance	0.40%	0.45%	0.47%	0.48%	0.50%	0.54%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	9.71%	6.11%
AA+	9.07%	1.59%
AA	8.53%	0.82%
Cash & Call Money	4.96%	6.52%
AA-	3.04%	0.30%
Cash	2.26%	1.34%
SOV	1.29%	6.30%
A1+	0.46%	2.19%
A	-	0.01%
A+	-	0.02%
Others	-	0.03%
Term Deposits	-	0.00%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

53.7 / 100

Weighted average Value score is 53.7. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

49.9 / 100

Weighted average Price Momentum score is 49.9. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

57.2 / 100

Weighted average Quality score is 57.2. This indicates that portfolio has average quality using composite of quality measures.

QVM score

59.5 / 100

Weighted average QVM score is 59.5. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Sagar Cements Ltd.	-1.77
Mahindra Lifespace Developers Ltd.	-0.15
Varun Beverages Ltd.	-1.69
Sona BLW Precision Forgings Ltd.	-1.03

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
VIP Industries Ltd.	2.55
Jubilant FoodWorks Ltd.	2.14

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Cholamandalam Investment and Finance Company Ltd.	Non Convertible Debenture	0.00%	0	[ICRA]AA	2.21%
National Bank For Agriculture & Rural Development	Debenture	7.16%	14/12/2029	[ICRA]AAA	1.40%
Adani Power Ltd.	Debenture	0.00%	27/01/2028	CRISIL AA	1.30%
JTPM Metal Traders Ltd.	Debenture	0.00%	30/04/2030	CRISIL AA	1.28%
JSW Kalinga Steel Ltd.	Debenture	0.00%	0	CRISIL AA	1.24%
Hongkong & Shanghai Banking Corpn. Ltd.	Interest Rate Swap	0.00%	16/07/2029	-	1.19%
Muthoot Finance Ltd.	Debenture	0.00%	26/07/2029	CRISIL AA+	1.19%
Aditya Birla Renewables Ltd.	Bonds/NCDs	8.60%	24/09/2027	CRISIL AA	0.95%
Cholamandalam Investment and Finance Company Ltd.	Non Convertible Debenture	9.05%	06/03/2032	[ICRA]AA+	0.95%
Small Industries Devp. Bank of India Ltd.	Debenture	7.22%	10/04/2029	CRISIL AAA	0.94%
HDB Financial Services Ltd.	Non Convertible Debenture	7.18%	22/09/2028	CRISIL AAA	0.93%
GMR Airports Ltd.	Bonds	0.00%	13/08/2028	CRISIL AA-	0.89%
Bharti Telecom Ltd.	Non Convertible Debenture	8.75%	05/11/2029	CRISIL AAA	0.84%
HDB Financial Services Ltd.	Debenture	8.23%	05/07/2029	CRISIL AAA	0.83%
Torrent Power Ltd.	Non Convertible Debenture	0.00%	0	CRISIL AA+	0.83%
Reserve Bank of India	Treasury Bills	0.00%	91-D 27/11/2026	SOV	0.71%
Muthoot Finance Ltd.	Bonds	8.40%	28/08/2028	CRISIL AA+	0.71%
Sundaram Finance Ltd.	Bonds	7.75%	08/08/2028	CRISIL AAA	0.71%
Motilal Oswal Financial Services Ltd.	Non Convertible Debenture	0.00%	25/10/2029	CRISIL AA+	0.71%
Muthoot Finance Ltd.	Non Convertible Debenture	8.45%	26/06/2029	CRISIL AA+	0.71%
Kogta Financial India Ltd.	Non Convertible Debenture	9.45%	24/03/2028	CARE AA-	0.71%
Bharti Telecom Ltd.	Debenture	7.45%	15/12/2028	CRISIL AAA	0.70%
Bajaj Housing Finance Ltd.	Debenture	7.79%	20/08/2031	CRISIL AAA	0.70%
Cholamandalam Investment and Finance Company Ltd.	Debenture	8.58%	13/05/2027	[ICRA]AA+	0.60%
INDOSTAR-12.25%-23-5-16-A-PVT	Non Convertible Debenture	9.25%	22/11/2027	CARE AA-	0.59%
Cholamandalam Investment and Finance Company Ltd.	Non Convertible Debenture	8.88%	25/06/2033	[ICRA]AA+	0.59%
Motilal Oswal Finevest Ltd.	Bonds	8.80%	10/09/2027	CRISIL AA+	0.57%
IDFC First Bank Ltd.	Interest Rate Swap	0.00%	22/05/2028	-	0.48%
INDOSTAR-12.25%-23-5-16-A-PVT	Debenture	9.40%	19/07/2027	CARE AA-	0.48%
Muthoot Finance Ltd.	Non Convertible Debenture	0.00%	04/09/2029	CRISIL AA+	0.48%
Mahindra & Mahindra Financial Services Ltd.	Debenture	0.00%	18/05/2029	CRISIL AAA	0.48%
IDFC First Bank Ltd.	Interest Rate Swap	0.00%	04/09/2029	-	0.48%
Avanse Financial Services Ltd.	Non Convertible Debenture	8.80%	28/10/2027	IND AA	0.47%
Tata Power Company Ltd.	Non Convertible Debenture	7.50%	14/07/2031	CRISIL AA+	0.47%
Power Finance Corporation Ltd.	Debenture	6.96%	02/03/2028	CRISIL AAA	0.47%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	0.47%
Godrej Industries Ltd.	Non Convertible Debenture	8.10%	22/05/2028	CRISIL AA+	0.47%
GOI	GOI Securities	6.01%	21/07/2030	SOV	0.46%
JM Financial Services Pvt. Ltd.	Commercial Paper	0.00%	365-D 22/01/2027	CRISIL A1+	0.46%
INDOSTAR-12.25%-23-5-16-A-PVT	Debenture	8.90%	24/07/2028	CARE AA-	0.38%
Muthoot Finance Ltd.	Debenture	8.78%	20/05/2027	CRISIL AA+	0.36%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	27/10/2028	CRISIL AA	0.30%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/01/2028	CRISIL AA	0.28%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/07/2028	CRISIL AA	0.28%
Reliance Industries Ltd.	Debenture	7.47%	16/09/2031	CRISIL AAA	0.24%
Small Industries Devp. Bank of India Ltd.	Bonds/NCDs	7.44%	10/04/2028	CRISIL AAA	0.24%
HDB Financial Services Ltd.	Non Convertible Debenture	7.90%	04/06/2029	CRISIL AAA	0.24%
Fullerton India Home Finance Ltd.	Non Convertible Debenture	8.35%	15/01/2027	CRISIL AAA	0.24%
TVS Credit Services Ltd.	Non Convertible Debenture	8.85%	02/06/2027	CRISIL AA+	0.24%
TVS Credit Services Ltd.	Non Convertible Debenture	9.50%	18/01/2028	CRISIL AA+	0.22%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/04/2028	CRISIL AA	0.21%
Bajaj Housing Finance Ltd.	Debenture	8.25%	27/05/2031	CRISIL AAA	0.19%
GOI	GOI Securities	6.94%	11/05/2036	SOV	0.12%
Mahindra Rural Housing Finance Ltd.	Debenture	8.41%	28/02/2029	CRISIL AAA	0.12%

Frequently Asked Questions

What are the top holdings of SBI Multi Asset Allocation Fund Direct-Growth?

The top holdings of SBI Multi Asset Allocation Fund Direct-Growth as of 30 Sep 2026 are SBI Gold ETF (6.42%), Others (5.08%), SBI Silver ETF-Growth (3.57%), Brookfield India Real Estate Trust REIT (2.42%), Cholamandalam Investment and Finance Company Ltd. (2.21%). These top 5 stocks together account for 19.70% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does SBI Multi Asset Allocation Fund Direct-Growth hold in its portfolio?

SBI Multi Asset Allocation Fund Direct-Growth holds 131 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of SBI Multi Asset Allocation Fund Direct-Growth?

As of 30 Sep 2026, SBI Multi Asset Allocation Fund Direct-Growth's top sector allocations are Financial (12.52%), Energy (7.23%), Healthcare (4.47%). You can find detailed sector allocation above.

What is the equity and debt allocation of SBI Multi Asset Allocation Fund Direct-Growth?

As of 30 Sep 2026, SBI Multi Asset Allocation Fund Direct-Growth has 45.17% allocated to equity, and 34.25% to debt. You can also check the historical trends above.

What is the market cap allocation of SBI Multi Asset Allocation Fund Direct-Growth?

As of 30 Sep 2026, SBI Multi Asset Allocation Fund Direct-Growth's market cap allocation is 43.21% in large caps, 20.13% in mid caps, and 36.66% in small caps.

What is the PE ratio of SBI Multi Asset Allocation Fund Direct-Growth's portfolio?

The portfolio PE ratio of SBI Multi Asset Allocation Fund Direct-Growth is 19.38 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of SBI Multi Asset Allocation Fund Direct-Growth?

As of 30 Sep 2026, SBI Multi Asset Allocation Fund Direct-Growth's debt portfolio has 9.71% in AAA-rated instruments, 8.53% in AA-rated, and 1.29% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for SBI Multi Asset Allocation Fund Direct-Growth?

The latest portfolio disclosure for SBI Multi Asset Allocation Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Equity

45.17%

47.22%

47.57%

48.99%

47.14%

46.03%

Debt

34.25%

32.76%

35.31%

33.35%

34.12%

32.33%

Others (incl. cash)

5.27%

5.18%

3.62%

3.88%

4.40%

7.42%

Commodities

9.94%

10.38%

9.88%

10.08%

10.54%

10.25%

Real Estate

5.37%

4.47%

3.62%

3.70%

3.79%

3.98%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

GAIL (India) Ltd.

Energy

2,33,50,297

398.24

1.89%

-0.09%↓

HDFC Bank Ltd.

Financial

52,62,000

372.92

1.77%

-0.01%↓

Bandhan Bank Ltd.

Financial

2,05,00,000

365.37

1.74%

0.14%↑

Delhivery Ltd.

Services

86,38,573

353.92

1.68%

-0.20%↓

ICICI Bank Ltd.

Financial

23,20,000

306.63

1.46%

-0.15%↓

Indus Towers Ltd.

Communication

82,00,000

306.02

1.45%

-0.07%↓

Mahindra & Mahindra Financial Services Ltd.

Financial

92,32,926

299.93

1.43%

-0.22%↓

Biocon Ltd.

Healthcare

79,20,476

293.3

1.39%

-0.17%↓

Kotak Mahindra Bank Ltd.

Financial

66,96,701

279.25

1.33%

-0.01%↓

Samvardhana Motherson International Ltd.

Automobile

1,62,55,579

265.39

1.26%

-0.06%↓

Oil And Natural Gas Corporation Ltd.

Energy

1,15,00,000

259.67

1.23%

-0.04%↓

Syngene International Ltd.

Healthcare

70,00,000

255.71

1.22%

-0.12%↓

CESC Ltd.

Energy

1,85,44,608

248.22

1.18%

-0.12%↓

Punjab National Bank

Financial

2,10,00,000

237.43

1.13%

-0.02%↓

Cohance Lifesciences Ltd.

Healthcare

52,00,000

230.88

1.10%

-0.04%↓

Axis Bank Ltd.

Financial

18,00,000

220.68

1.05%

-0.07%↓

Elevate Campuses Ltd.

Construction

66,43,124

214.54

1.02%

Reliance Industries Ltd.

Energy

17,20,000

204.16

0.97%

-0.08%↓

FSN E-Commerce Ventures Ltd.

Services

63,46,875

203.1

0.97%

-0.09%↓

Bajaj Finserv Ltd.

Financial

11,20,650

193.98

0.92%

-0.16%↓

Sector

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Financial

12.52%

13.78%

14.13%

12.70%

12.80%

11.27%

Energy

7.23%

7.67%

8.16%

8.15%

8.75%

9.67%

Healthcare

4.47%

4.82%

4.85%

5.12%

4.96%

3.71%

Services

4.25%

4.69%

4.83%

7.35%

5.41%

5.70%

Consumer Staples

2.75%

2.74%

2.95%

2.79%

2.03%

2.17%

Chemicals

2.58%

2.47%

2.45%

2.50%

2.60%

2.81%

Automobile

2.29%

2.38%

2.25%

1.92%

1.47%

Construction

2.16%

1.18%

1.28%

1.22%

1.17%

1.13%

Communication

1.59%

1.66%

1.74%

1.81%

2.14%

1.70%

Capital Goods

1.27%

0.87%

0.60%

0.67%

0.71%

0.70%

Technology

1.14%

1.28%

1.46%

1.74%

1.97%

Textiles

0.98%

1.09%

0.89%

0.98%

0.82%

0.87%

Metals & Mining

0.65%

1.16%

0.70%

0.75%

0.91%

0.95%

Consumer Discretionary

0.47%

0.49%

0.50%

0.53%

0.55%

0.59%

Materials

0.43%

0.48%

0.52%

0.55%

0.59%

0.69%

Insurance

0.40%

0.45%

0.47%

0.48%

0.50%

0.54%

Rating

Fund